Lake Shore Bancorp Share Price (NASDAQ: LSBK)

$13.41

▲

0.01

(0.07%)

Last updated on August 30, 2025 at 1:27 am IST

$₹

Check the interactive Lake Shore Bancorp Stock chart to analyse performance

Lake Shore Bancorp stock performance

as on August 30, 2025 at 1:27 am IST

Today's Low:$13.40
Today's High:$13.41
$13.41
0.07%
Downside
Day's Volatility :0.07%
Upside
0.0%
52 Weeks Low:$11.50
52 Weeks High:$16.95
$13.41
14.24%
Downside
52 Weeks Volatility :32.15%
Upside
20.88%

Lake Shore Bancorp Stock Returns

Period	Lake Shore Bancorp Inc	Index (Russel 2000)
3 Months	-14.27%	0.0%
6 Months	-16.98%	0.0%
1 Year	4.67%	0.0%
3 Years	-0.74%	-4.7%

Lake Shore Bancorp Inc Key Stats

Check Lake Shore Bancorp key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$13.4
Open	$13.41
Today's High	$13.41
Today's Low	$13.4
Market Capitalization	$105.2M
Today's Volume	$24.9K
52 Week High	$16.9499
52 Week Low	$11.5
Revenue TTM	$26.5M
Earnings Per Share (EPS)	$1.05
PE Ratio	12.8
Dividend Yield	2.7%
Profit Margin	21.81%
Quarterly Earnings Growth YOY	0.79%
Return On Equity TTM	6.42%

Stock Returns calculator for Lake Shore Bancorp Stock including INR - Dollar returns

The Lake Shore Bancorp stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Lake Shore Bancorp investment value today

Current value as on today

₹1,10,626

Returns

₹10,626

(+10.63%)

Returns from Lake Shore Bancorp Stock

₹5,342 (+5.34%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Lake Shore Bancorp Stock

100%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Lake Shore Bancorp Stock from India on INDmoney has increased by 100% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Lake Shore Bancorp Inc

Name
Holdings %
Name
Holdings %
Stilwell Value LLC
1.56%
Hbk Sorce Advisory LLC
0.87%
Dimensional Fund Advisors, Inc.
0.42%
Minerva Advisors LLC
0.38%
Morgan Stanley - Brokerage Accounts
0.26%
Vanguard Group Inc
0.25%

Analyst Recommendation on Lake Shore Bancorp Stock

Rating

Trend

Lake Shore Bancorp Stock Insights

Price Movement
In the last 7 days, LSBK stock has moved up by 3.3%
Increasing Revenue
Revenue is up for the last 2 quarters, 9.09M → 9.90M (in $), with an average increase of 8.2% per quarter
Increasing Net Profit
Netprofit is up for the last 2 quarters, 1.05M → 1.91M (in $), with an average increase of 44.9% per quarter
LSBK vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 53.6%
LSBK vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 186.3%
Price to Sales
ForLSBK every $1 of sales, investors are willing to pay $2.8, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Lake Shore Bancorp Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$26.8M	↑ 11.45%
Net Income	$4.1M	↑ 2.17%
Net Profit Margin	15.27%	↓ 1.39%

	FY20	Y/Y Change
Revenue	$27.3M	↑ 2.13%
Net Income	$4.6M	↑ 11.52%
Net Profit Margin	16.68%	↑ 1.41%

	FY21	Y/Y Change
Revenue	$27.8M	↑ 1.9%
Net Income	$6.2M	↑ 35.74%
Net Profit Margin	22.22%	↑ 5.54%

	FY22	Y/Y Change
Revenue	$29.5M	↑ 5.79%
Net Income	$5.7M	↓ 7.74%
Net Profit Margin	19.38%	↓ 2.84%

	FY23	Y/Y Change
Revenue	$36.4M	↑ 23.53%
Net Income	$4.8M	↓ 15.56%
Net Profit Margin	13.25%	↓ 6.13%

