Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl
Get the latest NAV of Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹49.69
1D
NAV as on 11 Sep 2026
27.56%/per year
Since Inception
▲▼
26 people have invested ₹ 3.3L in Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl in the last three months
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl Performance vs. Nifty Smallcap 250
Fund returns vs Benchmark returns vs Category Average returns as on (11-Sep-26)
The fund has consistently outperformed the benchmark (Nifty Smallcap 250) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl Asset Allocation
See fund asset allocation details as on (15-Aug-26)
Fund Distribution
as on (15-Aug-26)
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl Sector Allocation
See fund sector allocation details as on (15-Aug-26)
Sector Allocation
Top 3 Sectors in July were Consumer Cyclical, Industrial & Financial Services
Consumer Cyclical
25%
Industrial
21%
Corporate
19%
Consumer Cyclical
24%
Industrial
22%
Financial Services
15%
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl Holdings Details
as on (31-Aug-26)
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.44% |
Benchmark | Nifty Smallcap 250 TR INR |
| AUM | ₹2819 Cr |
| Inception Date | 19 December, 2018 |
| Min Lumpsum/SIP | ₹5,000/₹1,000 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 81.27% |
| Risk |   Very High Risk |
About Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl is an equity fund. This fund was started on 19 December, 2018. The fund is managed by Nav Bhardwaj, Alok Singh. The fund could potentially beat inflation in the long-run.
Key Parameters
- Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl has ₹2819 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
- The fund has an expense ratio 0.4.
Returns
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl has given a CAGR return of 27.56% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 27.58%, 21.94% and 20.54% respectively.
Holdings
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Corporate, Consumer Cyclical, Industrial, Financial Services, Health, Basic Materials, Tech, Government, Consumer Defensive, Real Estate. Its top holdings are Sky Gold and Diamonds Ltd, City Union Bank Ltd, Wockhardt Ltd, Quality Power Electrical Equipments Ltd, Computer Age Management Services Ltd Ordinary Shares
Taxation
As it is a small-cap mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl
The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies. However, there can be no assurance that the investment objectives of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl has no lock in period.
Fund Manager
Nav Bhardwaj
Fund Manager of Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl, since 14 July 2025
Alok Singh
Fund Manager of Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl, since 1 October 2024
- AUM of the fund stands at 2.8K Cr as of Jul'26
- AUM increased by 247.1 Cr between Jul'26 and Jun'26
Frequently Asked Questions for Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl
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