UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl
Get the latest NAV of UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹82.82
1D
NAV as on 13 May 2026
11.49%/per year
Since Inception
▲▼
UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (13-May-26)
The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl Asset Allocation
See fund asset allocation details as on (13-Apr-26)
Fund Distribution
as on (13-Apr-26)
UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl Sector Allocation
See fund sector allocation details as on (13-Apr-26)
Sector Allocation
Top 3 Sectors in March were Financial Services, Tech & Tech
Financial Services
99%
Corporate
2%
Tech
Financial Services
99%
Tech
UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl Holdings Details
as on (30-Apr-26)
UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.08% |
Benchmark | Nifty Financial Services TR INR |
| AUM | ₹1350 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5,000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 57.15% |
| Risk |   Very High Risk |
About UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl
UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Amit Premchandani, Bhavesh Kanani. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl has ₹1350 Cr worth of assets under management (AUM) as on Apr 2026 and is more than category average.
- The fund has an expense ratio 1.1.
Returns
UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 11.49% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 1.14%, 13.61% and 13.63% respectively.
Holdings
UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Financial Services, Tech. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Kotak Mahindra Bank Ltd, Bajaj Finance Ltd, Axis Bank Ltd
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl
The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl has no lock in period.
Fund Manager
Amit Premchandani
Fund Manager of UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl, since 16 June 2025
Bhavesh Kanani
Fund Manager of UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl, since 12 January 2026
- AUM of the fund stands at 1.2K Cr as of Mar'26
- AUM decreased by 211.8 Cr between Mar'26 and Feb'26
Frequently Asked Questions for UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl
How do I invest in UTI Banking and Financial Services Fund-Direct Income Reinvestment Inc Dist cum Cap Wdrl?
- Download the INDmoney app.
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