Provident Financial Share Price (NASDAQ: PROV)

$15.51

▲

0.14

(0.91%)

Last updated on August 30, 2025 at 12:49 am IST

$₹

Check the interactive Provident Financial Stock chart to analyse performance

Provident Financial stock performance

as on August 30, 2025 at 12:49 am IST

Today's Low:$15.49
Today's High:$15.51
$15.51
0.13%
Downside
Day's Volatility :0.13%
Upside
0.0%
52 Weeks Low:$12.98
52 Weeks High:$16.70
$15.51
16.31%
Downside
52 Weeks Volatility :22.28%
Upside
7.13%

Provident Financial Stock Returns

Period	Provident Financial Holdings Inc	Nifty Smallcap 250
3 Months	0.52%	-1.9%
6 Months	2.24%	19.2%
1 Year	8.47%	-9.2%
3 Years	10.8%	77.8%

Provident Financial Holdings Inc Key Stats

Check Provident Financial key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$15.37
Open	$15.49
Today's High	$15.51
Today's Low	$15.49
Market Capitalization	$102.0M
Today's Volume	$4.6K
52 Week High	$16.7
52 Week Low	$12.98
Revenue TTM	$39.7M
Earnings Per Share (EPS)	$0.93
PE Ratio	16.68
Dividend Yield	3.64%
Profit Margin	15.77%
Quarterly Earnings Growth YOY	-0.16%
Return On Equity TTM	4.84%

Stock Returns calculator for Provident Financial Stock including INR - Dollar returns

The Provident Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Provident Financial investment value today

Current value as on today

₹1,13,292

Returns

₹13,292

(+13.29%)

Returns from Provident Financial Stock

₹8,008 (+8.01%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Provident Financial Stock

75%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Provident Financial Stock from India on INDmoney has increased by 75% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Provident Financial Holdings Inc

Name
Holdings %
Name
Holdings %
Dimensional Fund Advisors, Inc.
7.46%
M3F, Inc.
6.10%
Raffles Associates LP
5.98%
Manufacturers Life Insurance Co
5.02%
Ameriprise Financial Inc
4.41%
Vanguard Group Inc
4.27%

Analyst Recommendation on Provident Financial Stock

Rating

Trend

Hold

0%Buy

57%Hold

42%Sell

Based on 7 Wall street analysts offering stock ratings for Provident Financial(by analysts ranked 0 to 5 stars)

Provident Financial Share Price Target

What analysts predicted

Upside of 4.77%

Target:

$16.25

Current:

$15.51

Provident Financial share price target is $16.25, a slight Upside of 4.77% compared to current price of $15.51 as per analysts' prediction.

Provident Financial Stock Insights

Price Movement
In the last 6 months, PROV stock has moved down by -26.4%
Price Movement
In the last 7 days, PROV stock has moved up by 1.2%
Decreasing Revenue
Revenue is down for the last 2 quarters, 15.33M → 11.44M (in $), with an average decrease of 25.4% per quarter
Decreasing Net Profit
Netprofit is down for the last 2 quarters, 1.85M → 1.62M (in $), with an average decrease of 12.4% per quarter
PROV vs - (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 51.0%
PROV vs - (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 179.1%
Price to Sales
ForPROV every $1 of sales, investors are willing to pay $2.6, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Provident Financial Holdings Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY20

FY21

FY22

FY23

FY24

FY25

	FY20	Y/Y Change
Revenue	$47.0M	↓ 17.43%
Net Income	$7.7M	↑ 74.08%
Net Profit Margin	16.37%	↑ 8.61%

	FY21	Y/Y Change
Revenue	$39.8M	↓ 15.33%
Net Income	$7.6M	↓ 1.66%
Net Profit Margin	19.01%	↑ 2.64%

	FY22	Y/Y Change
Revenue	$39.4M	↓ 0.82%
Net Income	$9.1M	↑ 20.26%
Net Profit Margin	23.05%	↑ 4.04%

	FY23	Y/Y Change
Revenue	$41.1M	↑ 4.09%
Net Income	$8.6M	↓ 5.51%
Net Profit Margin	20.93%	↓ 2.12%

	FY24	Y/Y Change
Revenue	$58.7M	↑ 42.89%
Net Income	$7.4M	↓ 14.44%
Net Profit Margin	12.53%	↓ 8.4%

	FY25	Y/Y Change
Revenue	$56.6M	↓ 3.49%
Net Income	$6.3M	↓ 14.91%
Net Profit Margin	11.05%	↓ 1.48%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$14.7M	↑ 0.79%
Net Income	$1.5M	↓ 30.17%
Net Profit Margin	10.2%	↓ 4.52%

	Q2 FY24	Q/Q Change
Revenue	$15.4M	↑ 4.97%
Net Income	$2.0M	↑ 30.64%
Net Profit Margin	12.7%	↑ 2.5%

	Q3 FY24	Q/Q Change
Revenue	$15.0M	↓ 2.66%
Net Income	$1.9M	↓ 2.71%
Net Profit Margin	12.69%	↓ 0.01%

	Q4 FY24	Q/Q Change
Revenue	$14.9M	↓ 0.72%
Net Income	$872.0K	↓ 54.11%
Net Profit Margin	5.87%	↓ 6.82%

	Q1 FY25	Q/Q Change
Revenue	$15.3M	↑ 3.16%
Net Income	$1.9M	↑ 112.96%
Net Profit Margin	12.11%	↑ 6.24%

	Q2 FY25	Q/Q Change
Revenue	$11.4M	↓ 25.35%
Net Income	$1.6M	↓ 12.44%
Net Profit Margin	14.2%	↑ 2.09%

