Live Oak Bancshares Inc share price logo

Live Oak Bancshares Inc Share Price

NASDAQ: LOB

Small Cap

$36.44

-0.09

(-0.25%)

as on

Live Oak Bancshares Inc Stock Performance

as on September 16, 2025 at 1:29 am IST

  • Day's Low

    Day's High

    $36.05
    $36.95
    downward going graph

    1.07%

    Downside

    1.40%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $22.68
    $50.57
    downward going graph

    37.76%

    Downside

    38.78%

    Upside

    downward going graph

Live Oak Bancshares Inc share price movements today

Previous Close
$36.53
Open
$36.67
Volume
243.0K
Day's Low - High
$36.05 - $36.95
52 Week Low - High
$22.68 - $50.57

Live Oak Bancshares Inc Historical Returns

1 Month Return
+ 5.79 %
3 Month Return
+ 31.17 %
1 Year Return
-19.54 %
3 Year Return
+ 2.93 %
5 Year Return
+ 53.1 %

Live Oak Bancshares Inc Stock Fundamentals & Key Indicators

Check Live Oak Bancshares Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$1.7B

EPS (TTM)

2

Dividend Yield

0.28%

Quarterly Earnings Growth YOY

-0.14%

PE Ratio (TTM)

30.19

Industry PE ratio

9.72337606837607

P/B Ratio

30.1901

PEG Ratio

0

EBITDA

-

Revenue (TTM)

406.0M

Profit Margin

13.81%

Return On Equity TTM

5.51%

Live Oak Bancshares Inc Stock Valuation

Track how Live Oak Bancshares Inc P/E has moved over time to understand its valuation trends.

Live Oak Bancshares Inc in the last 5 years

  • Overview

  • Trends

Lowest (14.88x)

September 30, 2022

Industry (9.72x)

September 15, 2025

Today (30.19x)

September 15, 2025

Highest (30.16x)

March 31, 2023

LowHigh

Today’s Price to Earnings Ratio: 30.19x

Live Oak Bancshares Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Live Oak Bancshares Inc with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
BUY$1.7B53.1%30.1913.81%
BUY$75.8BNA33.3839.32%
BUY$82.2B143.91%13.7722.70%
BUY$114.7B215.34%19.225.74%
BUY$79.5B81.49%13.8229.23%

Stock Returns calculator for Live Oak Bancshares Inc Stock including INR - Dollar returns

The Live Oak Bancshares Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Live Oak Bancshares Inc investment value today

Current value as on today

₹85,250

Returns

₹14,750

(-14.75%)

Returns from Live Oak Bancshares Inc Stock

₹19,736 (-19.74%)

Dollar Returns*

₹4,985 (+4.99%)

Analyst Recommendation on Live Oak Bancshares Inc Stock

Based on 9 analysts

BUY

55.56%

Buy

44.44%

Hold

0.00%

Sell

Based on 9 analysts, 55.56% of analysts recommend a 'BUY' rating for Live Oak Bancshares Inc. Average target price of $39.33

Live Oak Bancshares Inc Share Price Target

Get share price movements and forecasts by analysts on Live Oak Bancshares Inc.

What analysts predicted

7.35%UPSIDE

Target Price

$39.33

Current Price

$36.44

Analyzed by

9 Analysts

Target

$39.33

Live Oak Bancshares Inc target price $39.33, a slight upside of 7.35% compared to current price of $36.44. According to 9 analysts rating.

Live Oak Bancshares Inc Stock's Interest Amongst Investors

Search interest for Live Oak Bancshares Inc Stock has decreased by -13% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-13% versus previous 30 day period

Live Oak Bancshares Inc Quarterly Profit & Loss

All numbers in Millions USD

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Total Revenue
169
192
216
198
220
230
238
239
236
257
Gross Profit
81
94
114
92
101
111
91
91
94
118
Operating Income
3
18
42
17
22
36
17
13
13
31
EBITDA
8
24
48
22
27
41
24
19
20
37
Interest Expense
69
85
91
96
102
107
111
115
112
115
Depreciation
5
5
5
5
4
5
6
6
6
6
Income Before Tax
3
18
42
17
22
36
17
13
13
31
Income Tax Expense
3
1
2
1
-5
9
4
3
3
7
Net Income
0
17
39
16
27
26
13
9
9
23
Net Profit Margin
0.23%
9.11%
18.42%
8.16%
12.51%
11.70%
5.47%
4.13%
4.11%
9.11%

Live Oak Bancshares Inc Annual Profit & Loss

All numbers in Millions USD

Dec 2015
Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Total Revenue
112
144
203
253
289
378
506
508
776
929
Gross Profit
100
117
168
193
186
243
426
350
382
396
Operating Income
34
17
98
46
23
47
210
210
82
89
EBITDA
37
21
108
62
43
69
232
231
104
112
Interest Expense
8
14
25
54
87
93
64
116
342
436
Depreciation
-
-
10
16
19
21
21
20
21
23
Income Before Tax
34
17
98
46
23
47
210
210
82
89
Income Tax Expense
13
3
-2
-5
5
-12
43
34
8
11
Net Income
20
13
100
51
18
59
166
176
73
77
Net Profit Margin
18.26%
9.51%
49.45%
20.31%
6.23%
15.74%
32.98%
34.63%
9.52%
8.34%

