Sundaram Dividend Yield Fund Direct Growth

Sundaram Dividend Yield Fund Direct Growth

Equity

Direct

Dividend Yield

NAV as on 12-12-2024

₹ 152.44

-0.5%

1D

Inception Returns

15.8%

/yr

About Sundaram Dividend Yield Fund Direct Growth

Sundaram Dividend Yield Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Ashish Aggarwal, Ratish Varier. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Sundaram Dividend Yield Fund Direct Growth has ₹933 Cr worth of assets under management (AUM) as on Oct 2024 and is less than category average.
  2. The fund has an expense ratio 1.

Returns

Sundaram Dividend Yield Fund Direct Growth has given a CAGR return of 15.79% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 26.52%, 19.12% and 22.51% respectively.

Holdings

Sundaram Dividend Yield Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Tech, Industrial, Utilities, Energy, Consumer Defensive, Consumer Cyclical, Health, Basic Materials, Communication. Its top holdings are HDFC Bank Ltd, Infosys Ltd, ICICI Bank Ltd, NTPC Ltd, Tata Consultancy Services Ltd

Taxation

As it is a dividend yield mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Dividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.

Investment objective of Sundaram Dividend Yield Fund Direct Growth

The investment objective of the scheme would be to provide capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of companies that have a relatively high dividend yield.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Sundaram Dividend Yield Fund Direct Growth has no lock in period.

Historical NAV & Returns

Annualised

zero opening, trading, fund transfer fee
92 people have invested ₹ 5.1L in Sundaram Dividend Yield Fund Direct Growth in the last three months

INDmoney Rank for Sundaram Dividend Yield Fund Direct Growth

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IND ranking is not available for this fund.
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Beats FD returns for both 3Y & 5Y duration
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5Y returns in the bottom 25% of the category
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3Y returns in the bottom 25% of the category

Sundaram Dividend Yield Fund Direct Growth Overview

Expense ratio0.99%
Benchmark
S&P BSE 500 India TR INR
AUM₹933 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
31.95%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (12-Dec-24)

Period
Sundaram Dividend Yield Fund Direct Growth
Nifty 500
dividend yield
1M
3.5%
4.1%
2.3%
3M
-2.2%
-2.7%
-1.3%
6M
6.3%
5.9%
7.9%
1Y
26.5%
24.5%
30.4%
3Y
19.1%
15.3%
21.4%
5Y
22.5%
19.1%
24.2%

Fund Distribution

as on (31-Oct-24)

  • Equity 94.2%

  • Debt & Cash 5.8%

Large cap
68.1%

Mid cap
13.1%

Small cap
12.9%

Sector Allocation

Oct'24

Sep'24

Aug'24

Financial Services
22.7%
Tech
14%
Industrial
12.8%
Utilities
12.2%
Energy
8.3%
Consumer Defensive
8.3%
Consumer Cyclical
8%
Health
6.6%
Basic Materials
4.8%
Communication
2.3%
All changes are between Aug'24 and Oct'24
Oct'24
Sep'24
Aug'24
Fund Returns
-6.02%
1.20%
1.32%
Nifty 500
-6.52%
2.04%
0.97%
  • This fund’s returns stands at -6.02% whereas the fund’s underlying benchmark Nifty 500 returns stands at -6.52% as on Oct'24
  • This fund outperformed Nifty 500 by 0.49% in Oct'24
Parameters
Oct'24
Sep'24
Aug'24
AUM
₹ 932.8 Cr
₹ 986.7 Cr
₹ 986.7 Cr
  • AUM of the fund stands at 932.8 Cr as of Oct'24
  • AUM decreased by 53.8 Cr between Oct'24 and Sep'24
Top Stocks bought last month
HDFC Bank Ltd's allocation increased from 4.56% to 6.05%
HDFC Bank Ltd's allocation increased from 4.56% to 6.05%
ICICI Bank Ltd's allocation increased from 3.21% to 3.88%
ICICI Bank Ltd's allocation increased from 3.21% to 3.88%
The Federal Bank Ltd's allocation increased from 0.69% to 1.09%
The Federal Bank Ltd's allocation increased from 0.69% to 1.09%
Top Stocks sold last month
Infosys Ltd's allocation decreased from 4.24 % to 4.05 %
Infosys Ltd's allocation decreased from 4.24 % to 4.05 %
NTPC Ltd's allocation decreased from 4.64 % to 3.68 %
NTPC Ltd's allocation decreased from 4.64 % to 3.68 %
Tata Consultancy Services Ltd's allocation decreased from 3 % to 2.55 %
Tata Consultancy Services Ltd's allocation decreased from 3 % to 2.55 %
Small Cap allocation has gone up from 11.8% to 12.9%
Small Cap allocation has gone up from 11.8% to 12.9%
Mid Cap allocation has gone up from 8.5% to 13.1%
Mid Cap allocation has gone up from 8.5% to 13.1%
Large Cap allocation has gone down from 74.4% to 68.1%
Large Cap allocation has gone down from 74.4% to 68.1%
Cash allocation has gone up from 4.9% to 5.8%
Cash allocation has gone up from 4.9% to 5.8%

