Franklin Financial Services Share Price (NASDAQ: FRAF)

$46.6

▲

-0.06

(-0.13%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Franklin Financial Services Stock chart to analyse performance

Franklin Financial Services Corp Key Stats

Check Franklin Financial Services key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$46.66
Open	$46.56
Market Capitalization	$209.1M
Today's Volume	$23.0K
Revenue TTM	$75.0M
Earnings Per Share (EPS)	$3.28
PE Ratio	14.24
Dividend Yield	2.76%
Profit Margin	19.38%
Quarterly Earnings Growth YOY	1.0%
Return On Equity TTM	9.88%

Stock Returns calculator for Franklin Financial Services Stock including INR - Dollar returns

The Franklin Financial Services stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Franklin Financial Services investment value today

Current value as on today

₹1,50,095

Returns

₹50,095

(+50.09%)

Returns from Franklin Financial Services Stock

₹44,810 (+44.81%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Franklin Financial Services Stock

-50%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Franklin Financial Services Stock from India on INDmoney has decreased by -50% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Franklin Financial Services Corp

Name
Holdings %
Name
Holdings %
Fourthstone LLC
8.40%
Vanguard Group Inc
5.05%
Susquehanna International Group, LLP
1.59%
Bridgeway Capital Management, LLC
1.45%
Millennium Management LLC
1.23%
Dimensional Fund Advisors, Inc.
1.17%

Analyst Recommendation on Franklin Financial Services Stock

Rating

Trend

Franklin Financial Services Stock Insights

Price Movement
In the last 7 days, FRAF stock has moved up by 5.2%
Increasing Revenue
Revenue is up for the last 3 quarters, 26.81M → 33.70M (in $), with an average increase of 10.7% per quarter
Increasing Net Profit
Netprofit is up for the last 3 quarters, 487.0K → 5.90M (in $), with an average increase of 60.6% per quarter
FRAF vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 11.9%
FRAF vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 141.5%
Price to Sales
ForFRAF every $1 of sales, investors are willing to pay $2.7, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Franklin Financial Services Corp Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$63.0M	↑ 11.57%
Net Income	$16.1M	↑ 163.1%
Net Profit Margin	25.56%	↑ 14.72%

	FY20	Y/Y Change
Revenue	$59.9M	↓ 4.92%
Net Income	$12.8M	↓ 20.57%
Net Profit Margin	21.36%	↓ 4.2%

	FY21	Y/Y Change
Revenue	$64.0M	↑ 6.75%
Net Income	$19.6M	↑ 53.25%
Net Profit Margin	30.66%	↑ 9.3%

	FY22	Y/Y Change
Revenue	$70.3M	↑ 9.83%
Net Income	$14.9M	↓ 23.85%
Net Profit Margin	21.26%	↓ 9.4%

	FY23	Y/Y Change
Revenue	$90.4M	↑ 28.61%
Net Income	$13.6M	↓ 8.97%
Net Profit Margin	15.05%	↓ 6.21%

	FY24	Y/Y Change
Revenue	$113.8M	↑ 25.95%
Net Income	$11.1M	↓ 18.38%
Net Profit Margin	9.75%	↓ 5.3%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$27.7M	↑ 9.45%
Net Income	$3.4M	↓ 3.17%
Net Profit Margin	12.14%	↓ 1.59%

	Q2 FY24	Q/Q Change
Revenue	$28.7M	↑ 3.86%
Net Income	$3.0M	↓ 9.76%
Net Profit Margin	10.55%	↓ 1.59%

	Q3 FY24	Q/Q Change
Revenue	$30.6M	↑ 6.46%
Net Income	$4.2M	↑ 39.07%
Net Profit Margin	13.78%	↑ 3.23%

	Q4 FY24	Q/Q Change
Revenue	$26.8M	↓ 12.37%
Net Income	$487.0K	↓ 88.45%
Net Profit Margin	1.82%	↓ 11.96%

	Q1 FY25	Q/Q Change
Revenue	$31.3M	↑ 16.66%
Net Income	$3.9M	↑ 705.34%
Net Profit Margin	12.54%	↑ 10.72%

	Q2 FY25	Q/Q Change
Revenue	$33.7M	↑ 7.75%
Net Income	$5.9M	↑ 50.64%
Net Profit Margin	17.53%	↑ 4.99%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$55.7M	↑ 31.55%

	FY20	Y/Y Change
Profit	$51.3M	↓ 7.82%

	FY21	Y/Y Change
Profit	$63.2M	↑ 23.08%

	FY22	Y/Y Change
Profit	$64.8M	↑ 2.5%

	FY23	Y/Y Change
Profit	$64.5M	↓ 0.35%

	FY24	Y/Y Change
Profit	$67.9M	↑ 5.24%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Profit	$17.0M	↑ 0.5%

