Kotak Rural Opportunities Fund Direct Growth

Kotak Rural Opportunities Fund Direct Growth

Equity

Kotak Mutual Fund

Equity - Other

Get the latest NAV of Kotak Rural Opportunities Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹9.59

▼-0.4%1D

NAV as on 07 Sep 2026

-4.1%/per year

Since Inception

Absolute Gain%

▲▼

108 people have invested ₹ 2.9L in Kotak Rural Opportunities Fund in the last three months

Kotak Rural Opportunities Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (07-Sep-26)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-5.64%
2.37%
-3.87%
--
--
--
Nifty 500
-1.01%
3.12%
1.69%
2.19%
10.8%
9.6%
Equity - Other Avg
--
--
--
--
--
--
Best in Equity - Other
0.91%
4.1%
--
--
--
--
Worst in Equity - Other
0.91%
4.1%
--
--
--
--

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Kotak Rural Opportunities Fund
-
807Cr
0.81%
-
-
--
--
--
--
--
ICICI Prudential India Opportunities Fund
1/36
38,299Cr
0.91%
3.26%
14.63%
4.38
0.80
0.78
1.18
0.80
Aditya Birla Sun Life Special Opportunities Fund Dir
2/36
1,263Cr
0.93%
16.15%
18.97%
7.30
0.96
0.89
1.45
2.14
Sundaram Services Fund
3/36
5,137Cr
0.64%
7.04%
14.75%
6.36
1.01
0.65
1.03
1.22
See all

Kotak Rural Opportunities Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Kotak Rural Opportunities Fund Asset Allocation

See fund asset allocation details as on (15-Aug-26)

Fund Distribution

as on (15-Aug-26)

Large cap
70.9%
Small cap
15.3%
Mid cap
12.2%
Large Cap allocation has gone up from 70% to 70.9%
Large Cap allocation has gone up from 70% to 70.9%
Small Cap allocation has gone down from 16.1% to 15.3%
Small Cap allocation has gone down from 16.1% to 15.3%
Mid Cap allocation has gone up from 12.2% to 12.2%
Mid Cap allocation has gone up from 12.2% to 12.2%
Cash allocation has gone down from 1.7% to 1.6%
Cash allocation has gone down from 1.7% to 1.6%

Kotak Rural Opportunities Fund Sector Allocation

See fund sector allocation details as on (15-Aug-26)

Sector Allocation

Financial Services
27.5%
Consumer Defensive
22.2%
Consumer Cyclical
21.4%
Communication
12.9%
Industrial
5.7%
Utilities
5.2%
Basic Materials
5.1%

Top 3 Sectors in July were Financial Services, Consumer Cyclical & Consumer Defensive

Jul'26

Financial Services

26%

Consumer Cyclical

24%

Consumer Defensive

18%

Jun'26

Financial Services

28%

Consumer Cyclical

21%

Consumer Defensive

19%

Kotak Rural Opportunities Fund Holdings Details

as on (31-Aug-26)

Holdings
Weight%
1M Change
Bharti Airtel Ltd
9.78%
0%
State Bank of India
9.29%
0%
Mahindra & Mahindra Ltd
8.42%
0%
TVS Motor Co Ltd
4.01%
0%
Emami Ltd
3.63%
0%
See all
Top Stocks bought last month
TVS Motor Co Ltd's allocation increased from 3.33% to 4.01%
TVS Motor Co Ltd's allocation increased from 3.33% to 4.01%
Mahindra & Mahindra Ltd's allocation increased from 7.86% to 8.42%
Mahindra & Mahindra Ltd's allocation increased from 7.86% to 8.42%
Bajaj Finance Ltd's allocation increased from 2.9% to 3.18%
Bajaj Finance Ltd's allocation increased from 2.9% to 3.18%
Top Stocks sold last month
State Bank of India's allocation decreased from 9.61 % to 9.29 %
State Bank of India's allocation decreased from 9.61 % to 9.29 %
Emami Ltd's allocation decreased from 3.81 % to 3.63 %
Emami Ltd's allocation decreased from 3.81 % to 3.63 %
Shriram Finance Ltd's allocation decreased from 3.52 % to 3.42 %
Shriram Finance Ltd's allocation decreased from 3.52 % to 3.42 %

Kotak Rural Opportunities Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.81%
Benchmark
Nifty Rural TRI
AUM₹807 Cr
Inception Date27 November, 2025
Min Lumpsum/SIP₹1,000/₹500
Exit Load
0.5%
Lock InNo Lock-in
TurnOver
0%
Risk
Risk meter
pointer
Very High Risk

About Kotak Rural Opportunities Fund

Kotak Rural Opportunities Fund Direct Growth is an equity fund. This fund was started on 27 November, 2025. The fund is managed by Abhishek Bisen, Arjun Khanna. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Kotak Rural Opportunities Fund has ₹807 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

Kotak Rural Opportunities Fund has given a CAGR return of -4.10% since inception.

Holdings

Kotak Rural Opportunities Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Consumer Defensive, Communication, Basic Materials, Industrial, Utilities. Its top holdings are Bharti Airtel Ltd, State Bank of India, Mahindra & Mahindra Ltd, TVS Motor Co Ltd, Emami Ltd

Taxation

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Kotak Rural Opportunities Fund

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in Rural & allied theme. However, there can be no assurance that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. Kotak Rural Opportunities Fund has no lock in period.

Fund Manager

Abhishek Bisen

Fund Manager of Kotak Rural Opportunities Fund, since 27 November 2025

Arjun Khanna

Fund Manager of Kotak Rural Opportunities Fund, since 27 November 2025

Learn more about Kotak Mutual Fund
Parameters
Jul'26
Jun'26
May'26
AUM
₹ 806.9 Cr
₹ 780.4 Cr
₹ 795.3 Cr
  • AUM of the fund stands at 806.9 Cr as of Jul'26
  • AUM increased by 26.5 Cr between Jul'26 and Jun'26

Frequently Asked Questions for Kotak Rural Opportunities Fund Direct Growth

How do I invest in Kotak Rural Opportunities Fund?

INDmoney makes it simple to invest in the Kotak Rural Opportunities Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Kotak Rural Opportunities Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Kotak Rural Opportunities Fund?

The NAV of the fund today is ₹9.59. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

Who is the fund manager of Kotak Rural Opportunities Fund?

The fund managers are Abhishek Bisen, Arjun Khanna.

What is the exit load of the fund?

The exit load is 0.5% if redeemed in 0-90 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.81%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹807 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Kotak Rural Opportunities Fund?

The top 3 holdings of the fund are Bharti Airtel Ltd(9.78%), State Bank of India(9.29%), Mahindra & Mahindra Ltd(8.42%)