Old Point Financial Share Price (NASDAQ: OPOF)

$42.02

▲

0.86

(2.09%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Old Point Financial Stock chart to analyse performance

Old Point Financial stock performance

as on August 30, 2025 at 1:29 am IST

Today's Low:$41.00
Today's High:$42.19
$42.02
2.43%
Downside
Day's Volatility :2.82%
Upside
0.4%
52 Weeks Low:$17.02
52 Weeks High:$42.68
$42.02
59.5%
Downside
52 Weeks Volatility :60.12%
Upside
1.53%

Old Point Financial Stock Returns

Period	Old Point Financial Corp	Index (Russel 2000)
3 Months	6.69%	0.0%
6 Months	36.9%	0.0%
1 Year	123.37%	0.0%
3 Years	78.94%	-4.7%

Old Point Financial Corp Key Stats

Check Old Point Financial key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$41.16
Open	$41.0
Today's High	$42.19
Today's Low	$41.0
Market Capitalization	$213.5M
Today's Volume	$205.5K
52 Week High	$42.675
52 Week Low	$17.0201
Revenue TTM	$61.0M
Earnings Per Share (EPS)	$1.71
PE Ratio	24.07
Dividend Yield	1.34%
Profit Margin	14.2%
Quarterly Earnings Growth YOY	-0.52%
Return On Equity TTM	7.59%

Stock Returns calculator for Old Point Financial Stock including INR - Dollar returns

The Old Point Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Old Point Financial investment value today

Current value as on today

₹2,23,570

Returns

₹1,23,570

(+123.57%)

Returns from Old Point Financial Stock

₹1,18,286 (+118.29%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Old Point Financial Stock

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Old Point Financial Stock from India on INDmoney has increased by 0% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Old Point Financial Corp

Name
Holdings %
Name
Holdings %
PL Capital Advisors, LLC
14.13%
OLD POINT TRUST & FINANCIAL SERVICES N A
4.94%
Vanguard Group Inc
4.85%
Chicago Capital Management, LLC
3.63%
Geode Capital Management, LLC
0.96%
Susquehanna International Group, LLP
0.81%

Analyst Recommendation on Old Point Financial Stock

Rating

Trend

Old Point Financial Share Price Target

What analysts predicted

Downside of 64.3%

Target:

$15.00

Current:

$42.02

Old Point Financial share price target is $15.00, a slight Downside of 64.3% compared to current price of $42.02 as per analysts' prediction.

Old Point Financial Stock Insights

Price Movement
In the last 1 year, OPOF stock has moved up by 118.3%
Decreasing Revenue
Revenue is down for the last 4 quarters, 21.99M → 17.57M (in $), with an average decrease of 6.9% per quarter
Decreasing Net Profit
Netprofit is down for the last 3 quarters, 2.88M → 1.24M (in $), with an average decrease of 33.8% per quarter
OPOF vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 108.8%

Old Point Financial Corp Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$54.3M	↑ 5.41%
Net Income	$7.9M	↑ 59.79%
Net Profit Margin	14.47%	↑ 4.92%

	FY20	Y/Y Change
Revenue	$53.8M	↓ 0.97%
Net Income	$5.4M	↓ 31.44%
Net Profit Margin	10.02%	↓ 4.45%

	FY21	Y/Y Change
Revenue	$57.1M	↑ 6.22%
Net Income	$8.4M	↑ 56.62%
Net Profit Margin	14.77%	↑ 4.75%

	FY22	Y/Y Change
Revenue	$59.9M	↑ 4.76%
Net Income	$9.1M	↑ 7.91%
Net Profit Margin	15.22%	↑ 0.45%

	FY23	Y/Y Change
Revenue	$80.3M	↑ 34.12%
Net Income	$7.7M	↓ 15.13%
Net Profit Margin	9.63%	↓ 5.59%

	FY24	Y/Y Change
Revenue	$85.8M	↑ 6.9%
Net Income	$9.5M	↑ 23.0%
Net Profit Margin	11.08%	↑ 1.45%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$20.6M	↓ 3.76%
Net Income	$1.7M	↑ 15.78%
Net Profit Margin	8.33%	↑ 1.4%

	Q2 FY24	Q/Q Change
Revenue	$21.6M	↑ 4.78%
Net Income	$2.5M	↑ 47.29%
Net Profit Margin	11.71%	↑ 3.38%

	Q3 FY24	Q/Q Change
Revenue	$22.0M	↑ 1.87%
Net Income	$2.4M	↓ 5.81%
Net Profit Margin	10.83%	↓ 0.88%

	Q4 FY24	Q/Q Change
Revenue	$21.6M	↓ 1.65%
Net Income	$2.9M	↑ 20.91%
Net Profit Margin	13.31%	↑ 2.48%

	Q1 FY25	Q/Q Change
Revenue	$21.2M	↓ 2.22%
Net Income	$2.2M	↓ 25.07%
Net Profit Margin	10.2%	↓ 3.11%

	Q2 FY25	Q/Q Change
Revenue	$17.6M	↓ 16.91%
Net Income	$1.2M	↓ 42.45%
Net Profit Margin	7.07%	↓ 3.13%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$47.6M	↑ 7.96%

	FY20	Y/Y Change
Profit	$47.5M	↓ 0.17%

	FY21	Y/Y Change
Profit	$52.9M	↑ 11.34%

	FY22	Y/Y Change
Profit	$54.5M	↑ 3.14%

	FY23	Y/Y Change
Profit	$59.3M	↑ 8.62%

	FY24	Y/Y Change
Profit	$60.9M	↑ 2.81%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Profit	$14.7M	↓ 31.42%

