JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl
Get the latest NAV of JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹10.84
NAV as on 25 Sep 2026
5.7%/per year
Since Inception
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JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl Performance vs. Low Duration Index
Fund returns vs Benchmark returns vs Category Average returns as on (25-Sep-26)
The fund has outperformed the benchmark (Low Duration Index) over 1Y, 3Y, but underperformed over 5Y.
Peer comparison
JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl Asset Allocation
See fund asset allocation details as on (14-Sep-26)
Fund Distribution
as on (14-Sep-26)
JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl Sector Allocation
See fund sector allocation details as on (14-Sep-26)
Sector Allocation
Top 2 Sectors in August were Corporate, Government
Corporate
73%
Government
18%
Corporate
74%
Government
15%
JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.4% |
Benchmark | Crisil Low Duration Debt TR INR |
| AUM | ₹215 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹1,000/₹1,000 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 282.28% |
| Risk |   Low to Moderate Risk |
About JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl
JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Jayant Dhoot, Ruchi Fozdar, Killol Pandya. This fund is suitable to keep your money safe.
Key Parameters
- JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl has ₹215 Cr worth of assets under management (AUM) as on Sep 2026 and is more than category average.
- The fund has an expense ratio 0.4.
Returns
JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl has given a CAGR return of 5.70% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.12%, 7.20% and 6.38% respectively.
Holdings
JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are Indian Bank, Punjab National Bank, Union Bank Of India, Piramal Finance Limited, Godrej Industries Limited
Taxation
As it is a low duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl
To generate stable long term returns with low risk strategy and capital appreciation/accretion besides preservation of capital through investments in Debt & Money Market instruments such that the Macaulay duration# of the portfolio is between 6 months - 12 months. Investors are required to read all the scheme related information carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The scheme does not guarantee/ indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 1000.00. JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl has no lock in period.
Fund Manager
Jayant Dhoot
Fund Manager of JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl, since 1 August 2025
Ruchi Fozdar
Fund Manager of JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl, since 3 April 2024
Killol Pandya
Fund Manager of JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl, since 5 November 2024
- AUM of the fund stands at 216.9 Cr as of Aug'26
- AUM decreased by 2 Cr between Aug'26 and Jul'26
Frequently Asked Questions for JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl
How do I invest in JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl?
- Download the INDmoney app.
- Search for ‘JM Ultra Short to Short Term Fund (Direct) Daily Reinvestment of Income Dist cum cptl withdrwl’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.