Sapiens International N.v. Share Price (NASDAQ: SPNS)

$42.8

▲

0.02

(0.05%)

Live

Last updated on August 27, 2025 at 1:29 AM IST

$₹

Check the interactive Sapiens International N.v. Stock chart to analyse performance

Sapiens International N.v. stock performance

as on August 27, 2025 at 1:29 AM IST

Today's Low:$42.79
Today's High:$42.87
$42.80
0.02%
Downside
Day's Volatility :0.19%
Upside
0.16%
52 Weeks Low:$23.69
52 Weeks High:$42.87
$42.80
44.65%
Downside
52 Weeks Volatility :44.74%
Upside
0.16%

Sapiens International N.v. Stock Returns

Period	Sapiens International Corporation N.v.	Sector (Technology)	Index (Russel 2000)
3 Months	51.95%	15.4%	0.0%
6 Months	53.26%	13.4%	0.0%
1 Year	17.8%	18.4%	0.0%
3 Years	94.72%	87.2%	-6.9%

Sapiens International Corporation N.v. Key Stats

Check Sapiens International N.v. key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$42.78
Open	$42.84
Today's High	$42.87
Today's Low	$42.79
Market Capitalization	$2.4B
Today's Volume	$849.7K
52 Week High	$42.87
52 Week Low	$23.69
Revenue TTM	$549.0M
EBITDA	$96.0M
Earnings Per Share (EPS)	$1.22
PE Ratio	35.07
Dividend Yield	1.4%
Profit Margin	12.45%
Quarterly Earnings Growth YOY	-0.24%
Return On Equity TTM	14.12%

Stock Returns calculator for Sapiens International N.v. Stock including INR - Dollar returns

The Sapiens International N.v. stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Sapiens International N.v. investment value today

Current value as on today

₹1,22,418

Returns

₹22,418

(+22.42%)

Returns from Sapiens International N.v. Stock

₹17,906 (+17.91%)

Dollar Returns*

₹4,511 (+4.51%)

Indian investors sentiment towards Sapiens International N.v. Stock

339%

Period: Jul 26, 2025 to Aug 25, 2025. Change in 30 Days versus previous period

Search interest for Sapiens International N.v. Stock from India on INDmoney has increased by 339% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Sapiens International Corporation N.v.

Name
Holdings %
Name
Holdings %
BlackRock Inc
2.97%
Vanguard Group Inc
2.56%
Nine Ten Capital Management LLC
2.06%
Dimensional Fund Advisors, Inc.
2.01%
Royce & Associates, LP
1.93%
Topline Capital Management LLC
1.69%

Analyst Recommendation on Sapiens International N.v. Stock

Rating

Trend

Buy

66%Buy

16%Hold

16%Sell

Based on 12 Wall street analysts offering stock ratings for Sapiens International N.v.(by analysts ranked 0 to 5 stars)

Sapiens International N.v. Share Price Target

What analysts predicted

Downside of 12.97%

Target:

$37.25

Current:

$42.80

Sapiens International N.v. share price target is $37.25, a slight Downside of 12.97% compared to current price of $42.80 as per analysts' prediction.

Sapiens International N.v. Stock Insights

Price Movement
In the last 1 month, SPNS stock has moved up by 48.2%
Increasing Revenue
Revenue is up for the last 3 quarters, 134.30M → 141.60M (in $), with an average increase of 2.6% per quarter
Decreasing Net Profit
Netprofit is down for the last 2 quarters, 17.93M → 14.23M (in $), with an average decrease of 20.7% per quarter
SPNS vs SHOP (1 yr)
In the last 1 year, Shopify Inc. has given 87.5% return, outperforming this stock by 69.7%
SPNS vs SHOP (3 yr)
In the last 3 years, Shopify Inc. has given 333.6% return, outperforming this stock by 236.9%
Price to Sales
ForSPNS every $1 of sales, investors are willing to pay $4.4, whereas for Shopify Inc., the investors are paying $18.2 for every $1 of sales.

Sapiens International Corporation N.v. Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$325.7M	↑ 12.41%
Net Income	$26.2M	↑ 90.4%
Net Profit Margin	8.06%	↑ 3.3%

	FY20	Y/Y Change
Revenue	$382.9M	↑ 17.57%
Net Income	$33.8M	↑ 28.68%
Net Profit Margin	8.82%	↑ 0.76%

	FY21	Y/Y Change
Revenue	$461.0M	↑ 20.41%
Net Income	$47.2M	↑ 39.66%
Net Profit Margin	10.23%	↑ 1.41%

	FY22	Y/Y Change
Revenue	$474.7M	↑ 2.97%
Net Income	$52.6M	↑ 11.5%
Net Profit Margin	11.08%	↑ 0.85%

	FY23	Y/Y Change
Revenue	$514.6M	↑ 8.39%
Net Income	$62.4M	↑ 18.73%
Net Profit Margin	12.13%	↑ 1.05%

