Franklin India Retirement Fund

Franklin India Retirement Fund

Hybrid

Franklin Templeton Mutual Fund

Retirement

Get the latest NAV of Franklin India Retirement Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹235.29

▲0.3%1D

NAV as on 17 Mar 2026

9.79%/per year

Since Inception

Absolute Gain%

▲▼

57 people have invested ₹ 2L in Franklin India Retirement Fund in the last three months

Franklin India Retirement Fund Performance vs. Retirement Index

Fund returns vs Benchmark returns vs Category Average returns as on (17-Mar-26)

The fund has consistently outperformed the benchmark (Retirement Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-3.59%
-3.41%
-2.77%
5.04%
10.24%
8.22%
Retirement Index
-1.76%
-1.32%
-0.74%
4.53%
7.22%
6.72%
Retirement Avg
--
--
--
--
--
--
Best in Retirement
0.4%
1.1%
2.22%
20.27%
25.98%
21.2%
Worst in Retirement
-8.58%
-10.88%
-11.44%
3.65%
6.52%
5.58%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Franklin India Retirement Fund
-
508Cr
1.49%
5.04%
10.24%
--
--
0.89
1.46
--
Tata Retirement Savings Progressive Fund
1/10
2,014Cr
0.63%
7.06%
15.98%
-0.44
0.98
0.78
1.21
-0.18
Tata Retirement Savings Moderate Fund
2/10
2,069Cr
0.7%
7.21%
14.97%
--
--
0.82
1.29
--
HDFC Retirement Savings Fund Equity
3/10
6,987Cr
0.71%
5.52%
16.09%
2.13
0.85
1.05
1.81
0.29
See all

Franklin India Retirement Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Franklin India Retirement Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Large cap
28.8%
Small cap
4.7%
Mid cap
3.2%

Franklin India Retirement Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Financial Services
30.6%
Consumer Cyclical
16.9%
Industrial
11.5%
Tech
7.3%
Health
7.3%
Basic Materials
5.7%
Communication
5.5%
Utilities
5%
Consumer Defensive
4.8%
Energy
4.1%
Real Estate
1.2%

Top 3 Sectors in February were Corporate, Government & Financial Services

Feb'26

Corporate

59%

Financial Services

35%

Government

34%

Jan'26

Corporate

61%

Government

35%

Financial Services

33%

Franklin India Retirement Fund Holdings Details

as on (28-Feb-26)

Holdings
Weight%
1M Change
HDFC Bank Ltd
3.84%
0%
Larsen & Toubro Ltd
2.28%
0%
ICICI Bank Ltd
2.23%
0%
Reliance Industries Ltd
1.92%
0%
State Bank of India
1.89%
0%
See all
Top Stocks bought last month
LIC Housing Finance Ltd's allocation increased from 0.98% to 5.09%
LIC Housing Finance Ltd's allocation increased from 0.98% to 5.09%
National Bank For Agriculture And Rural Development's allocation increased from 5.24% to 9%
National Bank For Agriculture And Rural Development's allocation increased from 5.24% to 9%
State Bank of India's allocation increased from 1.13% to 1.33%
State Bank of India's allocation increased from 1.13% to 1.33%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 4.25 % to 4.21 %
HDFC Bank Ltd's allocation decreased from 4.25 % to 4.21 %
Rec Limited's allocation decreased from 2.73 % to 2.73 %
Rec Limited's allocation decreased from 2.73 % to 2.73 %
ICICI Bank Ltd's allocation decreased from 2.4 % to 2.13 %
ICICI Bank Ltd's allocation decreased from 2.4 % to 2.13 %

Franklin India Retirement Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.49%
Benchmark
CRISIL Composite Bond TR INR
AUM₹508 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹500
Exit Load
3.0%
Lock In5 Years
TurnOver
61.5%
Risk
Risk meter
pointer
Moderately High risk

About Franklin India Retirement Fund

Franklin India Retirement Fund is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Anuj Tagra, Pallab Roy, Rajasa Kakulavarapu, Ajay Argal. This fund gives you the benefit of diversification.

Key Parameters

  1. Franklin India Retirement Fund has ₹508 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 1.5.

Returns

Franklin India Retirement Fund has given a CAGR return of 9.79% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.04%, 10.24% and 8.22% respectively.

Holdings

Franklin India Retirement Fund has allocated its funds majorly in Corporate, Financial Services, Government, Industrial, Consumer Cyclical, Tech, Cash Equivalent, Health, Energy, Consumer Defensive, Basic Materials, Utilities, Communication, Real Estate.

Taxation

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Franklin India Retirement Fund

The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Franklin India Retirement Fund of 5 Years

Fund Manager

Anuj Tagra

Fund Manager of Franklin India Retirement Fund, since 30 April 2024

Pallab Roy

Fund Manager of Franklin India Retirement Fund, since 7 March 2024

Rajasa Kakulavarapu

Fund Manager of Franklin India Retirement Fund, since 6 September 2021

Ajay Argal

Fund Manager of Franklin India Retirement Fund, since 4 October 2024

Learn more about Franklin Templeton Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 508.2 Cr
₹ 509.2 Cr
₹ 521.5 Cr
  • AUM of the fund stands at 508.2 Cr as of Feb'26
  • AUM decreased by 1.1 Cr between Feb'26 and Jan'26

Frequently Asked Questions for Franklin India Retirement Fund

How do I invest in Franklin India Retirement Fund?

INDmoney makes it simple to invest in the Franklin India Retirement Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Franklin India Retirement Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Franklin India Retirement Fund?

The NAV of the fund today is ₹235.29. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Franklin India Retirement Fund fund has generated a return of 5.04% in 1 year, 10.24% in 3 years, 8.22% in 5 years.

Who is the fund manager of Franklin India Retirement Fund?

The fund managers are Anuj Tagra, Pallab Roy, Rajasa Kakulavarapu, Ajay Argal.

What is the exit load of the fund?

The exit load is 3% if redeemed in 0-3 Years. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.49%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹508 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Franklin India Retirement Fund?

The top 3 holdings of the fund are National Bank For Agriculture And Rural Development(9.24%), 6.90% Gs 2065(7.29%), Jubilant Bevco Limited(6.41%)