Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl

Hybrid
Direct
Conservative Allocation
Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl

About the Fund

Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Dhaval Shah, Harshil Suvarnkar. This fund gives you the benefit of diversification.

Key Parameters

  1. Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl has ₹1387 Cr worth of assets under management (AUM) as on May 2024 and is more than category average.
  2. The fund has an expense ratio 1.

Returns

Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl has given a CAGR return of 10.14% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.63%, 8.94% and 9.32% respectively.

Holdings

Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl has allocated its funds majorly in Government, Corporate, Financial Services, Industrial, Consumer Cyclical, Tech, Health, Basic Materials, Consumer Defensive, Cash Equivalent, Communication, Real Estate, Energy.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl

The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders, with the secondary objective being growth of capital. There can be no assurance that the Scheme objectives will be realised.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 0.00. Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl has no lock in period.

Fund Performance
zero opening, trading, fund transfer fee
2 people have invested ₹ 1000 in Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl in the last three months

Fund Overview

Expense ratio1.02%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹1387 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/--
Exit Load
1%
Lock InNo Lock-in
TurnOver
157.09%
Risk
Risk meter
pointer
Moderately High risk

Fund Distribution
as on (31-May-24)

  • Equity 22.9%

  • Debt & Cash 76.8%

Sector Allocation

May'24

Apr'24

Mar'24

Financial Services
31.1%
Industrial
19.9%
Consumer Cyclical
12.1%
Tech
8.3%
Health
7.9%
Basic Materials
7.6%
Consumer Defensive
5.1%
Communication
3.9%
Real Estate
2.8%
Energy
1.2%
All changes are between Oct'69 and Dec'69

Dhaval Shah
Dhaval Shah
Fund Manager of Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl, since 14 May 2020
Harshil Suvarnkar
Harshil Suvarnkar
Fund Manager of Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl, since 22 March 2021

Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 10.14% since inception which is more than its category average return of 6.23%
Fund Allocations

Fund Allocations

This fund has an allocation of 22.89% in Equity, 73.72% in Debt and 3.08% in Cash related instruments
AUM size ₹1387 Cr

AUM size ₹1387 Cr

This fund has AUM of ₹1387 Cr which is more than its category average of ₹ 733 Cr
Expense Ratio 1.02%

Expense Ratio 1.02%

This fund has an expense ratio of 1.02% which is less than its category average expense ratio of 1.25%

Frequently Asked Questions

The current NAV of Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl is ₹26.22 as on 14-Jun-2024.
Existing (Absolute + CAGR) as on 14-Jun-2024.
Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
2.69%
2.69%
6 Month Returns
5.9%
5.9%
1 Year Returns
10.63%
10.63%
3 Years Returns
29.28%
8.94%
5 Years Returns
56.14%
9.32%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.02% as on May 2024
₹1387 Cr as on May 2024
7.17% Govt Stock 2030(6.52%), 7.18% Govt Stock 2033(5.98%), 7.26% Govt Stock 2033(4.31%), 7.32% Govt Stock 2030(3.29%), ICICI Bank Ltd(2.44%) as on May 2024
Government(46.22%), Corporate(27.8%), Financial Services(7.13%) as on May 2024
AAA
95.63
AA
4.37
Dhaval Shah, Harshil Suvarnkar are the fund managers of Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl
The Exit load of Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Reinvst of Inc Dis cum Cap Wdrl is 1%