	Q2 FY24	Q/Q Change
Profit	$15.3M	↑ 4.39%

	Q3 FY24	Q/Q Change
Profit	$15.5M	↑ 1.14%

	Q4 FY24	Q/Q Change
Profit	$15.4M	↓ 0.61%

	Q1 FY25	Q/Q Change
Profit	$15.1M	↓ 1.74%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$12.4M	↑ 1.78%
Investing Cash Flow	$29.1M	↑ 142.21%
Financing Cash Flow	$6.1M	↑ 69.62%

	FY20	Y/Y Change
Operating Cash Flow	$-8.6M	↓ 169.81%
Investing Cash Flow	$-122.2M	↓ 519.63%
Financing Cash Flow	$161.4M	↑ 2526.45%

	FY21	Y/Y Change
Operating Cash Flow	$23.2M	↓ 368.4%
Investing Cash Flow	$-60.7M	↓ 50.32%
Financing Cash Flow	$105.0M	↓ 34.94%

	FY22	Y/Y Change
Operating Cash Flow	$17.6M	↓ 24.21%
Investing Cash Flow	$-213.4M	↑ 251.45%
Financing Cash Flow	$27.2M	↓ 74.1%

	FY23	Y/Y Change
Operating Cash Flow	$11.0M	↓ 37.4%
Investing Cash Flow	$-32.3M	↓ 84.86%
Financing Cash Flow	$81.1M	↑ 197.98%

	FY24	Y/Y Change
Operating Cash Flow	$14.6M	↑ 33.18%
Investing Cash Flow	$50.7M	↓ 256.78%
Financing Cash Flow	$-6.1M	↓ 107.49%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$3.8M	↑ 25.77%
Investing Cash Flow	$14.3M	-
Financing Cash Flow	$-3.5M	↓ 48.75%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$958.0K	↓ 74.64%
Investing Cash Flow	$19.0M	↑ 32.94%
Financing Cash Flow	$-22.5M	↑ 544.36%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$6.6M	↑ 586.01%
Investing Cash Flow	$31.2M	↑ 64.4%
Financing Cash Flow	$46.3M	↓ 305.55%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$3.3M	↓ 49.24%
Investing Cash Flow	$-13.8M	↓ 144.17%
Financing Cash Flow	$-26.4M	↓ 156.9%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$2.2M	↓ 35.1%
Investing Cash Flow	$-4.5M	↓ 67.63%
Financing Cash Flow	$-1.9M	↓ 92.97%

Old Point Financial Technicals Summary

Sell

Neutral

Buy

Old Point Financial is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Old Point Financial Corp Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Old Point Financial Corp	5.38%	36.9%	123.37%	78.94%	167.61%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Old Point Financial Corp	24.07	24.07	0.0	0.0	0.08	0.01	0.01	23.48
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Old Point Financial Corp	NA	$213.5M	167.61%	24.07	14.2%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Old Point Financial Corp

Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services in Virginia, the United States. It operates through Bank, Wealth, and Parent segments. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides loans, such as real estate construction, commercial, and mortgage loans that include residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans that are secured by collateral, such as inventory, accounts receivable, equipment, or other personal property. In addition, the company offers insurance products; retirement, estate, and financial planning services; estate and trust administration; retirement plan administration; tax and investment management services; wealth management; and cash management services. It serves businesses, individuals, and commercial customers. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.

Organization	Old Point Financial
Employees	260
CEO	Mr. Robert F. Shuford Jr.
Industry	Finance

Key Management of Old Point Financial Corp

Name	Title
Mr. Robert F. Shuford Jr.	Chairman, CEO & President
Mr. Joseph R. Witt CPA	Executive Director
Mr. Donald S. Buckless	Senior VP & Chief Banking Officer
Ms. Cathy W. Liles CAP	Senior VP of Finance & CFO
Mr. Andrew Buxbaum	Senior VP & General Counsel
Ms. Laura Wright	Senior VP & Marketing Director
Mr. Thomas L. Hotchkiss	Chief Credit Officer & Executive VP of Old Point National Bank
Mr. A. Eric Kauders Jr.	Secretary, Chairman, President & CEO of Old Point Wealth Management

Important FAQs about investing in OPOF Stock from India :

What is Old Point Financial share price today?

Old Point Financial share price today is $42.02 as on August 30, 2025 at 1:29 am IST at the close of the market. Old Point Financial share today touched a day high of $42.19 and a low of $41.00.

What is the 52 week high and 52 week low for Old Point Financial share?

Old Point Financial share touched a 52 week high of $42.68 and a 52 week low of $17.02. Old Point Financial stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $42.02, lower by 1.53% versus the 52 week high.

How to invest in Old Point Financial Stock (OPOF) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Old Point Financial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Old Point Financial Shares that will get you 0.0357 shares as per Old Point Financial share price of $42.02 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Old Point Financial Stock (OPOF) from India?

Indian investors can start investing in Old Point Financial (OPOF) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Old Point Financial stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Old Point Financial share’s latest price of $42.02 as on August 30, 2025 at 1:29 am IST, you will get 0.2380 shares of Old Point Financial. Learn more about fractional shares .

What are the returns that Old Point Financial has given to Indian investors in the last 5 years?

Old Point Financial stock has given 167.61% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?