Horace Mann Educators Share Price (NYSE: HMN)

$45.98

▲

0.2

(0.44%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Horace Mann Educators Stock chart to analyse performance

Horace Mann Educators stock performance

as on August 30, 2025 at 1:29 am IST

Today's Low:$45.52
Today's High:$45.98
$45.98
1.0%
Downside
Day's Volatility :1.0%
Upside
0.0%
52 Weeks Low:$33.00
52 Weeks High:$46.31
$45.98
28.23%
Downside
52 Weeks Volatility :28.73%
Upside
0.7%

Horace Mann Educators Stock Returns

Period	Horace Mann Educators Corp	Sector (Financials)	Index (Russel 2000)
3 Months	4.93%	5.9%	0.0%
6 Months	7.69%	3.5%	0.0%
1 Year	26.89%	18.0%	0.0%
3 Years	28.99%	63.4%	-4.1%

Horace Mann Educators Corp Key Stats

Check Horace Mann Educators key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$45.78
Open	$45.52
Today's High	$45.98
Today's Low	$45.52
Market Capitalization	$1.9B
Today's Volume	$220.8K
52 Week High	$46.305
52 Week Low	$33.0
Revenue TTM	$1.6B
EBITDA	$236.7M
Earnings Per Share (EPS)	$3.38
PE Ratio	13.6
Dividend Yield	3.01%
Profit Margin	8.5%
Quarterly Earnings Growth YOY	6.89%
Return On Equity TTM	10.91%

Stock Returns calculator for Horace Mann Educators Stock including INR - Dollar returns

The Horace Mann Educators stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Horace Mann Educators investment value today

Current value as on today

₹1,32,231

Returns

₹32,231

(+32.23%)

Returns from Horace Mann Educators Stock

₹26,946 (+26.95%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Horace Mann Educators Stock

-50%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Horace Mann Educators Stock from India on INDmoney has decreased by -50% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Horace Mann Educators Corp

Name
Holdings %
Name
Holdings %
BlackRock Inc
14.52%
Vanguard Group Inc
12.11%
Franklin Resources Inc
9.23%
T. Rowe Price Associates, Inc.
6.12%
Dimensional Fund Advisors, Inc.
5.76%
Fuller & Thaler Asset Management Inc
5.55%

Analyst Recommendation on Horace Mann Educators Stock

Rating

Trend

Hold

44%Buy

55%Hold

0%Sell

Based on 9 Wall street analysts offering stock ratings for Horace Mann Educators(by analysts ranked 0 to 5 stars)

Horace Mann Educators Share Price Target

What analysts predicted

Upside of 6.57%

Target:

$49.00

Current:

$45.98

Horace Mann Educators share price target is $49.00, a slight Upside of 6.57% compared to current price of $45.98 as per analysts' prediction.

Horace Mann Educators Stock Insights

Price Movement
In the last 1 year, HMN stock has moved up by 29.1%
Decreasing Revenue
Revenue is down for the last 2 quarters, 400.1M → 391.6M (in $), with an average decrease of 2.1% per quarter
Decreasing Net Profit
Netprofit is down for the last 2 quarters, 38.2M → 29.4M (in $), with an average decrease of 23.0% per quarter
HMN vs HIG (3 yr)
In the last 3 years, Hartford Financial Services Group, Inc. has given 68.0% return, outperforming this stock by 39.5%

Horace Mann Educators Corp Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$1.4B	↑ 20.05%
Net Income	$184.4M	↑ 907.65%
Net Profit Margin	12.89%	↑ 11.35%

	FY20	Y/Y Change
Revenue	$1.3B	↓ 9.86%
Net Income	$133.3M	↓ 27.71%
Net Profit Margin	10.34%	↓ 2.55%

	FY21	Y/Y Change
Revenue	$1.3B	↓ 3.04%
Net Income	$170.4M	↑ 27.83%
Net Profit Margin	13.63%	↑ 3.29%

	FY22	Y/Y Change
Revenue	$1.3B	↑ 7.26%
Net Income	$19.8M	↓ 88.38%
Net Profit Margin	1.48%	↓ 12.15%

	FY23	Y/Y Change
Revenue	$1.4B	↑ 6.84%
Net Income	$45.0M	↑ 127.27%
Net Profit Margin	3.14%	↑ 1.66%

