Yiren Digital Share Price (NYSE: YRD)

$5.83

▲

-0.02

(-0.34%)

Last updated on August 30, 2025 at 1:27 am IST

$₹

Check the interactive Yiren Digital Stock chart to analyse performance

Yiren Digital stock performance

as on August 30, 2025 at 1:27 am IST

Today's Low:$5.81
Today's High:$5.86
$5.83
0.34%
Downside
Day's Volatility :0.85%
Upside
0.51%
52 Weeks Low:$4.22
52 Weeks High:$9.20
$5.83
27.62%
Downside
52 Weeks Volatility :54.13%
Upside
36.63%

Yiren Digital Stock Returns

Period	Yiren Digital Ltd.	Sector (Financials)	Index (Russel 2000)
3 Months	-6.12%	5.9%	0.0%
6 Months	-9.47%	3.5%	0.0%
1 Year	33.72%	18.0%	0.0%
3 Years	444.86%	63.4%	-4.1%

Yiren Digital Ltd. Key Stats

Check Yiren Digital key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$5.85
Open	$5.81
Today's High	$5.86
Today's Low	$5.81
Market Capitalization	$505.5M
Today's Volume	$46.4K
52 Week High	$9.2
52 Week Low	$4.22
Revenue TTM	$6.1B
EBITDA	$2.6B
Earnings Per Share (EPS)	$2.08
PE Ratio	2.81
Dividend Yield	7.52%
Profit Margin	21.05%
Quarterly Earnings Growth YOY	-0.12%
Return On Equity TTM	13.64%

Stock Returns calculator for Yiren Digital Stock including INR - Dollar returns

The Yiren Digital stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Yiren Digital investment value today

Current value as on today

₹1,39,000

Returns

₹39,000

(+39%)

Returns from Yiren Digital Stock

₹33,716 (+33.72%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Yiren Digital Stock

-38%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Yiren Digital Stock from India on INDmoney has decreased by -38% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Yiren Digital Ltd.

Name
Holdings %
Name
Holdings %
Dimensional Fund Advisors, Inc.
1.26%
Connor Clark & Lunn Inv Mgmt Ltd
0.47%
Renaissance Technologies Corp
0.27%
BlackRock Inc
0.12%
Morgan Stanley - Brokerage Accounts
0.07%
Trexquant Investment LP
0.06%

Analyst Recommendation on Yiren Digital Stock

Rating

Trend

Sell

0%Buy

25%Hold

75%Sell

Based on 8 Wall street analysts offering stock ratings for Yiren Digital(by analysts ranked 0 to 5 stars)

Yiren Digital Share Price Target

What analysts predicted

Downside of 65.18%

Target:

$2.03

Current:

$5.83

Yiren Digital share price target is $2.03, a slight Downside of 65.18% compared to current price of $5.83 as per analysts' prediction.

Yiren Digital Stock Insights

Price Movement
In the last 3 years, YRD stock has moved up by 434.9%
Increasing Revenue
Revenue is up for the last 3 quarters, 1.45B → 1.67B (in $), with an average increase of 6.9% per quarter
Increasing Net Profit
Netprofit is up for the last 2 quarters, 247.50M → 357.54M (in $), with an average increase of 30.8% per quarter
YRD vs COF (1 yr)
In the last 1 year, Capital One Financial Corporation has given 54.6% return, outperforming this stock by 25.6%
Price to Sales
ForYRD every $1 of sales, investors are willing to pay $0.1, whereas for Capital One Financial Corporation, the investors are paying $4.0 for every $1 of sales.

Yiren Digital Ltd. Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$1.2B	↑ 53.3%
Net Income	$164.8M	↑ 19.55%
Net Profit Margin	13.41%	↓ 3.79%

	FY20	Y/Y Change
Revenue	$605.7M	↓ 54.02%
Net Income	$-105.9M	↓ 159.95%
Net Profit Margin	-17.48%	↓ 30.89%

	FY21	Y/Y Change
Revenue	$703.1M	↑ 13.02%
Net Income	$162.2M	↓ 249.11%
Net Profit Margin	23.07%	↑ 40.55%

	FY22	Y/Y Change
Revenue	$492.2M	↓ 23.3%
Net Income	$171.2M	↑ 15.67%
Net Profit Margin	34.79%	↑ 11.72%

