Bank of India Small Cap Fund Direct Growth

Bank of India Small Cap Fund Direct Growth

Equity

BOI AXA Mutual Fund

Small-Cap

Get the latest NAV of Bank of India Small Cap Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹48.11

▲4.2%1D

NAV as on 12 May 2025

27.84%/per year

Since Inception

Absolute Gain%

▲▼

6412 people have invested ₹ 3.5Cr in Bank of India Small Cap Fund Direct Growth in the last three months

Bank of India Small Cap Fund Performance vs. Nifty Smallcap 250

Fund returns vs Benchmark returns vs Category Average returns as on (12-May-25)

The fund has consistently outperformed the benchmark (Nifty Smallcap 250) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty Smallcap 250
Category Avg
1 Month
5.6%
6.07%
6.11%
3 Months
4.5%
4.21%
3.84%
6 Months
-9.57%
-8.79%
-7.75%
1 Year
8.85%
3.84%
7.34%
3 Years
25.77%
24.12%
23.57%
5 Years
37.41%
35.67%
35.55%

INDmoney Rank

Powered by IND quant engine

IND ranking is not available for this fund.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Bank of India Small Cap Fund
-
1,639Cr
0.49%
8.85%
25.77%
27.84%
Bandhan Small Cap Fund Direct Growth
1/18
9,516Cr
0.5%
17.97%
33.1%
34.14%
Nippon India Small Cap Fund Direct Growth
6/18
58,029Cr
0.74%
6.13%
28.49%
25.16%
Quant Small Cap Fund Direct Growth
7/18
26,222Cr
0.68%
1.59%
29.72%
17.98%
See all
img
5Y returns in the top 25% of the category
img
3Y returns in the top 25% of the category
img
Beats FD returns for both 3Y & 5Y duration
img
No bad points found for this fund.

Bank of India Small Cap Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
▼

Bank of India Small Cap Fund Asset Allocation

See fund asset allocation details as on (15-Apr-25)

Fund Distribution

as on (15-Apr-25)

Equity 94.6%

Debt & Cash 5.4%

Small cap
74.6%
Mid cap
13.4%
Large cap
4.4%
Mid Cap allocation has gone up from 11.6% to 13%
Mid Cap allocation has gone up from 11.6% to 13%
Large Cap allocation has gone up from 2.3% to 4.1%
Large Cap allocation has gone up from 2.3% to 4.1%
Small Cap allocation has gone down from 79.6% to 78.2%
Small Cap allocation has gone down from 79.6% to 78.2%
Cash allocation has gone down from 5.1% to 2.4%
Cash allocation has gone down from 5.1% to 2.4%
Debt allocation has gone down from 0.2% to 0.2%
Debt allocation has gone down from 0.2% to 0.2%

Bank of India Small Cap Fund Sector Allocation

See fund sector allocation details as on (15-Apr-25)

Sector Allocation

Equity 94.6%

Debt & Cash 5.4%

Industrial
25.7%
Basic Materials
16.8%
Consumer Cyclical
16.2%
Financial Services
13.6%
Health
8.9%
Consumer Defensive
8.7%
Tech
6.9%
Energy
3.3%

Top 3 Sectors in March were Industrial, Basic Materials & Financial Services

Mar'25

Industrial

20%

Basic Materials

20%

Financial Services

16%

Feb'25

Industrial

20%

Basic Materials

18%

Financial Services

16%

Bank of India Small Cap Fund Holdings Details

as on (30-Apr-25)

Equity

Debt & Cash

Top Stocks bought last month
PG Electroplast Ltd's allocation increased from 0.77% to 2.56%
PG Electroplast Ltd's allocation increased from 0.77% to 2.56%
Prudent Corporate Advisory Services Ltd's allocation increased from 1.17% to 1.81%
Prudent Corporate Advisory Services Ltd's allocation increased from 1.17% to 1.81%
HEG Ltd's allocation increased from 1.08% to 1.64%
HEG Ltd's allocation increased from 1.08% to 1.64%
Top Stocks sold last month
Ami Organics Ltd's allocation decreased from 2.96 % to 2.91 %
Ami Organics Ltd's allocation decreased from 2.96 % to 2.91 %
Vijaya Diagnostic Centre Ltd's allocation decreased from 2.72 % to 2.64 %
Vijaya Diagnostic Centre Ltd's allocation decreased from 2.72 % to 2.64 %
CarTrade Tech Ltd's allocation decreased from 2.66 % to 2.53 %
CarTrade Tech Ltd's allocation decreased from 2.66 % to 2.53 %

Bank of India Small Cap Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.49%
Benchmark
Nifty Smallcap 250 TR INR
AUM₹1639 Cr
Inception Date19 December, 2018
Min Lumpsum/SIP₹5000/₹1000
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
67.21%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Bank of India Small Cap Fund

Bank of India Small Cap Fund Direct Growth is an equity fund. This fund was started on 19 December, 2018. The fund is managed by . The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Bank of India Small Cap Fund Direct Growth has ₹1639 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
  2. The fund has an expense ratio 0.5.

