Axis Credit Risk Fund Direct Growth

Axis Credit Risk Fund Direct Growth

Debt

Axis Mutual Fund

Credit Risk

Get the latest NAV of Axis Credit Risk Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹24.18

NAV as on 08 Aug 2025

8.3%/per year

Since Inception

Absolute Gain%

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34 people have invested ₹ 7L in Axis Credit Risk Fund Direct Growth in the last three months

Axis Credit Risk Fund Performance vs. Credit Risk Index

Fund returns vs Benchmark returns vs Category Average returns as on (08-Aug-25)

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.44%
2.29%
5.12%
9.54%
8.48%
7.75%
Credit Risk Avg
0.35%
1.93%
6.57%
10.84%
8.75%
9.51%
Best in Credit Risk
0.69%
2.98%
18.44%
23.26%
15.58%
26.3%
Worst in Credit Risk
0.19%
1.38%
3.56%
6.36%
6.1%
6.61%

Axis Credit Risk Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

3
/8
57% Performance
58% Risk Management
57% Cost

Ranked 3 out of 8 mutual funds in the credit risk category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Axis Credit Risk Fund
3/8
367Cr
0.8%
9.54%
8.48%
0.82
0.92
2.23
6.95
3.54
Nippon India Credit Risk Fund Direct Growth
1/7
1,010Cr
0.7%
10.49%
9.09%
1.43
0.86
2.91
13.40
3.64
ICICI Prudential Credit Risk Fund Direct Growth
2/7
6,072Cr
0.76%
9.66%
8.69%
1.03
0.94
2.00
5.38
1.74
Aditya Birla Sun Life Credit Risk Fund Direct Growth
3/7
1,023Cr
0.67%
17.58%
11.46%
3.69
0.74
1.74
19.93
1.53
See all

Axis Credit Risk Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Axis Credit Risk Fund Asset Allocation

See fund asset allocation details as on (14-Jul-25)

Fund Distribution

as on (14-Jul-25)

Equity 0.4%

Debt & Cash 99.1%

Cash allocation has gone down from 6.4% to 3.5%
Cash allocation has gone down from 6.4% to 3.5%
Debt allocation has gone up from 92.4% to 95.4%
Debt allocation has gone up from 92.4% to 95.4%

Axis Credit Risk Fund Sector Allocation

See fund sector allocation details as on (14-Jul-25)

Sector Allocation

Equity 0.4%

Debt & Cash 99.1%

Financial Services
100%

Top 3 Sectors in June were Financial Services, Corporate & Government

Jun'25

Corporate

85%

Financial Services

79%

Real Estate

21%

May'25

Financial Services

100%

Corporate

78%

Government

16%

Axis Credit Risk Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.8%
Benchmark
IISL NIFTY Credit Risk Bond Index TR INR
AUM₹367 Cr
Inception Date15 July, 2014
Min Lumpsum/SIP₹5000/₹1000
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
189.51%
Risk
Risk meter
pointer
High Risk

About Axis Credit Risk Fund

Axis Credit Risk Fund Direct Growth is a debt fund. This fund was started on 15 July, 2014. The fund is managed by Devang Shah. This fund is suitable to keep your money safe.

Key Parameters

  1. Axis Credit Risk Fund Direct Growth has ₹367 Cr worth of assets under management (AUM) as on Jul 2025 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

Axis Credit Risk Fund Direct Growth has given a CAGR return of 8.30% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.54%, 8.48% and 7.75% respectively.

Holdings

Axis Credit Risk Fund Direct Growth has allocated its funds majorly in Corporate, Financial Services, Real Estate, Government, Cash Equivalent. Its top holdings are Kohima-Mariani Transmission Limited, Birla Corporation Limited, Jubilant Bevco Limited, Aditya Birla Renewables Limited, Narayana Hrudayalaya Limited

Taxation

As it is a credit risk mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Axis Credit Risk Fund Direct Growth

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Axis Credit Risk Fund Direct Growth has no lock in period.

Fund Manager

Devang Shah

Fund Manager of Axis Credit Risk Fund Direct Growth, since 15 July 2014

Learn more about Axis Mutual Fund
Parameters
Jun'25
May'25
Apr'25
AUM
₹ 367 Cr
₹ 361.1 Cr
₹ 363.1 Cr
  • AUM of the fund stands at 367 Cr as of Jun'25
  • AUM increased by 5.9 Cr between Jun'25 and May'25

Frequently Asked Questions for Axis Credit Risk Fund Direct Growth

How do I invest in Axis Credit Risk Fund?

INDmoney makes it simple to invest in the Axis Credit Risk Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Axis Credit Risk Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Axis Credit Risk Fund?

The NAV of the fund today is ₹24.18. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Axis Credit Risk Fund fund has generated a return of 9.54% in 1 year, 8.48% in 3 years, 7.75% in 5 years.

Who is the fund manager of Axis Credit Risk Fund?

The fund managers are Devang Shah.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-12 Months. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.80%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹367 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Axis Credit Risk Fund?

The top 3 holdings of the fund are Kohima-Mariani Transmission Limited(5.38%), Birla Corporation Limited(4.43%), Jubilant Bevco Limited(4.24%)