	Q2 FY24	Q/Q Change
Profit	$17.7M	↑ 4.18%

	Q3 FY24	Q/Q Change
Profit	$18.7M	↑ 5.87%

	Q4 FY24	Q/Q Change
Profit	$14.6M	↓ 22.24%

	Q1 FY25	Q/Q Change
Profit	$19.0M	↑ 30.9%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$19.0M	↑ 103.89%
Investing Cash Flow	$-23.5M	↓ 50.55%
Financing Cash Flow	$35.4M	↑ 8.74%

	FY20	Y/Y Change
Operating Cash Flow	$6.4M	↓ 66.07%
Investing Cash Flow	$-277.3M	↑ 1081.01%
Financing Cash Flow	$244.2M	↑ 590.09%

	FY21	Y/Y Change
Operating Cash Flow	$26.3M	↑ 309.46%
Investing Cash Flow	$-133.9M	↓ 51.7%
Financing Cash Flow	$225.6M	↓ 7.62%

	FY22	Y/Y Change
Operating Cash Flow	$25.2M	↓ 4.19%
Investing Cash Flow	$-95.1M	↓ 29.03%
Financing Cash Flow	$-40.4M	↓ 117.93%

	FY23	Y/Y Change
Operating Cash Flow	$26.5M	↑ 4.96%
Investing Cash Flow	$-178.3M	↑ 87.54%
Financing Cash Flow	$109.9M	↓ 371.87%

	FY24	Y/Y Change
Operating Cash Flow	$21.8M	↓ 17.89%
Investing Cash Flow	$-184.4M	↑ 3.42%
Financing Cash Flow	$343.1M	↑ 212.06%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$7.3M	↑ 23.32%
Investing Cash Flow	$-18.1M	↓ 60.78%
Financing Cash Flow	$170.2M	↓ 1713.48%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$2.4M	↓ 66.7%
Investing Cash Flow	$-31.4M	↑ 73.59%
Financing Cash Flow	$26.2M	↓ 84.63%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$7.8M	↑ 220.68%
Investing Cash Flow	$-47.0M	↑ 49.42%
Financing Cash Flow	$95.8M	↑ 266.01%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$4.2M	↓ 45.89%
Investing Cash Flow	$-87.8M	↑ 86.97%
Financing Cash Flow	$50.9M	↓ 46.84%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$8.8M	↑ 109.08%
Investing Cash Flow	$-38.3M	↓ 56.38%
Financing Cash Flow	$50.8M	↓ 0.15%

Franklin Financial Services Technicals Summary

Sell

Neutral

Buy

Franklin Financial Services is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Franklin Financial Services Corp Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Franklin Financial Services Corp	16.07%	23.44%	45.0%	45.95%	92.41%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Franklin Financial Services Corp	14.24	14.24	0.0	0.0	0.1	0.01	0.03	35.22
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Franklin Financial Services Corp	NA	$209.1M	92.41%	14.24	19.38%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Franklin Financial Services Corp

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to businesses, individuals, governmental entities in Pennsylvania. It offers various deposit products, including demand deposits, savings, money management accounts, time deposits, and certificates of deposits. The company also provides commercial real estate, construction and land development, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans; consumer loans comprising unsecured personal lines of credit and installment loans; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, and custodial services, as well as non-trust related investment services; sells mutual funds, annuities, and insurance products; safe deposit; and fiduciary services. Further, the company engages in non-bank investment activities, such as venture capital investments. The company was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.

Organization	Franklin Financial Services
Employees	0
CEO	Mr. Craig W. Best
Industry	Regional Banks

Key Management of Franklin Financial Services Corp

Name	Title
Mr. Mark R. Hollar	EVP, CFO & Treasurer
Mr. Charles Benner Carroll Jr.	Executive VP and COO of F&M Trust
Mr. Craig W. Best	President, CEO & Director
Ms. Lorie M. Heckman	Executive VP & Chief Risk Officer
Ms. Amanda M. Ducey	Corporate Secretary

Important FAQs about investing in FRAF Stock from India :

What is Franklin Financial Services share price today?

Franklin Financial Services share price today is $46.60 as on August 30, 2025 at 1:29 am IST at the close of the market. Franklin Financial Services share today touched a day high of {{1_rba_end}} and a low of {{1_rba_st}}.

What is the 52 week high and 52 week low for Franklin Financial Services share?

Franklin Financial Services share touched a 52 week high of {{rba_end}} and a 52 week low of {{rba_st}}. Franklin Financial Services stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $46.60, lower by 3.39% versus the 52 week high.

How to invest in Franklin Financial Services Stock (FRAF) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Franklin Financial Services on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Franklin Financial Services Shares that will get you 0.0322 shares as per Franklin Financial Services share price of $46.60 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Franklin Financial Services Stock (FRAF) from India?

Indian investors can start investing in Franklin Financial Services (FRAF) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Franklin Financial Services stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Franklin Financial Services share’s latest price of $46.60 as on August 30, 2025 at 1:29 am IST, you will get 0.2146 shares of Franklin Financial Services. Learn more about fractional shares .

What are the returns that Franklin Financial Services has given to Indian investors in the last 5 years?

Franklin Financial Services stock has given 92.41% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?