Nbt Bancorp Inc (NBTB)

$33.29

+0.27

(+0.82%)▲

Market is closed - opens 7 PM, 19 Apr 2024

Insights on Nbt Bancorp Inc

  • Increasing Revenue

    Revenue is up for the last 3 quarters, 120.43M → 189.40M (in $), with an average increase of 19.7% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, 24.60M → 30.44M (in $), with an average increase of 19.2% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 122.0% return, outperforming this stock by 121.2%

Performance

  • $33.04
    $33.53
    $33.29
    downward going graph

    0.75%

    Downside

    Day's Volatility :1.46%

    Upside

    0.72%

    downward going graph
  • $25.81
    $42.94
    $33.29
    downward going graph

    22.47%

    Downside

    52 Weeks Volatility :39.89%

    Upside

    22.47%

    downward going graph

Returns

PeriodNbt Bancorp IncSector (Financials)Index (Russel 2000)
3 Months
-14.57%
6.3%
0.0%
6 Months
-0.72%
19.8%
0.0%
1 Year
0.79%
19.0%
-1.5%
3 Years
-15.4%
12.1%
-21.8%

Highlights

Market Capitalization
1.6B
Book Value
$30.26
Dividend Share
1.24
Dividend Yield
3.87%
Earnings Per Share (EPS)
2.65
PE Ratio
12.49
PEG Ratio
3.82
Wall Street Target Price
41.17
Profit Margin
24.22%
Operating Margin TTM
34.85%
Return On Assets TTM
0.95%
Return On Equity TTM
9.14%
Revenue TTM
490.4M
Revenue Per Share TTM
11.01
Quarterly Revenue Growth YOY
1.3%
Gross Profit TTM
500.6M
Diluted Eps TTM
2.65
Quarterly Earnings Growth YOY
-0.24
EPS Estimate Current Year
2.95
EPS Estimate Next Year
3.3
EPS Estimate Current Quarter
0.75
EPS Estimate Next Quarter
0.75

Analyst Recommendation

Buy
    66%Buy
    33%Hold
    0
    0%Sell
Based on 12 Wall street analysts offering stock ratings for Nbt Bancorp Inc(by analysts ranked 0 to 5 stars)
Based on 12 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
8
8
8
Hold
4
4
4
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 23.67%

Current $33.29
Target $41.17

Company Financials

FY18Y/Y Change
Revenue
426.2M
↑ 6.53%
Net Income
112.6M
↑ 37.02%
Net Profit Margin
26.41%
↑ 5.87%
FY19Y/Y Change
Revenue
451.4M
↑ 5.92%
Net Income
121.0M
↑ 7.51%
Net Profit Margin
26.81%
↑ 0.4%
FY20Y/Y Change
Revenue
458.7M
↑ 1.6%
Net Income
104.4M
↓ 13.74%
Net Profit Margin
22.76%
↓ 4.05%
FY21Y/Y Change
Revenue
476.0M
↑ 3.77%
Net Income
154.9M
↑ 48.37%
Net Profit Margin
32.54%
↑ 9.78%
FY22Y/Y Change
Revenue
515.1M
↑ 8.23%
Net Income
152.0M
↓ 1.87%
Net Profit Margin
29.51%
↓ 3.03%
FY23Y/Y Change
Revenue
665.0M
↑ 29.1%
Net Income
118.8M
↓ 21.85%
Net Profit Margin
17.86%
↓ 11.65%
Q3 FY22Q/Q Change
Revenue
131.1M
↑ 2.04%
Net Income
39.0M
↑ 3.17%
Net Profit Margin
29.73%
↑ 0.33%
Q4 FY22Q/Q Change
Revenue
132.9M
↑ 1.38%
Net Income
36.1M
↓ 7.32%
Net Profit Margin
27.18%
↓ 2.55%
Q1 FY23Q/Q Change
Revenue
125.6M
↓ 5.49%
Net Income
33.7M
↓ 6.82%
Net Profit Margin
26.79%
↓ 0.39%
Q2 FY23Q/Q Change
Revenue
120.4M
↓ 4.12%
Net Income
30.1M
↓ 10.65%
Net Profit Margin
24.97%
↓ 1.82%
Q3 FY23Q/Q Change
Revenue
134.6M
↑ 11.73%
Net Income
24.6M
↓ 18.18%
Net Profit Margin
18.29%
↓ 6.68%
Q4 FY23Q/Q Change
Revenue
189.4M
↑ 40.75%
Net Income
30.4M
↑ 23.73%
Net Profit Margin
16.07%
↓ 2.22%
FY18Y/Y Change
Total Assets
9.6B
↑ 4.59%
Total Liabilities
8.5B
↑ 4.4%
FY19Y/Y Change
Total Assets
9.7B
↑ 1.67%
Total Liabilities
8.6B
↑ 0.67%
FY20Y/Y Change
Total Assets
10.9B
↑ 12.53%
Total Liabilities
9.7B
↑ 13.38%
FY21Y/Y Change
Total Assets
12.0B
↑ 9.87%
Total Liabilities
10.8B
↑ 10.43%
FY22Y/Y Change
Total Assets
11.7B
↓ 2.27%
Total Liabilities
10.6B
↓ 1.82%
FY23Y/Y Change
Total Assets
13.3B
↑ 13.37%
Total Liabilities
11.9B
↑ 12.47%
Q3 FY22Q/Q Change
Total Assets
11.6B
↓ 0.68%
Total Liabilities
10.5B
↓ 0.45%
Q4 FY22Q/Q Change
Total Assets
11.7B
↑ 0.85%
Total Liabilities
10.6B
↑ 0.78%
Q1 FY23Q/Q Change
Total Assets
11.8B
↑ 0.86%
Total Liabilities
10.6B
↑ 0.59%
Q2 FY23Q/Q Change
Total Assets
11.9B
↑ 0.43%
Total Liabilities
10.7B
↑ 0.49%
Q3 FY23Q/Q Change
Total Assets
13.8B
↑ 16.29%
Total Liabilities
12.5B
↑ 16.71%
Q4 FY23Q/Q Change
Total Assets
13.3B
↓ 3.75%
Total Liabilities
11.9B
↓ 4.66%
FY18Y/Y Change
Operating Cash Flow
147.8M
↑ 7.94%
Investing Cash Flow
-417.6M
↑ 36.84%
Financing Cash Flow
291.1M
↑ 62.85%
FY19Y/Y Change
Operating Cash Flow
153.5M
↑ 3.85%
Investing Cash Flow
-64.3M
↓ 84.59%
Financing Cash Flow
-53.2M
↓ 118.28%
FY20Y/Y Change
Operating Cash Flow
142.4M
↓ 7.2%
Investing Cash Flow
-709.7M
↑ 1003.03%
Financing Cash Flow
1.0B
↓ 2022.06%
FY21Y/Y Change
Operating Cash Flow
157.6M
↑ 10.69%
Investing Cash Flow
-546.1M
↓ 23.06%
Financing Cash Flow
984.8M
↓ 3.75%
FY22Y/Y Change
Operating Cash Flow
183.2M
↑ 16.23%
Investing Cash Flow
-926.2M
↑ 69.62%
Financing Cash Flow
-328.7M
↓ 133.38%
Q3 FY22Q/Q Change
Operating Cash Flow
50.8M
↓ 24.88%
Investing Cash Flow
-142.5M
↓ 17.89%
Financing Cash Flow
-110.9M
↓ 76.14%
Q4 FY22Q/Q Change
Operating Cash Flow
29.7M
↓ 41.51%
Investing Cash Flow
-227.3M
↑ 59.52%
Financing Cash Flow
73.9M
↓ 166.63%
Q1 FY23Q/Q Change
Operating Cash Flow
21.8M
↓ 26.45%
Investing Cash Flow
-75.6M
↓ 66.75%
Financing Cash Flow
86.2M
↑ 16.63%
Q2 FY23Q/Q Change
Operating Cash Flow
45.3M
↑ 107.46%
Investing Cash Flow
-83.4M
↑ 10.37%
Financing Cash Flow
10.2M
↓ 88.2%