Returns

Bank of India Small Cap Fund Direct Growth has given a CAGR return of 27.84% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.85%, 25.77% and 37.41% respectively.

Holdings

Bank of India Small Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Industrial, Basic Materials, Financial Services, Health, Consumer Cyclical, Tech, Consumer Defensive, Government, Utilities, Energy, Communication. Its top holdings are Lloyds Metals & Energy Ltd, Housing & Urban Development Corp Ltd, Kaynes Technology India Ltd, Ami Organics Ltd, Vijaya Diagnostic Centre Ltd

Taxation

As it is a small-cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Bank of India Small Cap Fund Direct Growth

The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Small Cap Fund Direct Growth has no lock in period.

Learn more about BOI AXA Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 1.6K Cr
₹ 1.4K Cr
₹ 1.6K Cr
  • AUM of the fund stands at 1.6K Cr as of Mar'25
  • AUM increased by 184.3 Cr between Mar'25 and Feb'25

Compare Bank of India Small Cap Fund

Bank of India Small Cap Fund

VS

Nippon India Small Cap Fund Direct Growth

Frequently Asked Questions for Bank of India Small Cap Fund Direct Growth

What is the current NAV of Bank of India Small Cap Fund Direct Growth?

The current NAV of Bank of India Small Cap Fund Direct Growth is ₹48.11 as on 12-May-2025.

What are the average returns of Bank of India Small Cap Fund Direct Growth?

Existing (Absolute + CAGR) as on 12-May-2025.
Bank of India Small Cap Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
5.6%
5.6%
6 Month Returns
-9.57%
-9.57%
1 Year Returns
8.85%
8.85%
3 Years Returns
98.97%
25.77%

How do I invest in Bank of India Small Cap Fund Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of Bank of India Small Cap Fund Direct Growth?

0.49% as on April 2025

What is net assets under management (AUM) of Bank of India Small Cap Fund Direct Growth?

₹1639 Cr as on April 2025

What are the top 5 holdings of Bank of India Small Cap Fund Direct Growth?

Lloyds Metals & Energy Ltd(3.12%), Housing & Urban Development Corp Ltd(2.73%), Kaynes Technology India Ltd(2.63%), Ami Organics Ltd(2.59%), Vijaya Diagnostic Centre Ltd(2.52%) as on April 2025

What are the top 3 sectors that this Bank of India Small Cap Fund Direct Growth has invested in?

Industrial(19.44%), Basic Materials(17.54%), Financial Services(16.54%) as on April 2025

What is the alpha of Bank of India Small Cap Fund Direct Growth?

The alpha ratio for the Bank of India Small Cap Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Bank of India Small Cap Fund Direct Growth
6.06
2.83
4.88
As on April 2025
The alpha for Bank of India Small Cap Fund Direct Growth is calculated against Nifty Smallcap 250 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

What is the beta of Bank of India Small Cap Fund Direct Growth??

The Beta ratio for the Bank of India Small Cap Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Bank of India Small Cap Fund Direct Growth
1.04
0.86
0.82
As on April 2025
The Beta for Bank of India Small Cap Fund Direct Growth is calculated with Nifty Smallcap 250 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

What is the sharpe ratio of Bank of India Small Cap Fund Direct Growth?

The sharpe ratio for the Bank of India Small Cap Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Bank of India Small Cap Fund Direct Growth
-0.03
0.74
1.47
As on April 2025
The sharpe ratio for Bank of India Small Cap Fund Direct Growth is calculated with Nifty Smallcap 250 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

What is the standard deviation of Bank of India Small Cap Fund Direct Growth?

The standard deviation for the Bank of India Small Cap Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Bank of India Small Cap Fund Direct Growth
24.44
18.45
18.26
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

What is the Sortino ratio of Bank of India Small Cap Fund Direct Growth?

Sortino ratio is 1.15 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

What is the information ratio of Bank of India Small Cap Fund Direct Growth?

Information ratio is 0.27 as on April 2025. It tells the consistency of the fund in generating superior risk-adjusted performance

What is the exit load of Bank of India Small Cap Fund Direct Growth?

The Exit load of Bank of India Small Cap Fund Direct Growth is 1%