Yirendai Ltd share price logo

Yirendai Ltd

NYSE: YRD

Small Cap

$1.95

+0.06

(+2.91%)

as on

Yirendai Ltd Stock Performance

as on May 1, 2026 at 6:50 am IST

  • Day's Low

    Day's High

    $1.91
    $1.99
    downward going graph

    2.05%

    Downside

    2.05%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $1.58
    $7.68
    downward going graph

    18.97%

    Downside

    293.85%

    Upside

    downward going graph

Yirendai Ltd share price movements today

Previous Close
$1.89
Open
$1.91
Volume
215.9K
Day's Low - High
$1.91 - $1.99
52 Week Low - High
$1.58 - $7.68

Yirendai Ltd Historical Returns

1 Month Return
+ 17.68 %
3 Month Return
-51.39 %
1 Year Return
-70.53 %
3 Year Return
-22.8 %
5 Year Return
-49.87 %

Yirendai Ltd Stock Fundamentals & Key Indicators

Check Yirendai Ltd market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$164.3M

EPS (TTM)

0

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

-0.10%

PE Ratio (TTM)

27

Industry PE ratio

3.326296296296296

PEG Ratio

1.24

EBITDA

2.2B

Revenue (TTM)

5.7B

Profit Margin

0.71%

Return On Equity TTM

0.43%

Yirendai Ltd Stock Valuation

Track how Yirendai Ltd P/E has moved over time to understand its valuation trends.

Yirendai Ltd in the last 5 years

  • Overview

  • Trends

Lowest (-1.59x)

June 30, 2021

Industry (3.33x)

May 1, 2026

Today (27.00x)

May 1, 2026

Highest (2.05x)

December 31, 2025

LowHigh

Today’s Price to Earnings Ratio: 27.00x

Yirendai Ltd vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Yirendai Ltd with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
SELL$164.3M-49.87%270.71%
HOLD$121.3B28.32%59.048.88%
BUY$215.4B110.66%19.6816.31%
BUY$637.0B41.22%29.1450.23%
BUY$464.5B31.63%31.7645.65%

Stock Returns calculator for Yirendai Ltd Stock including INR - Dollar returns

The Yirendai Ltd stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Yirendai Ltd investment value today

Current value as on today

₹33,393

Returns

-₹66,607

(-66.61%)

Returns from Yirendai Ltd Stock

-₹70,229 (-70.23%)

Dollar Impact

₹3,622 (+3.62%)

Analyst Recommendation on Yirendai Ltd Stock

Based on 8 analysts

SELL

0.00%

Buy

25.00%

Hold

75.00%

Sell

Based on 8 analysts, 75% of analysts recommend a 'SELL' rating for Yirendai Ltd. Average target price of $2.03

Yirendai Ltd Share Price Target

Get share price movements and forecasts by analysts on Yirendai Ltd.

What analysts predicted

3.94%UPSIDE

Target Price

$2.03

Current Price

$1.95

Analyzed by

8 Analysts

Target

$2.03

Yirendai Ltd target price $2.03, a slight upside of 3.94% compared to current price of $1.95. According to 8 analysts rating.

Yirendai Ltd Stock’s Investor Sentiment and Interest

Search interest for Yirendai Ltd Stock has decreased by -37% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-37% versus previous 30 day period

Yirendai Ltd Quarterly Profit & Loss

All numbers in Millions USD

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Total Revenue
179
178
191
206
208
1,452
214
1,674
1,554
945
Gross Profit
145
152
158
172
179
1,254
183
1,513
1,405
688
Operating Income
693
687
573
717
339
295
307
381
648
-44
EBITDA
693
687
574
440
341
-
307
381
651
-1,107
Interest Expense
-
-
-
-
-
-
-
-
-
-
Depreciation
-
-
-
-
-
-
-
-
-
-
Income Before Tax
716
712
617
501
400
342
273
421
373
-1,111
Income Tax Expense
161
140
131
92
44
-
26
63
56
-241
Net Income
75
79
67
56
50
331
34
357
317
-869
Net Profit Margin
42.30%
44.83%
35.26%
27.37%
24.03%
22.82%
15.92%
21.35%
20.43%
-92.02%

Yirendai Ltd Annual Profit & Loss

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
468
840
815
1,228
605
703
492
685
5,805
5,572
Gross Profit
442
776
722
1,133
436
583
380
548
4,922
4,782
Operating Income
1,084
1,677
838
1,128
-49
1,147
1,471
2,594
1,647
2,145
EBITDA
1,095
1,701
877
1,522
277
1,287
1,524
2,601
1,675
-44
Interest Expense
36
114
71
661
1,051
61
61
-
-
-
Depreciation
-
23
39
394
327
139
52
25
28
-
Income Before Tax
1,102
1,752
1,160
1,394
-773
1,203
1,495
2,645
1,861
-56
Income Tax Expense
-13
381
194
239
-80
170
300
565
279
-96
Net Income
161
207
140
164
-105
162
171
291
1,582
39
Net Profit Margin
34.48%
24.75%
17.20%
13.41%
-17.48%
23.07%
34.79%
42.49%
27.25%
0.71%

