Pennymac Financial Services Share Price (NYSE: PFSI)

$108.3

▲

-0.21

(-0.19%)

Live

Last updated on August 29, 2025 at 1:29 am IST

$₹

Check the interactive Pennymac Financial Services Stock chart to analyse performance

Pennymac Financial Services stock performance

as on August 29, 2025 at 1:29 am IST

Today's Low:$107.60
Today's High:$108.38
$108.30
0.65%
Downside
Day's Volatility :0.72%
Upside
0.07%
52 Weeks Low:$85.74
52 Weeks High:$119.13
$108.30
20.83%
Downside
52 Weeks Volatility :28.03%
Upside
9.09%

Pennymac Financial Services Stock Returns

Period	Pennymac Financial Services Inc	Sector (Financials)	Index (Russel 2000)
3 Months	12.24%	6.3%	0.0%
6 Months	6.29%	3.1%	0.0%
1 Year	5.41%	19.8%	0.0%
3 Years	101.28%	59.5%	-6.9%

Pennymac Financial Services Inc Key Stats

Check Pennymac Financial Services key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$108.51
Open	$108.26
Today's High	$108.96
Today's Low	$107.6
Market Capitalization	$5.6B
Today's Volume	$265.7K
52 Week High	$119.13
52 Week Low	$85.74
Revenue TTM	$3.6B
Earnings Per Share (EPS)	$7.22
PE Ratio	15.03
Dividend Yield	1.1%
Profit Margin	10.83%
Quarterly Earnings Growth YOY	0.37%
Return On Equity TTM	10.05%

Stock Returns calculator for Pennymac Financial Services Stock including INR - Dollar returns

The Pennymac Financial Services stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Pennymac Financial Services investment value today

Current value as on today

₹1,09,637

Returns

₹9,637

(+9.64%)

Returns from Pennymac Financial Services Stock

₹5,207 (+5.21%)

Dollar Returns*

₹4,430 (+4.43%)

Indian investors sentiment towards Pennymac Financial Services Stock

Period: Jul 29, 2025 to Aug 28, 2025. Change in 30 Days versus previous period

Search interest for Pennymac Financial Services Stock from India on INDmoney has increased by 8% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Pennymac Financial Services Inc

Name
Holdings %
Name
Holdings %
MFN Partners Management, LP
8.76%
T. Rowe Price Investment Management,Inc.
8.54%
Vanguard Group Inc
5.61%
BlackRock Inc
4.14%
Dimensional Fund Advisors, Inc.
3.61%
FMR Inc
2.46%

Analyst Recommendation on Pennymac Financial Services Stock

Rating

Trend

Buy

81%Buy

18%Hold

0%Sell

Based on 16 Wall street analysts offering stock ratings for Pennymac Financial Services(by analysts ranked 0 to 5 stars)

Pennymac Financial Services Share Price Target

What analysts predicted

Upside of 12.39%

Target:

$121.71

Current:

$108.30

Pennymac Financial Services share price target is $121.71, a slight Upside of 12.39% compared to current price of $108.30 as per analysts' prediction.

Pennymac Financial Services Stock Insights

Price Movement
In the last 1 month, PFSI stock has moved up by 16.2%
Increasing Revenue
Revenue is up for the last 4 quarters, 411.83M → 1.04B (in $), with an average increase of 25.5% per quarter
Increasing Net Profit
Netprofit is up for the last 2 quarters, 76.28M → 136.46M (in $), with an average increase of 44.1% per quarter
PFSI vs COOP (1 yr)
In the last 1 year, Mr. Cooper Group Inc. has given 107.6% return, outperforming this stock by 102.2%
PFSI vs COOP (3 yr)
In the last 3 years, Mr. Cooper Group Inc. has given 328.1% return, outperforming this stock by 228.8%
Price to Sales
ForPFSI every $1 of sales, investors are willing to pay $1.6, whereas for Mr. Cooper Group Inc., the investors are paying $5.4 for every $1 of sales.