	FY24	Y/Y Change
Revenue	$38.1M	↑ 4.72%
Net Income	$4.9M	↑ 2.3%
Net Profit Margin	12.94%	↓ 0.31%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$9.3M	↓ 2.31%
Net Income	$1.0M	↑ 35.38%
Net Profit Margin	10.88%	↑ 3.03%

	Q2 FY24	Q/Q Change
Revenue	$9.5M	↑ 1.89%
Net Income	$1.1M	↑ 10.06%
Net Profit Margin	11.76%	↑ 0.88%

	Q3 FY24	Q/Q Change
Revenue	$9.6M	↑ 1.58%
Net Income	$1.3M	↑ 19.35%
Net Profit Margin	13.81%	↑ 2.05%

	Q4 FY24	Q/Q Change
Revenue	$9.7M	↑ 0.16%
Net Income	$1.5M	↑ 10.29%
Net Profit Margin	15.21%	↑ 1.4%

	Q1 FY25	Q/Q Change
Revenue	$9.1M	↓ 5.86%
Net Income	$1.1M	↓ 28.05%
Net Profit Margin	11.63%	↓ 3.58%

	Q2 FY25	Q/Q Change
Revenue	$9.9M	↑ 8.98%
Net Income	$1.9M	↑ 81.55%
Net Profit Margin	19.37%	↑ 7.74%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$20.7M	↑ 3.22%

	FY20	Y/Y Change
Profit	$21.3M	↑ 3.08%

	FY21	Y/Y Change
Profit	$24.5M	↑ 15.18%

	FY22	Y/Y Change
Profit	$26.3M	↑ 7.28%

	FY23	Y/Y Change
Profit	$28.0M	↑ 6.53%

	FY24	Y/Y Change
Profit	$25.8M	↓ 7.81%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Profit	$6.2M	↓ 4.93%

	Q2 FY24	Q/Q Change
Profit	$6.2M	↑ 0.6%

	Q3 FY24	Q/Q Change
Profit	$6.4M	↑ 2.79%

	Q4 FY24	Q/Q Change
Profit	$7.0M	↑ 9.65%

	Q1 FY25	Q/Q Change
Profit	$6.1M	↓ 12.53%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$5.8M	↓ 4.55%
Investing Cash Flow	$-64.7M	↑ 65.6%
Financing Cash Flow	$58.4M	↑ 156.16%

	FY20	Y/Y Change
Operating Cash Flow	$5.6M	↓ 3.99%
Investing Cash Flow	$-62.1M	↓ 4.01%
Financing Cash Flow	$69.2M	↑ 18.46%

	FY21	Y/Y Change
Operating Cash Flow	$8.6M	↑ 52.61%
Investing Cash Flow	$-5.7M	↓ 90.76%
Financing Cash Flow	$21.8M	↓ 68.5%

	FY22	Y/Y Change
Operating Cash Flow	$8.1M	↓ 4.85%
Investing Cash Flow	$-57.2M	↑ 896.24%
Financing Cash Flow	$-8.9M	↓ 140.75%

	FY23	Y/Y Change
Operating Cash Flow	$6.2M	↓ 23.73%
Investing Cash Flow	$19.5M	↓ 134.13%
Financing Cash Flow	$18.4M	↓ 306.76%

	FY24	Y/Y Change
Operating Cash Flow	$2.5M	↓ 59.58%
Investing Cash Flow	$21.1M	↑ 8.16%
Financing Cash Flow	$-44.2M	↓ 340.75%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$-32.0K	↓ 102.03%
Investing Cash Flow	$8.4M	↓ 2102.62%
Financing Cash Flow	$-7.2M	↓ 208.9%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$574.0K	↓ 1893.75%
Investing Cash Flow	$12.2M	↑ 44.89%
Financing Cash Flow	$-6.7M	↓ 5.99%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$-1.4M	↓ 346.86%
Investing Cash Flow	$7.4M	↓ 39.67%
Financing Cash Flow	$-16.9M	↑ 151.84%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$3.4M	↓ 338.74%
Investing Cash Flow	$-6.8M	↓ 192.95%
Financing Cash Flow	$-13.4M	↓ 20.91%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$718.0K	↓ 78.78%
Investing Cash Flow	$-5.6M	↓ 18.04%
Financing Cash Flow	$2.2M	↓ 116.27%

