NBT Bancorp share price logo

NBT Bancorp

NASDAQ: NBTB

$52.27

+0.64

(+1.24%)

as on

NBT Bancorp Stock Performance

as on September 5, 2026 at 2:15 pm IST

  • Day's Low

    Day's High

    $51.36
    $52.42
    downward going graph

    1.74%

    Downside

    0.29%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $39.20
    $54.50
    downward going graph

    25.01%

    Downside

    4.27%

    Upside

    downward going graph

NBT Bancorp share price movements today

Previous Close
$51.63
Open
$51.44
Volume
281.7K
Market Cap
$2.6B
Dividend Yield
2.92%
Day's Low - High
$51.36 - $52.42
52 Week Low - High
$39.20 - $54.50

NBT Bancorp Historical Returns

1 Month Return
-4 %
3 Month Return
+ 11.2 %
1 Year Return
+ 15.81 %
3 Year Return
+ 48.45 %
5 Year Return
+ 46.97 %

NBT Bancorp Stock Fundamentals & Key Indicators

Check NBT Bancorp market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$2.6B

EPS (TTM)

4.1

Dividend Yield

2.92%

Quarterly Earnings Growth YOY

1.32%

PE Ratio (TTM)

12.59

Industry PE ratio

14.21

PEG Ratio

0.2806086038025737

EBITDA

301.5M

Revenue (TTM)

945.3M

Profit Margin

76.57%

Return On Equity TTM

11.26%

NBT Bancorp Stock Valuation

Track how NBT Bancorp P/E has moved over time to understand its valuation trends.

NBT Bancorp in the last 5 years

  • Overview

  • Trends

Lowest (10.80x)

December 31, 2021

Today (12.43x)

December 31, 2025

Industry (14.21x)

December 31, 2025

Highest (16.03x)

December 31, 2024

LowHigh

Today’s Price to Earnings Ratio: 12.43x

NBT Bancorp vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of NBT Bancorp with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
BUY$2.6B46.97%12.5976.57%2.92%
BUY$133.9B291.7%15.3829.14%165.85000000000002%
BUY$94.7B28.02%13.4967.91%2.9000000000000004%
NA$155.5BNA7.0387.19%4.91%
BUY$109.5B52.86%18.1468.53%0.84%

Stock Returns calculator for NBT Bancorp Stock including INR - Dollar returns

The NBT Bancorp stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

NBT Bancorp investment value today

Current value as on today

₹1,25,631

Returns

₹25,631

(+25.63%)

Returns from NBT Bancorp Stock

₹17,250 (+17.25%)

Dollar Impact

₹8,381 (+8.38%)

Analyst Recommendation on NBT Bancorp Stock

Based on 4 analysts

BUY

50.00%

Buy

50.00%

Hold

0.00%

Sell

Based on 4 analysts, 50% of analysts recommend a 'BUY' rating for NBT Bancorp. Average target price of $56.83

NBT Bancorp Share Price Target

Get share price movements and forecasts by analysts on NBT Bancorp.

What analysts predicted

8.02%UPSIDE

Target Price

$56.83

Current Price

$52.27

Analyzed by

4 Analysts

Target

$56.83

NBT Bancorp target price $56.83, a slight upside of 8.02% compared to current price of $52.27. According to 4 analysts rating.

Indian Investors' Interest in NBT Bancorp Stock

Search interest for NBT Bancorp Stock has decreased by -21% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-21% versus previous 30 day period

NBT Bancorp Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
191
193
201
199
201
224
238
238
232
235
Gross Profit
134
130
143
145
146
152
182
181
178
180
Operating Income
43
41
48
45
47
30
71
69
66
69
EBITDA
50
48
55
52
54
39
75
72
75
78
Interest Expense
51
53
54
51
47
53
55
53
48
48
Depreciation
6
6
6
6
7
8
3
2
9
8
Income Before Tax
43
41
48
45
47
30
71
69
66
69
Income Tax Expense
9
9
10
9
10
8
17
14
15
16
Net Income
33
32
38
36
36
22
54
55
51
53
Net Profit Margin
70.10%
67.67%
71.47%
73.01%
72.80%
68.22%
76.63%
76.13%
76.86%
76.67%

NBT Bancorp Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
425
464
507
491
494
537
662
785
867
Gross Profit
368
397
426
407
484
497
492
554
625
Operating Income
128
137
155
133
199
196
153
179
219
EBITDA
141
150
175
153
219
215
175
206
241
Interest Expense
25
38
55
32
18
21
144
211
209
Depreciation
13
13
20
20
19
19
22
27
21
Income Before Tax
128
137
155
133
199
196
153
179
219
Income Tax Expense
46
24
34
28
44
44
34
38
50
Net Income
82
112
121
104
154
151
118
140
169
Net Profit Margin
86.62%
85.49%
83.96%
82.95%
97.87%
92.73%
74.36%
70.59%
72.14%

