NBT Bancorp Inc share price logo

NBT Bancorp Inc

NASDAQ: NBTB

Mid Cap

$45.21

+0.49

(+1.10%)

as on

NBT Bancorp Inc Stock Performance

as on May 7, 2026 at 6:59 am IST

  • Day's Low

    Day's High

    $44.91
    $45.63
    downward going graph

    0.66%

    Downside

    0.93%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $39.20
    $46.92
    downward going graph

    13.30%

    Downside

    3.78%

    Upside

    downward going graph

NBT Bancorp Inc share price movements today

Previous Close
$44.72
Open
$45.15
Volume
552.7K
Day's Low - High
$44.91 - $45.63
52 Week Low - High
$39.20 - $46.92

NBT Bancorp Inc Historical Returns

1 Month Return
+ 2.36 %
3 Month Return
-4.14 %
1 Year Return
+ 4.76 %
3 Year Return
+ 40.94 %
5 Year Return
+ 12.36 %

NBT Bancorp Inc Stock Fundamentals & Key Indicators

Check NBT Bancorp Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$2.3B

EPS (TTM)

4.1667

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

0.27%

PE Ratio (TTM)

12.63

Industry PE ratio

10.753698630136986

PEG Ratio

2.6616

EBITDA

-

Revenue (TTM)

696.6M

Profit Margin

26.36%

Return On Equity TTM

10.55%

NBT Bancorp Inc Stock Valuation

Track how NBT Bancorp Inc P/E has moved over time to understand its valuation trends.

NBT Bancorp Inc in the last 5 years

  • Overview

  • Trends

Lowest (9.72x)

September 30, 2021

Industry (10.75x)

May 6, 2026

Today (12.63x)

May 6, 2026

Highest (16.19x)

December 31, 2024

LowHigh

Today’s Price to Earnings Ratio: 12.63x

NBT Bancorp Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of NBT Bancorp Inc with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
BUY$2.3B12.36%12.6326.36%
BUY$102.5B187.21%16.1726.13%
BUY$89.4B11.83%12.8931.31%
BUY$93.4B89.28%10.7232.28%
BUY$93.7B56.18%16.7624.93%

Stock Returns calculator for NBT Bancorp Inc Stock including INR - Dollar returns

The NBT Bancorp Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

NBT Bancorp Inc investment value today

Current value as on today

₹1,18,848

Returns

₹18,848

(+18.85%)

Returns from NBT Bancorp Inc Stock

₹5,903 (+5.9%)

Dollar Impact

₹12,945 (+12.95%)

Analyst Recommendation on NBT Bancorp Inc Stock

Based on 12 analysts

BUY

83.33%

Buy

16.67%

Hold

0.00%

Sell

Based on 12 analysts, 83.33% of analysts recommend a 'BUY' rating for NBT Bancorp Inc. Average target price of $48.92

NBT Bancorp Inc Share Price Target

Get share price movements and forecasts by analysts on NBT Bancorp Inc.

What analysts predicted

7.58%UPSIDE

Target Price

$48.92

Current Price

$45.21

Analyzed by

12 Analysts

Target

$48.92

NBT Bancorp Inc target price $48.92, a slight upside of 7.58% compared to current price of $45.21. According to 12 analysts rating.

Indian Investors' Interest in NBT Bancorp Inc Stock

Search interest for NBT Bancorp Inc Stock has decreased by -60% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-60% versus previous 30 day period

NBT Bancorp Inc Quarterly Profit & Loss

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Total Revenue
188
191
193
201
199
201
224
238
238
232
Gross Profit
132
134
130
143
145
146
152
182
181
178
Operating Income
39
43
41
48
45
47
30
71
69
66
EBITDA
46
50
48
55
52
54
39
75
72
66
Interest Expense
51
51
53
54
51
47
53
55
53
48
Depreciation
6
6
6
6
6
7
8
9
9
-
Income Before Tax
39
43
41
48
45
47
30
71
69
66
Income Tax Expense
9
9
9
10
9
10
8
17
14
15
Net Income
30
33
32
38
36
36
22
54
55
51
Net Profit Margin
16.12%
17.64%
16.93%
18.91%
18.05%
18.26%
10.05%
22.81%
23.30%
21.97%

NBT Bancorp Inc Annual Profit & Loss

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
399
425
464
507
491
494
537
662
785
867
Gross Profit
351
368
397
426
407
484
497
492
554
625
Operating Income
118
128
137
155
133
199
196
153
179
219
EBITDA
131
141
150
175
153
219
215
175
206
241
Interest Expense
22
25
38
55
32
18
21
144
211
209
Depreciation
-
13
13
20
20
2
2
20
27
33
Income Before Tax
118
128
137
155
133
199
196
153
179
219
Income Tax Expense
40
46
24
34
28
44
44
34
38
50
Net Income
78
82
112
121
104
154
151
118
140
169
Net Profit Margin
19.64%
19.32%
24.22%
23.85%
21.25%
31.31%
28.30%
17.93%
17.89%
19.51%

