United Bankshares Share Price (NASDAQ: UBSI)

$38.33

▲

-0.13

(-0.34%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive United Bankshares Stock chart to analyse performance

United Bankshares stock performance

as on August 30, 2025 at 1:29 am IST

Today's Low:$38.32
Today's High:$38.73
$38.33
0.03%
Downside
Day's Volatility :1.06%
Upside
1.03%
52 Weeks Low:$30.51
52 Weeks High:$44.43
$38.33
20.41%
Downside
52 Weeks Volatility :31.34%
Upside
13.73%

United Bankshares Stock Returns

Period	United Bankshares Inc	Sector (Financials)	Index (Russel 2000)
3 Months	6.89%	5.9%	0.0%
6 Months	6.22%	3.5%	0.0%
1 Year	0.12%	18.0%	0.0%
3 Years	4.46%	62.1%	-4.7%

United Bankshares Inc Key Stats

Check United Bankshares key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$38.46
Open	$38.73
Today's High	$38.73
Today's Low	$38.32
Market Capitalization	$5.4B
Today's Volume	$512.6K
52 Week High	$44.43
52 Week Low	$30.505
Revenue TTM	$1.1B
Earnings Per Share (EPS)	$2.84
PE Ratio	13.5
Dividend Yield	3.85%
Profit Margin	36.85%
Quarterly Earnings Growth YOY	0.19%
Return On Equity TTM	7.72%

Stock Returns calculator for United Bankshares Stock including INR - Dollar returns

The United Bankshares stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

United Bankshares investment value today

Current value as on today

₹1,03,895

Returns

₹3,895

(+3.89%)

Returns from United Bankshares Stock

₹1,389 (-1.39%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards United Bankshares Stock

25%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for United Bankshares Stock from India on INDmoney has increased by 25% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in United Bankshares Inc

Name
Holdings %
Name
Holdings %
BlackRock Inc
14.50%
Vanguard Group Inc
10.52%
State Street Corp
5.76%
Dimensional Fund Advisors, Inc.
5.45%
Earnest Partners LLC
3.27%
Victory Capital Management Inc.
2.53%

Analyst Recommendation on United Bankshares Stock

Rating

Trend

Buy

50%Buy

50%Hold

0%Sell

Based on 12 Wall street analysts offering stock ratings for United Bankshares(by analysts ranked 0 to 5 stars)

United Bankshares Share Price Target

What analysts predicted

Upside of 4.79%

Target:

$40.17

Current:

$38.33

United Bankshares share price target is $40.17, a slight Upside of 4.79% compared to current price of $38.33 as per analysts' prediction.

United Bankshares Stock Insights

Price Movement
In the last 7 days, UBSI stock has moved down by -1.1%
Decreasing Revenue
Revenue is down for the last 2 quarters, 432.61M → -432.61M (in $), with an average decrease of 200.0% per quarter
Increasing Net Profit
Netprofit is up for the last 2 quarters, 84.30M → 120.72M (in $), with an average increase of 30.2% per quarter
UBSI vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 60.3%
UBSI vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 185.4%
Price to Sales
ForUBSI every $1 of sales, investors are willing to pay $5.0, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

United Bankshares Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$910.7M	↑ 8.24%
Net Income	$260.1M	↑ 1.47%
Net Profit Margin	28.56%	↓ 1.91%

	FY20	Y/Y Change
Revenue	$1.1B	↑ 24.93%
Net Income	$289.0M	↑ 11.12%
Net Profit Margin	25.4%	↓ 3.16%

	FY21	Y/Y Change
Revenue	$1.1B	↓ 6.9%
Net Income	$367.7M	↑ 27.23%
Net Profit Margin	34.72%	↑ 9.32%

	FY22	Y/Y Change
Revenue	$1.1B	↑ 8.14%
Net Income	$379.6M	↑ 3.23%
Net Profit Margin	33.14%	↓ 1.58%

	FY23	Y/Y Change
Revenue	$1.5B	↑ 33.46%
Net Income	$366.3M	↓ 3.51%
Net Profit Margin	23.96%	↓ 9.18%

	FY24	Y/Y Change
Revenue	$1.6B	↑ 6.01%
Net Income	$373.0M	↑ 1.82%
Net Profit Margin	23.01%	↓ 0.95%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$399.8M	↓ 0.4%
Net Income	$86.8M	↑ 9.35%
Net Profit Margin	21.71%	↑ 1.93%

	Q2 FY24	Q/Q Change
Revenue	$402.8M	↑ 0.73%
Net Income	$96.5M	↑ 11.17%
Net Profit Margin	23.96%	↑ 2.25%

	Q3 FY24	Q/Q Change
Revenue	$413.6M	↑ 2.7%
Net Income	$95.3M	↓ 1.28%
Net Profit Margin	23.03%	↓ 0.93%

	Q4 FY24	Q/Q Change
Revenue	$404.5M	↓ 2.22%
Net Income	$94.4M	↓ 0.9%
Net Profit Margin	23.34%	↑ 0.31%

	Q1 FY25	Q/Q Change
Revenue	$432.6M	↑ 6.96%
Net Income	$84.3M	↓ 10.7%
Net Profit Margin	19.49%	↓ 3.85%

	Q2 FY25	Q/Q Change
Revenue	$-432.6M	↓ 200.0%
Net Income	$120.7M	↑ 43.19%
Net Profit Margin	-27.91%	↓ 47.4%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$704.8M	↑ 2.09%