FY20

FY21

FY22

FY23

FY24

	FY20	Y/Y Change
Profit	$39.8M	↓ 22.19%

	FY21	Y/Y Change
Profit	$35.9M	↓ 9.75%

	FY22	Y/Y Change
Profit	$38.8M	↑ 7.94%

	FY23	Y/Y Change
Profit	$41.1M	↑ 5.9%

	FY24	Y/Y Change
Profit	$38.9M	↓ 5.19%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Profit	$9.3M	↓ 10.47%

	Q2 FY24	Q/Q Change
Profit	$9.9M	↑ 6.97%

	Q3 FY24	Q/Q Change
Profit	$10.2M	↑ 2.84%

	Q4 FY24	Q/Q Change
Profit	$9.0M	↓ 11.69%

	Q1 FY25	Q/Q Change
Profit	$10.5M	↑ 16.54%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$107.1M	↑ 282.66%
Investing Cash Flow	$17.3M	↓ 163.33%
Financing Cash Flow	$-97.1M	↑ 221.3%

	FY20	Y/Y Change
Operating Cash Flow	$8.0M	↓ 92.57%
Investing Cash Flow	$-48.9M	↓ 382.85%
Financing Cash Flow	$86.4M	↓ 188.98%

	FY21	Y/Y Change
Operating Cash Flow	$11.6M	↑ 45.5%
Investing Cash Flow	$-55.9M	↑ 14.24%
Financing Cash Flow	$-1.5M	↓ 101.7%

	FY22	Y/Y Change
Operating Cash Flow	$11.8M	↑ 1.9%
Investing Cash Flow	$-51.7M	↓ 7.38%
Financing Cash Flow	$-6.9M	↑ 371.19%

	FY23	Y/Y Change
Operating Cash Flow	$16.3M	↑ 38.43%
Investing Cash Flow	$-109.9M	↑ 112.38%
Financing Cash Flow	$136.0M	↓ 2070.24%

	FY24	Y/Y Change
Operating Cash Flow	$5.7M	↓ 65.18%
Investing Cash Flow	$45.1M	↓ 141.0%
Financing Cash Flow	$-65.2M	↓ 147.95%

Q4 FY23

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q4 FY23	Q/Q Change
Operating Cash Flow	$94.0K	↓ 97.21%
Investing Cash Flow	$2.2M	↓ 77.23%
Financing Cash Flow	$-13.4M	↓ 35.94%

	Q1 FY24	Q/Q Change
Operating Cash Flow	$3.0M	↑ 3073.4%
Investing Cash Flow	$14.9M	↑ 576.18%
Financing Cash Flow	$-13.0M	↓ 2.72%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$-756.0K	↓ 125.34%
Investing Cash Flow	$18.3M	↑ 22.62%
Financing Cash Flow	$-17.9M	↑ 37.14%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$2.6M	↓ 438.49%
Investing Cash Flow	$10.3M	↓ 43.66%
Financing Cash Flow	$-16.0M	↓ 10.27%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$324.0K	↓ 87.34%
Investing Cash Flow	$-653.0K	↓ 106.34%
Financing Cash Flow	$-2.3M	↓ 85.5%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$3.3M	↑ 925.31%
Investing Cash Flow	$-10.0K	↓ 98.47%
Financing Cash Flow	$2.1M	↓ 188.77%

Provident Financial Technicals Summary

Sell

Neutral

Buy

Provident Financial is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Provident Financial Holdings Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Provident Financial Holdings Inc	1.08%	2.24%	8.47%	10.8%	26.76%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Provident Financial Holdings Inc	16.68	16.68	-1.69	0.0	0.05	0.01	0.04	19.54
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Provident Financial Holdings Inc	Hold	$102.0M	26.76%	16.68	15.77%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Provident Financial Holdings Inc

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking, savings, and money market and time deposit accounts; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. The company operates through full-service banking offices in Riverside County and San Bernardino County. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.

Organization	Provident Financial
Employees	0
CEO	Mr. Donavon P. Ternes
Industry	Finance

Key Management of Provident Financial Holdings Inc

Name	Title
Mr. Donavon P. Ternes	President & CEO
Mr. Peter C. Fan	Senior VP, CFO & Corporate Secretary
Avedis Demirdjian	Senior Vice President & Chief Information Officer
Glee Ann Harris	Senior Vice President of Human Resources
Mr. Robert Ritter	Senior Vice President of Single-family Division

Important FAQs about investing in PROV Stock from India :

What is Provident Financial share price today?

Provident Financial share price today is $15.51 as on August 30, 2025 at 12:49 am IST at the close of the market. Provident Financial share today touched a day high of $15.51 and a low of $15.49.

What is the 52 week high and 52 week low for Provident Financial share?

Provident Financial share touched a 52 week high of $16.70 and a 52 week low of $12.98. Provident Financial stock price today i.e. August 30, 2025 at 12:49 am IST is closed at $15.51, lower by 7.13% versus the 52 week high.

How to invest in Provident Financial Stock (PROV) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Provident Financial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Provident Financial Shares that will get you 0.0967 shares as per Provident Financial share price of $15.51 per share as on August 30, 2025 at 12:49 am IST.

What is the minimum amount required to buy Provident Financial Stock (PROV) from India?

Indian investors can start investing in Provident Financial (PROV) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Provident Financial stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Provident Financial share’s latest price of $15.51 as on August 30, 2025 at 12:49 am IST, you will get 0.6447 shares of Provident Financial. Learn more about fractional shares .

What are the returns that Provident Financial has given to Indian investors in the last 5 years?

Provident Financial stock has given 26.76% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?