Franklin India Retirement Fund

Franklin India Retirement Fund is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Pallab Roy, Anuj Tagra, Ajay Argal, Rajasa Kakulavarapu. This fund gives you the benefit of diversification.

1. Franklin India Retirement Fund has ₹492 Cr worth of assets under management (AUM) as on Jun 2026 and is more than category average.
2. The fund has an expense ratio 1.2.
   

Franklin India Retirement Fund has given a CAGR return of 9.76% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -0.02%, 9.02% and 7.83% respectively.

Franklin India Retirement Fund has allocated its funds majorly in Corporate, Financial Services, Government, Industrial, Consumer Cyclical, Tech, Health, Energy, Consumer Defensive, Utilities, Basic Materials, Communication, Cash Equivalent, Real Estate.

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Franklin India Retirement Fund of 5 Years