Technicals Summary

Sell

Neutral

Buy

Nbt Bancorp Inc is currently in a neutral trading position according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Nbt Bancorp Inc
Nbt Bancorp Inc
-1.05%
-0.72%
0.79%
-15.4%
-10.9%
Nu Holdings Ltd.
Nu Holdings Ltd.
-8.48%
39.95%
122.02%
4.45%
4.45%
Icici Bank Ltd.
Icici Bank Ltd.
-1.23%
14.57%
16.77%
71.44%
122.29%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-1.57%
27.28%
18.03%
-17.14%
10.56%
U.s. Bancorp
U.s. Bancorp
-6.95%
18.43%
12.3%
-31.53%
-22.83%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-12.32%
14.8%
17.25%
21.98%
-27.89%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Nbt Bancorp Inc
Nbt Bancorp Inc
12.49
12.49
3.82
2.95
0.09
0.01
0.04
30.26
Nu Holdings Ltd.
Nu Holdings Ltd.
51.62
51.62
NA
0.4
0.18
0.03
NA
1.34
Icici Bank Ltd.
Icici Bank Ltd.
17.95
17.95
0.0
1.36
0.19
0.02
0.01
347.9
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
11.46
11.46
3.46
12.38
0.12
0.01
0.04
112.72
U.s. Bancorp
U.s. Bancorp
12.67
12.67
1.14
3.9
0.1
0.01
0.05
31.13
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.09
9.09
0.86
0.83
0.18
0.01
0.01
19.4
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Nbt Bancorp Inc
Nbt Bancorp Inc
Buy
$1.6B
-10.9%
12.49
24.22%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$51.7B
4.45%
51.62
27.8%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$89.7B
122.29%
17.95
30.73%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$58.3B
10.56%
11.46
26.89%
U.s. Bancorp
U.s. Bancorp
Buy
$64.6B
-22.83%
12.67
21.09%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$58.7B
-27.89%
9.09
26.58%

Institutional Holdings

  • BlackRock Inc

    14.26%

  • Vanguard Group Inc

    11.97%

  • Dimensional Fund Advisors, Inc.

    4.61%

  • State Street Corporation

    4.28%

  • Goldman Sachs Group Inc

    2.24%

  • Geode Capital Management, LLC

    2.18%

Corporate Announcements

  • Nbt Bancorp Inc Dividends March,2024

    In the quarter ending March,2024. Nbt Bancorp Inc has declared dividend of $0.32

    Read More

Company Information

nbt bancorp inc. is a financial services holding company headquartered in norwich, n.y. the company primarily operates through nbt bank, n.a., a full-service community bank and two financial services companies. nbt bank has over 155 locations in six states with offices in new york, pennsylvania, vermont, massachusetts, new hampshire and maine. epic advisors, inc., based in rochester, n.y., is a full-service 401(k) plan recordkeeping firm. nbt-mang insurance agency, based in norwich, n.y., is a full-service insurance agency.

Organization
Nbt Bancorp Inc
Employees
2034
CEO
Mr. John H. Watt Jr.
Industry
Finance

Discover More

FAQs