Pennymac Financial Services Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$1.7B	↑ 49.61%
Net Income	$393.0M	↑ 348.11%
Net Profit Margin	23.27%	↑ 15.5%

	FY20	Y/Y Change
Revenue	$5.5B	↑ 222.96%
Net Income	$1.6B	↑ 319.09%
Net Profit Margin	30.19%	↑ 6.92%

	FY21	Y/Y Change
Revenue	$4.0B	↓ 27.13%
Net Income	$1.0B	↓ 39.07%
Net Profit Margin	25.25%	↓ 4.94%

	FY22	Y/Y Change
Revenue	$2.0B	↓ 50.52%
Net Income	$475.5M	↓ 52.61%
Net Profit Margin	24.17%	↓ 1.08%

	FY23	Y/Y Change
Revenue	$1.4B	↓ 28.74%
Net Income	$144.7M	↓ 69.58%
Net Profit Margin	10.32%	↓ 13.85%

	FY24	Y/Y Change
Revenue	$1.6B	↑ 13.7%
Net Income	$311.4M	↑ 115.29%
Net Profit Margin	19.54%	↑ 9.22%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$885.4M	↑ 14.6%
Net Income	$39.3M	↓ 206.69%
Net Profit Margin	4.44%	↑ 9.21%

	Q2 FY24	Q/Q Change
Revenue	$930.5M	↑ 5.09%
Net Income	$98.3M	↑ 149.97%
Net Profit Margin	10.56%	↑ 6.12%

	Q3 FY24	Q/Q Change
Revenue	$411.8M	↓ 55.74%
Net Income	$69.4M	↓ 29.4%
Net Profit Margin	16.84%	↑ 6.28%

	Q4 FY24	Q/Q Change
Revenue	$470.1M	↑ 14.15%
Net Income	$104.5M	↑ 50.63%
Net Profit Margin	22.23%	↑ 5.39%

	Q1 FY25	Q/Q Change
Revenue	$810.3M	↑ 72.37%
Net Income	$76.3M	↓ 27.0%
Net Profit Margin	9.41%	↓ 12.82%

	Q2 FY25	Q/Q Change
Revenue	$1.0B	↑ 28.42%
Net Income	$136.5M	↑ 78.9%
Net Profit Margin	13.11%	↑ 3.7%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$691.5M	↑ 66.02%

	FY20	Y/Y Change
Profit	$4.0B	↑ 473.8%

	FY21	Y/Y Change
Profit	$2.1B	↓ 45.97%

	FY22	Y/Y Change
Profit	$663.1M	↓ 69.07%

	FY23	Y/Y Change
Profit	$1.3B	↑ 96.74%

	FY24	Y/Y Change
Profit	$1.6B	↑ 19.25%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$813.0M	↑ 13.42%

	Q2 FY24	Q/Q Change
Profit	$838.7M	↑ 3.16%

	Q3 FY24	Q/Q Change
Profit	$394.3M	↓ 52.98%

	Q4 FY24	Q/Q Change
Profit	$460.1M	↑ 16.68%

	Q1 FY25	Q/Q Change
Profit	$801.3M	↑ 74.14%

	Q2 FY25	Q/Q Change
Profit	$943.5M	↑ 17.75%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$-2.2B	↓ 492.23%
Investing Cash Flow	$148.8M	↓ 146.12%
Financing Cash Flow	$2.1B	↓ 1712.46%

	FY20	Y/Y Change
Operating Cash Flow	$-6.2B	↑ 176.11%
Investing Cash Flow	$783.0M	↑ 426.3%
Financing Cash Flow	$5.8B	↑ 170.56%

	FY21	Y/Y Change
Operating Cash Flow	$2.6B	↓ 141.35%
Investing Cash Flow	$-304.4M	↓ 138.87%
Financing Cash Flow	$-2.5B	↓ 142.56%

	FY22	Y/Y Change
Operating Cash Flow	$6.0B	↑ 135.39%
Investing Cash Flow	$-721.6M	↑ 137.07%
Financing Cash Flow	$-4.3B	↑ 76.36%

	FY23	Y/Y Change
Operating Cash Flow	$-1.6B	↓ 126.23%
Investing Cash Flow	$-273.3M	↓ 62.13%
Financing Cash Flow	$1.5B	↓ 133.89%

	FY24	Y/Y Change
Operating Cash Flow	$-4.5B	↑ 186.51%
Investing Cash Flow	$-1.9B	↑ 590.83%
Financing Cash Flow	$5.7B	↑ 290.44%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$-1.1B	↓ 347.86%
Investing Cash Flow	$-614.1M	↓ 686.56%
Financing Cash Flow	$1.7B	↓ 315.73%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$-1.1B	↑ 7.28%
Investing Cash Flow	$-686.5M	↑ 11.81%
Financing Cash Flow	$1.5B	↓ 10.24%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$-393.7M	↓ 65.59%
Investing Cash Flow	$-239.2M	↓ 65.16%
Financing Cash Flow	$183.4M	↓ 87.76%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$-2.1B	↑ 445.77%
Investing Cash Flow	$-128.3M	↓ 46.34%
Financing Cash Flow	$2.4B	↑ 1192.19%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$1.1B	↓ 149.61%
Investing Cash Flow	$30.4M	↓ 123.67%
Financing Cash Flow	$-1.1B	↓ 147.42%

