Capital Small Finance Bank Limited is regulated by RBI and commenced operations as Indias first small finance bank in 2016 pursuant to RBIs approval dated March 4, 2016. The Bank offers a range of banking products on the asset and liability side, in all the states it operates in, i.e., Punjab, Haryana, Delhi, Rajasthan, Himachal Pradesh and Union Territory of Chandigarh, with its asset products primarily including agriculture loans, MSME and trading loans and mortgages. The Bank focuses primarily on the middle-income customer segments through its presence primarily in Punjab, Haryana, Rajasthan, Delhi, Himachal Pradesh and Union Territory of Chandigarh. The Bank has an experience of over two decades in the banking industry, having been incorporated in 1999. As on the date of this Red Herring Prospectus, the Bank does not have any subsidiaries.