Penns Woods Bancorp Inc Share Price (NASDAQ: PWOD)

$30.04

▲

-0.46

(-1.51%)

Live

Last updated on July 25, 2025 at 12:00 AM IST

$₹

The stock has been delisted from the stock exchange on 25 Jul 2025

Check the interactive Penns Woods Bancorp Inc Stock chart to analyse performance

Penns Woods Bancorp Inc Key Stats

Check Penns Woods Bancorp Inc key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$30.5
Open	$30.06
Market Capitalization	$228.4M
Today's Volume	$114.2K
Revenue TTM	$74.3M
Earnings Per Share (EPS)	$2.79
PE Ratio	10.75
Dividend Yield	4.2%
Profit Margin	28.66%
Quarterly Earnings Growth YOY	0.87%
Return On Equity TTM	10.5%

Global Institutional Holdings in Penns Woods Bancorp Inc

Name
Holdings %
Name
Holdings %
Vanguard Group Inc
4.51%
Dimensional Fund Advisors, Inc.
3.72%
Truffle Hound Capital, LLC
2.63%
Susquehanna International Group, LLP
1.94%
Millennium Management LLC
1.32%
Renaissance Technologies Corp
1.30%

Analyst Recommendation on Penns Woods Bancorp Inc Stock

Rating

Trend

Penns Woods Bancorp Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$77.2M	↑ 13.22%
Net Income	$15.7M	↑ 6.58%
Net Profit Margin	20.29%	↓ 1.27%

	FY20	Y/Y Change
Revenue	$74.8M	↓ 3.13%
Net Income	$15.2M	↓ 2.97%
Net Profit Margin	20.33%	↑ 0.04%

	FY21	Y/Y Change
Revenue	$70.1M	↓ 6.31%
Net Income	$16.0M	↑ 5.44%
Net Profit Margin	22.88%	↑ 2.55%

	FY22	Y/Y Change
Revenue	$73.6M	↑ 5.08%
Net Income	$17.4M	↑ 8.66%
Net Profit Margin	23.66%	↑ 0.78%

	FY23	Y/Y Change
Revenue	$100.0M	↑ 35.75%
Net Income	$16.6M	↓ 4.67%
Net Profit Margin	16.61%	↓ 7.05%

	FY24	Y/Y Change
Revenue	$119.3M	↑ 19.35%
Net Income	$17.7M	↑ 6.81%
Net Profit Margin	14.87%	↓ 1.74%

Q4 FY23

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q4 FY23	Q/Q Change
Revenue	$28.1M	↑ 9.08%
Net Income	$5.6M	↑ 149.78%
Net Profit Margin	19.74%	↑ 11.12%

	Q1 FY24	Q/Q Change
Revenue	$28.7M	↑ 1.97%
Net Income	$3.8M	↓ 31.45%
Net Profit Margin	13.27%	↓ 6.47%

	Q2 FY24	Q/Q Change
Revenue	$29.1M	↑ 1.26%
Net Income	$5.4M	↑ 41.54%
Net Profit Margin	18.55%	↑ 5.28%

	Q3 FY24	Q/Q Change
Revenue	$30.6M	↑ 5.35%
Net Income	$4.8M	↓ 10.93%
Net Profit Margin	15.68%	↓ 2.87%

	Q4 FY24	Q/Q Change
Revenue	$31.0M	↑ 1.15%
Net Income	$3.7M	↓ 22.08%
Net Profit Margin	12.08%	↓ 3.6%

	Q1 FY25	Q/Q Change
Revenue	$30.9M	↓ 0.05%
Net Income	$7.4M	↑ 96.93%
Net Profit Margin	23.81%	↑ 11.73%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$58.5M	↑ 5.39%

	FY20	Y/Y Change
Profit	$57.8M	↓ 1.31%

	FY21	Y/Y Change
Profit	$60.7M	↑ 5.16%

	FY22	Y/Y Change
Profit	$64.6M	↑ 6.31%

	FY23	Y/Y Change
Profit	$64.8M	↑ 0.36%

	FY24	Y/Y Change
Profit	$68.4M	↑ 5.49%

Q4 FY23

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q4 FY23	Q/Q Change
Profit	$17.9M	↑ 29.46%

	Q1 FY24	Q/Q Change
Profit	$16.1M	↓ 10.28%

	Q2 FY24	Q/Q Change
Profit	$17.7M	↑ 10.25%

	Q3 FY24	Q/Q Change
Profit	$16.7M	↓ 5.53%

	Q4 FY24	Q/Q Change
Profit	$17.9M	↑ 6.67%

	Q1 FY25	Q/Q Change
Profit	$21.7M	↑ 21.42%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$14.1M	↓ 18.65%
Investing Cash Flow	$18.5M	↓ 110.4%
Financing Cash Flow	$-50.7M	↓ 125.35%

	FY20	Y/Y Change
Operating Cash Flow	$22.0M	↑ 56.58%
Investing Cash Flow	$-10.7M	↓ 158.13%
Financing Cash Flow	$153.5M	↓ 402.91%

