Horace Mann Educators share price logo

Horace Mann Educators

NYSE: HMN

Mid Cap

$48.38

-0.18

(-0.37%)

as on

Horace Mann Educators Stock Performance

as on September 19, 2026 at 2:16 pm IST

  • Day's Low

    Day's High

    $47.78
    $48.65
    downward going graph

    1.24%

    Downside

    0.56%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $41.29
    $55.56
    downward going graph

    14.65%

    Downside

    14.84%

    Upside

    downward going graph

Horace Mann Educators share price movements today

Previous Close
$48.56
Open
$47.84
Volume
451.2K
Market Cap
$2.0B
Dividend Yield
2.90%
Day's Low - High
$47.78 - $48.65
52 Week Low - High
$41.29 - $55.56

Horace Mann Educators Historical Returns

1 Month Return
-3.63 %
3 Month Return
-0.25 %
1 Year Return
+ 5.93 %
3 Year Return
+ 67.16 %
5 Year Return
+ 22.44 %

Horace Mann Educators Stock Fundamentals & Key Indicators

Check Horace Mann Educators market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$2.0B

EPS (TTM)

4.31

Dividend Yield

2.90%

Quarterly Earnings Growth YOY

0.00%

PE Ratio (TTM)

11.27

Industry PE ratio

6.90

PEG Ratio

0.4151578734994454

EBITDA

281.3M

Revenue (TTM)

1.7B

Profit Margin

48.28%

Return On Equity TTM

12.03%

Horace Mann Educators Stock Valuation

Track how Horace Mann Educators P/E has moved over time to understand its valuation trends.

Horace Mann Educators in the last 5 years

  • Overview

  • Trends

Lowest (9.40x)

December 31, 2021

Industry (6.90x)

December 31, 2025

Today (11.75x)

December 31, 2025

Highest (78.51x)

December 31, 2022

LowHigh

Today’s Price to Earnings Ratio: 11.75x

Horace Mann Educators vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Horace Mann Educators with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
HOLD$2.0B22.44%11.2748.28%2.90%
HOLD$78.8B142.81%10.0134.73%1.24%
BUY$65.0B92.48%5.0742.16%1.66%
BUY$131.9B89.37%12.0139.60%1.17%
BUY$128.6B133.55%10.8326.91%6.41%

Stock Returns calculator for Horace Mann Educators Stock including INR - Dollar returns

The Horace Mann Educators stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Horace Mann Educators investment value today

Current value as on today

₹1,14,597

Returns

₹14,597

(+14.6%)

Returns from Horace Mann Educators Stock

₹5,541 (+5.54%)

Dollar Impact

₹9,056 (+9.06%)

Analyst Recommendation on Horace Mann Educators Stock

Based on 1 analysts

HOLD

100.00%

Buy

0.00%

Hold

0.00%

Sell

Based on 1 analysts, 100% of analysts recommend a 'HOLD' rating for Horace Mann Educators. Average target price of $56.5

Horace Mann Educators Share Price Target

Get share price movements and forecasts by analysts on Horace Mann Educators.

What analysts predicted

14.37%UPSIDE

Target Price

$56.5

Current Price

$48.38

Analyzed by

1 Analysts

Target

$56.50

Horace Mann Educators target price $56.5, a slight upside of 14.37% compared to current price of $48.38. According to 1 analysts rating.

Indian Investors' Interest in Horace Mann Educators Stock

Search interest for Horace Mann Educators Stock has decreased by -50% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-50% versus previous 30 day period

Horace Mann Educators Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
379
379
397
393
400
391
417
419
429
443
Gross Profit
123
90
123
139
134
125
158
156
252
257
Operating Income
33
4
42
48
47
36
71
45
50
49
EBITDA
48
19
57
63
63
51
87
62
66
65
Interest Expense
8
8
8
8
8
8
8
10
9
9
Depreciation
6
6
6
7
7
6
6
6
6
6
Income Before Tax
33
4
42
48
47
36
71
45
50
49
Income Tax Expense
6
0
8
10
9
7
13
9
9
7
Net Income
26
3
34
38
38
29
58
36
41
41
Net Profit Margin
32.54%
23.98%
31.04%
35.51%
33.62%
32.05%
38.10%
37.26%
58.91%
57.99%

Horace Mann Educators Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
1,171
1,176
1,404
1,289
1,250
1,341
1,432
1,550
1,624
Gross Profit
288
222
497
416
409
332
356
478
572
Operating Income
88
19
236
159
210
16
53
128
201
EBITDA
107
39
267
198
242
63
109
189
264
Interest Expense
11
13
15
15
13
19
29
34
36
Depreciation
6
7
15
23
18
27
26
26
27
Income Before Tax
88
19
236
159
210
16
53
128
201
Income Tax Expense
-80
1
52
26
39
-3
8
25
39
Net Income
169
18
184
133
170
19
45
102
162
Net Profit Margin
24.62%
18.92%
35.43%
32.27%
32.71%
24.79%
24.90%
30.86%
35.20%

Horace Mann Educators Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
26
3
34
38
38
29
58
36
41
-41
Operating Cash Flow
74
40
143
193
140
131
151
129
61
223
Investing Cash Flow
-59
-27
-44
-4
-35
-36
-162
-17
16
-102
Financing Cash Flow
-24
-18
-74
-190
-113
-83
273
-387
-84
-95
Change in Cash
-9
-5
25
-1
-7
10
261
-275
-6
25

Horace Mann Educators Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
169
18
184
133
170
19
45
102
162
Operating Cash Flow
256
200
127
259
204
171
302
452
553
Investing Cash Flow
-228
-186
55
-406
-302
-214
-107
-135
-252
Financing Cash Flow
-36
-10
-169
143
208
-47
-207
-307
-311
Change in Cash
-9
4
13
-3
111
-90
-13
8
-10

Mutual Funds that own Horace Mann Educators Stock

Check out the Mutual Funds with significant holdings in Horace Mann Educators.

