Nbt Bancorp Share Price (NASDAQ: NBTB)

$42.47

▲

0.23

(0.54%)

Last updated on August 21, 2025 at 1:29 AM IST

$₹

Check the interactive Nbt Bancorp Stock chart to analyse performance

Nbt Bancorp stock performance

as on August 21, 2025 at 1:29 AM IST

Today's Low:$42.32
Today's High:$42.53
$42.47
0.35%
Downside
Day's Volatility :0.49%
Upside
0.14%
52 Weeks Low:$37.31
52 Weeks High:$52.44
$42.47
12.15%
Downside
52 Weeks Volatility :28.85%
Upside
19.01%

Nbt Bancorp Stock Returns

Period	Nbt Bancorp Inc	Sector (Financials)	Index (Russel 2000)
3 Months	1.17%	4.6%	0.0%
6 Months	-10.6%	3.7%	0.0%
1 Year	-8.6%	20.1%	0.0%
3 Years	3.47%	50.5%	-9.6%

Nbt Bancorp Inc Key Stats

Check Nbt Bancorp key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$42.24
Open	$42.49
Today's High	$42.53
Today's Low	$42.32
Market Capitalization	$2.2B
Today's Volume	$164.9K
52 Week High	$52.44
52 Week Low	$37.31
Revenue TTM	$591.3M
Earnings Per Share (EPS)	$2.78
PE Ratio	15.19
Dividend Yield	3.21%
Profit Margin	22.55%
Quarterly Earnings Growth YOY	-0.36%
Return On Equity TTM	8.16%

Stock Returns calculator for Nbt Bancorp Stock including INR - Dollar returns

The Nbt Bancorp stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Nbt Bancorp investment value today

Current value as on today

₹95,443

Returns

₹4,557

(-4.56%)

Returns from Nbt Bancorp Stock

₹8,272 (-8.27%)

Dollar Returns*

₹3,716 (+3.72%)

Indian investors sentiment towards Nbt Bancorp Stock

-50%

Period: Jul 21, 2025 to Aug 20, 2025. Change in 30 Days versus previous period

Search interest for Nbt Bancorp Stock from India on INDmoney has decreased by -50% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Nbt Bancorp Inc

Name
Holdings %
Name
Holdings %
BlackRock Inc
13.08%
Vanguard Group Inc
11.59%
State Street Corp
4.48%
Dimensional Fund Advisors, Inc.
4.38%
Geode Capital Management, LLC
2.24%
Silvercrest Asset Management Group LLC
1.52%

Analyst Recommendation on Nbt Bancorp Stock

Rating

Trend

Buy

83%Buy

16%Hold

0%Sell

Based on 12 Wall street analysts offering stock ratings for Nbt Bancorp(by analysts ranked 0 to 5 stars)

Nbt Bancorp Share Price Target

What analysts predicted

Upside of 18.12%

Target:

$50.17

Current:

$42.47

Nbt Bancorp share price target is $50.17, a slight Upside of 18.12% compared to current price of $42.47 as per analysts' prediction.

Nbt Bancorp Stock Insights

Price Movement
In the last 7 days, NBTB stock has moved down by -1.9%
Decreasing Revenue
Revenue is down for the last 2 quarters, 201.19M → 177.57M (in $), with an average decrease of 11.7% per quarter
Decreasing Net Profit
Netprofit is down for the last 2 quarters, 36.74M → 22.51M (in $), with an average decrease of 38.7% per quarter
NBTB vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 52.4% return, outperforming this stock by 61.2%
NBTB vs MFG (3 yr)
In the last 3 years, Mizuho Financial Group, Inc. has given 181.5% return, outperforming this stock by 180.6%
Price to Sales
ForNBTB every $1 of sales, investors are willing to pay $3.4, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Nbt Bancorp Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$507.4M	↑ 9.17%
Net Income	$121.0M	↑ 7.51%
Net Profit Margin	23.85%	↓ 0.37%

	FY20	Y/Y Change
Revenue	$491.3M	↓ 3.18%
Net Income	$104.4M	↓ 13.74%
Net Profit Margin	21.25%	↓ 2.6%

	FY21	Y/Y Change
Revenue	$494.8M	↑ 0.71%
Net Income	$154.9M	↑ 48.37%
Net Profit Margin	31.31%	↑ 10.06%

	FY22	Y/Y Change
Revenue	$537.0M	↑ 8.54%
Net Income	$152.0M	↓ 1.87%
Net Profit Margin	28.3%	↓ 3.01%

	FY23	Y/Y Change
Revenue	$662.3M	↑ 23.34%
Net Income	$118.8M	↓ 21.85%
Net Profit Margin	17.93%	↓ 10.37%

