Bank of India Small Cap Fund Direct Growth

Bank of India Small Cap Fund Direct Growth

Equity

BOI AXA Mutual Fund

Small-Cap

Get the latest NAV of Bank of India Small Cap Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹61.83

▼-2.3%1D

NAV as on 30 Oct 2026

26.07%/per year

Since Inception

Absolute Gain%

▲▼

16516 people have invested ₹ 37.7Cr in Bank of India Small Cap Fund in the last three months

Bank of India Small Cap Fund Performance vs. Nifty Smallcap 250

Fund returns vs Benchmark returns vs Category Average returns as on (30-Oct-26)

The fund has consistently outperformed the benchmark (Nifty Smallcap 250) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-7.05%
-0.35%
12.58%
16.64%
18.62%
18.46%
Nifty Smallcap 250
-5.81%
-6.45%
0.2%
-3.17%
11.72%
12.32%
Small-Cap Avg
-5.85%
-3.87%
4.1%
1.64%
12.97%
13.72%
Best in Small-Cap
-2.98%
10.76%
19.23%
19.98%
22.07%
18.46%
Worst in Small-Cap
-11.16%
-7.95%
-4.62%
-10.42%
8.13%
10.69%
Category Rank
4/23
3/22
6/20
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--
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Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bank of India Small Cap Fund
3/24
3,671Cr
0.73%
16.64%
18.62%
5.84
0.96
0.60
1.01
0.85
Bandhan Small Cap Fund
1/24
35,856Cr
0.61%
1.22%
21.58%
9.50
0.93
0.75
1.30
2.38
Invesco India Small Cap Fund
2/24
16,131Cr
0.63%
6.15%
20.29%
8.67
0.86
0.72
1.13
1.39
ITI Small Cap Fund
4/24
3,666Cr
0.86%
11.05%
22.07%
8.84
0.88
0.78
1.32
1.58
See all

Bank of India Small Cap Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Bank of India Small Cap Fund Asset Allocation

See fund asset allocation details as on (14-Oct-26)

Fund Distribution

as on (14-Oct-26)

Small cap
72.7%
Mid cap
5.1%
Large cap
1.9%
Mid Cap allocation has gone down from 7.2% to 5.1%
Mid Cap allocation has gone down from 7.2% to 5.1%
Large Cap allocation has gone down from 2.4% to 1.9%
Large Cap allocation has gone down from 2.4% to 1.9%
Small Cap allocation has gone down from 73.1% to 72.7%
Small Cap allocation has gone down from 73.1% to 72.7%
Debt allocation has gone down from 1.3% to 1.2%
Debt allocation has gone down from 1.3% to 1.2%
Cash allocation has gone up from 12.5% to 13.1%
Cash allocation has gone up from 12.5% to 13.1%

Bank of India Small Cap Fund Sector Allocation

See fund sector allocation details as on (14-Oct-26)

Sector Allocation

Industrial
22.9%
Consumer Cyclical
22%
Basic Materials
16.4%
Financial Services
14.3%
Health
9.2%
Tech
7.2%
Consumer Defensive
4.9%
Real Estate
1.5%
Utilities
0.8%
Energy
0.6%

Top 3 Sectors in September were Corporate, Consumer Cyclical & Industrial

Sep'26

Industrial

26%

Corporate

24%

Consumer Cyclical

24%

Aug'26

Corporate

32%

Consumer Cyclical

24%

Industrial

22%

Bank of India Small Cap Fund Holdings Details

as on (30-Sep-26)

Holdings
Weight%
1M Change
Hero Motors Ltd
2.82%
0%
City Union Bank Ltd
2.72%
29.2%
Sky Gold and Diamonds Ltd
2.72%
0%
Sterlite Technologies Ltd
2.53%
1.6%
Raymond Ltd
2.51%
0%
See all
Top Stocks bought last month
OnEMI Technology Solutions Ltd's allocation increased from 0.29% to 1.23%
OnEMI Technology Solutions Ltd's allocation increased from 0.29% to 1.23%
Anand Rathi Wealth Ltd's allocation increased from 1.4% to 2.08%
Anand Rathi Wealth Ltd's allocation increased from 1.4% to 2.08%
TD Power Systems Ltd's allocation increased from 0.94% to 1.55%
TD Power Systems Ltd's allocation increased from 0.94% to 1.55%
Top Stocks sold last month
Sky Gold and Diamonds Ltd's allocation decreased from 3.01 % to 2.72 %
Sky Gold and Diamonds Ltd's allocation decreased from 3.01 % to 2.72 %
Computer Age Management Services Ltd Ordinary Shares's allocation decreased from 2.02 % to 1.92 %
Computer Age Management Services Ltd Ordinary Shares's allocation decreased from 2.02 % to 1.92 %
Balrampur Chini Mills Ltd's allocation decreased from 2.17 % to 1.87 %
Balrampur Chini Mills Ltd's allocation decreased from 2.17 % to 1.87 %

Bank of India Small Cap Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.73%
Benchmark
Nifty Smallcap 250 TR INR
AUM₹3671 Cr
Inception Date19 December, 2018
Min Lumpsum/SIP₹5,000/₹1,000
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
81.27%
Risk
Risk meter
pointer
Very High Risk

About Bank of India Small Cap Fund

Bank of India Small Cap Fund Direct Growth is an equity fund. This fund was started on 19 December, 2018. The fund is managed by Nav Bhardwaj, Alok Singh. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Bank of India Small Cap Fund has ₹3671 Cr worth of assets under management (AUM) as on Oct 2026 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

Bank of India Small Cap Fund has given a CAGR return of 26.07% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 16.64%, 18.62% and 18.46% respectively.

Holdings

Bank of India Small Cap Fund has allocated its funds majorly in Cash Equivalent, Industrial, Corporate, Consumer Cyclical, Financial Services, Tech, Basic Materials, Health, Government, Consumer Defensive, Real Estate. Its top holdings are Hero Motors Ltd, Sky Gold and Diamonds Ltd, City Union Bank Ltd, Sterlite Technologies Ltd, Raymond Ltd

Taxation

As it is a small-cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Bank of India Small Cap Fund

The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Small Cap Fund has no lock in period.

Fund Manager

Nav Bhardwaj

Fund Manager of Bank of India Small Cap Fund, since 14 July 2025

Alok Singh

Fund Manager of Bank of India Small Cap Fund, since 1 October 2024

Learn more about BOI AXA Mutual Fund
Parameters
Sep'26
Aug'26
Jul'26
AUM
₹ 3.7K Cr
₹ 3.3K Cr
₹ 2.8K Cr
  • AUM of the fund stands at 3.7K Cr as of Sep'26
  • AUM increased by 363.6 Cr between Sep'26 and Aug'26

Compare Bank of India Small Cap Fund

Bank of India Small Cap Fund

VS

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Frequently Asked Questions for Bank of India Small Cap Fund Direct Growth

How do I invest in Bank of India Small Cap Fund?

INDmoney makes it simple to invest in the Bank of India Small Cap Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bank of India Small Cap Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bank of India Small Cap Fund?

The NAV of the fund today is ₹61.83. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bank of India Small Cap Fund fund has generated a return of 16.64% in 1 year, 18.62% in 3 years, 18.46% in 5 years.

Who is the fund manager of Bank of India Small Cap Fund?

The fund managers are Nav Bhardwaj, Alok Singh.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-3 Months. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.73%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹3671 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bank of India Small Cap Fund?

The top 3 holdings of the fund are Hero Motors Ltd(2.82%), Sky Gold and Diamonds Ltd(2.72%), City Union Bank Ltd(2.72%)