Ponce Financial Group Share Price (NASDAQ: PDLB)

$14.85

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Ponce Financial Group Stock chart to analyse performance

Ponce Financial Group stock performance

as on August 30, 2025 at 1:29 am IST

Today's Low:$14.85
Today's High:$14.87
$14.85
0.0%
Downside
Day's Volatility :0.13%
Upside
0.13%
52 Weeks Low:$10.74
52 Weeks High:$15.06
$14.85
27.68%
Downside
52 Weeks Volatility :28.69%
Upside
1.39%

Ponce Financial Group Stock Returns

Period	Ponce Financial Group Inc	Index (Russel 2000)
3 Months	11.55%	0.0%
6 Months	11.47%	0.0%
1 Year	34.08%	0.0%
3 Years	59.38%	-4.7%

Ponce Financial Group Inc Key Stats

Check Ponce Financial Group key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$14.85
Open	$14.87
Today's High	$14.87
Today's Low	$14.85
Market Capitalization	$339.0M
Today's Volume	$18.1K
52 Week High	$15.06
52 Week Low	$10.74
Revenue TTM	$90.5M
Earnings Per Share (EPS)	$0.71
PE Ratio	20.92
Profit Margin	19.25%
Quarterly Earnings Growth YOY	0.8%
Return On Equity TTM	3.42%

Stock Returns calculator for Ponce Financial Group Stock including INR - Dollar returns

The Ponce Financial Group stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Ponce Financial Group investment value today

Current value as on today

₹1,39,189

Returns

₹39,189

(+39.19%)

Returns from Ponce Financial Group Stock

₹33,904 (+33.9%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Ponce Financial Group Stock

-75%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Ponce Financial Group Stock from India on INDmoney has decreased by -75% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Ponce Financial Group Inc

Name
Holdings %
Name
Holdings %
M3F, Inc.
10.18%
T. Rowe Price Investment Management,Inc.
8.58%
BlackRock Inc
7.31%
Vanguard Group Inc
4.85%
Dimensional Fund Advisors, Inc.
3.95%
Bank of America Corp
2.19%

Analyst Recommendation on Ponce Financial Group Stock

Rating

Trend

Buy

85%Buy

14%Hold

0%Sell

Based on 7 Wall street analysts offering stock ratings for Ponce Financial Group(by analysts ranked 0 to 5 stars)

Ponce Financial Group Share Price Target

What analysts predicted

Upside of 21.21%

Target:

$18.00

Current:

$14.85

Ponce Financial Group share price target is $18.00, a slight Upside of 21.21% compared to current price of $14.85 as per analysts' prediction.

Ponce Financial Group Stock Insights

Price Movement
In the last 1 year, PDLB stock has moved up by 31.1%
Increasing Revenue
Revenue is up for the last 5 quarters, 40.41M → 47.67M (in $), with an average increase of 4.0% per quarter
Increasing Net Profit
Netprofit is up for the last 4 quarters, 2.43M → 6.1M (in $), with an average increase of 23.4% per quarter
PDLB vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 27.8%
PDLB vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 129.4%
Price to Sales
ForPDLB every $1 of sales, investors are willing to pay $3.7, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Ponce Financial Group Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$52.5M	↑ 8.64%
Net Income	$-5.1M	↓ 291.45%
Net Profit Margin	-9.77%	↓ 15.31%

	FY20	Y/Y Change
Revenue	$61.0M	↑ 16.16%
Net Income	$3.9M	↓ 175.18%
Net Profit Margin	6.32%	↑ 16.09%

	FY21	Y/Y Change
Revenue	$77.6M	↑ 27.25%
Net Income	$25.4M	↑ 559.62%
Net Profit Margin	32.76%	↑ 26.44%

	FY22	Y/Y Change
Revenue	$87.1M	↑ 12.3%
Net Income	$-30.0M	↓ 218.04%
Net Profit Margin	-34.44%	↓ 67.2%

	FY23	Y/Y Change
Revenue	$134.5M	↑ 54.35%
Net Income	$3.4M	↓ 111.17%
Net Profit Margin	2.49%	↑ 36.93%

	FY24	Y/Y Change
Revenue	$167.3M	↑ 24.41%
Net Income	$11.0M	↑ 227.33%
Net Profit Margin	6.56%	↑ 4.07%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$40.6M	↑ 13.72%
Net Income	$2.4M	↑ 366.02%
Net Profit Margin	5.94%	↑ 4.49%

	Q2 FY24	Q/Q Change
Revenue	$40.4M	↓ 0.55%
Net Income	$3.2M	↑ 32.23%
Net Profit Margin	7.9%	↑ 1.96%

	Q3 FY24	Q/Q Change
Revenue	$41.9M	↑ 3.6%
Net Income	$2.4M	↓ 23.78%
Net Profit Margin	5.81%	↓ 2.09%

	Q4 FY24	Q/Q Change
Revenue	$44.4M	↑ 5.96%
Net Income	$2.9M	↑ 20.55%
Net Profit Margin	6.61%	↑ 0.8%

	Q1 FY25	Q/Q Change
Revenue	$46.0M	↑ 3.66%
Net Income	$6.0M	↑ 103.17%
Net Profit Margin	12.96%	↑ 6.35%

	Q2 FY25	Q/Q Change
Revenue	$47.7M	↑ 3.67%
Net Income	$6.1M	↑ 2.37%
Net Profit Margin	12.79%	↓ 0.17%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$39.9M	↑ 6.12%