Yirendai Ltd Quarterly Cash Flow

All numbers in Millions USD

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Net Income
554
571
571
409
355
331
331
357
317
Operating Cash Flow
0
631
631
368
1,051
1,424
478
411
-5
Investing Cash Flow
-
-
-683
-536
-3,080
-3,113
-145
-752
-707
Financing Cash Flow
-
-14
-14
-125
-162
-277
-80
447
529
Change in Cash
-5,824
5,993
-65
-294
-5,698
-1,957
254
97
-193

Yirendai Ltd Annual Cash Flow

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Net Income
1,116
-188
1,579
1,155
-692
1,032
1,194
2,080
1,582
Operating Cash Flow
2,113
184
-3,959
274
282
158
1,849
2,171
1,424
Investing Cash Flow
-1,421
-1,166
3,297
1,110
-1,796
-346
52
100
-3,113
Financing Cash Flow
135
2,642
-788
-1,149
955
427
-489
-569
-277
Change in Cash
856
1,643
-1,445
234
-561
238
1,415
1,697
-1,957

Global Institutional Holdings in Yirendai Ltd

Funds
Holdings
Morgan Stanley - Brokerage Accounts
0.35%
Verdad Advisers, LP
0.06%
Public Employees Retirement System Of Ohio
0.06%
UBS Group AG
0.04%
BNP Paribas Asset Management (Former AXA IM)
0.01%

Yirendai Ltd News & Key Events

  • img

    Today's Timeline - 07 November

    Fri, 07:00 PM

    -

    Yiren Digital ranked in top 10% for ESG, highlighting AI use and commitment to sustainability.

Insights on Yirendai Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, American Express Co. has given 20.3% return, outperforming this stock by 90.8%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Capital One Financial Corporation has given 102.8% return, outperforming this stock by 125.6%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 3 quarters, 1.67B → 945.44M (in $), with an average decrease of 23.2% per quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 3 months, YRD stock has moved down by -51.4%

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 3 quarters, 357.54M → -869.98M (in $), with an average decrease of 192.5% per quarter

About Yirendai Ltd

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.
OrganisationYirendai Ltd
HeadquartersChina Merchants Bureau Building, Beijing, China, 100022
IndustryCredit Services
CEOMr. Ning Tang
E-voting on sharesClick here to vote

Key Management of Yirendai Ltd

Name

Title

Mr. Ka Chun Hui

Chief Financial Officer

Ms. Keyao He

Director of Investor Relations

Ms. Bin Yang

Chief Human Resources Officer

Ms. Mei Zhao

Chief Executive Officer of Yiren Credit

Ms. Lydia Yu

Investor Relations Officer

Mr. Ning Tang

Executive Chairman & CEO

FAQs

What is Yirendai Ltd share price today?

Yirendai Ltd share price today is $1.95 as on at the close of the market. Yirendai Ltd share today touched a day high of $1.99 and a low of $1.91.

What is the 52 week high and 52 week low for Yirendai Ltd share?

Yirendai Ltd share touched a 52 week high of $7.68 on and a 52 week low of $1.58 on . Yirendai Ltd stock price today i.e. is closed at $1.95,which is 74.61% down from its 52 week high and 23.42% up from its 52 week low.

What is Yirendai Ltd's market capitalisation today?

Yirendai Ltd market capitalisation is $0.00T as on .

How to invest in Yirendai Ltd Stock (YRD) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Yirendai Ltd on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Yirendai Ltd Shares that will get you 0.7692 shares as per Yirendai Ltd share price of $1.95 per share as on May 1, 2026 at 1:20 am IST.

What is the minimum amount required to buy Yirendai Ltd Stock (YRD) from India?

Indian investors can start investing in Yirendai Ltd (YRD) shares with as little as ₹94.88 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹948.80 in Yirendai Ltd stock (as per the Rupee-Dollar exchange rate as on ). Based on Yirendai Ltd share’s latest price of $1.95 as on May 1, 2026 at 1:20 am IST, you will get 5.1282 shares of Yirendai Ltd. Learn more about fractional shares .

What are the returns that Yirendai Ltd has given to Indian investors in the last 5 years?

Yirendai Ltd stock has given -49.87% share price returns and 28.08% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?