Live Oak Bancshares Inc Quarterly Cash Flow

All numbers in Millions USD

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Net Income
17
6
16
27
26
13
9
9
23
Operating Cash Flow
136
-13
170
90
83
191
170
104
208
Investing Cash Flow
-244
-1,386
-388
-278
-385
-828
-586
-599
-485
Financing Cash Flow
453
20
266
202
319
688
357
629
195
Change in Cash
344
32
47
14
18
51
-57
135
-81

Live Oak Bancshares Inc Annual Cash Flow

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Net Income
13
100
51
18
59
166
176
73
77
Operating Cash Flow
-221
-287
6
-493
-272
-119
124
620
536
Investing Cash Flow
-320
-535
-845
-673
-2,607
-149
-1,442
-1,774
-2,079
Financing Cash Flow
677
879
863
1,073
2,977
154
1,530
1,320
1,568
Change in Cash
135
57
24
-93
96
-114
212
165
26

Global Institutional Holdings in Live Oak Bancshares Inc

Funds
Holdings
T. Rowe Price Investment Management,Inc.
14.19%
BlackRock Inc
5.91%
Vanguard Group Inc
5.82%
Barrow Hanley Mewhinney & Strauss LLC
3.4%
Dimensional Fund Advisors, Inc.
3.12%

Insights on Live Oak Bancshares Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 months, LOB stock has moved up by 29.9%

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 9.71M → 23.42M (in $), with an average increase of 58.5% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 236.34M → 257.06M (in $), with an average increase of 8.1% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Nu Holdings Ltd. has given 184.7% return, outperforming this stock by 180.6%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. has given 64.8% return, outperforming this stock by 87.0%

About Live Oak Bancshares Inc

member fdic. the live oak story we started live oak bank in 2007 to provide veterinary business loans to small, independent businesspeople looking to expand, remodel, refinance and/or acquire an existing practice. from the beginning, we took a personal approach and saw our clients not as numbers, but as real people facing real-life opportunities and challenges. we offered big bank expertise and experience without big bank attitudes. it worked - for us as well as our clients - and we expanded our veterinary funding programs to serve the needs of private pharmacies and dental offices. today, live oak has clients across america, but we still see each one as an individual entrepreneur who deserves our undivided attention. we're their bank and we take that responsibility very personally. with this philosophy, live oak is now one of the largest originators of small business loans with one of the strongest loan portfolios in the country. we have extensive experience lending to selected niche
OrganisationLive Oak Bancshares Inc
Headquarters1741 Tiburon Drive, Wilmington, NC, United States, 28403
IndustryFinance
CEOMr. James S. Mahan III
E-voting on sharesClick here to vote

Key Management of Live Oak Bancshares Inc

Name

Title

Mr. James S. Mahan III

Chairman & CEO

Mr. Walter J. Phifer

Chief Financial Officer

Mr. Gregory W. Seward J.D.

Chief Risk Officer & General Counsel

Mr. Renato Derraik

Chief Information & Digital Officer of Bank

Mr. William L. Williams III

Vice Chairman & Executive VP

Mr. John Wesley Sutherland

Chief Accounting Officer

Mr. Mark Moroz

Chief Banking Officer

Mr. William C. Losch III

President

Ms. Claire Parker

Senior Vice President of Corporate Communications

Mr. Steven J. Smits

Head of Commercial Banking

FAQs

What is Live Oak Bancshares Inc share price today?

Live Oak Bancshares Inc share price today is $36.44 as on at the close of the market. Live Oak Bancshares Inc share today touched a day high of $36.95 and a low of $36.05.

What is the 52 week high and 52 week low for Live Oak Bancshares Inc share?

Live Oak Bancshares Inc share touched a 52 week high of $50.57 on and a 52 week low of $22.68 on . Live Oak Bancshares Inc stock price today i.e. is closed at $36.44,which is 27.94% down from its 52 week high and 60.67% up from its 52 week low.

What is Live Oak Bancshares Inc's market capitalisation today?

Live Oak Bancshares Inc market capitalisation is $0.00T as on .

How to invest in Live Oak Bancshares Inc Stock (LOB) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Live Oak Bancshares Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Live Oak Bancshares Inc Shares that will get you 0.0412 shares as per Live Oak Bancshares Inc share price of $36.44 per share as on September 16, 2025 at 1:29 am IST.

What is the minimum amount required to buy Live Oak Bancshares Inc Stock (LOB) from India?

Indian investors can start investing in Live Oak Bancshares Inc (LOB) shares with as little as ₹88.141 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹881.41 in Live Oak Bancshares Inc stock (as per the Rupee-Dollar exchange rate as on ). Based on Live Oak Bancshares Inc share’s latest price of $36.44 as on September 16, 2025 at 1:29 am IST, you will get 0.2744 shares of Live Oak Bancshares Inc. Learn more about fractional shares .

What are the returns that Live Oak Bancshares Inc has given to Indian investors in the last 5 years?

Live Oak Bancshares Inc stock has given 53.1% share price returns and 20.01% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?