	FY24	Y/Y Change
Revenue	$542.4M	↑ 5.4%
Net Income	$72.2M	↑ 15.59%
Net Profit Margin	13.31%	↑ 1.18%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$134.2M	↑ 2.59%
Net Income	$17.4M	↑ 2.28%
Net Profit Margin	12.93%	↓ 0.04%

	Q2 FY24	Q/Q Change
Revenue	$136.8M	↑ 1.9%
Net Income	$18.6M	↑ 7.24%
Net Profit Margin	13.61%	↑ 0.68%

	Q3 FY24	Q/Q Change
Revenue	$137.0M	↑ 0.16%
Net Income	$18.3M	↓ 1.51%
Net Profit Margin	13.38%	↓ 0.23%

	Q4 FY24	Q/Q Change
Revenue	$134.3M	↓ 1.99%
Net Income	$17.9M	↓ 2.55%
Net Profit Margin	13.3%	↓ 0.08%

	Q1 FY25	Q/Q Change
Revenue	$136.1M	↑ 1.34%
Net Income	$17.9M	↑ 0.39%
Net Profit Margin	13.18%	↓ 0.12%

	Q2 FY25	Q/Q Change
Revenue	$141.6M	↑ 4.04%
Net Income	$14.2M	↓ 20.65%
Net Profit Margin	10.05%	↓ 3.13%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$143.0M	↑ 30.52%

	FY20	Y/Y Change
Profit	$156.0M	↑ 9.06%

	FY21	Y/Y Change
Profit	$187.8M	↑ 20.43%

	FY22	Y/Y Change
Profit	$200.2M	↑ 6.56%

	FY23	Y/Y Change
Profit	$219.6M	↑ 9.71%

	FY24	Y/Y Change
Profit	$238.1M	↑ 8.43%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$59.1M	↑ 5.64%

	Q2 FY24	Q/Q Change
Profit	$61.7M	↑ 4.34%

	Q3 FY24	Q/Q Change
Profit	$60.3M	↓ 2.23%

	Q4 FY24	Q/Q Change
Profit	$60.1M	↓ 0.25%

	Q1 FY25	Q/Q Change
Profit	$60.7M	↑ 0.85%

	Q2 FY25	Q/Q Change
Profit	$61.9M	↑ 2.03%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$66.2M	↑ 138.83%
Investing Cash Flow	$-41.9M	↑ 63.67%
Financing Cash Flow	$-20.7M	↑ 119.07%

	FY20	Y/Y Change
Operating Cash Flow	$58.3M	↓ 11.94%
Investing Cash Flow	$-127.8M	↑ 205.22%
Financing Cash Flow	$143.3M	↓ 793.91%

	FY21	Y/Y Change
Operating Cash Flow	$80.5M	↑ 38.26%
Investing Cash Flow	$125.0K	↓ 100.1%
Financing Cash Flow	$-40.0M	↓ 127.88%

	FY22	Y/Y Change
Operating Cash Flow	$43.8M	↓ 45.64%
Investing Cash Flow	$-12.4M	↓ 10052.0%
Financing Cash Flow	$-58.4M	↑ 46.08%

	FY23	Y/Y Change
Operating Cash Flow	$79.4M	↑ 81.42%
Investing Cash Flow	$-72.8M	↑ 485.05%
Financing Cash Flow	$-43.3M	↓ 25.76%

	FY24	Y/Y Change
Operating Cash Flow	$82.2M	↑ 3.53%
Investing Cash Flow	$13.4M	↓ 118.42%
Financing Cash Flow	$-56.3M	↑ 29.86%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$18.5M	↓ 52.16%
Investing Cash Flow	$-8.6M	↓ 15.5%
Financing Cash Flow	$-19.8M	↑ 18400.93%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$8.5M	↓ 53.78%
Investing Cash Flow	$12.6M	↓ 246.56%
Financing Cash Flow	$-16.6M	↓ 16.3%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$13.1M	↑ 53.11%
Investing Cash Flow	$21.3M	↑ 69.27%
Financing Cash Flow	$-14.2M	↓ 14.58%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$42.1M	↑ 221.86%
Investing Cash Flow	$-14.9M	↓ 170.28%
Financing Cash Flow	$-2.7M	↓ 81.18%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$25.4M	↓ 39.79%
Investing Cash Flow	$-28.7M	↑ 92.22%
Financing Cash Flow	$-19.8M	↑ 643.09%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$1.9M	↓ 92.61%
Investing Cash Flow	$-40.2M	↑ 39.83%
Financing Cash Flow	$-37.5M	↑ 89.39%

