Live Oak Bancshares Share Price (NASDAQ: LOB)

$34.92

▲

-0.06

(-0.17%)

Live

Last updated on August 22, 2025 at 12:38 AM IST

$₹

Check the interactive Live Oak Bancshares Stock chart to analyse performance

Live Oak Bancshares stock performance

as on August 22, 2025 at 12:38 AM IST

Today's Low:$34.75
Today's High:$34.96
$34.92
0.49%
Downside
Day's Volatility :0.6%
Upside
0.11%
52 Weeks Low:$22.68
52 Weeks High:$50.57
$34.92
35.05%
Downside
52 Weeks Volatility :55.15%
Upside
30.95%

Live Oak Bancshares Stock Returns

Period	Live Oak Bancshares Inc	Sector (Financials)	Index (Russel 2000)
3 Months	29.77%	5.1%	0.0%
6 Months	6.51%	4.2%	0.0%
1 Year	-14.15%	20.7%	0.0%
3 Years	-8.59%	51.2%	-9.6%

Live Oak Bancshares Inc Key Stats

Check Live Oak Bancshares key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$34.98
Open	$35.25
Today's High	$35.405
Today's Low	$34.75
Market Capitalization	$1.6B
Today's Volume	$368.5K
52 Week High	$50.57
52 Week Low	$22.68
Revenue TTM	$406.0M
Earnings Per Share (EPS)	$1.21
PE Ratio	29.21
Dividend Yield	0.35%
Profit Margin	13.81%
Quarterly Earnings Growth YOY	-0.14%
Return On Equity TTM	5.51%

Stock Returns calculator for Live Oak Bancshares Stock including INR - Dollar returns

The Live Oak Bancshares stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Live Oak Bancshares investment value today

Current value as on today

₹89,616

Returns

₹10,384

(-10.38%)

Returns from Live Oak Bancshares Stock

₹14,349 (-14.35%)

Dollar Returns*

₹3,965 (+3.97%)

Indian investors sentiment towards Live Oak Bancshares Stock

267%

Period: Jul 21, 2025 to Aug 20, 2025. Change in 30 Days versus previous period

Search interest for Live Oak Bancshares Stock from India on INDmoney has increased by 267% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Live Oak Bancshares Inc

Name
Holdings %
Name
Holdings %
T. Rowe Price Investment Management,Inc.
14.25%
BlackRock Inc
5.91%
Vanguard Group Inc
5.88%
Barrow Hanley Mewhinney & Strauss LLC
4.12%
Dimensional Fund Advisors, Inc.
3.37%
State Street Corp
2.77%

Analyst Recommendation on Live Oak Bancshares Stock

Rating

Trend

Buy

55%Buy

44%Hold

0%Sell

Based on 9 Wall street analysts offering stock ratings for Live Oak Bancshares(by analysts ranked 0 to 5 stars)

Live Oak Bancshares Share Price Target

What analysts predicted

Upside of 8.82%

Target:

$38.00

Current:

$34.92

Live Oak Bancshares share price target is $38.00, a slight Upside of 8.82% compared to current price of $34.92 as per analysts' prediction.

Live Oak Bancshares Stock Insights

Price Movement
In the last 1 month, LOB stock has moved up by 9.9%
Increasing Revenue
Revenue is up for the last 2 quarters, 236.34M → 259.44M (in $), with an average increase of 8.9% per quarter
Increasing Net Profit
Netprofit is up for the last 2 quarters, 9.71M → 23.42M (in $), with an average increase of 58.5% per quarter
LOB vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 53.9% return, outperforming this stock by 68.1%
LOB vs MFG (3 yr)
In the last 3 years, Mizuho Financial Group, Inc. has given 184.3% return, outperforming this stock by 195.2%
Price to Sales
ForLOB every $1 of sales, investors are willing to pay $3.9, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Live Oak Bancshares Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$289.5M	↑ 14.28%
Net Income	$18.0M	↓ 64.95%
Net Profit Margin	6.23%	↓ 14.08%

	FY20	Y/Y Change
Revenue	$378.3M	↑ 30.67%
Net Income	$59.5M	↑ 230.17%
Net Profit Margin	15.74%	↑ 9.51%

	FY21	Y/Y Change
Revenue	$506.4M	↑ 33.86%
Net Income	$167.0M	↑ 180.46%
Net Profit Margin	32.98%	↑ 17.24%

