SBI Dynamic Bond Fund Direct Growth

SBI Dynamic Bond Fund Direct Growth

Debt

SBI Mutual Fund

Dynamic Bond

Get the latest NAV of SBI Dynamic Bond Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹39.16

NAV as on 11 Jul 2025

8.34%/per year

Since Inception

Absolute Gain%

▲▼

222 people have invested ₹ 1.6Cr in SBI Dynamic Bond Fund Direct Growth in the last three months

Fund Performance

as on (11-Jul-25)

Period
This Fund
Dynamic Bond Index
1 Month
0.23%
0.26%
3 Months
0.96%
1.11%
6 Months
4.68%
4.54%
1 Year
8.95%
8.65%
3 Years
8.87%
7.86%
5 Years
6.42%
5.98%

SBI Dynamic Bond Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

5
/9
52% Performance
62% Risk Management
30% Cost

Ranked 5 out of 9 mutual funds in the dynamic bond category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
SBI Dynamic Bond Fund
5/9
3,606Cr
0.62%
8.95%
8.87%
8.34%
ICICI Prudential All Seasons Bond Fund Direct Growth
1/9
14,952Cr
0.59%
10.16%
9.22%
9.76%
Aditya Birla Sun Life Dynamic Bond Fund Direct Growth
2/9
1,945Cr
0.64%
10.21%
9.62%
7.84%
Kotak Dynamic Bond Fund Direct Growth
3/9
2,867Cr
0.59%
9.37%
8.78%
8.85%
See all

SBI Dynamic Bond Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

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Profit

Total Corpus

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Absolute Return
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SBI Dynamic Bond Fund Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 99.7%

AAA
100%
Cash allocation has gone up from 1.7% to 2.5%
Cash allocation has gone up from 1.7% to 2.5%
Debt allocation has gone down from 98.1% to 97.2%
Debt allocation has gone down from 98.1% to 97.2%

SBI Dynamic Bond Fund Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 99.7%

Government
76.9%
Corporate
13%
Cash Equivalent
10.1%

Top 3 Sectors in May were Government, Financial Services & Consumer Cyclical

May'25

Government

74%

Financial Services

70%

Consumer Cyclical

30%

Apr'25

Government

74%

Financial Services

70%

Consumer Cyclical

30%

SBI Dynamic Bond Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.62%
Benchmark
CRISIL Dynamic Bond TR INR
AUM₹3606 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
0.2%
Lock InNo Lock-in
TurnOver
615.78%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About SBI Dynamic Bond Fund

SBI Dynamic Bond Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Sudhir Agarwal. This fund is suitable to keep your money safe.

Key Parameters

  1. SBI Dynamic Bond Fund Direct Growth has ₹3606 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.6.

Returns

SBI Dynamic Bond Fund Direct Growth has given a CAGR return of 8.34% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.95%, 8.87% and 6.42% respectively.

Holdings

SBI Dynamic Bond Fund Direct Growth has allocated its funds majorly in Financial Services, Government, Cash Equivalent, Consumer Cyclical, Corporate. Its top holdings are 6.75% Govt Stock 2029, National Bank For Agriculture And Rural Development, Summit Digitel Infrastructure Limited, Power Finance Corporation Limited, LIC Housing Finance Ltd

Taxation

As it is a dynamic bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of SBI Dynamic Bond Fund Direct Growth

To provide investors attractive returns through investment in an actively managed portfolio of high quality debt securities of varying maturities.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI Dynamic Bond Fund Direct Growth has no lock in period.

Fund Manager

Sudhir Agarwal

Fund Manager of SBI Dynamic Bond Fund Direct Growth, since 1 July 2025

Learn more about SBI Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 3.6K Cr
₹ 3.5K Cr
₹ 3.3K Cr
  • AUM of the fund stands at 3.6K Cr as of May'25
  • AUM increased by 71.1 Cr between May'25 and Apr'25

Frequently Asked Questions for SBI Dynamic Bond Fund Direct Growth

How do I invest in SBI Dynamic Bond Fund?

INDmoney makes it simple to invest in the SBI Dynamic Bond Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Dynamic Bond Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Dynamic Bond Fund?

The NAV of the fund today is ₹39.16. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Dynamic Bond Fund fund has generated a return of 8.95% in 1 year, 8.87% in 3 years, 6.42% in 5 years.

Who is the fund manager of SBI Dynamic Bond Fund?

The fund managers are Sudhir Agarwal.

What is the exit load of the fund?

The exit load is 0.25% if redeemed in 0-1 Months. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.62%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹3606 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Dynamic Bond Fund?

The top 3 holdings of the fund are 6.75% Govt Stock 2029(10.7%), National Bank For Agriculture And Rural Development(4.95%), Summit Digitel Infrastructure Limited(4.45%)