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FCF

First Commonwealth Financial Corp.

$15.28

Earnings Summary

Revenue
$98.17Mn
Net Profits
$30.75Mn
Net Profit Margins
31.33%
PE Ratio
11.49

Highlights

Revenue:

First Commonwealth Financial Corp.’s revenue jumped 4.12% since last year same period to $98.17Mn in the Q2 2022. On a quarterly growth basis, First Commonwealth Financial Corp. has generated 6.54% jump in its revenue since last 3-months.

Net Profits:

First Commonwealth Financial Corp.’s net profit jumped 3.83% since last year same period to $30.75Mn in the Q2 2022. On a quarterly growth basis, First Commonwealth Financial Corp. has generated 10.92% jump in its net profits since last 3-months.

Net Profit Margins:

First Commonwealth Financial Corp.’s net profit margin fell -0.28% since last year same period to 31.33% in the Q2 2022. On a quarterly growth basis, First Commonwealth Financial Corp. has generated 4.12% jump in its net profit margins since last 3-months.

PE Ratio:

First Commonwealth Financial Corp.’s price-to-earnings ratio after this Q2 2022 earnings stands at 11.49.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the First Commonwealth Financial Corp. post its latest quarter earnings

EPS Estimate Current Quarter
0.37
EPS Estimate Current Year
0.37

Highlights

EPS Estimate Current Quarter:

First Commonwealth Financial Corp.’s earning per share (EPS) estimates for the current quarter stand at 0.37 - a 12.12% jump from last quarter’s estimates.

EPS Estimate Current Year:

First Commonwealth Financial Corp.’s earning per share (EPS) estimates for the current year stand at 0.37.

Key Ratios

Key ratios of the First Commonwealth Financial Corp. post its Q2 2022 earnings

Earning Per Share (EPS)
0.33
Return on Assets (ROA)
0.01
Return on Equity (ROE)
0.12
Dividend Per Share (DPS)
0.47

Highlights

Earning Per Share (EPS):

First Commonwealth Financial Corp.’s earning per share (EPS) jumped 6.45% since last year same period to 0.33 in the Q2 2022. This indicates that the First Commonwealth Financial Corp. has generated 6.45% annual rate of jump in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. First Commonwealth Financial Corp.’s return on assets (ROA) stands at 0.01.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. First Commonwealth Financial Corp.’s return on equity (ROE) stands at 0.12.

Dividend Per Share (DPS):

First Commonwealth Financial Corp. declared 0.47 dividend per share during the earnings announcement for Q2 2022.

Earnings Calendar

Earnings DateEstimated EPSReported EPSSurprise %
2022-06-30
0.33
0.33
0%
2022-05-09
0.3
0.29
-3.33%

Company Information

First Commonwealth Financial Corporation, headquartered in Indiana, Pennsylvania, is a financial services company with 119 community banking offices in 26 counties throughout western and central Pennsylvania and throughout Ohio, as well as business banking operations in Pittsburgh, Pennsylvania, and Canton, Cleveland, Columbus and Cincinnati, Ohio. The Company also operates mortgage offices in Wexford, Pennsylvania, as well as Hudson, and Lewis Center, Ohio. First Commonwealth provides a full range of commercial banking, consumer banking, mortgage, wealth management and insurance products and services through its subsidiaries First Commonwealth Bank and First Commonwealth Insurance Agency.

Organisation
First Commonwealth Financial Corp.
Headquarters
Indiana, Pennsylvania, US
Employees
1.36K
Industry
Finance
CEO
Thomas Price