	FY24	Y/Y Change
Revenue	$786.0M	↑ 18.67%
Net Income	$140.6M	↑ 18.4%
Net Profit Margin	17.89%	↓ 0.04%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$191.8M	↑ 1.52%
Net Income	$33.8M	↑ 11.09%
Net Profit Margin	17.64%	↑ 1.52%

	Q2 FY24	Q/Q Change
Revenue	$193.3M	↑ 0.79%
Net Income	$32.7M	↓ 3.27%
Net Profit Margin	16.93%	↓ 0.71%

	Q3 FY24	Q/Q Change
Revenue	$201.4M	↑ 4.22%
Net Income	$38.1M	↑ 16.45%
Net Profit Margin	18.91%	↑ 1.98%

	Q4 FY24	Q/Q Change
Revenue	$199.5M	↓ 0.97%
Net Income	$36.0M	↓ 5.49%
Net Profit Margin	18.05%	↓ 0.86%

	Q1 FY25	Q/Q Change
Revenue	$201.2M	↑ 0.86%
Net Income	$36.7M	↑ 2.06%
Net Profit Margin	18.26%	↑ 0.21%

	Q2 FY25	Q/Q Change
Revenue	$177.6M	↓ 11.74%
Net Income	$22.5M	↓ 38.74%
Net Profit Margin	12.68%	↓ 5.58%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$426.0M	↑ 7.21%

	FY20	Y/Y Change
Profit	$407.5M	↓ 4.34%

	FY21	Y/Y Change
Profit	$484.2M	↑ 18.82%

	FY22	Y/Y Change
Profit	$498.0M	↑ 2.84%

	FY23	Y/Y Change
Profit	$492.5M	↓ 1.1%

	FY24	Y/Y Change
Profit	$554.8M	↑ 12.66%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Profit	$134.4M	↑ 1.82%

	Q2 FY24	Q/Q Change
Profit	$130.8M	↓ 2.71%

	Q3 FY24	Q/Q Change
Profit	$144.0M	↑ 10.07%

	Q4 FY24	Q/Q Change
Profit	$145.6M	↑ 1.17%

	Q1 FY25	Q/Q Change
Profit	$146.5M	↑ 0.56%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$153.5M	↑ 3.85%
Investing Cash Flow	$-64.3M	↓ 84.59%
Financing Cash Flow	$-53.2M	↓ 118.28%

	FY20	Y/Y Change
Operating Cash Flow	$142.4M	↓ 7.2%
Investing Cash Flow	$-709.7M	↑ 1003.03%
Financing Cash Flow	$1.0B	↓ 2022.06%

	FY21	Y/Y Change
Operating Cash Flow	$157.6M	↑ 10.69%
Investing Cash Flow	$-546.1M	↓ 23.06%
Financing Cash Flow	$984.8M	↓ 3.75%

	FY22	Y/Y Change
Operating Cash Flow	$183.2M	↑ 16.23%
Investing Cash Flow	$-926.2M	↑ 69.62%
Financing Cash Flow	$-328.7M	↓ 133.38%

	FY23	Y/Y Change
Operating Cash Flow	$157.5M	↓ 14.06%
Investing Cash Flow	$-44.2M	↓ 95.23%
Financing Cash Flow	$-105.4M	↓ 67.94%

	FY24	Y/Y Change
Operating Cash Flow	$188.6M	↑ 19.76%
Investing Cash Flow	$-399.2M	↑ 802.55%
Financing Cash Flow	$289.5M	↓ 374.65%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$36.7M	↑ 3.06%
Investing Cash Flow	$-13.1M	↓ 127.25%
Financing Cash Flow	$90.3M	↓ 116.38%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$50.5M	↑ 37.48%
Investing Cash Flow	$-180.4M	↑ 1274.39%
Financing Cash Flow	$18.3M	↓ 79.69%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$52.1M	↑ 3.19%
Investing Cash Flow	$-58.0M	↓ 67.85%
Financing Cash Flow	$280.8M	↑ 1431.17%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$49.2M	↓ 5.69%
Investing Cash Flow	$-147.6M	↑ 154.43%
Financing Cash Flow	$-100.0M	↓ 135.6%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$42.0M	↓ 14.57%
Investing Cash Flow	$-113.2M	↓ 23.33%
Financing Cash Flow	$41.2M	↓ 141.19%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$46.5M	↑ 10.65%
Investing Cash Flow	$331.9M	↓ 393.29%
Financing Cash Flow	$-90.9M	↓ 320.7%