	FY23	Y/Y Change
Revenue	$685.6M	↑ 42.54%
Net Income	$291.3M	↑ 74.09%
Net Profit Margin	42.49%	↑ 7.7%

	FY24	Y/Y Change
Revenue	$5.8B	↑ 18.59%
Net Income	$1.6B	↓ 23.94%
Net Profit Margin	27.25%	↓ 15.24%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$191.4M	↑ 8.14%
Net Income	$67.5M	↓ 14.95%
Net Profit Margin	35.26%	↓ 9.57%

	Q2 FY24	Q/Q Change
Revenue	$206.3M	↑ 8.6%
Net Income	$56.5M	↓ 15.71%
Net Profit Margin	27.37%	↓ 7.89%

	Q3 FY24	Q/Q Change
Revenue	$209.0M	↓ 1.17%
Net Income	$50.2M	↓ 13.21%
Net Profit Margin	24.03%	↓ 3.34%

	Q4 FY24	Q/Q Change
Revenue	$1.5B	↓ 1.82%
Net Income	$331.4M	↓ 6.75%
Net Profit Margin	22.82%	↓ 1.21%

	Q1 FY25	Q/Q Change
Revenue	$214.4M	↑ 7.05%
Net Income	$34.1M	↓ 25.33%
Net Profit Margin	15.92%	↓ 6.9%

	Q2 FY25	Q/Q Change
Revenue	$1.7B	↑ 7.71%
Net Income	$357.5M	↑ 44.46%
Net Profit Margin	21.35%	↑ 5.43%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$1.1B	↑ 59.79%

	FY20	Y/Y Change
Profit	$436.8M	↓ 64.07%

	FY21	Y/Y Change
Profit	$583.7M	↑ 30.09%

	FY22	Y/Y Change
Profit	$380.9M	↓ 28.5%

	FY23	Y/Y Change
Profit	$548.9M	↑ 47.47%

	FY24	Y/Y Change
Profit	$4.9B	↑ 25.6%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$159.0M	↑ 5.07%

	Q2 FY24	Q/Q Change
Profit	$172.3M	↑ 9.19%

	Q3 FY24	Q/Q Change
Profit	$179.9M	↑ 1.85%

	Q4 FY24	Q/Q Change
Profit	$1.3B	↓ 1.43%

	Q1 FY25	Q/Q Change
Profit	$183.4M	↑ 5.96%

	Q2 FY25	Q/Q Change
Profit	$1.5B	↑ 13.82%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$39.1M	↓ 106.93%
Investing Cash Flow	$158.3M	↓ 66.34%
Financing Cash Flow	$-163.9M	↑ 45.9%

	FY20	Y/Y Change
Operating Cash Flow	$43.1M	↑ 2.87%
Investing Cash Flow	$-274.7M	↓ 261.86%
Financing Cash Flow	$146.1M	↓ 183.1%

	FY21	Y/Y Change
Operating Cash Flow	$24.8M	↓ 43.91%
Investing Cash Flow	$-54.4M	↓ 80.71%
Financing Cash Flow	$67.1M	↓ 55.26%

	FY22	Y/Y Change
Operating Cash Flow	$265.0M	↑ 1069.1%
Investing Cash Flow	$7.5M	↓ 115.17%
Financing Cash Flow	$-70.1M	↓ 214.43%

	FY23	Y/Y Change
Operating Cash Flow	$304.0M	↑ 17.39%
Investing Cash Flow	$14.0M	↑ 90.35%
Financing Cash Flow	$-79.7M	↑ 16.39%

	FY24	Y/Y Change
Operating Cash Flow	$195.6M	↓ 34.4%
Investing Cash Flow	$-427.5M	↓ 3211.71%
Financing Cash Flow	$-38.1M	↓ 51.3%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$87.7M	↑ 0.0%
Investing Cash Flow	$-94.9M	-
Financing Cash Flow	$-2.1M	↑ 0.0%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$50.9M	↓ 41.6%
Investing Cash Flow	$-74.0M	↓ 21.47%
Financing Cash Flow	$-17.4M	↑ 752.06%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$148.5M	↑ 184.91%
Investing Cash Flow	$-435.2M	↑ 473.71%
Financing Cash Flow	$-23.0M	↑ 29.39%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$1.4B	↑ 35.49%
Investing Cash Flow	$-3.1B	↑ 1.07%
Financing Cash Flow	$-277.2M	↑ 70.2%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$66.0M	↓ 66.39%
Investing Cash Flow	$-20.1M	↓ 95.32%
Financing Cash Flow	$-11.1M	↓ 70.93%

Yiren Digital Technicals Summary

Sell

Neutral

Buy

Yiren Digital is currently in a neutral trading position according to technical analysis indicators.

