Live Oak Bancshares, Inc. share price logo

Live Oak Bancshares, Inc.

NYSE: LOB

Small Cap

$37.66

-0.09

(-0.23%)

as on

Live Oak Bancshares, Inc. Stock Performance

as on May 8, 2026 at 6:59 am IST

  • Day's Low

    Day's High

    $37.33
    $38.21
    downward going graph

    0.88%

    Downside

    1.46%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $25.53
    $42.89
    downward going graph

    32.21%

    Downside

    13.89%

    Upside

    downward going graph

Live Oak Bancshares, Inc. share price movements today

Previous Close
$37.74
Open
$37.96
Volume
441.6K
Day's Low - High
$37.33 - $38.21
52 Week Low - High
$25.53 - $42.89

Live Oak Bancshares, Inc. Historical Returns

1 Month Return
+ 10.9 %
3 Month Return
-7.57 %
1 Year Return
+ 46.22 %
3 Year Return
+ 74.72 %
5 Year Return
-43.8 %

Live Oak Bancshares, Inc. Stock Fundamentals & Key Indicators

Check Live Oak Bancshares, Inc. market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$1.7B

EPS (TTM)

3.0633

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

1.86%

PE Ratio (TTM)

14.33

Industry PE ratio

10.502471264367816

PEG Ratio

0

EBITDA

-

Revenue (TTM)

512.2M

Profit Margin

24.64%

Return On Equity TTM

10.89%

Live Oak Bancshares, Inc. Stock Valuation

Track how Live Oak Bancshares, Inc. P/E has moved over time to understand its valuation trends.

Live Oak Bancshares, Inc. in the last 5 years

  • Overview

  • Trends

Lowest (13.65x)

March 31, 2026

Industry (10.50x)

May 7, 2026

Today (14.33x)

May 7, 2026

Highest (30.16x)

March 31, 2023

LowHigh

Today’s Price to Earnings Ratio: 14.33x

Live Oak Bancshares, Inc. vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Live Oak Bancshares, Inc. with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
BUY$1.7B-43.8%14.3324.64%
BUY$104.0B193.05%15.826.13%
BUY$89.3B11.82%12.9231.31%
BUY$94.5B82.01%10.5832.28%
BUY$93.2B60.37%16.5724.93%

Stock Returns calculator for Live Oak Bancshares, Inc. Stock including INR - Dollar returns

The Live Oak Bancshares, Inc. stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Live Oak Bancshares, Inc. investment value today

Current value as on today

₹1,62,306

Returns

₹62,306

(+62.31%)

Returns from Live Oak Bancshares, Inc. Stock

₹45,912 (+45.91%)

Dollar Impact

₹16,393 (+16.39%)

Analyst Recommendation on Live Oak Bancshares, Inc. Stock

Based on 9 analysts

BUY

55.56%

Buy

44.44%

Hold

0.00%

Sell

Based on 9 analysts, 55.56% of analysts recommend a 'BUY' rating for Live Oak Bancshares, Inc.. Average target price of $42.75

Live Oak Bancshares, Inc. Share Price Target

Get share price movements and forecasts by analysts on Live Oak Bancshares, Inc..

What analysts predicted

11.91%UPSIDE

Target Price

$42.75

Current Price

$37.66

Analyzed by

9 Analysts

Target

$42.75

Live Oak Bancshares, Inc. target price $42.75, a slight upside of 11.91% compared to current price of $37.66. According to 9 analysts rating.

Indian Investors' Interest in Live Oak Bancshares, Inc. Stock

Search interest for Live Oak Bancshares, Inc. Stock has decreased by -33% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-33% versus previous 30 day period

Live Oak Bancshares, Inc. Quarterly Profit & Loss

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Total Revenue
198
220
230
238
239
236
257
258
289
259
Gross Profit
92
101
111
91
91
94
118
120
169
125
Operating Income
17
22
36
17
13
13
31
36
80
40
EBITDA
22
27
41
24
19
20
37
43
83
40
Interest Expense
96
102
107
111
115
112
115
115
116
114
Depreciation
5
4
5
6
6
6
6
6
9
-
Income Before Tax
17
22
36
17
13
13
31
36
80
40
Income Tax Expense
1
-5
9
4
3
3
7
10
35
10
Net Income
16
27
26
13
9
9
23
26
44
30
Net Profit Margin
8.16%
12.51%
11.70%
5.47%
4.13%
4.11%
9.11%
10.26%
15.24%
11.56%

