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Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt

Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt

Debt

Bandhan Mutual Fund

Banking & Psu

Get the latest NAV of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹10.46

NAV as on 09 May 2025

5.67%/per year

Since Inception

Absolute Gain%

▲▼

Fund Performance

as on (09-May-25)

Period
This Fund
Banking and PSU Index
1 Month
0.79%
0.63%
3 Months
2.78%
2.61%
6 Months
4.13%
4.23%
1 Year
7.53%
8.5%
3 Years
4.7%
7.17%
5 Years
4.99%
6.24%

Peer comparison

Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

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Profit

Total Corpus

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Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt Asset Allocation

as on (31-Dec-69)

Fund Distribution

as on (31-Dec-69)

Debt & Cash 99.7%

AAA
100%
Cash allocation has gone down from 23.3% to 21.7%
Cash allocation has gone down from 23.3% to 21.7%
Debt allocation has gone up from 76.4% to 78%
Debt allocation has gone up from 76.4% to 78%

Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt Sector Allocation

as on (31-Dec-69)

Sector Allocation

Debt & Cash 99.7%

Corporate
49%
Government
45.3%
Cash Equivalent
5.7%

Top 2 Sectors in March were Government, Corporate

Mar'25

Government

46%

Corporate

44%

Feb'25

Government

48%

Corporate

37%

Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt Holdings Details

as on (30-Apr-25)

Debt & Cash

Holdings
Weight%
1M Change
7.18% Govt Stock 2033
11.61%
-23.1%
HDFC Bank Limited
5.72%
75%
7.1% Govt Stock 2034
4.16%
-29.4%
Punjab National Bank
4.04%
0%
7.54% Govt Stock 2036
3.98%
0%
See all
Top Stocks bought last month
Indian Railway Finance Corporation Limited's allocation increased from 0.03% to 4.23%
Indian Railway Finance Corporation Limited's allocation increased from 0.03% to 4.23%
Ntpc Limited's allocation increased from 0.7% to 2.63%
Ntpc Limited's allocation increased from 0.7% to 2.63%
National Bank For Agriculture And Rural Development's allocation increased from 0.37% to 1.68%
National Bank For Agriculture And Rural Development's allocation increased from 0.37% to 1.68%
Top Stocks sold last month
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 3.7 %
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 3.7 %
Rural Electrification Corporation Limited's allocation decreased from 5.26 % to 2.58 %
Rural Electrification Corporation Limited's allocation decreased from 5.26 % to 2.58 %
Power Finance Corporation Ltd.'s allocation decreased from 5.26 % to 1.86 %
Power Finance Corporation Ltd.'s allocation decreased from 5.26 % to 1.86 %

Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.33%
Benchmark
NIFTY Banking & PSU Debt TR INR
AUM₹13397 Cr
Inception Date20 February, 2014
Min Lumpsum/SIP₹1000/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
125.66%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt

Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt is a debt fund. This fund was started on 20 February, 2014. The fund is managed by Gautam Kaul, Suyash Choudhary. This fund is suitable to keep your money safe.

Key Parameters

  1. Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt has ₹13397 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt has given a CAGR return of 5.67% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.53%, 4.70% and 4.99% respectively.

Holdings

Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, HDFC Bank Limited, 7.1% Govt Stock 2034, Punjab National Bank, 7.54% Govt Stock 2036

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt

The Scheme seeks to generate returns through investments in debt and money market instruments predominantly issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs).

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt has no lock in period.

Fund Manager

Gautam Kaul

Fund Manager of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt, since 1 December 2021

Suyash Choudhary

Fund Manager of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt, since 28 July 2021

Learn more about Bandhan Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 13.4K Cr
₹ 13.4K Cr
₹ 13.4K Cr
  • AUM of the fund stands at 13.4K Cr as of Mar'25
  • AUM decreased by 24.8 Cr between Mar'25 and Feb'25

Frequently Asked Questions for Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt

What is the current NAV of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt?

The current NAV of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt is ₹10.46 as on 09-May-2025.

What are the average returns of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt?

Existing (Absolute + CAGR) as on 09-May-2025.
Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt
Absolute Returns
CAGR Returns
1 Month Returns
0.79%
0.79%
6 Month Returns
4.13%
4.13%
1 Year Returns
7.53%
7.53%
3 Years Returns
14.78%
4.7%

How do I invest in Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt?

0.33% as on April 2025

What is net assets under management (AUM) of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt?

₹13397 Cr as on April 2025

What are the top 5 holdings of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt?

7.18% Govt Stock 2033(11.61%), HDFC Bank Limited(5.72%), 7.1% Govt Stock 2034(4.16%), Punjab National Bank(4.04%), 7.54% Govt Stock 2036(3.98%) as on April 2025

What are the top 3 sectors that this Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt has invested in?

Government(47.13%), Corporate(43.67%), Cash Equivalent(9.2%) as on April 2025

What is the yield to maturity ratio of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt?

Yield to Maturity is 7.11 as on April 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.

What is the modified duration of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt?

Modified Duration is 2.34 as on April 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.

What is the credit rating breakup of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt?

AAA
100

Who is the manager of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt?

Gautam Kaul, Suyash Choudhary are the fund managers of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt

What is the exit load of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt?

The Exit load of Bandhan Banking & PSU Debt Fund-Direct Plan- Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt is 0%