HSBC Credit Risk Fund Direct Plan Growth
Get the latest NAV of HSBC Credit Risk Fund Direct Plan Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹37.50
▲0.2%1D
NAV as on 27 Jul 2026
9.78%/per year
Since Inception
▲▼
132 people have invested ₹ 31.2L in HSBC Credit Risk Fund in the last three months
HSBC Credit Risk Fund Performance vs. Credit Risk Index
Fund returns vs Benchmark returns vs Category Average returns as on (27-Jul-26)
The fund has outperformed the benchmark (Credit Risk Index) over 3Y, 5Y, but underperformed over 1Y.
Peer comparison
HSBC Credit Risk Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
HSBC Credit Risk Fund Asset Allocation
See fund asset allocation details as on (14-Jul-26)
Fund Distribution
as on (14-Jul-26)
HSBC Credit Risk Fund Sector Allocation
See fund sector allocation details as on (14-Jul-26)
Sector Allocation
Top 3 Sectors in June were Corporate, Government & Industrial
Corporate
70%
Real Estate
57%
Industrial
43%
Corporate
70%
Government
22%
HSBC Credit Risk Fund Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.81% |
Benchmark | Nifty Credit Risk Bond B-II TR INR |
| AUM | ₹470 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5,000/₹1,000 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 88.88% |
| Risk |   Moderately High risk |
About HSBC Credit Risk Fund
HSBC Credit Risk Fund Direct Plan Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Shriram Ramanathan. This fund is suitable to keep your money safe.
Key Parameters
- HSBC Credit Risk Fund has ₹470 Cr worth of assets under management (AUM) as on Jul 2026 and is more than category average.
- The fund has an expense ratio 0.8.
Returns
HSBC Credit Risk Fund has given a CAGR return of 9.78% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.40%, 11.81% and 9.48% respectively.
Holdings
HSBC Credit Risk Fund has allocated its funds majorly in Corporate, Real Estate, Industrial, Government, Cash Equivalent. Its top holdings are Nuvoco Vistas Corporation Limited, 6.01% Govt Stock 2030, Jtpm Metal TRaders Limited, Aditya Birla Renewables Limited, Godrej Seeds & Genetics Limited
Taxation
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of HSBC Credit Risk Fund
To generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments.There is no assurance that the investment objective of the scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. HSBC Credit Risk Fund has no lock in period.
Fund Manager
Shriram Ramanathan
Fund Manager of HSBC Credit Risk Fund, since 24 November 2012
- AUM of the fund stands at 470 Cr as of Jun'26
- AUM decreased by 1 Cr between Jun'26 and May'26
Frequently Asked Questions for HSBC Credit Risk Fund Direct Plan Growth
How do I invest in HSBC Credit Risk Fund?
- Download the INDmoney app.
- Search for ‘HSBC Credit Risk Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.