Funds
Holdings
Shares Held
VANGUARD INDEX FUNDS
8.121166%
3289158
Franklin Value Investors Trust
4.358459%
1765222
UNDISCOVERED MANAGERS FUNDS
4.012851%
1625247
T. ROWE PRICE MID-CAP VALUE FUND, INC.
3.478907%
1408994
DFA INVESTMENT DIMENSIONS GROUP INC
2.899312%
1174252

Global Institutional Holdings in Horace Mann Educators

Funds
Holdings
iShares
11.01%
Vanguard
10.5%
Avantis
3.07%
Dimensional
2.42%
SPDR
2.01%

Horace Mann Educators News & Key Events

    Insights on Horace Mann Educators

    Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

    • imgPOSITIVE IMPACT

      Profit Spike

      img

      Netprofit is up for the last 3 quarters, 36.19M → 41.6M (in $), with an average increase of 6.6% per quarter

    • imgPOSITIVE IMPACT

      Price Rise

      img

      In the last 3 years, HMN stock has moved up by 65.2%

    • imgPOSITIVE IMPACT

      Revenue Rich

      img

      Revenue is up for the last 5 quarters, 391.59M → 443.50M (in $), with an average increase of 3.0% per quarter

    • imgNO EFFECT

      Against Peers

      img

      In the last 3 years, The Travelers Companies, Inc. has given 121.7% return, outperforming this stock by 56.5%

    • imgNO EFFECT

      Against Peers

      img

      In the last 1 year, The Travelers Companies, Inc. has given 35.2% return, outperforming this stock by 29.7%

    About Horace Mann Educators

    Horace Mann Educators Corporation functions as an insurance holding company, conducting its operations through various subsidiaries throughout the United States. The company is structured into three main divisions: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. It offers a comprehensive suite of personal insurance options, such as automobile and home coverage. Additionally, Horace Mann provides supplemental protection plans, addressing specific needs like cancer, cardiac conditions, hospitalization, extended disability, and accidental injuries. For financial planning, the corporation delivers tax-advantaged fixed and variable annuities, alongside a range of life insurance products including whole life, term life, and indexed universal life policies. Beyond insurance, the company also assists educators with student loan management via online platforms. Its extensive portfolio of services is distributed by a dedicated network of full-time, exclusive agents, primarily targeting K-12 teachers, school administrators, other public school personnel, and their families. Established in 1945, Horace Mann Educators Corporation is headquartered in Springfield, Illinois.
    OrganisationHorace Mann Educators
    Headquarters1 Horace Mann Plaza, Springfield, IL, 62715-0001, US
    IndustryInsurance - Property & Casualty
    CEOMarita Zuraitis
    E-voting on sharesClick here to vote

    Key Management of Horace Mann Educators

    Name

    Title

    Mr. D. Tyson Sanders

    Senior Vice President of Individual Supplemental & Group Benefits

    Ms. Marita Zuraitis

    President, CEO & Director

    Mr. Mark Richard Desrochers

    Senior VP & Chief Actuarial and Strategy Officer

    Ms. Stephanie A. Fulks

    Senior VP & Chief Information Officer

    Mr. Steven R. Chauby

    Senior VP and Chief Marketing & Distribution Officer

    Ms. Jennifer Elaine Thayer

    Senior VP & Chief Human Resources Officer

    Mr. Ryan Edward Greenier

    Executive VP & CFO

    Mr. Donald Martin Carley

    Executive VP, General Counsel, Chief Administrative Officer & Corporate Secretary

    Ms. Maureen Temchuk

    VP, Controller & Chief Accounting Officer

    Rachael Luber

    Vice President of Investor Relations

    FAQs

    What is Horace Mann Educators share price today?

    Horace Mann Educators share price today is $48.38 as on at the close of the market. Horace Mann Educators share today touched a day high of $48.65 and a low of $47.78.

    What is the 52 week high and 52 week low for Horace Mann Educators share?

    Horace Mann Educators share touched a 52 week high of $55.56 on and a 52 week low of $41.29 on . Horace Mann Educators stock price today i.e. is closed at $48.38,which is 12.92% down from its 52 week high and 17.17% up from its 52 week low.

    What is Horace Mann Educators's market capitalisation today?

    Horace Mann Educators market capitalisation is $0.00T as on .

    How to invest in Horace Mann Educators Stock (HMN) from India?

    1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
    2. Step 2: Search for Horace Mann Educators on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Horace Mann Educators Shares that will get you 0.0310 shares as per Horace Mann Educators share price of $48.38 per share as on September 19, 2026 at 8:46 am IST.

    What is the minimum amount required to buy Horace Mann Educators Stock (HMN) from India?

    Indian investors can start investing in Horace Mann Educators (HMN) shares with as little as ₹95.88 or $1 (as of ) using the INDmoney app.
    For example: If you want to invest $10 or ₹958.80 in Horace Mann Educators stock (as per the Rupee-Dollar exchange rate as on ). Based on Horace Mann Educators share’s latest price of $48.38 as on September 19, 2026 at 8:46 am IST, you will get 0.2067 shares of Horace Mann Educators. Learn more about fractional shares .

    What are the returns that Horace Mann Educators has given to Indian investors in the last 5 years?

    Horace Mann Educators stock has given 22.44% share price returns and 30.25% dollar appreciation to an Indian investor in the last 5 years.
    Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?