SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl

SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl

Equity

SBI Mutual Fund

Sector - Financial Services

Get the latest NAV of SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹42.30

▲0.1%1D

NAV as on 11 Sep 2025

15.89%/per year

Since Inception

Absolute Gain%

▲▼

10 people have invested ₹ 42.5K in SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl in the last three months

SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (11-Sep-25)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.29%
0.21%
17.86%
13.82%
18.8%
23.12%
Nifty 500
2.07%
-1.01%
13.79%
-1.82%
14.31%
19.59%
Sector - Financial Services Avg
-0.4%
-2.27%
15.98%
7.47%
14.74%
20.09%
Best in Sector - Financial Services
1.75%
3.42%
24.97%
15.76%
20.57%
26.12%
Worst in Sector - Financial Services
-1.62%
-6.51%
10.39%
1.34%
12.47%
19.53%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl
-
8,371Cr
0.77%
13.82%
18.8%
5.83
0.83
0.95
1.79
0.90
Mirae Asset Banking and Financial Services Fund Reinvestment of Income Dis cum Cptl Wdrl Direct Growth
-
1,736Cr
0.58%
6.84%
14.5%
3.51
--
--
1.02
0.71
Nippon India Banking & Financial Services Fund Reinvestment of Income Dis cum Cptl Wdrl Direct Growth
-
6,226Cr
1.05%
1.52%
13.8%
4.81
--
--
1.16
0.89
Nippon India Banking & Financial Services Fund Payout of Income Dis cum Cptl Wdrl Direct Growth
-
6,226Cr
1.05%
1.52%
13.8%
4.81
--
--
1.16
0.89
See all

SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

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Profit

Total Corpus

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Absolute Return
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SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

Large cap
67.2%
Mid cap
16.9%
Small cap
11.8%
Large Cap allocation has gone up from 56.4% to 64.4%
Large Cap allocation has gone up from 56.4% to 64.4%
Small Cap allocation has gone down from 14.4% to 12.2%
Small Cap allocation has gone down from 14.4% to 12.2%
Mid Cap allocation has gone down from 22.4% to 14.8%
Mid Cap allocation has gone down from 22.4% to 14.8%
Cash allocation has gone up from 6.3% to 7.5%
Cash allocation has gone up from 6.3% to 7.5%
Debt allocation has gone up from 0.1% to 0.1%
Debt allocation has gone up from 0.1% to 0.1%

SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Financial Services
100%

Top 2 Sectors in July were Financial Services, Government

Jul'25

Financial Services

100%

Government

Jun'25

Financial Services

100%

Government

SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl Holdings Details

as on (31-Aug-25)

Holdings
Weight%
1M Change
HDFC Bank Ltd
17.54%
-13.2%
Kotak Mahindra Bank Ltd
9.58%
12.9%
State Bank of India
8.37%
6596.9%
ICICI Bank Ltd
7.41%
0%
Axis Bank Ltd
6.79%
-3.9%
See all
Top Stocks bought last month
State Bank of India's allocation increased from 0.13% to 8.23%
State Bank of India's allocation increased from 0.13% to 8.23%
SBI Life Insurance Co Ltd's allocation increased from 1.51% to 3.54%
SBI Life Insurance Co Ltd's allocation increased from 1.51% to 3.54%
Bajaj Finserv Ltd's allocation increased from 2.17% to 3.23%
Bajaj Finserv Ltd's allocation increased from 2.17% to 3.23%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 23.01 % to 20.34 %
HDFC Bank Ltd's allocation decreased from 23.01 % to 20.34 %
Axis Bank Ltd's allocation decreased from 5.75 % to 4.98 %
Axis Bank Ltd's allocation decreased from 5.75 % to 4.98 %
Max Financial Services Ltd's allocation decreased from 5.56 % to 3.52 %
Max Financial Services Ltd's allocation decreased from 5.56 % to 3.52 %

SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.77%
Benchmark
Nifty Financial Services TR INR
AUM₹8371 Cr
Inception Date26 February, 2015
Min Lumpsum/SIP₹5000/₹500
Exit Load
0.5%
Lock InNo Lock-in
TurnOver
133.46%
Risk
Risk meter
pointer
Very High Risk

About SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl

SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl is an equity fund. This fund was started on 26 February, 2015. The fund is managed by Pradeep Kesavan, Milind Agrawal. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl has ₹8371 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl has given a CAGR return of 15.89% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 13.82%, 18.80% and 23.12% respectively.

Holdings

SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Financial Services, Cash Equivalent, Government. Its top holdings are HDFC Bank Ltd, Kotak Mahindra Bank Ltd, State Bank of India, ICICI Bank Ltd, Axis Bank Ltd

Taxation

As it is a sector - financial services mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl has no lock in period.

Fund Manager

Pradeep Kesavan

Fund Manager of SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl, since 1 December 2023

Milind Agrawal

Fund Manager of SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl, since 1 August 2019

Learn more about SBI Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 8.5K Cr
₹ 8.5K Cr
₹ 8K Cr
  • AUM of the fund stands at 8.5K Cr as of Jul'25
  • AUM decreased by 87.4 Cr between Jul'25 and Jun'25

Frequently Asked Questions for SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl

How do I invest in SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl?

INDmoney makes it simple to invest in the SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl?

The NAV of the fund today is ₹42.30. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl fund has generated a return of 13.82% in 1 year, 18.80% in 3 years, 23.12% in 5 years.

Who is the fund manager of SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl?

The fund managers are Pradeep Kesavan, Milind Agrawal.

What is the exit load of the fund?

The exit load is 0.5% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.77%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹8371 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl?

The top 3 holdings of the fund are HDFC Bank Ltd(17.54%), Kotak Mahindra Bank Ltd(9.58%), State Bank of India(8.37%)