Bank of India Small Cap Fund

Bank of India Small Cap Fund

Equity

BOI AXA Mutual Fund

Small-Cap

Get the latest NAV of Bank of India Small Cap Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹46.64

▼-1.4%1D

NAV as on 27 Mar 2026

23.6%/per year

Since Inception

Absolute Gain%

▲▼

4754 people have invested ₹ 2.3Cr in Bank of India Small Cap Fund in the last three months

Bank of India Small Cap Fund Performance vs. Nifty Smallcap 250

Fund returns vs Benchmark returns vs Category Average returns as on (27-Mar-26)

The fund has consistently outperformed the benchmark (Nifty Smallcap 250) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-5.28%
-6.89%
-8.48%
0.37%
20.21%
19.95%
Nifty Smallcap 250
-7.72%
-11.79%
-12.15%
-2.97%
19.86%
16.5%
Small-Cap Avg
-7.44%
-10.33%
-10.17%
-0.42%
17.63%
17.82%
Best in Small-Cap
-5.13%
-5.04%
-2.87%
8.98%
29.74%
23.93%
Worst in Small-Cap
-9.47%
-14.47%
-20.64%
-13.76%
12.3%
14.4%

INDmoney Rank

Powered by IND quant engine

IND ranking is not available for this fund.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bank of India Small Cap Fund
-
1,904Cr
0.51%
0.37%
20.21%
1.18
0.88
0.81
1.25
-0.09
Bandhan Small Cap Fund
1/18
20,474Cr
0.49%
3.49%
29.74%
9.26
0.89
1.27
2.30
1.94
Invesco India Smallcap Fund
2/18
9,716Cr
0.4%
4.29%
24.08%
6.09
0.80
1.10
1.73
0.61
Edelweiss Small Cap Fund
3/18
5,481Cr
0.45%
2.19%
19.68%
2.68
0.78
0.93
1.51
--
See all
Positive: 5Y returns in the top 25% of the category
5Y returns in the top 25% of the category
Positive: 3Y returns in the top 25% of the category
3Y returns in the top 25% of the category
Positive: Beats FD returns for both 3Y & 5Y duration
Beats FD returns for both 3Y & 5Y duration
Negative: No bad points found for this fund.
No bad points found for this fund.

Bank of India Small Cap Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Bank of India Small Cap Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Small cap
67.4%
Mid cap
11.8%
Large cap
2.8%
Large Cap allocation has gone down from 3.8% to 2.8%
Large Cap allocation has gone down from 3.8% to 2.8%
Small Cap allocation has gone down from 72% to 67.4%
Small Cap allocation has gone down from 72% to 67.4%
Mid Cap allocation has gone down from 14.9% to 11.8%
Mid Cap allocation has gone down from 14.9% to 11.8%
Cash allocation has gone up from 9% to 16.7%
Cash allocation has gone up from 9% to 16.7%
Debt allocation has gone down from 0.4% to 0.3%
Debt allocation has gone down from 0.4% to 0.3%

Bank of India Small Cap Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Industrial
21.4%
Basic Materials
19.3%
Financial Services
15%
Consumer Cyclical
12.3%
Health
11%
Tech
9%
Consumer Defensive
5.2%
Utilities
4.7%
Communication
1.2%
Energy
0.9%

Top 3 Sectors in February were Industrial, Consumer Cyclical & Financial Services

Feb'26

Industrial

23%

Consumer Cyclical

21%

Financial Services

15%

Jan'26

Industrial

22%

Consumer Cyclical

20%

Financial Services

18%

Bank of India Small Cap Fund Holdings Details

as on (28-Feb-26)

Holdings
Weight%
1M Change
Wockhardt Ltd
3.15%
0%
Quality Power Electrical Equipments Ltd
2.57%
0%
Acutaas Chemicals Ltd
2.57%
-26.3%
City Union Bank Ltd
2.47%
0%
Indian Bank
2.47%
-35%
See all
Top Stocks bought last month
Indian Bank's allocation increased from 0.37% to 2.47%
Indian Bank's allocation increased from 0.37% to 2.47%
Mrs Bectors Food Specialities Ltd Ordinary Shares's allocation increased from 0.16% to 1.72%
Mrs Bectors Food Specialities Ltd Ordinary Shares's allocation increased from 0.16% to 1.72%
Computer Age Management Services Ltd Ordinary Shares's allocation increased from 1.54% to 2.41%
Computer Age Management Services Ltd Ordinary Shares's allocation increased from 1.54% to 2.41%
Top Stocks sold last month
Wockhardt Ltd's allocation decreased from 3.32 % to 3.15 %
Wockhardt Ltd's allocation decreased from 3.32 % to 3.15 %
Acutaas Chemicals Ltd's allocation decreased from 3.22 % to 2.57 %
Acutaas Chemicals Ltd's allocation decreased from 3.22 % to 2.57 %
City Union Bank Ltd's allocation decreased from 2.74 % to 2.47 %
City Union Bank Ltd's allocation decreased from 2.74 % to 2.47 %

Bank of India Small Cap Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.51%
Benchmark
Nifty Smallcap 250 TR INR
AUM₹1904 Cr
Inception Date19 December, 2018
Min Lumpsum/SIP₹5,000/₹1,000
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
49.51%
Risk
Risk meter
pointer
Very High Risk

About Bank of India Small Cap Fund

Bank of India Small Cap Fund is an equity fund. This fund was started on 19 December, 2018. The fund is managed by Nav Bhardwaj, Alok Singh. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Bank of India Small Cap Fund has ₹1904 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.5.

Returns

Bank of India Small Cap Fund has given a CAGR return of 23.60% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 0.37%, 20.21% and 19.95% respectively.

Holdings

Bank of India Small Cap Fund has allocated its funds majorly in Cash Equivalent, Industrial, Consumer Cyclical, Financial Services, Basic Materials, Corporate, Health, Tech, Consumer Defensive, Government, Utilities, Real Estate, Energy. Its top holdings are Wockhardt Ltd, Quality Power Electrical Equipments Ltd, Acutaas Chemicals Ltd, Indian Bank, City Union Bank Ltd

Taxation

As it is a small-cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Bank of India Small Cap Fund

The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Small Cap Fund has no lock in period.

Fund Manager

Nav Bhardwaj

Fund Manager of Bank of India Small Cap Fund, since 14 July 2025

Alok Singh

Fund Manager of Bank of India Small Cap Fund, since 1 October 2024

Learn more about BOI AXA Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 1.9K Cr
₹ 1.8K Cr
₹ 1.9K Cr
  • AUM of the fund stands at 1.9K Cr as of Feb'26
  • AUM increased by 74.5 Cr between Feb'26 and Jan'26

Compare Bank of India Small Cap Fund

Bank of India Small Cap Fund

VS

Nippon India Small Cap Fund

Frequently Asked Questions for Bank of India Small Cap Fund

How do I invest in Bank of India Small Cap Fund?

INDmoney makes it simple to invest in the Bank of India Small Cap Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bank of India Small Cap Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bank of India Small Cap Fund?

The NAV of the fund today is ₹46.64. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bank of India Small Cap Fund fund has generated a return of 0.37% in 1 year, 20.21% in 3 years, 19.95% in 5 years.

Who is the fund manager of Bank of India Small Cap Fund?

The fund managers are Nav Bhardwaj, Alok Singh.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-1 Years. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.51%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹1904 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bank of India Small Cap Fund?

The top 3 holdings of the fund are Wockhardt Ltd(3.15%), Quality Power Electrical Equipments Ltd(2.57%), Acutaas Chemicals Ltd(2.57%)