Lake Shore Bancorp Technicals Summary

Sell

Neutral

Buy

Lake Shore Bancorp is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Lake Shore Bancorp Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Lake Shore Bancorp Inc	8.85%	-16.98%	4.67%	-0.74%	10.29%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Lake Shore Bancorp Inc	12.8	12.8	0.0	0.0	0.06	0.01	0.03	16.38
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Lake Shore Bancorp Inc	NA	$105.2M	10.29%	12.8	21.81%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Lake Shore Bancorp Inc

Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services in New York. The company accepts various deposit products, such as regular savings deposits, including Christmas Club and statement savings accounts; NOW accounts; money market savings and checking accounts; interest-bearing and non-interest bearing checking accounts, such as demand deposits; health savings accounts; retirement accounts; time deposits; interest on lawyer accounts; and accounts for individuals, as well as commercial savings, checking, and money market accounts for small to medium-sized businesses. Its loan portfolio consists of commercial real estate, commercial construction, commercial business loans, and home equity loans and lines of credit; commercial loans comprising business installment loans, lines of credit, and other commercial loans; one- to four-family residential mortgages; and consumer loans comprising personal consumer loans, overdraft lines of credit, vehicle loans, secured and unsecured property improvement loans, and other secured loans, as well as loans secured by certificates of deposit. In addition, it offers debit and credit cards, mobile and online banking, direct deposit, safe deposit boxes, overdraft protection, wire services, notary services, money orders, direct access service hotline (DASH), and e-services. Lake Shore Bancorp, Inc. was founded in 1891 and is headquartered in Dunkirk, New York. Lake Shore Bancorp, Inc. is a subsidiary of Lake Shore, MHC.

Organization	Lake Shore Bancorp
Employees	93
CEO	Mr. Kim C. Liddell
Industry	Finance

Key Management of Lake Shore Bancorp Inc

Name	Title
Mr. Kim C. Liddell	CEO, President & Director
Mr. Taylor M. Gilden	CFO & Treasurer
Mr. Jeffrey M. Werdein	Executive Vice President of Commercial Division
Ms. Melissa Sprague	Chief Operation Officer
Ms. Tamara Bellanti	Senior Vice President of Human Resources
Eric Hohenstein	Corporate Secretary
Mr. Benjamin Pietak	Controller

Important FAQs about investing in LSBK Stock from India :

What is Lake Shore Bancorp share price today?

Lake Shore Bancorp share price today is $13.41 as on August 30, 2025 at 1:27 am IST at the close of the market. Lake Shore Bancorp share today touched a day high of $13.41 and a low of $13.40.

What is the 52 week high and 52 week low for Lake Shore Bancorp share?

Lake Shore Bancorp share touched a 52 week high of $16.95 and a 52 week low of $11.50. Lake Shore Bancorp stock price today i.e. August 30, 2025 at 1:27 am IST is closed at $13.41, lower by 20.88% versus the 52 week high.

How to invest in Lake Shore Bancorp Stock (LSBK) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Lake Shore Bancorp on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Lake Shore Bancorp Shares that will get you 0.1119 shares as per Lake Shore Bancorp share price of $13.41 per share as on August 30, 2025 at 1:27 am IST.

What is the minimum amount required to buy Lake Shore Bancorp Stock (LSBK) from India?

Indian investors can start investing in Lake Shore Bancorp (LSBK) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Lake Shore Bancorp stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Lake Shore Bancorp share’s latest price of $13.41 as on August 30, 2025 at 1:27 am IST, you will get 0.7457 shares of Lake Shore Bancorp. Learn more about fractional shares .

What are the returns that Lake Shore Bancorp has given to Indian investors in the last 5 years?

Lake Shore Bancorp stock has given 10.29% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?