	FY20	Y/Y Change
Profit	$922.6M	↑ 30.91%

	FY21	Y/Y Change
Profit	$1.0B	↑ 11.73%

	FY22	Y/Y Change
Profit	$1.0B	↓ 0.94%

	FY23	Y/Y Change
Profit	$1.0B	↓ 0.47%

	FY24	Y/Y Change
Profit	$1.0B	↓ 1.16%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$247.4M	↓ 3.01%

	Q2 FY24	Q/Q Change
Profit	$248.5M	↑ 0.45%

	Q3 FY24	Q/Q Change
Profit	$254.2M	↑ 2.3%

	Q4 FY24	Q/Q Change
Profit	$254.3M	↑ 0.05%

	Q1 FY25	Q/Q Change
Profit	$259.9M	↑ 2.19%

	Q2 FY25	Q/Q Change
Profit	$-259.9M	↓ 200.0%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$147.7M	↓ 49.77%
Investing Cash Flow	$-379.0M	↓ 56.58%
Financing Cash Flow	$48.5M	↓ 172.54%

	FY20	Y/Y Change
Operating Cash Flow	$140.4M	↓ 4.91%
Investing Cash Flow	$137.6M	↓ 136.3%
Financing Cash Flow	$1.1B	↑ 2157.01%

	FY21	Y/Y Change
Operating Cash Flow	$609.5M	↑ 334.0%
Investing Cash Flow	$15.7M	↓ 88.62%
Financing Cash Flow	$923.9M	↓ 15.51%

	FY22	Y/Y Change
Operating Cash Flow	$760.8M	↑ 24.82%
Investing Cash Flow	$-3.4B	↓ 22124.12%
Financing Cash Flow	$105.3M	↓ 88.6%

	FY23	Y/Y Change
Operating Cash Flow	$435.2M	↓ 42.79%
Investing Cash Flow	$39.0M	↓ 101.13%
Financing Cash Flow	$-51.9M	↓ 149.32%

	FY24	Y/Y Change
Operating Cash Flow	$445.5M	↑ 2.35%
Investing Cash Flow	$571.5M	↑ 1365.57%
Financing Cash Flow	$-323.6M	↑ 523.1%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$124.4M	↓ 23.5%
Investing Cash Flow	$-2.4M	↓ 99.03%
Financing Cash Flow	$11.8M	↓ 97.66%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$61.2M	↓ 50.8%
Investing Cash Flow	$222.5M	↓ 9246.81%
Financing Cash Flow	$-157.5M	↓ 1438.82%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$123.6M	↑ 102.04%
Investing Cash Flow	$185.5M	↓ 16.66%
Financing Cash Flow	$-259.1M	↑ 64.5%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$136.3M	↑ 10.24%
Investing Cash Flow	$165.9M	↓ 10.54%
Financing Cash Flow	$81.2M	↓ 131.35%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$120.0M	↓ 11.96%
Investing Cash Flow	$-18.7M	↓ 111.26%
Financing Cash Flow	$216.6M	↑ 166.73%

United Bankshares Technicals Summary

Sell

Neutral

Buy

United Bankshares is currently in a neutral trading position according to technical analysis indicators.

United Bankshares Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
United Bankshares Inc	9.38%	6.22%	0.12%	4.46%	46.69%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
United Bankshares Inc	13.5	13.5	1.92	3.19	0.08	0.01	0.04	37.89
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
United Bankshares Inc	Buy	$5.4B	46.69%	13.5	36.85%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

United Bankshares Dividend announcements

United Bankshares Dividends September, 2025
In the quarter ending September,2025. United Bankshares has declared dividend of $0.37

About United Bankshares Inc

United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

Organization	United Bankshares
Employees	2760
CEO	Mr. Richard Matthew Adams Jr., M.D.
Industry	Finance

Key Management of United Bankshares Inc

Name	Title
Mr. Richard M. Adams Sr.	Executive Chairman of the Board
Mr. Richard Matthew Adams Jr., M.D.	CEO & Director
Mr. James J. Consagra Jr., CPA	President
Mr. W. Mark Tatterson	Executive VP & CFO
Mr. Darren K. Williams	Executive VP and Chief Information & Risk Officer
Ms. Julie Ritche Gurtis	President & Executive VP
Mr. Ross M. Draber	Executive VP & COO
Mr. Matthew Lee Humphrey	Executive VP and Head of Wealth & Investment Management
Ms. Ami Lee Shaver	Executive VP, Chief Human Resources Officer and Director of Retail Sales & Service
Mr. Douglas Bryon Ernest	Executive VP & Chief Credit Officer

Important FAQs about investing in UBSI Stock from India :

What is United Bankshares share price today?

United Bankshares share price today is $38.33 as on August 30, 2025 at 1:29 am IST at the close of the market. United Bankshares share today touched a day high of $38.73 and a low of $38.32.

What is the 52 week high and 52 week low for United Bankshares share?

United Bankshares share touched a 52 week high of $44.43 and a 52 week low of $30.51. United Bankshares stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $38.33, lower by 13.73% versus the 52 week high.

How to invest in United Bankshares Stock (UBSI) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for United Bankshares on INDmoney app. Click on Buy button. You can invest as low as $1.5 in United Bankshares Shares that will get you 0.0391 shares as per United Bankshares share price of $38.33 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy United Bankshares Stock (UBSI) from India?

Indian investors can start investing in United Bankshares (UBSI) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in United Bankshares stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on United Bankshares share’s latest price of $38.33 as on August 30, 2025 at 1:29 am IST, you will get 0.2609 shares of United Bankshares. Learn more about fractional shares .

What are the returns that United Bankshares has given to Indian investors in the last 5 years?

United Bankshares stock has given 46.69% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?