Overview (as on 18 Sep 2020)



1y returns


Fund AUM

₹339 Cr

Expense Ratio


Fund Performance


Asset Allocation

Sector Allocation
Cash Equivalent
Debt Credit Ratings
Below B

Key Metrics

Modified Duration 

0.35 yr

Average Maturity 

0.51 yr

Yield to Maturity 


Top 10 Holdings

  • Holding Name


    Holding Percentage

  • Essar Oil Limited

    CARE AA | Medium Risk



  • Treps / Reverse Repo Investments / Corporate Debt Repo

    Low Risk



  • Net Receivables/Payables

    Low Risk



  • Sintex-BAPL Limited

    BWR D | High Risk



  • Sintex-BAPL Limited

    BWR D | High Risk



Fund Details

Investment Objectives
An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Scheme Name
DSP Credit Risk Fund Direct Plan Daily Dividend Reinvestment
Scheme Document
Exit Load

For 0 - 12 Months: 1%

After 12 Months : 0%

Plan Started
01 January, 2013
Fund Manager
Laukik Bagwe
Fund House Details
Fund House
DSP Investment Managers Private Limited
Tulsiani Chambers,,West Wing, 11th Floor,,Nariman Point

Other Related Plans

Peer Funds

DSP Credit Risk Fund Direct Plan Daily Dividend...



INDmoney Analysis


    Fund is in Top 30 percent in its Category

    Return score is based upon:

    Benchmark out performance
    Consistency of returns
    Indicative yields

    Fund is in Top 50 percent in its Category

    Risk score is based upon:

    Market sensitivity
    Credit risk
    Underlying maturity

    Fund has medium quality bonds and commercial papers

    Credit Quality is based upon:

    Long term credit rating
    Credit rating outlook
    Probability of default

    Based on credit rating and modified duration of underlying instruments

Fund Managers

Laukik Bagwe
Laukik Bagwe


B.Com., PGDBA (Finance)
Work Experience
Laukik is Fund Manager with the Fixed Income Investment team of DSP Investment managers. He joined the firm in November 2007 as a Fixed Income Dealer. From November 2003 to October 2007, Laukik worked with Derivium Capital & Securities Pvt. Ltd. as the Head of Fixed Income Trading-SLR & NONSLR Broking. From June 2000 to October 2003, he worked with Birla Sunlife Securities Ltd. as a Manager-SLR & NONSLR Broking. He brings with him a total work experience of 11 years in debt broking and is currently the fund manager for the following schemes of DSP Mutual Fund.
Saurabh Bhatia
Saurabh Bhatia


Work Experience
Saurabh joined DSP Investment Managers as Vice President-Fixed Income in July 2017. He has more than 15 years of experience in the domestic fixed income markets. Beginning his career with sales and intermediation, he has traversed roles across fixed income verticals which include managing fixed income portfolio for a corporate treasury, government owned retirement fund and being an integral part of a private bank treasury. In recent years, Saurabh was part of HSBC Asset Management India Pvt. Ltd, responsible to manage funds for Employees Provident Fund Organisation, Government of India along with advising Life Insurance, Non-Life Insurance and FPIs for their fixed income portfolios. His last role involved trading in fixed income instruments at Proprietary Trading Group of ICICI Bank. Saurabh holds a Bachelors Degree in commerce from Mumbai University and a Post Graduate Diploma in Business Management from Wigan and Leigh College.

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