Yiren Digital Ltd. Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Yiren Digital Ltd.	2.64%	-9.47%	33.72%	444.86%	87.46%
Capital One Financial Corporation	9.51%	15.82%	56.05%	116.78%	231.31%
Paypal Holdings, Inc.	4.6%	0.65%	-2.5%	-24.24%	-66.4%
Mastercard Inc.	6.32%	3.54%	23.47%	83.03%	66.8%
American Express Co.	12.48%	12.01%	30.15%	119.04%	223.01%
Visa, Inc.	3.66%	-2.78%	26.29%	75.77%	64.87%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Yiren Digital Ltd.	2.81	2.81	1.24	0.0	0.14	0.12	0.08	115.47
Capital One Financial Corporation	631.17	631.17	1.0	17.59	0.0	0.0	0.01	165.05
Paypal Holdings, Inc.	15.0	15.0	0.91	5.21	0.23	0.05	NA	21.04
Mastercard Inc.	40.17	40.17	2.36	16.31	1.77	0.24	0.01	8.67
American Express Co.	23.0	23.0	2.2	15.32	0.33	0.04	0.01	46.42
Visa, Inc.	34.13	34.13	2.0	11.43	0.52	0.17	0.01	19.58

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Yiren Digital Ltd.	Sell	$505.5M	87.46%	2.81	21.05%
Capital One Financial Corporation	Hold	$145.3B	231.31%	631.17	0.0%
Paypal Holdings, Inc.	Hold	$66.9B	-66.4%	15.0	14.49%
Mastercard Inc.	Buy	$538.1B	66.8%	40.17	44.93%
American Express Co.	Buy	$227.5B	223.01%	23.0	15.99%
Visa, Inc.	Buy	$679.1B	64.87%	34.13	52.16%

About Yiren Digital Ltd.

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Organization	Yiren Digital
Employees	949
CEO	Ms. Mei Zhao
Industry	Technology Services

Key Management of Yiren Digital Ltd.

Name	Title
Mr. Ning Tang	Executive Chairman & CEO
Mr. Ka Chun Hui	Chief Financial Officer
Ms. Keyao He	Director of Investor Relations
Ms. Bin Yang	Chief Human Resources Officer
Ms. Mei Zhao	Chief Executive Officer of Yiren Credit
Ms. Lydia Yu	Investor Relations Officer

Important FAQs about investing in YRD Stock from India :

What is Yiren Digital share price today?

Yiren Digital share price today is $5.83 as on August 30, 2025 at 1:27 am IST at the close of the market. Yiren Digital share today touched a day high of $5.86 and a low of $5.81.

What is the 52 week high and 52 week low for Yiren Digital share?

Yiren Digital share touched a 52 week high of $9.20 and a 52 week low of $4.22. Yiren Digital stock price today i.e. August 30, 2025 at 1:27 am IST is closed at $5.83, lower by 36.63% versus the 52 week high.

How to invest in Yiren Digital Stock (YRD) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Yiren Digital on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Yiren Digital Shares that will get you 0.2573 shares as per Yiren Digital share price of $5.83 per share as on August 30, 2025 at 1:27 am IST.

What is the minimum amount required to buy Yiren Digital Stock (YRD) from India?

Indian investors can start investing in Yiren Digital (YRD) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Yiren Digital stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Yiren Digital share’s latest price of $5.83 as on August 30, 2025 at 1:27 am IST, you will get 1.7153 shares of Yiren Digital. Learn more about fractional shares .

What are the returns that Yiren Digital has given to Indian investors in the last 5 years?

Yiren Digital stock has given 87.46% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?