Sundaram Banking & PSU Fund - Direct Plan Bonus

Sundaram Banking & PSU Fund - Direct Plan Bonus

Debt

Sundaram Mutual Fund

Banking & Psu

Get the latest NAV of Sundaram Banking & PSU Fund - Direct Plan Bonus. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹21.90

NAV as on 27 Jun 2025

10.91%/per year

Since Inception

Absolute Gain%

▲▼

Sundaram Banking & PSU Fund - Direct Plan Bonus Performance vs. Banking and PSU Index

Fund returns vs Benchmark returns vs Category Average returns as on (27-Jun-25)

The fund has consistently outperformed the benchmark (Banking and PSU Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.07%
2.69%
5.01%
9.39%
7.71%
5.77%
Banking and PSU Index
0.72%
0.49%
1.24%
4.21%
5.88%
5.15%
Banking & Psu Avg
0.69%
0.48%
1.24%
4.22%
6.58%
5.89%
Best in Banking & Psu
1.16%
1.34%
2.45%
7.26%
7.53%
7.47%
Worst in Banking & Psu
0.36%
0.45%
0.98%
3.45%
6.52%
5.56%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Sundaram Banking & PSU Fund - Direct Plan Bonus
-
272Cr
0.27%
9.39%
7.71%
0.18
0.92
0.96
2.09
0.26
Bandhan Banking & PSU Debt Fund Monthly Rnvmt of Inc Dis cum Cptl Wdrl Opt
-
13,422Cr
0.33%
7.85%
6.37%
-0.04
--
--
-0.07
-0.08
Bandhan Banking & PSU Debt Fund Payout of Inc Dis cum Cptl Wdrl Opt
-
13,422Cr
0.33%
7.9%
6.41%
--
--
--
--
-0.01
Bandhan Banking & PSU Debt Fund Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt
-
13,422Cr
0.33%
4.69%
3.64%
-2.65
--
--
-1.96
-2.29
See all

Sundaram Banking & PSU Fund - Direct Plan Bonus Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Sundaram Banking & PSU Fund - Direct Plan Bonus Asset Allocation

See fund asset allocation details as on (13-Apr-26)

Fund Distribution

as on (13-Apr-26)

AAA
100%
Cash allocation has gone up from 4.4% to 13.1%
Cash allocation has gone up from 4.4% to 13.1%
Debt allocation has gone down from 95.1% to 86.4%
Debt allocation has gone down from 95.1% to 86.4%

Sundaram Banking & PSU Fund - Direct Plan Bonus Sector Allocation

See fund sector allocation details as on (13-Apr-26)

Sector Allocation

Corporate
48%
Government
47.9%
Cash Equivalent
4.1%

Top 2 Sectors in March were Corporate, Government

Mar'26

Corporate

61%

Government

26%

Feb'26

Corporate

70%

Government

25%

Sundaram Banking & PSU Fund - Direct Plan Bonus Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.27%
Benchmark
NIFTY Banking & PSU Debt TR INR
AUM₹272 Cr
Inception Date29 October, 2013
Min Lumpsum/SIP--/--
Exit Load0%
Lock InNo Lock-in
TurnOver
88.47%
Risk
Risk meter
pointer
Moderate Risk

About Sundaram Banking & PSU Fund - Direct Plan Bonus

Sundaram Banking & PSU Fund - Direct Plan Bonus is a debt fund. This fund was started on 29 October, 2013. The fund is managed by Sandeep Agarwal, Yash Sanghvi, Dwijendra Srivastava. This fund is suitable to keep your money safe.

Key Parameters

  1. Sundaram Banking & PSU Fund - Direct Plan Bonus has ₹272 Cr worth of assets under management (AUM) as on Apr 2026 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

Sundaram Banking & PSU Fund - Direct Plan Bonus has given a CAGR return of 10.91% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.39%, 7.71% and 5.77% respectively.

Holdings

Sundaram Banking & PSU Fund - Direct Plan Bonus has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are HDFC Bank Limited, Export Import Bank Of India, National Housing Bank, National Bank For Agriculture And Rural Development, Indian Oil Corporation Limited

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Sundaram Banking & PSU Fund - Direct Plan Bonus

To generate income and capital appreciation by predominantly investing in debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. Sundaram Banking & PSU Fund - Direct Plan Bonus has no lock in period.

Fund Manager

Sandeep Agarwal

Fund Manager of Sundaram Banking & PSU Fund - Direct Plan Bonus, since 16 May 2022

Yash Sanghvi

Fund Manager of Sundaram Banking & PSU Fund - Direct Plan Bonus, since 31 May 2025

Dwijendra Srivastava

Fund Manager of Sundaram Banking & PSU Fund - Direct Plan Bonus, since 27 July 2010

Learn more about Sundaram Mutual Fund
Parameters
Mar'26
Feb'26
Jan'26
AUM
₹ 272.4 Cr
₹ 281.4 Cr
₹ 371 Cr
  • AUM of the fund stands at 272.4 Cr as of Mar'26
  • AUM decreased by 9 Cr between Mar'26 and Feb'26

Frequently Asked Questions for Sundaram Banking & PSU Fund - Direct Plan Bonus

How do I invest in Sundaram Banking & PSU Fund - Direct Plan Bonus?

INDmoney makes it simple to invest in the Sundaram Banking & PSU Fund - Direct Plan Bonus. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Sundaram Banking & PSU Fund - Direct Plan Bonus’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Sundaram Banking & PSU Fund - Direct Plan Bonus?

The NAV of the fund today is ₹21.90. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Sundaram Banking & PSU Fund - Direct Plan Bonus fund has generated a return of 9.39% in 1 year, 7.71% in 3 years, 5.77% in 5 years.

Who is the fund manager of Sundaram Banking & PSU Fund - Direct Plan Bonus?

The fund managers are Sandeep Agarwal, Yash Sanghvi, Dwijendra Srivastava.

What is the expense ratio of the fund?

The expense ratio is 0.27%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹272 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Sundaram Banking & PSU Fund - Direct Plan Bonus?

The top 3 holdings of the fund are HDFC Bank Limited(9.17%), Export Import Bank Of India(7.34%), National Housing Bank(7.33%)