	FY24	Y/Y Change
Revenue	$1.6B	↑ 8.21%
Net Income	$102.8M	↑ 128.44%
Net Profit Margin	6.63%	↑ 3.49%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$386.0M	↑ 0.42%
Net Income	$26.5M	↓ 32.91%
Net Profit Margin	6.87%	↓ 3.41%

	Q2 FY24	Q/Q Change
Revenue	$388.1M	↑ 0.54%
Net Income	$3.8M	↓ 85.66%
Net Profit Margin	0.98%	↓ 5.89%

	Q3 FY24	Q/Q Change
Revenue	$397.6M	↑ 2.45%
Net Income	$34.3M	↑ 802.63%
Net Profit Margin	8.63%	↑ 7.65%

	Q4 FY24	Q/Q Change
Revenue	$393.1M	↓ 1.13%
Net Income	$38.2M	↑ 11.37%
Net Profit Margin	9.72%	↑ 1.09%

	Q1 FY25	Q/Q Change
Revenue	$400.1M	↑ 1.78%
Net Income	$38.2M	↑ 0.0%
Net Profit Margin	9.55%	↓ 0.17%

	Q2 FY25	Q/Q Change
Revenue	$391.6M	↓ 2.12%
Net Income	$29.4M	↓ 23.04%
Net Profit Margin	7.51%	↓ 2.04%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$1.4B	↑ 20.05%

	FY20	Y/Y Change
Profit	$1.3B	↓ 9.86%

	FY21	Y/Y Change
Profit	$1.3B	↓ 3.04%

	FY22	Y/Y Change
Profit	$1.3B	↑ 7.26%

	FY23	Y/Y Change
Profit	$1.4B	↑ 6.84%

	FY24	Y/Y Change
Profit	$478.4M	↓ 66.61%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$386.0M	↑ 0.42%

	Q2 FY24	Q/Q Change
Profit	$388.1M	↑ 0.54%

	Q3 FY24	Q/Q Change
Profit	$123.4M	↓ 68.2%

	Q4 FY24	Q/Q Change
Profit	$139.6M	↑ 13.13%

	Q1 FY25	Q/Q Change
Profit	$134.5M	↓ 3.65%

	Q2 FY25	Q/Q Change
Profit	$125.5M	↓ 6.69%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$127.6M	↓ 36.5%
Investing Cash Flow	$55.9M	↓ 130.0%
Financing Cash Flow	$-169.9M	↑ 1580.64%

	FY20	Y/Y Change
Operating Cash Flow	$259.8M	↑ 103.64%
Investing Cash Flow	$-406.8M	↓ 827.1%
Financing Cash Flow	$143.8M	↓ 184.62%

	FY21	Y/Y Change
Operating Cash Flow	$204.9M	↓ 21.13%
Investing Cash Flow	$-302.0M	↓ 25.75%
Financing Cash Flow	$208.5M	↑ 45.02%

	FY22	Y/Y Change
Operating Cash Flow	$171.5M	↓ 16.3%
Investing Cash Flow	$-214.6M	↓ 28.94%
Financing Cash Flow	$-47.8M	↓ 122.93%

	FY23	Y/Y Change
Operating Cash Flow	$302.1M	↑ 76.15%
Investing Cash Flow	$-107.4M	↓ 49.95%
Financing Cash Flow	$-207.8M	↑ 334.73%

	FY24	Y/Y Change
Operating Cash Flow	$452.1M	↑ 49.65%
Investing Cash Flow	$-135.8M	↑ 26.44%
Financing Cash Flow	$-307.9M	↑ 48.17%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$74.5M	↓ 27.6%
Investing Cash Flow	$-59.5M	↑ 172.94%
Financing Cash Flow	$-24.3M	↓ 71.71%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$40.2M	↓ 46.04%
Investing Cash Flow	$-27.7M	↓ 53.45%
Financing Cash Flow	$-18.3M	↓ 24.69%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$143.9M	↑ 257.96%
Investing Cash Flow	$-44.2M	↑ 59.57%
Financing Cash Flow	$-74.5M	↑ 307.1%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$193.5M	↑ 34.47%
Investing Cash Flow	$-4.4M	↓ 90.05%
Financing Cash Flow	$-190.8M	↑ 156.11%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$140.8M	↓ 27.24%
Investing Cash Flow	$-35.1M	↑ 697.73%
Financing Cash Flow	$-113.5M	↓ 40.51%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$131.3M	↓ 6.75%
Investing Cash Flow	$-36.9M	↑ 5.13%
Financing Cash Flow	$-83.8M	↓ 26.17%

