DSP Liquidity Fund Direct Growth

DSP Liquidity Fund Direct Growth

Debt

DSP Mutual Fund

Liquid

Get the latest NAV of DSP Liquidity Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹3807.22

NAV as on 31 Aug 2025

6.86%/per year

Since Inception

Absolute Gain%

▲▼

2637 people have invested ₹ 5Cr in DSP Liquidity Fund Direct Growth in the last three months

DSP Liquidity Fund Performance vs. Liquid Index

Fund returns vs Benchmark returns vs Category Average returns as on (31-Aug-25)

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.48%
1.5%
3.36%
7.05%
7.08%
5.69%
Liquid Avg
0.4%
1.29%
2.91%
6.18%
6.41%
5.14%
Best in Liquid
0.49%
1.54%
3.42%
7.1%
7.14%
5.96%
Worst in Liquid
0.45%
1.41%
3.08%
6.59%
6.66%
5.33%
Category Rank
2/23
23/23
5/23
7/22
5/22
--

DSP Liquidity Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

10
/24
65% Performance
14% Risk Management
83% Cost

Ranked 10 out of 24 mutual funds in the liquid category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
DSP Liquidity Fund
10/24
22,726Cr
0.1%
7.05%
7.08%
-0.04
1.35
2.95
13.51
0.89
Aditya Birla Sun Life Liquid Fund Direct Growth
1/24
51,766Cr
0.21%
7.06%
7.14%
-0.04
1.53
3.01
16.92
1.52
Canara Robeco Liquid Fund Direct Growth
2/24
7,415Cr
0.07%
7.05%
7.1%
-0.05
1.44
2.97
18.43
1.17
Bajaj Finserv Liquid Fund Direct Growth
3/24
4,555Cr
0.11%
7.02%
-
--
--
--
--
--
See all

DSP Liquidity Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
▼

DSP Liquidity Fund Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

AAA
100%
Cash allocation has gone up from 99.7% to 99.8%
Cash allocation has gone up from 99.7% to 99.8%

DSP Liquidity Fund Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Cash Equivalent
77.4%
Corporate
22.2%
Government
0.4%

Top 3 Sectors in July were Communication, Health & Corporate

Jul'25

Communication

58%

Health

42%

Corporate

27%

Jun'25

Communication

58%

Health

42%

Corporate

9%

DSP Liquidity Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.1%
Benchmark
CRISIL Liquid Debt A-I TR INR
AUM₹22726 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
501.78%
Risk
Risk meter
pointer
Low to Moderate Risk

About DSP Liquidity Fund

DSP Liquidity Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Shalini Vasanta, Karan Mundhra. This fund is suitable to keep your money safe.

Key Parameters

  1. DSP Liquidity Fund Direct Growth has ₹22726 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

DSP Liquidity Fund Direct Growth has given a CAGR return of 6.86% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.05%, 7.08% and 5.69% respectively.

Holdings

DSP Liquidity Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Communication, Health, Corporate, Government. Its top holdings are 91 Days Tbill (Md 28/08/2025), 182 Days Tbill, Small Industries Development Bk Of India, HDFC Securities Limited, Reliance Retail Ventures Limited

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of DSP Liquidity Fund Direct Growth

An Open Ended Income (Liquid) Scheme, seeking to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Liquidity Fund Direct Growth has no lock in period.

Fund Manager

Shalini Vasanta

Fund Manager of DSP Liquidity Fund Direct Growth, since 1 August 2024

Karan Mundhra

Fund Manager of DSP Liquidity Fund Direct Growth, since 31 May 2021

Learn more about DSP Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 22.2K Cr
₹ 16.9K Cr
₹ 17.8K Cr
  • AUM of the fund stands at 22.2K Cr as of Jul'25
  • AUM increased by 5.3K Cr between Jul'25 and Jun'25

Frequently Asked Questions for DSP Liquidity Fund Direct Growth

How do I invest in DSP Liquidity Fund?

INDmoney makes it simple to invest in the DSP Liquidity Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘DSP Liquidity Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of DSP Liquidity Fund?

The NAV of the fund today is ₹3807.22. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

DSP Liquidity Fund fund has generated a return of 7.05% in 1 year, 7.08% in 3 years, 5.69% in 5 years.

Who is the fund manager of DSP Liquidity Fund?

The fund managers are Shalini Vasanta, Karan Mundhra.

What is the exit load of the fund?

The exit load is 0.007% if redeemed in 0-1 Days, 0.0065% if redeemed in 1-2 Days, 0.006% if redeemed in 2-3 Days, 0.0055% if redeemed in 3-4 Days, 0.005% if redeemed in 4-5 Days, 0.0045% if redeemed in 5-6 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.10%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹22726 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of DSP Liquidity Fund?

The top 3 holdings of the fund are 91 Days Tbill (Md 28/08/2025)(3.61%), 182 Days Tbill(2.54%), Small Industries Development Bk Of India(2.5%)