Bank of India Consumption Fund

Bank of India Consumption Fund

Equity

BOI AXA Mutual Fund

Equity - Consumption

Get the latest NAV of Bank of India Consumption Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹10.08

▲0.4%1D

NAV as on 17 Mar 2026

0.08%/per year

Since Inception

Absolute Gain%

▲▼

74 people have invested ₹ 4.4L in Bank of India Consumption Fund in the last three months

Bank of India Consumption Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (17-Mar-26)

The fund has outperformed the benchmark (Nifty 500) over 1Y, but underperformed over 3Y, 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-7.83%
-11.26%
-12.42%
10.24%
--
--
Nifty 500
-9.13%
-8.96%
-8.76%
5.44%
14.05%
11.67%
Equity - Consumption Avg
-9.31%
-12.3%
-14.93%
1.28%
13.25%
12.53%
Best in Equity - Consumption
-6.2%
-9.54%
-11.77%
9.8%
16.41%
14.93%
Worst in Equity - Consumption
-11.12%
-15.5%
-18.35%
-7.35%
11.51%
10.68%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bank of India Consumption Fund
-
381Cr
1.08%
10.24%
-
--
--
--
--
--
Canara Robeco Consumer Trends Fund
1/9
1,950Cr
0.81%
3.23%
14.88%
1.44
1.00
0.83
1.30
0.27
Tata India Consumer Fund
2/9
2,491Cr
0.76%
3.5%
16.77%
1.39
0.89
0.83
1.25
0.02
Mirae Asset Great Consumer Fund
3/9
4,473Cr
0.44%
2.87%
14.8%
-0.42
1.01
0.76
1.13
-0.11
See all

Bank of India Consumption Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Bank of India Consumption Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Large cap
48.4%
Small cap
24.1%
Mid cap
22.8%
Small Cap allocation has gone down from 25.3% to 24.1%
Small Cap allocation has gone down from 25.3% to 24.1%
Mid Cap allocation has gone up from 22.2% to 22.8%
Mid Cap allocation has gone up from 22.2% to 22.8%
Large Cap allocation has gone up from 46.9% to 48.4%
Large Cap allocation has gone up from 46.9% to 48.4%
Cash allocation has gone down from 5.5% to 4.5%
Cash allocation has gone down from 5.5% to 4.5%
Debt allocation has gone down from 0.1% to 0.1%
Debt allocation has gone down from 0.1% to 0.1%

Bank of India Consumption Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Consumer Cyclical
36.7%
Consumer Defensive
26.2%
Communication
12.5%
Health
9.5%
Financial Services
6.8%
Basic Materials
4.1%
Real Estate
3.3%
Tech
1%

Top 3 Sectors in February were Consumer Cyclical, Consumer Defensive & Communication

Feb'26

Consumer Cyclical

34%

Consumer Defensive

30%

Communication

15%

Jan'26

Consumer Cyclical

36%

Consumer Defensive

29%

Communication

16%

Bank of India Consumption Fund Holdings Details

as on (28-Feb-26)

Holdings
Weight%
1M Change
Bharti Airtel Ltd
9.19%
0%
Britannia Industries Ltd
7.1%
0%
ITC Ltd
7%
0%
Hero MotoCorp Ltd
5.36%
0%
Mahindra & Mahindra Ltd
4.46%
-10.6%
See all
Top Stocks bought last month
Senco Gold Ltd's allocation increased from 0.5% to 1.67%
Senco Gold Ltd's allocation increased from 0.5% to 1.67%
Avenue Supermarts Ltd's allocation increased from 2.02% to 3.1%
Avenue Supermarts Ltd's allocation increased from 2.02% to 3.1%
Maruti Suzuki India Ltd's allocation increased from 1.42% to 2.02%
Maruti Suzuki India Ltd's allocation increased from 1.42% to 2.02%
Top Stocks sold last month
Bharti Airtel Ltd's allocation decreased from 9.7 % to 9.19 %
Bharti Airtel Ltd's allocation decreased from 9.7 % to 9.19 %
ITC Ltd's allocation decreased from 7.24 % to 7 %
ITC Ltd's allocation decreased from 7.24 % to 7 %
Mahindra & Mahindra Ltd's allocation decreased from 5.08 % to 4.46 %
Mahindra & Mahindra Ltd's allocation decreased from 5.08 % to 4.46 %

Bank of India Consumption Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.08%
Benchmark
IISL Nifty India Consumption TR INR
AUM₹381 Cr
Inception Date20 December, 2024
Min Lumpsum/SIP₹5,000/₹1,000
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
17.06%
Risk
Risk meter
pointer
Very High Risk

About Bank of India Consumption Fund

Bank of India Consumption Fund is an equity fund. This fund was started on 20 December, 2024. The fund is managed by Nitin Gosar. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Bank of India Consumption Fund has ₹381 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 1.1.

Returns

Bank of India Consumption Fund has given a CAGR return of 0.08% since inception. Over the last 1 year the fund has given a CAGR return of 10.24%.

Holdings

Bank of India Consumption Fund has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Communication, Health, Financial Services, Real Estate, Basic Materials, Utilities, Government. Its top holdings are Bharti Airtel Ltd, Britannia Industries Ltd, ITC Ltd, Hero MotoCorp Ltd, Mahindra & Mahindra Ltd

Taxation

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Bank of India Consumption Fund

The Investment objective of the Scheme is to provide longterm capital appreciation from an actively managed portfolio of equity and equity related securities of companies engaged in consumption and consumption related sector or allied sectors. However, there is no assurance that the investment objective of the Scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Consumption Fund has no lock in period.

Fund Manager

Nitin Gosar

Fund Manager of Bank of India Consumption Fund, since 20 December 2024

Learn more about BOI AXA Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 380.7 Cr
₹ 378 Cr
₹ 415.2 Cr
  • AUM of the fund stands at 380.7 Cr as of Feb'26
  • AUM increased by 2.8 Cr between Feb'26 and Jan'26

Frequently Asked Questions for Bank of India Consumption Fund

How do I invest in Bank of India Consumption Fund?

INDmoney makes it simple to invest in the Bank of India Consumption Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bank of India Consumption Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bank of India Consumption Fund?

The NAV of the fund today is ₹10.08. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bank of India Consumption Fund fund has generated a return of 10.24% in 1 year

Who is the fund manager of Bank of India Consumption Fund?

The fund managers are Nitin Gosar.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-3 Months. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.08%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹381 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bank of India Consumption Fund?

The top 3 holdings of the fund are Bharti Airtel Ltd(9.19%), Britannia Industries Ltd(7.1%), ITC Ltd(7%)