	FY20	Y/Y Change
Profit	$47.2M	↑ 18.27%

	FY21	Y/Y Change
Profit	$66.6M	↑ 41.27%

	FY22	Y/Y Change
Profit	$46.9M	↓ 29.55%

	FY23	Y/Y Change
Profit	$72.9M	↑ 55.34%

	FY24	Y/Y Change
Profit	$79.8M	↑ 9.48%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$19.8M	↓ 2.17%

	Q2 FY24	Q/Q Change
Profit	$19.9M	↑ 0.45%

	Q3 FY24	Q/Q Change
Profit	$19.1M	↓ 4.22%

	Q4 FY24	Q/Q Change
Profit	$20.5M	↑ 7.69%

	Q1 FY25	Q/Q Change
Profit	$24.5M	↑ 19.25%

	Q2 FY25	Q/Q Change
Profit	$24.6M	↑ 0.56%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$5.0M	↓ 36.01%
Investing Cash Flow	$-38.7M	↓ 69.46%
Financing Cash Flow	$-8.5M	↓ 106.58%

	FY20	Y/Y Change
Operating Cash Flow	$-27.5M	↓ 644.99%
Investing Cash Flow	$-204.6M	↑ 429.11%
Financing Cash Flow	$276.5M	↓ 3361.41%

	FY21	Y/Y Change
Operating Cash Flow	$18.6M	↓ 167.47%
Investing Cash Flow	$-211.1M	↑ 3.2%
Financing Cash Flow	$274.4M	↓ 0.76%

	FY22	Y/Y Change
Operating Cash Flow	$9.8M	↓ 47.18%
Investing Cash Flow	$-777.1M	↑ 268.03%
Financing Cash Flow	$667.7M	↑ 143.34%

	FY23	Y/Y Change
Operating Cash Flow	$6.5M	↓ 33.74%
Investing Cash Flow	$-332.9M	↓ 57.16%
Financing Cash Flow	$411.2M	↓ 38.41%

	FY24	Y/Y Change
Operating Cash Flow	$7.2M	↑ 11.07%
Investing Cash Flow	$-294.9M	↓ 11.42%
Financing Cash Flow	$288.3M	↓ 29.89%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$1.5M	↓ 95.43%
Investing Cash Flow	$-80.1M	↓ 36.22%
Financing Cash Flow	$74.2M	↓ 35.96%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$-2.6M	↓ 274.74%
Investing Cash Flow	$-49.3M	↓ 38.45%
Financing Cash Flow	$20.3M	↓ 72.64%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$-14.6M	↑ 470.43%
Investing Cash Flow	$-96.7M	↑ 96.25%
Financing Cash Flow	$163.9M	↑ 708.09%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$22.9M	↓ 257.02%
Investing Cash Flow	$-68.8M	↓ 28.9%
Financing Cash Flow	$29.9M	↓ 81.74%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$13.1M	↓ 42.77%
Investing Cash Flow	$-67.8M	↓ 1.37%
Financing Cash Flow	$44.8M	↑ 49.65%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$6.2M	↓ 52.82%
Investing Cash Flow	$-61.4M	↓ 9.47%
Financing Cash Flow	$52.0M	↑ 16.02%

Ponce Financial Group Technicals Summary

Sell

Neutral

Buy

Ponce Financial Group is currently in a neutral trading position according to technical analysis indicators.

Ponce Financial Group Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Ponce Financial Group Inc	6.9%	11.47%	34.08%	59.38%	80.24%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Ponce Financial Group Inc	20.92	20.92	NA	0.93	0.03	0.01	NA	13.02
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Ponce Financial Group Inc	Buy	$339.0M	80.24%	20.92	19.25%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Ponce Financial Group Inc

Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It offers various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also provides real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans. In addition, it invests in securities, which consist of U.S. government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as corporate securities, mortgage-backed securities, and Federal Home Loan Bank of New York stock. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.

Organization	Ponce Financial Group
Employees	206
CEO	Mr. Carlos P. Naudon
Industry	Finance

Key Management of Ponce Financial Group Inc

Name	Title
Mr. Steven A. Tsavaris	Executive Chairman of the Board
Mr. Carlos P. Naudon	President, CEO & Director
Mr. Sergio J. Vaccaro	Executive VP & CFO
Mr. Luis Gerardo Gonzalez Jr.	Executive VP & COO
Mr. Frank Perez CPA	Executive VP & Chief Investor Relations Officer
Ms. Madeline V. Marquez	Chief External Affairs Officer
Mr. David Rodriguez	Chief Relationship Manager & Senior VP
Mr. Michael Lagoudis	Senior Vice President
Mr. Ioannis Kouzilos	Executive VP & Chief Lending Officer

Important FAQs about investing in PDLB Stock from India :

What is Ponce Financial Group share price today?

Ponce Financial Group share price today is $14.85 as on August 30, 2025 at 1:29 am IST at the close of the market. Ponce Financial Group share today touched a day high of $14.87 and a low of $14.85.

What is the 52 week high and 52 week low for Ponce Financial Group share?

Ponce Financial Group share touched a 52 week high of $15.06 and a 52 week low of $10.74. Ponce Financial Group stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $14.85, lower by 1.39% versus the 52 week high.

How to invest in Ponce Financial Group Stock (PDLB) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Ponce Financial Group on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Ponce Financial Group Shares that will get you 0.1010 shares as per Ponce Financial Group share price of $14.85 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Ponce Financial Group Stock (PDLB) from India?

Indian investors can start investing in Ponce Financial Group (PDLB) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Ponce Financial Group stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Ponce Financial Group share’s latest price of $14.85 as on August 30, 2025 at 1:29 am IST, you will get 0.6734 shares of Ponce Financial Group. Learn more about fractional shares .

What are the returns that Ponce Financial Group has given to Indian investors in the last 5 years?

Ponce Financial Group stock has given 80.24% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?