NBT Bancorp Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
33
32
38
36
36
22
54
55
51
53
Operating Cash Flow
36
50
52
49
42
46
80
66
53
61
Investing Cash Flow
-13
-180
-58
-147
-113
331
-13
-35
-5
-428
Financing Cash Flow
90
18
280
-99
41
-90
31
-183
181
-54
Change in Cash
113
-111
274
-198
-29
287
98
-153
228
-421

NBT Bancorp Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
82
112
121
104
154
151
118
140
169
Operating Cash Flow
136
147
153
145
159
183
157
188
235
Investing Cash Flow
-305
-417
-64
-712
-547
-926
-44
-399
169
Financing Cash Flow
178
291
-53
1,023
984
-328
-105
289
-201
Change in Cash
10
21
35
455
596
-1,071
7
78
203

Mutual Funds that own NBT Bancorp Stock

Check out the Mutual Funds with significant holdings in NBT Bancorp.

Funds
Holdings
Shares Held
VANGUARD INDEX FUNDS
7.781513%
4043279
DFA INVESTMENT DIMENSIONS GROUP INC
2.287125%
1188392
Capitol Series Trust
2.127368%
1105382
Fidelity Salem Street Trust
1.113029%
578331
Fidelity Concord Street Trust
1.048896%
545007

Global Institutional Holdings in NBT Bancorp

Funds
Holdings
iShares
10.92%
Vanguard
10.18%
SPDR
3.15%
Dimensional
2.09%
Avantis
1.4%

Insights on NBT Bancorp

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 51.14M → 53.03M (in $), with an average increase of 3.6% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 232.78M → 235.48M (in $), with an average increase of 1.2% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 months, NBTB stock has moved up by 12.6%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 72.5% return, outperforming this stock by 53.8%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 234.2% return, outperforming this stock by 179.2%

About NBT Bancorp

NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan and health savings account recordkeeping and administration, and actuarial services. In addition, the company offers insurance products, such as personal property and casualty, business liability, and commercial insurance; and other products and services through a network of ATM locations and 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company serves retail, commercial, and municipal customers. It operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
OrganisationNBT Bancorp
Headquarters52 South Broad Street, Norwich, NY, United States, 13815
IndustryBanks - Regional
CEOMr. Scott A. Kingsley CPA
E-voting on sharesClick here to vote

Key Management of NBT Bancorp

Name

Title

Ms. Cynthia A. Smaniotto

Executive VP & Chief Human Resources Officer

Mr. Scott A. Kingsley CPA

President, CEO & Director

Ms. Annette L. Burns

Executive VP & CFO

Mr. Joseph R. Stagliano

Senior Executive Vice President

Ms. Ruth Halley Mahoney

Executive VP & President of Wealth Management

Mr. Martin Randolph Sparks

Executive VP, General Counsel, Chief Ethics Officer & Corporate Secretary

Ms. Florence R. Doller

Senior VP & Director of Corporate Communications

Ms. Amy C. Wiles

Strategic Advisor

Amy S. Hurta

Senior VP & Senior Director of Operations

Mr. Kenneth J. Entenmann C.F.A.

Senior VP, Chief Investment Officer & Chief Economist

FAQs

What is NBT Bancorp share price today?

NBT Bancorp share price today is $52.27 as on at the close of the market. NBT Bancorp share today touched a day high of $52.42 and a low of $51.36.

What is the 52 week high and 52 week low for NBT Bancorp share?

NBT Bancorp share touched a 52 week high of $54.50 on and a 52 week low of $39.20 on . NBT Bancorp stock price today i.e. is closed at $52.27,which is 4.09% down from its 52 week high and 33.36% up from its 52 week low.

What is NBT Bancorp's market capitalisation today?

NBT Bancorp market capitalisation is $0.00T as on .

How to invest in NBT Bancorp Stock (NBTB) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for NBT Bancorp on INDmoney app. Click on Buy button. You can invest as low as $1.5 in NBT Bancorp Shares that will get you 0.0287 shares as per NBT Bancorp share price of $52.27 per share as on September 5, 2026 at 8:45 am IST.

What is the minimum amount required to buy NBT Bancorp Stock (NBTB) from India?

Indian investors can start investing in NBT Bancorp (NBTB) shares with as little as ₹94.49 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹944.90 in NBT Bancorp stock (as per the Rupee-Dollar exchange rate as on ). Based on NBT Bancorp share’s latest price of $52.27 as on September 5, 2026 at 8:45 am IST, you will get 0.1913 shares of NBT Bancorp. Learn more about fractional shares .

What are the returns that NBT Bancorp has given to Indian investors in the last 5 years?

NBT Bancorp stock has given 46.97% share price returns and 29.96% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?