Union Focused Fund Direct Growth

Union Focused Fund Direct Growth

Equity

Union Mutual Fund

Focused Fund

Get the latest NAV of Union Focused Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹27.19

▼-0.4%1D

NAV as on 02 Jul 2025

18.48%/per year

Since Inception

Absolute Gain%

▲▼

55 people have invested ₹ 5.3L in Union Focused Fund Direct Growth in the last three months

Union Focused Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (02-Jul-25)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
4.22%
3.12%
3.37%
3 Months
10.71%
10.73%
11.68%
6 Months
-0.87%
3.19%
3.2%
1 Year
3.38%
3.83%
4.86%
3 Years
18.02%
20.69%
21.59%
5 Years
21.15%
22.18%
22.26%

INDmoney Rank

Powered by IND quant engine

IND ranking is not available for this fund.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Union Focused Fund
-
408Cr
1.46%
3.38%
18.02%
18.48%
HDFC Focused Fund Direct Growth
1/19
19,578Cr
0.61%
11.47%
29.1%
16.14%
ICICI Prudential Focused Equity Fund Direct Growth
2/19
11,667Cr
0.58%
12.15%
28.39%
16.72%
Invesco India Focused Fund Direct Growth
3/19
3,981Cr
0.63%
10.6%
30.39%
26.7%
See all
Positive: Beats FD returns for both 3Y & 5Y duration
Beats FD returns for both 3Y & 5Y duration
Negative: 3Y returns in the bottom 25% of the category
3Y returns in the bottom 25% of the category

Union Focused Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Union Focused Fund Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 97.5%

Debt & Cash 2.5%

Large cap
68.8%
Small cap
15.4%
Mid cap
13.3%

Union Focused Fund Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 97.5%

Debt & Cash 2.5%

Financial Services
22.2%
Industrial
16.1%
Tech
15%
Health
10.2%
Consumer Cyclical
9.7%
Communication
9.3%
Consumer Defensive
8%
Utilities
3.7%
Energy
3.6%
Basic Materials
2.1%

Top 3 Sectors in May were Financial Services, Consumer Cyclical & Industrial

May'25

Financial Services

32%

Consumer Cyclical

14%

Industrial

11%

Apr'25

Financial Services

32%

Consumer Cyclical

14%

Industrial

11%

Union Focused Fund Holdings Details

as on (30-Jun-25)

Equity

Debt & Cash

Holdings
Weight%
1M Change
ICICI Bank Ltd
9.17%
0%
HDFC Bank Ltd
8.48%
0%
Tata Consumer Products Ltd
5.42%
0%
Infosys Ltd
4.99%
-23.5%
CG Power & Industrial Solutions Ltd
4.25%
0%
See all

Union Focused Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.46%
Benchmark
BSE 500 India TR INR
AUM₹408 Cr
Inception Date13 August, 2019
Min Lumpsum/SIP₹1000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
154.83%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Union Focused Fund

Union Focused Fund Direct Growth is an equity fund. This fund was started on 13 August, 2019. The fund is managed by Pratik Dharmshi. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Union Focused Fund Direct Growth has ₹408 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 1.5.

Returns

Union Focused Fund Direct Growth has given a CAGR return of 18.48% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 3.38%, 18.02% and 21.15% respectively.

Holdings

Union Focused Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Tech, Health, Communication, Consumer Defensive, Energy, Basic Materials, Government, Utilities. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Tata Consumer Products Ltd, Infosys Ltd, CG Power & Industrial Solutions Ltd

Taxation

As it is a focused fund mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Union Focused Fund Direct Growth

The investment objective of the scheme is to seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities across market caps. However, there can be no assurance that the investment objective of the scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. Union Focused Fund Direct Growth has no lock in period.

Fund Manager

Pratik Dharmshi

Fund Manager of Union Focused Fund Direct Growth, since 9 December 2024

Learn more about Union Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 400.2 Cr
₹ 400.2 Cr
₹ 389.3 Cr
  • AUM of the fund stands at 400.2 Cr as of May'25
  • AUM has remained same between May'25 and Apr'25

Compare Union Focused Fund

Union Focused Fund

VS

SBI Focused Equity Fund Direct Growth

Frequently Asked Questions for Union Focused Fund Direct Growth

How do I invest in Union Focused Fund?

INDmoney makes it simple to invest in the Union Focused Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Union Focused Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Union Focused Fund?

The NAV of the fund today is ₹27.19. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Union Focused Fund fund has generated a return of 3.38% in 1 year, 18.02% in 3 years, 21.15% in 5 years.

Who is the fund manager of Union Focused Fund?

The fund managers are Pratik Dharmshi.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-15 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.46%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹408 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Union Focused Fund?

The top 3 holdings of the fund are ICICI Bank Ltd(9.17%), HDFC Bank Ltd(8.48%), Tata Consumer Products Ltd(5.42%)