Horace Mann Educators Technicals Summary

Sell

Neutral

Buy

Horace Mann Educators is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Horace Mann Educators Corp Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Horace Mann Educators Corp	11.36%	7.69%	26.89%	28.99%	18.39%
Progressive Corp.	2.37%	-13.43%	-2.19%	99.51%	162.92%
Travelers Companies, Inc., The	5.1%	4.08%	19.14%	66.25%	136.72%
Hartford Financial Services Group, Inc.	7.57%	10.47%	13.89%	103.06%	222.4%
Chubb Ltd	2.91%	-5.01%	-4.02%	43.21%	120.38%
Allstate Corporation, The	1.84%	0.69%	7.53%	67.6%	118.86%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Horace Mann Educators Corp	13.6	13.6	2.52	4.35	0.11	0.01	0.03	33.31
Progressive Corp.	13.93	13.93	5.21	17.52	0.37	0.08	0.02	55.62
Travelers Companies, Inc., The	12.0	12.0	3.95	22.13	0.19	0.03	0.02	131.13
Hartford Financial Services Group, Inc.	12.02	12.02	1.41	11.73	0.2	0.03	0.02	60.88
Chubb Ltd	12.14	12.14	2.43	21.65	0.14	0.03	0.01	174.07
Allstate Corporation, The	9.57	9.57	1.51	21.38	0.27	0.04	0.02	83.4

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Horace Mann Educators Corp	Hold	$1.9B	18.39%	13.6	8.5%
Progressive Corp.	Buy	$144.9B	162.92%	13.93	12.66%
Travelers Companies, Inc., The	Hold	$61.1B	136.72%	12.0	10.97%
Hartford Financial Services Group, Inc.	Buy	$37.2B	222.4%	12.02	11.83%
Chubb Ltd	Buy	$109.7B	120.38%	12.14	16.0%
Allstate Corporation, The	Buy	$53.6B	118.86%	9.57	8.79%

About Horace Mann Educators Corp

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; and property coverage for homeowners and renters. The Life & Retirement segment markets tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, and benefit specialists, as well as direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.

Organization	Horace Mann Educators
Employees	1750
CEO	Ms. Marita Zuraitis
Industry	Finance

Key Management of Horace Mann Educators Corp

Name	Title
Ms. Marita Zuraitis	President, CEO & Director
Mr. Ryan Edward Greenier	Executive VP & CFO
Mr. Donald Martin Carley	Executive VP, General Counsel, Chief Compliance Officer & Corporate Secretary
Mr. Bret Alan Conklin	Executive Vice President of Finance Transformation
Mr. Stephen Joseph McAnena	Executive Officer
Mr. Maureen Temchuk	VP, Controller & Chief Accounting Officer
Ms. Stephanie A. Fulks	Senior VP & Chief Information Officer
Steven R. Chauby	Chief Marketing Officer
Ms. Jennifer E. Thayer	Senior VP & Chief Human Resources Officer
Ms. Vanessa Anne Jackson	Senior Vice President

Important FAQs about investing in HMN Stock from India :

What is Horace Mann Educators share price today?

Horace Mann Educators share price today is $45.98 as on August 30, 2025 at 1:29 am IST at the close of the market. Horace Mann Educators share today touched a day high of $45.98 and a low of $45.52.

What is the 52 week high and 52 week low for Horace Mann Educators share?

Horace Mann Educators share touched a 52 week high of $46.31 and a 52 week low of $33.00. Horace Mann Educators stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $45.98, lower by 0.7% versus the 52 week high.

How to invest in Horace Mann Educators Stock (HMN) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Horace Mann Educators on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Horace Mann Educators Shares that will get you 0.0326 shares as per Horace Mann Educators share price of $45.98 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Horace Mann Educators Stock (HMN) from India?

Indian investors can start investing in Horace Mann Educators (HMN) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Horace Mann Educators stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Horace Mann Educators share’s latest price of $45.98 as on August 30, 2025 at 1:29 am IST, you will get 0.2175 shares of Horace Mann Educators. Learn more about fractional shares .

What are the returns that Horace Mann Educators has given to Indian investors in the last 5 years?

Horace Mann Educators stock has given 18.39% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?