NBT Bancorp Inc Quarterly Cash Flow

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Net Income
30
33
32
38
36
36
22
54
55
Operating Cash Flow
35
36
50
52
49
42
46
80
66
Investing Cash Flow
48
-13
-180
-58
-147
-113
331
-13
-35
Financing Cash Flow
-551
90
18
280
-99
41
-90
31
-183
Change in Cash
-467
113
-111
274
-198
-29
287
98
-153

NBT Bancorp Inc Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
82
112
121
104
154
151
118
140
169
Operating Cash Flow
136
147
153
142
157
183
157
188
235
Investing Cash Flow
-305
-417
-64
-709
-546
-926
-44
-399
169
Financing Cash Flow
178
291
-53
1,023
984
-328
-105
289
-201
Change in Cash
10
21
35
455
596
-1,071
7
78
203

Global Institutional Holdings in NBT Bancorp Inc

Funds
Holdings
Dimensional Fund Advisors, Inc.
4.42%
BlackRock Inc
13.94%
Geode Capital Management, LLC
2.44%
Silvercrest Asset Management Group LLC
1.4%
Bank of New York Mellon Corp
0.97%

Insights on NBT Bancorp Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 7 days, NBTB stock has moved up by 2.4%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. has given 73.7% return, outperforming this stock by 68.9%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. has given 188.2% return, outperforming this stock by 147.3%

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 55.50M → 51.14M (in $), with an average decrease of 7.9% per quarter

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 3 quarters, 238.77M → 232.78M (in $), with an average decrease of 1.3% per quarter

About NBT Bancorp Inc

NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan and health savings account recordkeeping and administration, and actuarial services. In addition, the company offers insurance products, such as personal property and casualty, business liability, and commercial insurance; and other products and services through a network of ATM locations and 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company serves retail, commercial, and municipal customers. It operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
OrganisationNBT Bancorp Inc
Headquarters52 South Broad Street, Norwich, NY, United States, 13815
IndustryBanks - Regional
CEOMr. Scott A. Kingsley CPA
E-voting on sharesClick here to vote

Key Management of NBT Bancorp Inc

Name

Title

Mr. Scott A. Kingsley CPA

President, CEO & Director

Ms. Annette L. Burns

Executive VP & CFO

Ms. Ruth Halley Mahoney

Executive VP & President of Wealth Management

Mr. Kenneth J. Entenmann C.F.A.

Senior VP, Chief Investment Officer & Chief Economist

Ms. Florence R. Doller

Senior VP & Director of Corporate Communications

Ms. Cynthia A. Smaniotto

Executive VP & Chief Human Resources Officer

Mr. Joseph R. Stagliano

Senior Executive Vice President

Ms. Amy C. Wiles

Executive VP and Chief Credit & Risk Officer

Amy S. Hurta

Senior VP & Senior Director of Operations

Mr. Martin Randolph Sparks

Executive VP, General Counsel, Chief Ethics Officer & Corporate Secretary

FAQs

What is NBT Bancorp Inc share price today?

NBT Bancorp Inc share price today is $45.21 as on at the close of the market. NBT Bancorp Inc share today touched a day high of $45.63 and a low of $44.91.

What is the 52 week high and 52 week low for NBT Bancorp Inc share?

NBT Bancorp Inc share touched a 52 week high of $46.92 on and a 52 week low of $39.2 on . NBT Bancorp Inc stock price today i.e. is closed at $45.21,which is 3.64% down from its 52 week high and 15.35% up from its 52 week low.

What is NBT Bancorp Inc's market capitalisation today?

NBT Bancorp Inc market capitalisation is $0.00T as on .

How to invest in NBT Bancorp Inc Stock (NBTB) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for NBT Bancorp Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in NBT Bancorp Inc Shares that will get you 0.0332 shares as per NBT Bancorp Inc share price of $45.21 per share as on May 7, 2026 at 1:29 am IST.

What is the minimum amount required to buy NBT Bancorp Inc Stock (NBTB) from India?

Indian investors can start investing in NBT Bancorp Inc (NBTB) shares with as little as ₹94.61 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹946.10 in NBT Bancorp Inc stock (as per the Rupee-Dollar exchange rate as on ). Based on NBT Bancorp Inc share’s latest price of $45.21 as on May 7, 2026 at 1:29 am IST, you will get 0.2212 shares of NBT Bancorp Inc. Learn more about fractional shares .

What are the returns that NBT Bancorp Inc has given to Indian investors in the last 5 years?

NBT Bancorp Inc stock has given 12.36% share price returns and 29.19% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?