Yiren Digital share price logo

Yiren Digital

NYSE: YRD

$0.99

+0.01

(+0.65%)

as on

Yiren Digital Stock Performance

as on September 28, 2026 at 2:16 pm IST

  • Day's Low

    Day's High

    $0.98
    $1.00
    downward going graph

    1.08%

    Downside

    0.94%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $0.82
    $6.79
    downward going graph

    17.23%

    Downside

    585.37%

    Upside

    downward going graph

Yiren Digital share price movements today

Previous Close
$0.98
Open
$0.99
Volume
508.1K
Market Cap
$86.5M
Dividend Yield
44.44%
Day's Low - High
$0.98 - $1.00
52 Week Low - High
$0.82 - $6.79

Yiren Digital Historical Returns

1 Month Return
-5.65 %
3 Month Return
-10.75 %
1 Year Return
-83.35 %
3 Year Return
-59.89 %
5 Year Return
-68.35 %

Yiren Digital Stock Fundamentals & Key Indicators

Check Yiren Digital market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$86.5M

EPS (TTM)

-23.48

Dividend Yield

44.44%

Quarterly Earnings Growth YOY

-0.10%

PE Ratio (TTM)

-0.28

Industry PE ratio

16.98

PEG Ratio

0.004102144231224692

EBITDA

179.9M

Revenue (TTM)

5.1B

Profit Margin

84.97%

Return On Equity TTM

-7.18%

Yiren Digital Stock Valuation

Track how Yiren Digital P/E has moved over time to understand its valuation trends.

Yiren Digital in the last 5 years

  • Overview

  • Trends

Lowest (0.34x)

December 31, 2022

Industry (16.98x)

December 31, 2025

Today (28.75x)

December 31, 2025

Highest (28.75x)

December 31, 2025

LowHigh

Today’s Price to Earnings Ratio: 28.75x

Yiren Digital vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Yiren Digital with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
Sell$86.5M-68.35%-0.2884.97%44.44%
StrongBuy$122.8B19.61%12.3966.19%1.60%
Buy$208.6B78.4%18.7384.35%1.15%
StrongBuy$685.9B62.87%31.2180.18%0.73%
StrongBuy$497.3B61.64%31.17100.00%0.59%

Stock Returns calculator for Yiren Digital Stock including INR - Dollar returns

The Yiren Digital stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Yiren Digital investment value today

Current value as on today

₹18,016

Returns

-₹81,984

(-81.98%)

Returns from Yiren Digital Stock

-₹83,350 (-83.35%)

Dollar Impact

₹1,366 (+1.37%)

Analyst Recommendation on Yiren Digital Stock

Based on 8 analysts

SELL

0.00%

Buy

25.00%

Hold

75.00%

Sell

Based on 8 analysts, 75% of analysts recommend a 'SELL' rating for Yiren Digital. Average target price of $2.03

Yiren Digital Share Price Target

Get share price movements and forecasts by analysts on Yiren Digital.

What analysts predicted

51.2%UPSIDE

Target Price

$2.03

Current Price

$0.9907

Analyzed by

8 Analysts

Target

$2.03

Yiren Digital target price $2.03, a slight upside of 51.2% compared to current price of $0.9907. According to 8 analysts rating.

Indian Investors' Interest in Yiren Digital Stock

Search interest for Yiren Digital Stock has increased by 61% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:61% versus previous 30 day period

Yiren Digital Quarterly Profit & Loss

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Total Revenue
1,274
1,378
1,496
1,479
1,452
1,554
1,674
1,554
945
915
Gross Profit
1,089
1,144
1,249
1,273
1,254
1,329
1,513
1,405
688
717
Operating Income
687
573
717
339
295
307
381
648
-44
248
EBITDA
688
574
440
341
295
307
384
651
-1,107
251
Interest Expense
-
-
-
-
-
-
-
-
-
-
Depreciation
1
0
2
2
-
-
2
3
4
3
Income Before Tax
712
617
501
400
342
273
421
373
-1,111
-457
Income Tax Expense
140
131
92
44
10
26
63
56
-241
37
Net Income
571
485
409
355
331
247
357
317
-869
-493
Net Profit Margin
85.51%
83.07%
83.53%
86.08%
86.42%
85.54%
90.39%
90.36%
72.84%
78.41%

Yiren Digital Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Mar 2021
Jun 2022
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
11,649
11,244
8,616
3,961
4,477
3,434
4,895
5,805
5,572
Gross Profit
10,406
10,182
7,951
2,857
3,717
2,657
3,919
4,922
4,782
Operating Income
35
776
1,128
-49
1,287
1,471
2,594
1,647
2,145
EBITDA
176
924
1,522
277
1,330
1,524
2,601
1,675
-44
Interest Expense
-
-
-
-
61
-
-
-
-
Depreciation
140
147
394
327
43
52
7
28
12
Income Before Tax
193
1,774
1,394
-773
1,203
1,495
2,645
1,861
-56
Income Tax Expense
381
194
239
-80
170
300
565
279
-96
Net Income
-188
1,579
1,155
-692
1,032
1,194
2,080
1,582
39
Net Profit Margin
89.33%
90.56%
92.28%
72.12%
83.01%
77.38%
80.06%
84.79%
85.82%

Yiren Digital Quarterly Cash Flow

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Net Income
571
67
409
355
331
-
357
317
-620
-493
Operating Cash Flow
-
631
368
7
51
478
411
-5
-180
-655
Investing Cash Flow
-
-683
-536
-258
-4
-145
-752
-707
29
-24
Financing Cash Flow
-
-14
-125
-3
-15
-80
447
529
-234
-345
Change in Cash
90
-65
-294
-5,698
11
254
97
-193
-388
-1,034

