Nippon India Credit Risk Fund Direct Growth
Get the latest NAV of Nippon India Credit Risk Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹37.97
NAV as on 09 May 2025
7.52%/per year
Since Inception
▲▼
92 people have invested ₹ 34.6L in Nippon India Credit Risk Fund Direct Growth in the last three months
Fund Performance
as on (09-May-25)
Peer comparison
Nippon India Credit Risk Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Nippon India Credit Risk Fund Asset Allocation
See fund asset allocation details as on (15-Apr-25)
Fund Distribution
as on (15-Apr-25)
Debt & Cash 99.7%
Nippon India Credit Risk Fund Sector Allocation
See fund sector allocation details as on (15-Apr-25)
Sector Allocation
Debt & Cash 99.7%
Top 2 Sectors in March were Corporate, Government
Corporate
74%
Government
17%
Corporate
76%
Government
15%
Nippon India Credit Risk Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.7% |
Benchmark | NIFTY Credit Risk Bond TR INR |
| AUM | ₹1000 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 88.56% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   High Risk |
About Nippon India Credit Risk Fund
Nippon India Credit Risk Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Kinjal Desai, Sushil Budhia. This fund is suitable to keep your money safe.
Key Parameters
- Nippon India Credit Risk Fund Direct Growth has ₹1000 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.7.
Returns
Nippon India Credit Risk Fund Direct Growth has given a CAGR return of 7.52% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.05%, 8.73% and 9.41% respectively.
Holdings
Nippon India Credit Risk Fund Direct Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 7.02% Govt Stock 2031, Summit Digitel Infrastructure Limited, Renew Solar Energy (Jharkhand Five) Private Limited, Century Textiles And Industries Limited, Truhome Finance Ltd. 9.25%
Taxation
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Nippon India Credit Risk Fund Direct Growth
The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 100.00. Nippon India Credit Risk Fund Direct Growth has no lock in period.
Fund Manager
Kinjal Desai
Fund Manager of Nippon India Credit Risk Fund Direct Growth, since 25 May 2018
Sushil Budhia
Fund Manager of Nippon India Credit Risk Fund Direct Growth, since 1 February 2020
- AUM of the fund stands at 1K Cr as of Mar'25
- AUM increased by 12.2 Cr between Mar'25 and Feb'25
More funds from Nippon
Frequently Asked Questions for Nippon India Credit Risk Fund Direct Growth
What is the current NAV of Nippon India Credit Risk Fund Direct Growth?
What are the average returns of Nippon India Credit Risk Fund Direct Growth?
Nippon India Credit Risk Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.82% | 0.82% |
6 Month Returns | 5.12% | 5.12% |
1 Year Returns | 10.05% | 10.05% |
3 Years Returns | 28.53% | 8.73% |
How do I invest in Nippon India Credit Risk Fund Direct Growth?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of Nippon India Credit Risk Fund Direct Growth?
What is net assets under management (AUM) of Nippon India Credit Risk Fund Direct Growth?
What are the top 5 holdings of Nippon India Credit Risk Fund Direct Growth?
What are the top 3 sectors that this Nippon India Credit Risk Fund Direct Growth has invested in?
What is the credit rating breakup of Nippon India Credit Risk Fund Direct Growth?
AA | 48.88 |
AAA | 30.01 |
A | 21.1 |