Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl

Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl

Get the latest NAV of Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1032.95

-0.1%1D

NAV as on 12 Aug 2025

6.63%/per year

Since Inception

Absolute Gain%

Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl Performance vs. Banking and PSU Index

Fund returns vs Benchmark returns vs Category Average returns as on (12-Aug-25)

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.24%
1.84%
4.64%
8.65%
7.41%
6.13%
Banking & Psu Avg
0.15%
1.65%
4.43%
8.23%
7.25%
5.87%
Best in Banking & Psu
0.4%
2.19%
4.96%
9.17%
8.12%
7.24%
Worst in Banking & Psu
0.12%
1.37%
4.07%
7.98%
7.34%
5.67%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl
-
13,286Cr
0.35%
8.65%
7.41%
-0.34
1.20
0.75
1.48
-0.44
Bandhan Banking & PSU Debt Fund Monthly Rnvmt of Inc Dis cum Cptl Wdrl Opt Direct Growth
-
13,422Cr
0.33%
7.85%
6.37%
-0.04
--
--
-0.07
-0.08
Bandhan Banking & PSU Debt Fund Payout of Inc Dis cum Cptl Wdrl Opt Direct Growth
-
13,422Cr
0.33%
7.9%
6.41%
--
--
--
--
-0.01
Bandhan Banking & PSU Debt Fund Daily Rnvmt of Inc Dis cum Cptl Wdrl Opt Direct Growth
-
13,422Cr
0.33%
4.69%
3.64%
-2.65
--
--
-1.96
-2.29

Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl Returns Calculator

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Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl Asset Allocation

See fund asset allocation details as on (14-Jul-25)

Fund Distribution

as on (14-Jul-25)

Debt & Cash 99.7%

AAA
100%

Cash allocation has gone up from 11.5% to 15.1%
Cash allocation has gone up from 11.5% to 15.1%
Debt allocation has gone down from 88.2% to 84.6%
Debt allocation has gone down from 88.2% to 84.6%

Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl Sector Allocation

See fund sector allocation details as on (14-Jul-25)

Sector Allocation

Debt & Cash 99.7%

Corporate
52.6%
Government
44.2%
Cash Equivalent
3.3%

Top 2 Sectors in June were Corporate, Government

Jun'25

Corporate

48%

Government

42%

May'25

Corporate

50%

Government

44%

Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.35%
Benchmark
NIFTY Banking & PSU Debt TR INR
AUM₹13286 Cr
Inception Date25 February, 2013
Min Lumpsum/SIP₹5000/₹1000
Exit Load0%
Lock InNo Lock-in
TurnOver
162.86%
Risk
Risk meter
pointer
Moderate Risk

About Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl

Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl is a debt fund. This fund was started on 25 February, 2013. The fund is managed by Hardik Shah, Aditya Pagaria. This fund is suitable to keep your money safe.

Key Parameters

  1. Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl has ₹13286 Cr worth of assets under management (AUM) as on Jul 2025 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl has given a CAGR return of 6.63% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.65%, 7.41% and 6.13% respectively.

Holdings

Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 6.79% Govt Stock 2034, Export Import Bank Of India, Power Finance Corporation Limited, Indian Railway Finance Corporation Limited, National Bank For Agriculture And Rural Development

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl

To generate stable returns by investing predominantly in debt & money market instruments issued by Banks, Public Sector Units (PSUs) & Public Financial Institutions (PFIs). The scheme shall endeavor to generate optimum returns with low credit risk.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl has no lock in period.

Fund Manager

Hardik Shah

Fund Manager of Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl, since 3 July 2023

Aditya Pagaria

Fund Manager of Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl, since 13 August 2016

Learn more about Axis Mutual Fund
Parameters
Jun'25
May'25
Apr'25
AUM
₹ 13.3K Cr
₹ 13.5K Cr
₹ 13.3K Cr
  • AUM of the fund stands at 13.3K Cr as of Jun'25
  • AUM decreased by 205.9 Cr between Jun'25 and May'25

Frequently Asked Questions for Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl

How do I invest in Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl?

INDmoney makes it simple to invest in the Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl?

The NAV of the fund today is ₹1032.95. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl fund has generated a return of 8.65% in 1 year, 7.41% in 3 years, 6.13% in 5 years.

Who is the fund manager of Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl?

The fund managers are Hardik Shah, Aditya Pagaria.

What is the expense ratio of the fund?

The expense ratio is 0.35%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹13286 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Axis Banking & PSU Debt Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl?

The top 3 holdings of the fund are 6.79% Govt Stock 2034(6.4%), Export Import Bank Of India(5.82%), Power Finance Corporation Limited(4.4%)