	FY21	Y/Y Change
Operating Cash Flow	$17.9M	↓ 18.53%
Investing Cash Flow	$-56.0M	↑ 421.27%
Financing Cash Flow	$88.6M	↓ 42.31%

	FY22	Y/Y Change
Operating Cash Flow	$23.9M	↑ 33.31%
Investing Cash Flow	$-297.6M	↑ 431.71%
Financing Cash Flow	$50.2M	↓ 43.29%

	FY23	Y/Y Change
Operating Cash Flow	$18.8M	↓ 21.22%
Investing Cash Flow	$-197.0M	↓ 33.82%
Financing Cash Flow	$175.3M	↑ 249.03%

	FY24	Y/Y Change
Operating Cash Flow	$19.4M	↑ 2.88%
Investing Cash Flow	$-34.8M	↓ 82.33%
Financing Cash Flow	$6.9M	↓ 96.04%

Q4 FY23

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q4 FY23	Q/Q Change
Operating Cash Flow	$4.6M	↓ 672.4%
Investing Cash Flow	$-17.6M	↓ 64.22%
Financing Cash Flow	$14.8M	↓ 63.54%

	Q1 FY24	Q/Q Change
Operating Cash Flow	$2.3M	↓ 50.96%
Investing Cash Flow	$-9.4M	↓ 46.49%
Financing Cash Flow	$2.2M	↓ 85.11%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$7.6M	↑ 234.04%
Investing Cash Flow	$-23.0M	↑ 145.04%
Financing Cash Flow	$18.0M	↑ 716.2%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$-1.6M	↓ 121.12%
Investing Cash Flow	$-11.2M	↓ 51.3%
Financing Cash Flow	$17.4M	↓ 3.25%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$11.1M	↓ 795.06%
Investing Cash Flow	$8.8M	↓ 178.6%
Financing Cash Flow	$-30.7M	↓ 276.11%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$63.0K	↓ 99.43%
Investing Cash Flow	$-8.0M	↓ 190.93%
Financing Cash Flow	$16.4M	↓ 153.57%

About Penns Woods Bancorp Inc

Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations in the United States. The company accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and fixed rate certificates of deposit, as well as checking and individual retirement account (IRAs) accounts. It also provides loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, the company offers securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking delivery channel services. Further, the company engages in real estate transactions and investment activities. It operates through a network of offices located in Clinton, Lycoming, Centre, Montour, Union, Blair, and Luzerne Counties, Pennsylvania. Penns Woods Bancorp, Inc. was founded in 1934 and is headquartered in Williamsport, Pennsylvania.

Organization	Penns Woods Bancorp Inc
Employees	311
CEO	Mr. Richard Allen Grafmyre CFP
Industry	Finance

Key Management of Penns Woods Bancorp Inc

Name	Title
Mr. Richard Allen Grafmyre CFP	CEO & Director
Mr. Brian L. Knepp CGMA, CPA	President, CFO & Director
Mr. Aron M. Carter	Senior VP & Chief Risk Officer
Ms. Michelle M. Karas CFMP, PCm	Senior VP, Corporate Secretary & Chief Data Officer
Mr. Mark Beatty	Chief Information Officer & Senior VP
Lori A. Strimple	Chief Marketing Officer
Ms. Christine M. Smith	Senior VP & Chief Human Resources Officer
Mr. Gerald J. Seman	President of Mortgage Services

Important FAQs about investing in PWOD Stock from India :

What is Penns Woods Bancorp Inc share price today?

Penns Woods Bancorp Inc share price today is $30.04 as on July 25, 2025 at 12:00 AM IST. Penns Woods Bancorp Inc share today touched a day high of {{1_rba_end}} and a low of {{1_rba_st}}.

What is the 52 week high and 52 week low for Penns Woods Bancorp Inc share?

Penns Woods Bancorp Inc share touched a 52 week high of {{rba_end}} and a 52 week low of {{rba_st}}. Penns Woods Bancorp Inc stock price today i.e. July 25, 2025 at 12:00 AM IST is trending at $30.04, lower by 13.08% versus the 52 week high.

How to invest in Penns Woods Bancorp Inc Stock (PWOD) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Penns Woods Bancorp Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Penns Woods Bancorp Inc Shares that will get you 0.0499 shares as per Penns Woods Bancorp Inc share price of $30.04 per share as on July 25, 2025 at 12:00 AM IST.

What is the minimum amount required to buy Penns Woods Bancorp Inc Stock (PWOD) from India?

Indian investors can start investing in Penns Woods Bancorp Inc (PWOD) shares with as little as ₹86.938 or $1 (as of August 20, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹869.38 in Penns Woods Bancorp Inc stock (as per the Rupee-Dollar exchange rate as on August 20, 2025). Based on Penns Woods Bancorp Inc share’s latest price of $30.04 as on July 25, 2025 at 12:00 AM IST, you will get 0.3329 shares of Penns Woods Bancorp Inc. Learn more about fractional shares .

What are the returns that Penns Woods Bancorp Inc has given to Indian investors in the last 5 years?

Penns Woods Bancorp Inc stock has given 0.0% share price returns and 16.15% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your US Stock Investments?

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