Nbt Bancorp Technicals Summary

Sell

Neutral

Buy

Nbt Bancorp is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Nbt Bancorp Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Nbt Bancorp Inc	-0.31%	-10.6%	-8.6%	3.47%	35.77%
U.s. Bancorp	0.55%	-0.74%	6.21%	-2.49%	26.3%
Icici Bank Ltd.	-2.71%	15.96%	18.02%	55.27%	219.51%
Pnc Financial Services Group, Inc.	-0.9%	1.63%	12.48%	17.15%	77.6%
Itaú Unibanco Holding S.a.	5.31%	26.9%	7.49%	44.46%	68.04%
Mizuho Financial Group, Inc.	14.14%	12.95%	53.88%	183.12%	142.22%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Nbt Bancorp Inc	15.19	15.19	3.82	3.61	0.08	0.01	0.03	34.47
U.s. Bancorp	11.06	11.06	1.71	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	19.7	19.7	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	13.19	13.19	2.12	15.53	0.11	0.01	0.03	131.61
Itaú Unibanco Holding S.a.	8.99	8.99	1.2	0.75	0.21	0.02	0.34	19.34
Mizuho Financial Group, Inc.	13.48	13.48	1.29	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Nbt Bancorp Inc	Buy	$2.2B	35.77%	15.19	22.55%
U.s. Bancorp	Hold	$71.9B	26.3%	11.06	27.0%
Icici Bank Ltd.	Buy	$118.1B	219.51%	19.7	25.74%
Pnc Financial Services Group, Inc.	Buy	$76.0B	77.6%	13.19	29.23%
Itaú Unibanco Holding S.a.	Buy	$71.3B	68.04%	8.99	31.79%
Mizuho Financial Group, Inc.	Buy	$80.6B	142.22%	13.48	22.79%

Nbt Bancorp Dividend announcements

Nbt Bancorp Dividends September, 2025
In the quarter ending September,2025. Nbt Bancorp has declared dividend of $0.37

About Nbt Bancorp Inc

NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; commercial and industrial, commercial real estate, agricultural, and commercial construction loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan administration and record keeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company operates in New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.

Organization	Nbt Bancorp
Employees	2083
CEO	Mr. Scott A. Kingsley CPA
Industry	Finance

Key Management of Nbt Bancorp Inc

Name	Title
Mr. Scott A. Kingsley CPA	President, CEO & Director
Ms. Annette L. Burns	Executive VP & CFO
Mr. Joseph R. Stagliano	Senior Executive Vice President
Ms. Amy C. Wiles	Executive VP and Chief Credit & Risk Officer
Ms. Ruth Halley Mahoney	Executive VP & President of Wealth Management
Mr. Kenneth J. Entenmann C.F.A.	Senior VP, Chief Investment Officer & Chief Economist
Mr. Martin Randolph Sparks	Executive VP, General Counsel, Chief Ethics Officer & Corporate Secretary
Ms. Florence R. Doller	Senior VP & Director of Corporate Communications
Ms. Cynthia A. Smaniotto	Senior VP & Chief Human Resources Officer
Ms. Shauna M. Hyle	Executive Vice President of Retail Community Banking

Important FAQs about investing in NBTB Stock from India :

What is Nbt Bancorp share price today?

Nbt Bancorp share price today is $42.47 as on August 21, 2025 at 1:29 AM IST at the close of the market. Nbt Bancorp share today touched a day high of $42.53 and a low of $42.32.

What is the 52 week high and 52 week low for Nbt Bancorp share?

Nbt Bancorp share touched a 52 week high of $52.44 and a 52 week low of $37.31. Nbt Bancorp stock price today i.e. August 21, 2025 at 1:29 AM IST is closed at $42.47, lower by 19.01% versus the 52 week high.

How to invest in Nbt Bancorp Stock (NBTB) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Nbt Bancorp on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Nbt Bancorp Shares that will get you 0.0353 shares as per Nbt Bancorp share price of $42.47 per share as on August 21, 2025 at 1:29 AM IST.

What is the minimum amount required to buy Nbt Bancorp Stock (NBTB) from India?

Indian investors can start investing in Nbt Bancorp (NBTB) shares with as little as ₹87.0225 or $1 (as of August 21, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹870.22 in Nbt Bancorp stock (as per the Rupee-Dollar exchange rate as on August 21, 2025). Based on Nbt Bancorp share’s latest price of $42.47 as on August 21, 2025 at 1:29 AM IST, you will get 0.2355 shares of Nbt Bancorp. Learn more about fractional shares .

What are the returns that Nbt Bancorp has given to Indian investors in the last 5 years?

Nbt Bancorp stock has given 35.77% share price returns and 16.26% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your US Stock Investments?