Sapiens International N.v. Technicals Summary

Sell

Neutral

Buy

Sapiens International N.v. is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Sapiens International Corporation N.v. Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Sapiens International Corporation N.v.	46.64%	53.26%	17.8%	94.72%	23.51%
Shopify Inc.	10.82%	26.69%	87.54%	340.08%	33.42%
Servicenow, Inc.	-10.66%	-4.51%	6.38%	102.09%	83.26%
Intuit Inc.	-17.78%	18.19%	6.42%	50.35%	90.35%
Uber Technologies, Inc.	5.03%	26.96%	31.06%	231.11%	190.12%
Salesforce Inc	-8.28%	-18.96%	-6.56%	54.72%	-10.3%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Sapiens International Corporation N.v.	35.07	35.07	5.92	1.42	0.14	0.07	0.01	8.91
Shopify Inc.	78.95	78.95	1.12	1.44	0.22	0.07	NA	9.33
Servicenow, Inc.	111.12	111.12	2.02	16.87	0.17	0.05	NA	52.68
Intuit Inc.	53.59	53.59	1.72	20.1	0.2	0.09	0.01	70.65
Uber Technologies, Inc.	16.49	16.49	10.58	2.91	0.67	0.06	NA	10.83
Salesforce Inc	38.85	38.85	1.33	10.02	0.1	0.05	0.01	63.33

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Sapiens International Corporation N.v.	Buy	$2.4B	23.51%	35.07	12.45%
Shopify Inc.	Buy	$183.7B	33.42%	78.95	23.42%
Servicenow, Inc.	Buy	$184.0B	83.26%	111.12	13.78%
Intuit Inc.	Buy	$183.3B	90.35%	53.59	20.55%
Uber Technologies, Inc.	Buy	$201.8B	190.12%	16.49	26.68%
Salesforce Inc	Buy	$237.0B	-10.3%	38.85	16.08%

About Sapiens International Corporation N.v.

Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe and internationally. The company provides various solutions for property and casualty, life and pensions, and reinsurance fields. It also offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement. In addition, the company provides CoreSuite, an end-to-end cloud and digital PAS for individual and group products across life, health, wealth, and pensions; CustomerConnect, a dynamic self-service and persona-based portal to engage with insureds; AgentConnect, a portal for agents and brokers to focus on sales enablement, customer retention, and increasing customer value; and ReinsuranceMaster, a reinsurance automation software that provides insurers full financial control and flexibility over their entire reinsurance process. Sapiens International Corporation N.V. was founded in 1982 and is headquartered in Holon, Israel.

Organization	Sapiens International N.v.
Employees	4850
CEO	Mr. Roni Al-Dor
Industry	Technology Services

Key Management of Sapiens International Corporation N.v.

Name	Title
Mr. Roni Al-Dor	President, CEO & Director
Mr. Roni Giladi CPA	Chief Financial Officer
Mr. Ilan Buganim	Chief Technology & Information Officer
Ms. Yaffa Cohen-Ifrah	Chief Marketing Officer & Head of Investor Relations
Ms. Noa Brummer	Chief Human Resources Officer
Mr. Raj Ghuman	Chief Revenue Officer of EMEA & APAC
Mr. Gary J. Sherne	EVP & Chief Revenue Officer of North America
Mr. Alex Zukerman	Chief Strategy Officer
Mr. Ben Shory	President of Digital Division
Ms. Tal Sharon	President of Life, Pension & IPELS Divisions

Important FAQs about investing in SPNS Stock from India :

What is Sapiens International N.v. share price today?

Sapiens International N.v. share price today is $42.80 as on August 27, 2025 at 1:29 AM IST. Sapiens International N.v. share today touched a day high of $42.87 and a low of $42.79.

What is the 52 week high and 52 week low for Sapiens International N.v. share?

Sapiens International N.v. share touched a 52 week high of $42.87 and a 52 week low of $23.69. Sapiens International N.v. stock price today i.e. August 27, 2025 at 1:29 AM IST is trending at $42.80, lower by 0.16% versus the 52 week high.

How to invest in Sapiens International N.v. Stock (SPNS) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Sapiens International N.v. on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Sapiens International N.v. Shares that will get you 0.0350 shares as per Sapiens International N.v. share price of $42.80 per share as on August 27, 2025 at 1:29 AM IST.

What is the minimum amount required to buy Sapiens International N.v. Stock (SPNS) from India?

Indian investors can start investing in Sapiens International N.v. (SPNS) shares with as little as ₹87.639 or $1 (as of August 26, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹876.39 in Sapiens International N.v. stock (as per the Rupee-Dollar exchange rate as on August 26, 2025). Based on Sapiens International N.v. share’s latest price of $42.80 as on August 27, 2025 at 1:29 AM IST, you will get 0.2336 shares of Sapiens International N.v.. Learn more about fractional shares .

What are the returns that Sapiens International N.v. has given to Indian investors in the last 5 years?

Sapiens International N.v. stock has given 23.51% share price returns and 18.59% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?