Bank of India Small Cap Fund Regular Growth

Bank of India Small Cap Fund Regular Growth

Equity

BOI AXA Mutual Fund

Small-Cap

Get the latest NAV of Bank of India Small Cap Fund Regular Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹58.65

▼-0.4%1D

NAV as on 09 Sep 2026

25.74%/per year

Since Inception

Absolute Gain%

▲▼

Bank of India Small Cap Fund Regular Growth Performance vs. Nifty Smallcap 250

Fund returns vs Benchmark returns vs Category Average returns as on (09-Sep-26)

The fund has consistently outperformed the benchmark (Nifty Smallcap 250) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
3.08%
14.11%
41.16%
26.35%
20.21%
18.76%
Nifty Smallcap 250
1.88%
7.73%
17.17%
8.42%
14.96%
15.3%
Small-Cap Avg
1.84%
10.95%
25.88%
13.96%
15.4%
16.34%
Best in Small-Cap
10.65%
25.05%
39.65%
35.81%
25.39%
20.87%
Worst in Small-Cap
-1.89%
6.56%
9.05%
-0.18%
10.62%
13.46%
Category Rank
4/22
6/20
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Bank of India Small Cap Fund Regular Growth Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

3
/23
82% Performance
46% Risk Management
91% Cost

Ranked 3 out of 23 mutual funds in the small-cap category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bank of India Small Cap Fund Regular Growth
3/23
2,819Cr
1.69%
26.35%
20.21%
4.78
0.95
0.70
1.20
0.70
Bandhan Small Cap Fund
1/23
31,103Cr
1.75%
13.1%
23.12%
8.94
0.92
0.87
1.52
2.21
Invesco India Small Cap Fund
2/23
14,475Cr
1.45%
16.82%
21.14%
7.82
0.86
0.82
1.27
1.17
ITI Small Cap Fund
4/23
3,454Cr
2.19%
22.48%
23.29%
7.77
0.88
0.88
1.50
1.32
See all
Positive: Generated Consistent Returns
Generated Consistent Returns
Positive: Consistently beats benchmark
Consistently beats benchmark
Positive: Lower probablity of downside risk
Lower probablity of downside risk
Negative: Highly volatile within category
Highly volatile within category

Bank of India Small Cap Fund Regular Growth Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Bank of India Small Cap Fund Regular Growth Asset Allocation

See fund asset allocation details as on (15-Aug-26)

Fund Distribution

as on (15-Aug-26)

Small cap
75%
Mid cap
8.1%
Large cap
2.8%
Mid Cap allocation has gone down from 9.8% to 8.1%
Mid Cap allocation has gone down from 9.8% to 8.1%
Large Cap allocation has gone down from 3.8% to 2.8%
Large Cap allocation has gone down from 3.8% to 2.8%
Small Cap allocation has gone down from 77.5% to 75%
Small Cap allocation has gone down from 77.5% to 75%
Cash allocation has gone up from 7.9% to 10.3%
Cash allocation has gone up from 7.9% to 10.3%
Debt allocation has gone up from 0.9% to 1.7%
Debt allocation has gone up from 0.9% to 1.7%

Bank of India Small Cap Fund Regular Growth Sector Allocation

See fund sector allocation details as on (15-Aug-26)

Sector Allocation

Industrial
22.4%
Consumer Cyclical
19.7%
Financial Services
17.6%
Basic Materials
15.3%
Health
10.5%
Tech
6.8%
Consumer Defensive
3.9%
Utilities
1.6%
Real Estate
1.3%
Energy
0.7%

Top 3 Sectors in July were Consumer Cyclical, Industrial & Financial Services

Jul'26

Consumer Cyclical

25%

Industrial

21%

Corporate

19%

Jun'26

Consumer Cyclical

24%

Industrial

22%

Financial Services

15%

Bank of India Small Cap Fund Regular Growth Holdings Details

as on (31-Aug-26)