Live Oak Bancshares, Inc. Annual Profit & Loss

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
144
203
253
289
378
506
508
776
929
1,041
Gross Profit
117
168
193
186
243
426
350
382
396
502
Operating Income
17
98
46
23
47
210
210
82
89
160
EBITDA
21
108
62
43
69
232
231
104
112
185
Interest Expense
14
25
54
87
93
64
116
342
436
460
Depreciation
-
10
16
19
21
21
20
21
23
30
Income Before Tax
17
98
46
23
47
210
210
82
89
160
Income Tax Expense
3
-2
-5
5
-12
43
34
8
11
57
Net Income
13
100
51
18
59
166
176
73
77
103
Net Profit Margin
9.51%
49.45%
20.31%
6.23%
15.74%
32.98%
34.63%
9.52%
8.34%
9.97%

Live Oak Bancshares, Inc. Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Net Income
27
26
13
9
9
23
-16
46
30
Operating Cash Flow
90
83
191
170
104
208
-313
79
-
Investing Cash Flow
-278
-385
-828
-586
-599
-485
1,335
-497
-
Financing Cash Flow
202
319
688
357
629
195
786
390
-
Change in Cash
14
18
51
-57
135
-81
1,809
-27
-

Live Oak Bancshares, Inc. Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
100
51
18
59
166
176
73
77
105
Operating Cash Flow
-287
6
-493
-272
-119
124
620
536
158
Investing Cash Flow
-535
-845
-673
-2,607
-149
-1,442
-1,774
-2,079
-1,904
Financing Cash Flow
879
863
1,073
2,977
154
1,530
1,320
1,568
2,002
Change in Cash
57
24
-93
96
-114
212
165
26
256

Global Institutional Holdings in Live Oak Bancshares, Inc.

Funds
Holdings
Motley Fool Wealth Management LLC
0.71%
Vanguard Group Inc
5.84%
Ameriprise Financial Inc
1.12%
Northern Trust Corp
0.66%
Manufacturers Life Insurance Co
0.62%

Insights on Live Oak Bancshares, Inc.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 1 year, LOB stock has moved up by 46.2%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. has given 199.0% return, outperforming this stock by 124.3%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. has given 80.2% return, outperforming this stock by 34.0%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 289.44M → 259.93M (in $), with an average decrease of 10.2% per quarter

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 44.11M → 30.04M (in $), with an average decrease of 31.9% per quarter

About Live Oak Bancshares, Inc.

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.
OrganisationLive Oak Bancshares, Inc.
Headquarters1741 Tiburon Drive, Wilmington, NC, United States, 28403
IndustryBanks - Regional
CEOMr. James S. Mahan III
E-voting on sharesClick here to vote

Key Management of Live Oak Bancshares, Inc.

Name

Title

Ms. Claire Parker

Senior Vice President of Corporate Communications

Mr. James S. Mahan III

Chairman & CEO

Mr. William C. Losch III

President

Mr. Mark Moroz

Chief Banking Officer

Mr. Renato Derraik

Chief Information & Digital Officer of Bank

Mr. John Wesley Sutherland

Chief Accounting Officer

Mr. Walter J. Phifer

Chief Financial Officer

Mr. William L. Williams III

Vice Chairman & Executive VP

Mr. Gregory W. Seward J.D.

General Counsel

Ms. E. Dawn Thompson

Senior Vice President of Government Relations

FAQs

What is Live Oak Bancshares, Inc. share price today?

Live Oak Bancshares, Inc. share price today is $37.66 as on at the close of the market. Live Oak Bancshares, Inc. share today touched a day high of $38.21 and a low of $37.33.

What is the 52 week high and 52 week low for Live Oak Bancshares, Inc. share?

Live Oak Bancshares, Inc. share touched a 52 week high of $42.89 on and a 52 week low of $25.53 on . Live Oak Bancshares, Inc. stock price today i.e. is closed at $37.66,which is 12.19% down from its 52 week high and 47.51% up from its 52 week low.

What is Live Oak Bancshares, Inc.'s market capitalisation today?

Live Oak Bancshares, Inc. market capitalisation is $0.00T as on .

How to invest in Live Oak Bancshares, Inc. Stock (LOB) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Live Oak Bancshares, Inc. on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Live Oak Bancshares, Inc. Shares that will get you 0.0398 shares as per Live Oak Bancshares, Inc. share price of $37.66 per share as on May 8, 2026 at 1:29 am IST.

What is the minimum amount required to buy Live Oak Bancshares, Inc. Stock (LOB) from India?

Indian investors can start investing in Live Oak Bancshares, Inc. (LOB) shares with as little as ₹94.24 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹942.40 in Live Oak Bancshares, Inc. stock (as per the Rupee-Dollar exchange rate as on ). Based on Live Oak Bancshares, Inc. share’s latest price of $37.66 as on May 8, 2026 at 1:29 am IST, you will get 0.2655 shares of Live Oak Bancshares, Inc.. Learn more about fractional shares .

What are the returns that Live Oak Bancshares, Inc. has given to Indian investors in the last 5 years?

Live Oak Bancshares, Inc. stock has given -43.8% share price returns and 29.81% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?