Yiren Digital Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Mar 2021
Jun 2022
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
-188
1,579
1,155
-692
1,032
1,194
2,080
1,582
54
Operating Cash Flow
184
-3,959
274
282
158
1,849
2,171
1,424
703
Investing Cash Flow
-1,166
3,297
1,110
-1,796
-346
52
100
-3,113
-1,576
Financing Cash Flow
2,642
-788
-1,149
955
427
-489
-569
-277
662
Change in Cash
1,643
-1,445
234
-561
238
1,415
1,697
-1,957
-230

Mutual Funds that own Yiren Digital Stock

Check out the Mutual Funds with significant holdings in Yiren Digital.

Funds
Holdings
Shares Held
DFA INVESTMENT DIMENSIONS GROUP INC
0.748568%
646812
Trust for Professional Managers
0.052799%
45622
American Century ETF Trust
0.007088%
6125
John Hancock Variable Insurance Trust
0.005802%
5014

Global Institutional Holdings in Yiren Digital

Funds
Holdings
DFA INVESTMENT DIMENSIONS GROUP INC
0.75%
Trust for Professional Managers
0.05%
American Century ETF Trust
0.01%
John Hancock Variable Insurance Trust
0.01%

Yiren Digital News & Key Events

  • img

    Today's Timeline - 02 July

    Thu, 06:29 PM

    -

    Yiren Digital announces a US$20 million share repurchase program to buy back up to 10% of its shares over 12 months.

Insights on Yiren Digital

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, -869.98M → -493.54M (in $), with an average increase of 76.3% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, VISA Inc. has given 8.9% return, outperforming this stock by 92.2%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Capital One Financial has given 58.6% return, outperforming this stock by 118.5%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 1 year, YRD stock has moved down by -83.3%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 4 quarters, 1.67B → 915.13M (in $), with an average decrease of 16.5% per quarter

About Yiren Digital

Yiren Digital Ltd., a subsidiary of Creditease Holdings (Cayman) Limited, operates as a leading online consumer finance marketplace connecting borrowers and investors across the People's Republic of China. Founded in Beijing in 2012 and previously known as Yirendai Ltd. until its name change in September 2019, the company's primary function involves facilitating loans. This includes not only the initial matching service but also comprehensive post-origination support, such as cash processing, debt collection, and communication management. Its diverse portfolio of loan products encompasses unsecured consumer credit, various secured consumer loans (including those collateralized by financial leases, automobiles, and real estate), and financing solutions tailored for small businesses. Beyond its lending activities, Yiren Digital also makes available a selection of financial investment products, such as short-term cash management tools, mutual funds, insurance policies, and securities. To further support its clientele, the company provides extensive online investor education services, covering a broad spectrum of investment and trading topics. It also offers specialized training programs focusing on wealth planning, market analysis, and strategic investment approaches. Additionally, Yiren Digital furnishes IT consultancy and support, referral services, system maintenance, and dedicated customer assistance. The firm also extends its operations into financial lease services and insurance brokerage. Customers can access Yiren Digital's offerings through its dedicated website, www.yxpuhui.com, alongside a specialized wealth management portal and a proprietary mobile application. As of December 31, 2020, the company showcased an impressive range of products, featuring 60 fixed income options, 810 mutual fund offerings, and 296 distinct insurance products.
OrganisationYiren Digital
HeadquartersChina Merchants Bureau Building, Beijing, BE, 100022, CN
IndustryFinancial - Credit Services
CEONing Tang
E-voting on sharesClick here to vote

Key Management of Yiren Digital

Name

Title

Mr. Ka Chun Hui

Chief Financial Officer

Ms. Keyao He

Director of Investor Relations

Ms. Bin Yang

Chief Human Resources Officer

Ms. Mei Zhao

Chief Executive Officer of Yiren Credit

Ms. Lydia Yu

Investor Relations Officer

Mr. Ning Tang

Executive Chairman & CEO

FAQs

What is Yiren Digital share price today?

Yiren Digital share price today is $0.99 as on at the close of the market. Yiren Digital share today touched a day high of $1.00 and a low of $0.98.

What is the 52 week high and 52 week low for Yiren Digital share?

Yiren Digital share touched a 52 week high of $6.79 on and a 52 week low of $0.82 on . Yiren Digital stock price today i.e. is closed at $0.99,which is 85.41% down from its 52 week high and 20.82% up from its 52 week low.

What is Yiren Digital's market capitalisation today?

Yiren Digital market capitalisation is $0.00T as on .

How to invest in Yiren Digital Stock (YRD) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Yiren Digital on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Yiren Digital Shares that will get you 1.5141 shares as per Yiren Digital share price of $0.99 per share as on September 28, 2026 at 8:46 am IST.

What is the minimum amount required to buy Yiren Digital Stock (YRD) from India?

Indian investors can start investing in Yiren Digital (YRD) shares with as little as ₹95.980003356934 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹959.80 in Yiren Digital stock (as per the Rupee-Dollar exchange rate as on ). Based on Yiren Digital share’s latest price of $0.99 as on September 28, 2026 at 8:46 am IST, you will get 10.0939 shares of Yiren Digital. Learn more about fractional shares .

What are the returns that Yiren Digital has given to Indian investors in the last 5 years?

Yiren Digital stock has given -68.35% share price returns and 29.13% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?