	FY22	Y/Y Change
Revenue	$508.8M	↑ 0.48%
Net Income	$176.2M	↑ 5.52%
Net Profit Margin	34.63%	↑ 1.65%

	FY23	Y/Y Change
Revenue	$776.6M	↑ 52.62%
Net Income	$73.9M	↓ 58.06%
Net Profit Margin	9.52%	↓ 25.11%

	FY24	Y/Y Change
Revenue	$929.3M	↑ 19.67%
Net Income	$77.5M	↑ 4.84%
Net Profit Margin	8.34%	↓ 1.18%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$220.6M	↑ 11.34%
Net Income	$27.6M	↑ 70.67%
Net Profit Margin	12.51%	↑ 4.35%

	Q2 FY24	Q/Q Change
Revenue	$230.5M	↑ 4.53%
Net Income	$27.0M	↓ 2.26%
Net Profit Margin	11.7%	↓ 0.81%

	Q3 FY24	Q/Q Change
Revenue	$238.3M	↑ 3.35%
Net Income	$13.0M	↓ 51.69%
Net Profit Margin	5.47%	↓ 6.23%

	Q4 FY24	Q/Q Change
Revenue	$239.9M	↑ 0.69%
Net Income	$9.9M	↓ 23.99%
Net Profit Margin	4.13%	↓ 1.34%

	Q1 FY25	Q/Q Change
Revenue	$236.3M	↓ 1.49%
Net Income	$9.7M	↓ 1.85%
Net Profit Margin	4.11%	↓ 0.02%

	Q2 FY25	Q/Q Change
Revenue	$259.4M	↑ 9.77%
Net Income	$23.4M	↑ 141.1%
Net Profit Margin	9.03%	↑ 4.92%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$186.4M	↓ 3.5%

	FY20	Y/Y Change
Profit	$244.0M	↑ 30.88%

	FY21	Y/Y Change
Profit	$426.8M	↑ 74.93%

	FY22	Y/Y Change
Profit	$350.9M	↓ 17.78%

	FY23	Y/Y Change
Profit	$382.3M	↑ 8.93%

	FY24	Y/Y Change
Profit	$396.6M	↑ 3.75%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Profit	$101.9M	↑ 10.59%

	Q2 FY24	Q/Q Change
Profit	$111.7M	↑ 9.59%

	Q3 FY24	Q/Q Change
Profit	$91.8M	↓ 17.75%

	Q4 FY24	Q/Q Change
Profit	$91.2M	↓ 0.65%

	Q1 FY25	Q/Q Change
Profit	$94.8M	↑ 3.9%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$-493.9M	↓ 7947.55%
Investing Cash Flow	$-673.2M	↓ 20.37%
Financing Cash Flow	$1.1B	↑ 24.77%

	FY20	Y/Y Change
Operating Cash Flow	$-273.0M	↓ 44.73%
Investing Cash Flow	$-2.6B	↑ 287.35%
Financing Cash Flow	$3.0B	↑ 177.27%

	FY21	Y/Y Change
Operating Cash Flow	$-119.7M	↓ 56.15%
Investing Cash Flow	$-149.8M	↓ 94.25%
Financing Cash Flow	$155.0M	↓ 94.8%

	FY22	Y/Y Change
Operating Cash Flow	$124.5M	↓ 203.98%
Investing Cash Flow	$-1.4B	↑ 862.83%
Financing Cash Flow	$1.5B	↑ 887.9%

	FY23	Y/Y Change
Operating Cash Flow	$620.1M	↑ 398.11%
Investing Cash Flow	$-1.8B	↑ 23.06%
Financing Cash Flow	$1.3B	↓ 13.72%

	FY24	Y/Y Change
Operating Cash Flow	$536.5M	↓ 13.48%
Investing Cash Flow	$-2.1B	↑ 17.14%
Financing Cash Flow	$1.6B	↑ 18.79%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$90.9M	↓ 46.61%
Investing Cash Flow	$-278.7M	↓ 28.26%
Financing Cash Flow	$202.7M	↓ 23.82%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$83.9M	↓ 7.72%
Investing Cash Flow	$-385.6M	↑ 38.35%
Financing Cash Flow	$319.8M	↑ 57.78%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$191.0M	↑ 127.73%
Investing Cash Flow	$-828.6M	↑ 114.89%
Financing Cash Flow	$688.7M	↑ 115.38%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$170.7M	↓ 10.64%
Investing Cash Flow	$-586.2M	↓ 29.25%
Financing Cash Flow	$357.8M	↓ 48.06%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$105.0M	↓ 38.5%
Investing Cash Flow	$-599.3M	↑ 2.22%
Financing Cash Flow	$629.8M	↑ 76.03%