Top 3 Sectors in October were Financial Services, Utilities & Tech

Oct'24
Financial Services
23%
Tech
14%
Industrial
13%
Sep'24
Financial Services
20%
Utilities
13%
Tech
13%
  • Gainers

  • Losers

Fund
Oct'24
Sep'24
Aug'24
No of Holdings
67
65
65
Top 5 Company Concentration
20.2%
19.7%
19.7%
Company having highest exposure
HDFC Bank Ltd (6%)
NTPC Ltd (4.6%)
NTPC Ltd (4.6%)
No of Sectors
10
12
10
Top 5 Sectors Concentration
69.9%
75%
68.9%
Sector having highest exposure
Financial Services (22.7%)
Financial Services (19.6%)
Financial Services (20.6%)
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Ashish Aggarwal
Ashish Aggarwal
Fund Manager of Sundaram Dividend Yield Fund Direct Growth, since 1 January 2022
Ratish Varier
Ratish Varier
Fund Manager of Sundaram Dividend Yield Fund Direct Growth, since 1 January 2022
Fund House
Sundaram Asset Management Company Ltd
Total AUM
₹70.43K Cr
as on 31-Oct-2024
Address
Sundaram Asset Management Company Limited,Sundaram Towers,,2nd Floor, 46 Whites Road,,Royapettah,
Phone
+914428583362/3367
Website
rahulm@sundarammutual.com

Mutual Fund Insights

Insights icon
In the last 5 years, ICICI Prudential Dividend Yield Equity Fund Direct Growth has given 28.75% return, outperforming this fund by 6.01% per annum.
Insights icon
In the last 1 year, LIC MF Dividend Yield Fund Direct Growth has given 43.71% return, outperforming this fund by 17.09%.
Insights icon
This fund has one of the lowest expense ratio in the category (dividend yield). Its expense ratio is 0.99% which is lower than the category average expense ratio of 1.38%.
Insights icon
In the last 3 years, ICICI Prudential Dividend Yield Equity Fund Direct Growth has given 26.4% return, outperforming this fund by 7.07% per annum.
Insights icon
Over the last 1 month, this fund has experienced a 5.7% drop in AUM moving from 988.87 Cr to 932.84 Cr.

Sundaram Dividend Yield Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 15.79% since inception which is less than its category average return of 17.66%
Fund Allocations

Fund Allocations

This fund has an allocation of 94.19% in Equity, 0% in Debt and 5.81% in Cash related instruments
AUM size ₹933 Cr

AUM size ₹933 Cr

This fund has AUM of ₹933 Cr which is less than its category average of ₹ 3337 Cr
Expense Ratio 0.99%

Expense Ratio 0.99%

This fund has an expense ratio of 0.99% which is less than its category average expense ratio of 1.48%

Frequently Asked Questions for Sundaram Dividend Yield Fund Direct Growth

The current NAV of Sundaram Dividend Yield Fund Direct Growth is ₹152.44 as on 12-Dec-2024.
Existing (Absolute + CAGR) as on 12-Dec-2024.
Sundaram Dividend Yield Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
3.54%
3.54%
6 Month Returns
6.32%
6.32%
1 Year Returns
26.52%
26.52%
3 Years Returns
69.02%
19.12%
5 Years Returns
176%
22.51%
With INDmoney, the process of investing is very simple and involves zero commission.
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  • Select your bank account and proceed with Payment.
0.99% as on November 2024
₹933 Cr as on November 2024
HDFC Bank Ltd(6.05%), Infosys Ltd(4.05%), ICICI Bank Ltd(3.88%), NTPC Ltd(3.68%), Tata Consultancy Services Ltd(2.55%) as on November 2024
Financial Services(21.34%), Tech(13.17%), Industrial(12.02%) as on November 2024
The alpha ratio for the Sundaram Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Sundaram Dividend Yield Fund Direct Growth
1.89
3.49
3.84
As on November 2024
The alpha for Sundaram Dividend Yield Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Sundaram Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Sundaram Dividend Yield Fund Direct Growth
0.96
0.87
0.82
As on November 2024
The Beta for Sundaram Dividend Yield Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Sundaram Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Sundaram Dividend Yield Fund Direct Growth
1.57
1.04
0.98
As on November 2024
The sharpe ratio for Sundaram Dividend Yield Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Sundaram Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Sundaram Dividend Yield Fund Direct Growth
12.47
12.26
16.13
As on November 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.95 as on November 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.71 as on November 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
Ashish Aggarwal, Ratish Varier are the fund managers of Sundaram Dividend Yield Fund Direct Growth
The Exit load of Sundaram Dividend Yield Fund Direct Growth is 1%