Pennymac Financial Services Technicals Summary

Sell

Neutral

Buy

Pennymac Financial Services is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Pennymac Financial Services Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Pennymac Financial Services Inc	14.26%	6.29%	5.41%	101.28%	105.82%
Mr. Cooper Group Inc.	19.58%	71.3%	107.63%	338.83%	942.18%
Rocket Companies, Inc.	18.95%	40.92%	-7.57%	117.83%	-35.43%
Uwm Holdings Corp	35.8%	-6.41%	-37.88%	59.83%	-46.02%
Walker & Dunlop, Inc.	13.7%	2.27%	-17.56%	-16.26%	58.58%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Pennymac Financial Services Inc	15.03	15.03	4.67	11.17	0.1	0.02	0.01	78.04
Mr. Cooper Group Inc.	21.64	21.64	NA	12.5	0.12	0.03	NA	79.69
Rocket Companies, Inc.	689.5	NA	2.14	0.22	0.0	0.01	0.0	3.72
Uwm Holdings Corp	144.25	144.25	NA	0.2	0.07	0.03	0.07	0.86
Walker & Dunlop, Inc.	26.73	26.73	1.25	3.41	0.06	0.02	0.03	52.45

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Pennymac Financial Services Inc	Buy	$5.6B	105.82%	15.03	10.83%
Mr. Cooper Group Inc.	Buy	$12.4B	942.18%	21.64	25.38%
Rocket Companies, Inc.	Hold	$40.0B	-35.43%	689.5	-0.01%
Uwm Holdings Corp	Hold	$9.9B	-46.02%	144.25	0.45%
Walker & Dunlop, Inc.	Buy	$3.0B	58.58%	26.73	9.93%

Pennymac Financial Services Dividend announcements

Pennymac Financial Services Dividends September, 2025
In the quarter ending September,2025. Pennymac Financial Services has declared dividend of $0.30

About Pennymac Financial Services Inc

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan servicing for newly originated loans that are under holding for sale and loans services for others. The segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs. The company was founded in 2008 and is headquartered in Westlake Village, California.

Organization	Pennymac Financial Services
Employees	4779
CEO	Mr. David A. Spector
Industry	Finance

Key Management of Pennymac Financial Services Inc

Name	Title
Mr. David A. Spector	CEO & Chairman
Mr. Douglas Edward Jones	President, Chief Mortgage Banking Officer & Director
Mr. Daniel Stanley Perotti	Senior MD & CFO
Mr. Derek W. Stark J.D.	Senior MD, Chief Legal Officer & Secretary
Mr. James Follette	Senior MD & Chief Digital Officer
Mr. Gregory L. Hendry	Chief Accounting Officer
Mr. Mike Hogan	Senior MD & Chief Information Officer
Mr. Kevin Chamberlain	Managing Director of Investor Relations
Ms. Susan Hallock Smith	Senior MD & Chief Marketing Officer
Ms. Jenny Rhodes	Senior MD & Chief Human Resources Officer

Important FAQs about investing in PFSI Stock from India :

What is Pennymac Financial Services share price today?

Pennymac Financial Services share price today is $108.30 as on August 29, 2025 at 1:29 am IST. Pennymac Financial Services share today touched a day high of $108.38 and a low of $107.60.

What is the 52 week high and 52 week low for Pennymac Financial Services share?

Pennymac Financial Services share touched a 52 week high of $119.13 and a 52 week low of $85.74. Pennymac Financial Services stock price today i.e. August 29, 2025 at 1:29 am IST is trending at $108.30, lower by 9.09% versus the 52 week high.

How to invest in Pennymac Financial Services Stock (PFSI) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Pennymac Financial Services on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Pennymac Financial Services Shares that will get you 0.0139 shares as per Pennymac Financial Services share price of $108.30 per share as on August 29, 2025 at 1:29 am IST.

What is the minimum amount required to buy Pennymac Financial Services Stock (PFSI) from India?

Indian investors can start investing in Pennymac Financial Services (PFSI) shares with as little as ₹87.6463 or $1 (as of August 29, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹876.46 in Pennymac Financial Services stock (as per the Rupee-Dollar exchange rate as on August 29, 2025). Based on Pennymac Financial Services share’s latest price of $108.30 as on August 29, 2025 at 1:29 am IST, you will get 0.0923 shares of Pennymac Financial Services. Learn more about fractional shares .

What are the returns that Pennymac Financial Services has given to Indian investors in the last 5 years?

Pennymac Financial Services stock has given 105.82% share price returns and 18.6% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?