Live Oak Bancshares Technicals Summary

Sell

Neutral

Buy

Live Oak Bancshares is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Live Oak Bancshares Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Live Oak Bancshares Inc	9.34%	6.51%	-14.15%	-8.59%	75.09%
U.s. Bancorp	0.55%	-0.74%	6.21%	-2.49%	26.3%
Icici Bank Ltd.	-2.71%	15.96%	18.02%	55.27%	219.51%
Pnc Financial Services Group, Inc.	-0.9%	1.63%	12.48%	17.15%	77.6%
Itaú Unibanco Holding S.a.	5.31%	26.9%	7.49%	44.46%	68.04%
Mizuho Financial Group, Inc.	14.14%	12.95%	53.88%	183.12%	142.22%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Live Oak Bancshares Inc	29.21	29.21	0.0	2.05	0.06	0.0	0.0	23.27
U.s. Bancorp	11.06	11.06	1.71	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	19.7	19.7	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	13.19	13.19	2.12	15.53	0.11	0.01	0.03	131.61
Itaú Unibanco Holding S.a.	8.99	8.99	1.2	0.75	0.21	0.02	0.34	19.34
Mizuho Financial Group, Inc.	13.48	13.48	1.29	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Live Oak Bancshares Inc	Buy	$1.6B	75.09%	29.21	13.81%
U.s. Bancorp	Hold	$71.9B	26.3%	11.06	27.0%
Icici Bank Ltd.	Buy	$118.1B	219.51%	19.7	25.74%
Pnc Financial Services Group, Inc.	Buy	$76.0B	77.6%	13.19	29.23%
Itaú Unibanco Holding S.a.	Buy	$71.3B	68.04%	8.99	31.79%
Mizuho Financial Group, Inc.	Buy	$80.6B	142.22%	13.48	22.79%

About Live Oak Bancshares Inc

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments: Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.

Organization	Live Oak Bancshares
Employees	1056
CEO	Mr. James S. Mahan III
Industry	Finance

Key Management of Live Oak Bancshares Inc

Name	Title
Mr. James S. Mahan III	Chairman & CEO
Mr. William C. Losch III	President
Mr. Walter J. Phifer	Chief Financial Officer
Mr. Gregory W. Seward J.D.	Chief Risk Officer & General Counsel
Mr. Renato Derraik	Chief Information & Digital Officer of Bank
Mr. William L. Williams III	Vice Chairman & Executive VP
Mr. John Wesley Sutherland	Chief Accounting Officer
Ms. Claire Parker	Senior Vice President of Corporate Communications
Mr. Steven J. Smits	Head of Commercial Banking
Mr. Mark Moroz	Chief Banking Officer

Important FAQs about investing in LOB Stock from India :

What is Live Oak Bancshares share price today?

Live Oak Bancshares share price today is $34.92 as on August 22, 2025 at 12:38 AM IST. Live Oak Bancshares share today touched a day high of $34.96 and a low of $34.75.

What is the 52 week high and 52 week low for Live Oak Bancshares share?

Live Oak Bancshares share touched a 52 week high of $50.57 and a 52 week low of $22.68. Live Oak Bancshares stock price today i.e. August 22, 2025 at 12:38 AM IST is trending at $34.92, lower by 30.95% versus the 52 week high.

How to invest in Live Oak Bancshares Stock (LOB) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Live Oak Bancshares on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Live Oak Bancshares Shares that will get you 0.0430 shares as per Live Oak Bancshares share price of $34.92 per share as on August 22, 2025 at 12:38 AM IST.

What is the minimum amount required to buy Live Oak Bancshares Stock (LOB) from India?

Indian investors can start investing in Live Oak Bancshares (LOB) shares with as little as ₹87.232 or $1 (as of August 21, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹872.32 in Live Oak Bancshares stock (as per the Rupee-Dollar exchange rate as on August 21, 2025). Based on Live Oak Bancshares share’s latest price of $34.92 as on August 22, 2025 at 12:38 AM IST, you will get 0.2864 shares of Live Oak Bancshares. Learn more about fractional shares .

What are the returns that Live Oak Bancshares has given to Indian investors in the last 5 years?

Live Oak Bancshares stock has given 75.09% share price returns and 17.61% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your US Stock Investments?