HDFC Consumption Fund Direct Growth

HDFC Consumption Fund Direct Growth

Get the latest NAV of HDFC Consumption Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹13.13

▼-0.5%1D

NAV as on 23 Oct 2026

8.63%/per year

Since Inception

Absolute Gain%

▲▼

882 people have invested ₹ 21.7L in HDFC Consumption Fund in the last three months

HDFC Consumption Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (23-Oct-26)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-7.31%
-6.91%
-5.04%
-13.17%
8.12%
--
Nifty 500
-5.2%
-6.48%
-5.06%
-9.54%
8.53%
6.92%
Equity - Consumption Avg
-7.99%
-7.22%
-3.65%
-12.58%
6.97%
8.23%
Best in Equity - Consumption
-6.5%
1.76%
18.39%
8.1%
12.65%
11.88%
Worst in Equity - Consumption
-11.08%
-11.17%
-12.93%
-19.02%
2.82%
6.8%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
HDFC Consumption Fund
9/13
954Cr
1.4%
-13.17%
8.12%
0.29
0.95
0.24
0.34
-0.01
Tata India Consumer Fund
1/13
2,723Cr
0.92%
-4.91%
12.01%
3.22
0.93
0.46
0.70
0.42
HSBC Consumption Fund
2/13
1,698Cr
0.88%
-7.73%
12.65%
4.75
0.90
0.54
0.80
0.54
Mirae Asset Great Consumer Fund
3/13
4,455Cr
0.67%
-11.65%
8.69%
-0.34
0.99
0.28
0.39
-0.12

HDFC Consumption Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit


Total Corpus

0

Absolute Return
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HDFC Consumption Fund Asset Allocation

See fund asset allocation details as on (14-Oct-26)

Fund Distribution

as on (14-Oct-26)

Large cap
69.6%

Small cap
14.4%

Mid cap
11.7%

Large Cap allocation has gone down from 70.7% to 69.6%
Large Cap allocation has gone down from 70.7% to 69.6%
Small Cap allocation has gone up from 13.9% to 14.4%
Small Cap allocation has gone up from 13.9% to 14.4%
Mid Cap allocation has gone down from 13.2% to 11.7%
Mid Cap allocation has gone down from 13.2% to 11.7%
Cash allocation has gone up from 0.5% to 1.3%
Cash allocation has gone up from 0.5% to 1.3%

HDFC Consumption Fund Sector Allocation

See fund sector allocation details as on (14-Oct-26)

Sector Allocation

Consumer Cyclical
47.9%
Consumer Defensive
32.2%
Communication
6.3%
Health
5.9%
Basic Materials
5.2%
Industrial
1.2%
Financial Services
0.8%
Tech
0.5%

Top 3 Sectors in September were Consumer Cyclical, Consumer Defensive & Communication

Sep'26

Consumer Cyclical

53%

Consumer Defensive

25%

Communication

7%

Aug'26

Consumer Cyclical

55%

Consumer Defensive

25%

Communication

7%

HDFC Consumption Fund Holdings Details

as on (30-Sep-26)

Holdings
Weight%
1M Change
Eternal Ltd
9.56%
-13.6%
Mahindra & Mahindra Ltd
8.26%
0%
Hindustan Unilever Ltd
7.39%
0%
Bharti Airtel Ltd
5.21%
0%
Vishal Mega Mart Ltd
3.99%
0%
Top Stocks bought last month
Apollo Hospitals Enterprise Ltd's allocation increased from 1.13% to 2.05%
Apollo Hospitals Enterprise Ltd's allocation increased from 1.13% to 2.05%
Info Edge (India) Ltd's allocation increased from 0.72% to 1.55%
Info Edge (India) Ltd's allocation increased from 0.72% to 1.55%
Augmont Enterprises Ltd's allocation increased from 1.13% to 1.45%
Augmont Enterprises Ltd's allocation increased from 1.13% to 1.45%
Top Stocks sold last month
Eternal Ltd's allocation decreased from 10.59 % to 9.56 %
Eternal Ltd's allocation decreased from 10.59 % to 9.56 %
Mahindra & Mahindra Ltd's allocation decreased from 8.57 % to 8.26 %
Mahindra & Mahindra Ltd's allocation decreased from 8.57 % to 8.26 %
Vishal Mega Mart Ltd's allocation decreased from 4.08 % to 3.99 %
Vishal Mega Mart Ltd's allocation decreased from 4.08 % to 3.99 %

HDFC Consumption Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.4%
Benchmark
Nifty Non-Cyclical Consumer TR INR
AUM₹954 Cr
Inception Date12 July, 2023
Min Lumpsum/SIP₹100/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
34.09%
Risk
Risk meter
pointer
Very High Risk

About HDFC Consumption Fund

HDFC Consumption Fund Direct Growth is an equity fund. This fund was started on 12 July, 2023. The fund is managed by Amit Sinha, Dhruv Muchhal. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. HDFC Consumption Fund has ₹954 Cr worth of assets under management (AUM) as on Oct 2026 and is more than category average.
  2. The fund has an expense ratio 1.4.

Returns

HDFC Consumption Fund has given a CAGR return of 8.63% since inception. Over the last 1 and 3 years the fund has given a CAGR return of -13.17% and 8.12% respectively.

Holdings

HDFC Consumption Fund has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Communication, Health, Basic Materials, Industrial, Utilities. Its top holdings are Eternal Ltd, Mahindra & Mahindra Ltd, Hindustan Unilever Ltd, Bharti Airtel Ltd, Vishal Mega Mart Ltd

Taxation

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of HDFC Consumption Fund

The investment objective of the Scheme is to generate long-term capital appreciation by investing predominantly in equity and equity related securities of companies with a focus on non-cyclical consumer theme. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Consumption Fund has no lock in period.

Fund Manager

Amit Sinha

Fund Manager of HDFC Consumption Fund, since 12 July 2023

Dhruv Muchhal

Fund Manager of HDFC Consumption Fund, since 12 July 2023

Learn more about HDFC Mutual Fund
Parameters
Sep'26
Aug'26
Jul'26
AUM
₹ 954.1 Cr
₹ 1K Cr
₹ 1K Cr
  • AUM of the fund stands at 954.1 Cr as of Sep'26
  • AUM decreased by 68 Cr between Sep'26 and Aug'26

Compare HDFC Consumption Fund

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Frequently Asked Questions for HDFC Consumption Fund Direct Growth

How do I invest in HDFC Consumption Fund?

INDmoney makes it simple to invest in the HDFC Consumption Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘HDFC Consumption Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of HDFC Consumption Fund?

The NAV of the fund today is ₹13.13. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HDFC Consumption Fund fund has generated a return of -13.17% in 1 year, 8.12% in 3 years

Who is the fund manager of HDFC Consumption Fund?

The fund managers are Amit Sinha, Dhruv Muchhal.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.40%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹954 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HDFC Consumption Fund?

The top 3 holdings of the fund are Eternal Ltd(9.56%), Mahindra & Mahindra Ltd(8.26%), Hindustan Unilever Ltd(7.39%)