Top Stocks bought last month
Tata Technologies Ltd's allocation increased from 0.27% to 1.54%
Tata Technologies Ltd's allocation increased from 0.27% to 1.54%
PG Electroplast Ltd's allocation increased from 0.77% to 1.94%
PG Electroplast Ltd's allocation increased from 0.77% to 1.94%
Indian Bank's allocation increased from 0.44% to 1.57%
Indian Bank's allocation increased from 0.44% to 1.57%
Top Stocks sold last month
Wockhardt Ltd's allocation decreased from 2.64 % to 2.43 %
Wockhardt Ltd's allocation decreased from 2.64 % to 2.43 %
Quality Power Electrical Equipments Ltd's allocation decreased from 2.69 % to 2.27 %
Quality Power Electrical Equipments Ltd's allocation decreased from 2.69 % to 2.27 %
Arvind Ltd's allocation decreased from 2.51 % to 2 %
Arvind Ltd's allocation decreased from 2.51 % to 2 %

Bank of India Small Cap Fund Regular Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.69%
Benchmark
Nifty Smallcap 250 TR INR
AUM₹2819 Cr
Inception Date19 December, 2018
Min Lumpsum/SIP₹5,000/₹1,000
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
81.27%
Risk
Risk meter
pointer
Very High Risk

About Bank of India Small Cap Fund Regular Growth

Bank of India Small Cap Fund Regular Growth is an equity fund. This fund was started on 19 December, 2018. The fund is managed by Nav Bhardwaj, Alok Singh. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Bank of India Small Cap Fund Regular Growth has ₹2819 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
  2. The fund has an expense ratio 1.7.

Returns

Bank of India Small Cap Fund Regular Growth has given a CAGR return of 25.74% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 26.35%, 20.21% and 18.76% respectively.

Holdings

Bank of India Small Cap Fund Regular Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Industrial, Corporate, Financial Services, Health, Basic Materials, Tech, Government, Consumer Defensive, Real Estate, Energy. Its top holdings are Sky Gold and Diamonds Ltd, City Union Bank Ltd, Wockhardt Ltd, Quality Power Electrical Equipments Ltd, Computer Age Management Services Ltd Ordinary Shares

Taxation

As it is a small-cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Bank of India Small Cap Fund Regular Growth

The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Small Cap Fund Regular Growth has no lock in period.

Fund Manager

Nav Bhardwaj

Fund Manager of Bank of India Small Cap Fund Regular Growth, since 14 July 2025

Alok Singh

Fund Manager of Bank of India Small Cap Fund Regular Growth, since 1 October 2024

Learn more about BOI AXA Mutual Fund
Parameters
Jul'26
Jun'26
May'26
AUM
₹ 2.8K Cr
₹ 2.6K Cr
₹ 2.3K Cr
  • AUM of the fund stands at 2.8K Cr as of Jul'26
  • AUM increased by 247.1 Cr between Jul'26 and Jun'26

Frequently Asked Questions for Bank of India Small Cap Fund Regular Growth

How do I invest in Bank of India Small Cap Fund Regular Growth?

INDmoney makes it simple to invest in the Bank of India Small Cap Fund Regular Growth. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bank of India Small Cap Fund Regular Growth’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bank of India Small Cap Fund Regular Growth?

The NAV of the fund today is ₹58.65. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bank of India Small Cap Fund Regular Growth fund has generated a return of 26.35% in 1 year, 20.21% in 3 years, 18.76% in 5 years.

Who is the fund manager of Bank of India Small Cap Fund Regular Growth?

The fund managers are Nav Bhardwaj, Alok Singh.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-3 Months. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.69%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹2819 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bank of India Small Cap Fund Regular Growth?

The top 3 holdings of the fund are Sky Gold and Diamonds Ltd(2.82%), City Union Bank Ltd(2.5%), Wockhardt Ltd(2.43%)