HDFC Housing Opportunities Fund

HDFC Housing Opportunities Fund

Equity

HDFC Mutual Fund

Equity - Other

Get the latest NAV of HDFC Housing Opportunities Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹22.26

▲0.6%1D

NAV as on 16 Mar 2026

10.15%/per year

Since Inception

Absolute Gain%

▲▼

620 people have invested ₹ 12L in HDFC Housing Opportunities Fund in the last three months

HDFC Housing Opportunities Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (16-Mar-26)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-9.92%
-7.5%
-8.94%
6.97%
17.03%
14.79%
Nifty 500
-8.87%
-9.24%
-8.46%
6.02%
14.29%
11.32%
Equity - Other Avg
--
--
--
--
--
--
Best in Equity - Other
-0.27%
8.57%
15.16%
40.39%
32.84%
27.06%
Worst in Equity - Other
-14.21%
-21.92%
-23.59%
-11.68%
7.85%
5.89%

HDFC Housing Opportunities Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

39
/47
31% Performance
56% Risk Management
37% Cost

Ranked 39 out of 47 mutual funds in the equity - other category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
HDFC Housing Opportunities Fund
39/47
1,272Cr
1.19%
6.97%
17.03%
--
--
0.93
1.64
--
ICICI Prudential India Opportunities Fund
1/47
35,666Cr
0.66%
11.49%
22.63%
7.78
0.82
1.52
3.00
1.60
ICICI Prudential Business Cycle Fund
2/47
16,202Cr
0.74%
11.25%
21.35%
7.04
0.84
1.44
2.86
1.52
Nippon India Quant Fund
3/47
113Cr
0.53%
10.51%
19.61%
3.82
1.02
1.13
2.00
1.38
See all
Positive: Protects capital during bear phase
Protects capital during bear phase
Negative: No bad points found for this fund.
No bad points found for this fund.

HDFC Housing Opportunities Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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HDFC Housing Opportunities Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Large cap
67.5%
Small cap
24.2%
Mid cap
6.3%
Large Cap allocation has gone down from 67.6% to 67.5%
Large Cap allocation has gone down from 67.6% to 67.5%
Small Cap allocation has gone down from 24.3% to 24.2%
Small Cap allocation has gone down from 24.3% to 24.2%
Mid Cap allocation has gone down from 6.6% to 6.3%
Mid Cap allocation has gone down from 6.6% to 6.3%
Cash allocation has gone up from 1.5% to 2%
Cash allocation has gone up from 1.5% to 2%

HDFC Housing Opportunities Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Financial Services
31.4%
Basic Materials
25.6%
Industrial
18.9%
Real Estate
8.7%
Utilities
7.9%
Consumer Cyclical
7.5%

Top 3 Sectors in February were Financial Services, Basic Materials & Industrial

Feb'26

Financial Services

33%

Basic Materials

25%

Industrial

19%

Jan'26

Financial Services

34%

Basic Materials

25%

Industrial

19%

HDFC Housing Opportunities Fund Holdings Details

as on (28-Feb-26)

Holdings
Weight%
1M Change
Larsen & Toubro Ltd
9.42%
-3.4%
HDFC Bank Ltd
8.72%
0%
State Bank of India
8.03%
-5.6%
NTPC Ltd
7.51%
0%
ICICI Bank Ltd
7.32%
-3.6%
See all
Top Stocks bought last month
NTPC Ltd's allocation increased from 7.13% to 7.51%
NTPC Ltd's allocation increased from 7.13% to 7.51%
Tata Steel Ltd's allocation increased from 4.64% to 5.01%
Tata Steel Ltd's allocation increased from 4.64% to 5.01%
Kalpataru Projects International Ltd's allocation increased from 4.59% to 4.87%
Kalpataru Projects International Ltd's allocation increased from 4.59% to 4.87%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 9.31 % to 8.72 %
HDFC Bank Ltd's allocation decreased from 9.31 % to 8.72 %
ICICI Bank Ltd's allocation decreased from 7.6 % to 7.32 %
ICICI Bank Ltd's allocation decreased from 7.6 % to 7.32 %
Ambuja Cements Ltd's allocation decreased from 6.54 % to 6.29 %
Ambuja Cements Ltd's allocation decreased from 6.54 % to 6.29 %

HDFC Housing Opportunities Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.19%
Benchmark
IISL Nifty Housing TR INR
AUM₹1272 Cr
Inception Date6 December, 2017
Min Lumpsum/SIP₹100/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
5.35%
Risk
Risk meter
pointer
Very High Risk

About HDFC Housing Opportunities Fund

HDFC Housing Opportunities Fund is an equity fund. This fund was started on 6 December, 2017. The fund is managed by Srinivasan Ramamurthy, Dhruv Muchhal. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. HDFC Housing Opportunities Fund has ₹1272 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 1.2.

Returns

HDFC Housing Opportunities Fund has given a CAGR return of 10.15% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.97%, 17.03% and 14.79% respectively.

Holdings

HDFC Housing Opportunities Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Basic Materials, Industrial, Utilities, Real Estate, Consumer Cyclical. Its top holdings are Larsen & Toubro Ltd, HDFC Bank Ltd, State Bank of India, NTPC Ltd, ICICI Bank Ltd

Taxation

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of HDFC Housing Opportunities Fund

To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Housing Opportunities Fund has no lock in period.

Fund Manager

Srinivasan Ramamurthy

Fund Manager of HDFC Housing Opportunities Fund, since 12 January 2024

Dhruv Muchhal

Fund Manager of HDFC Housing Opportunities Fund, since 22 June 2023

Learn more about HDFC Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 1.3K Cr
₹ 1.2K Cr
₹ 1.3K Cr
  • AUM of the fund stands at 1.3K Cr as of Feb'26
  • AUM increased by 24.6 Cr between Feb'26 and Jan'26

Compare HDFC Housing Opportunities Fund

HDFC Housing Opportunities Fund

VS

ICICI Prudential India Opportunities Fund

Frequently Asked Questions for HDFC Housing Opportunities Fund

How do I invest in HDFC Housing Opportunities Fund?

INDmoney makes it simple to invest in the HDFC Housing Opportunities Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘HDFC Housing Opportunities Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of HDFC Housing Opportunities Fund?

The NAV of the fund today is ₹22.26. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HDFC Housing Opportunities Fund fund has generated a return of 6.97% in 1 year, 17.03% in 3 years, 14.79% in 5 years.

Who is the fund manager of HDFC Housing Opportunities Fund?

The fund managers are Srinivasan Ramamurthy, Dhruv Muchhal.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.19%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹1272 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HDFC Housing Opportunities Fund?

The top 3 holdings of the fund are Larsen & Toubro Ltd(9.42%), HDFC Bank Ltd(8.72%), State Bank of India(8.03%)