First Carolina Financial Services share price logo

First Carolina Financial Services

NYSE: FCBM

Small Cap

$12.93

+0.02

(+0.15%)

Live

as on

First Carolina Financial Services Stock Performance

as on October 24, 2026 at 6:29 am IST

  • Day's Low

    $12.80
    $12.93
    downward going graph

    1.01%

    Downside

  • 52 Week's Low

    52 Week's High

    downward going graph

    100.00%

    Downside

    -100.00%

    Upside

    downward going graph

First Carolina Financial Services share price movements today

Previous Close
$12.91
Open
$12.90
Volume
247.8K
Market Cap
$393.6M
Day's Low - High
$12.80 - $12.93

First Carolina Financial Services Historical Returns

1 Month Return
+ 1.41 %
3 Month Return
+ 1.57 %
1 Year Return
0 %
3 Year Return
0 %
5 Year Return
0 %

First Carolina Financial Services Stock Fundamentals & Key Indicators

Check First Carolina Financial Services market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$393.6M

EPS (TTM)

0.4

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

0.11%

PE Ratio (TTM)

31.68

Industry PE ratio

12.02

PEG Ratio

0.32

EBITDA

15.9M

Revenue (TTM)

104.2M

Profit Margin

60.33%

Return On Equity TTM

2.81%

First Carolina Financial Services vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of First Carolina Financial Services with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
Buy$393.6MNA31.6860.33%0.00%
Buy$118.6B262.31%13.7129.14%1.75%
Neutral$112.0B160.34%12.5435.88%5.39%
NA$162.4BNA7.2487.19%4.29%
Buy$105.0B50.45%16.8068.59%0.85%

Analyst Recommendation on First Carolina Financial Services Stock

Based on 1 analysts

BUY

100.00%

Buy

0.00%

Hold

0.00%

Sell

Based on 1 analysts, 100% of analysts recommend a 'BUY' rating for First Carolina Financial Services. Average target price of $15

First Carolina Financial Services Share Price Target

Get share price movements and forecasts by analysts on First Carolina Financial Services.

Current Price

$12.93

Analyzed by

1 Analysts

High

$15

0

Low

$15

First Carolina Financial Services target price $0, a slight upside of 0% compared to current price of $12.93. According to 1 analysts rating.

Indian Investors' Interest in First Carolina Financial Services Stock

Search interest for First Carolina Financial Services Stock has increased by 250% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:250% versus previous 30 day period

First Carolina Financial Services Quarterly Profit & Loss

All numbers in Millions USD

Mar 2026
Jun 2026
Total Revenue
50
53
Gross Profit
30
31
Operating Income
7
6
EBITDA
9
6
Interest Expense
20
21
Depreciation
2
-
Income Before Tax
7
6
Income Tax Expense
1
1
Net Income
5
5
Net Profit Margin
60.92%
59.77%

First Carolina Financial Services Annual Profit & Loss

All numbers in Millions USD

Dec 2023
Dec 2024
Dec 2025
Total Revenue
63
71
211
Gross Profit
63
71
112
Operating Income
-
-
15
EBITDA
-
-
23
Interest Expense
69
84
92
Depreciation
1
1
7
Income Before Tax
24
26
15
Income Tax Expense
5
5
3
Net Income
19
20
12
Net Profit Margin
100.00%
100.00%
53.04%

First Carolina Financial Services Quarterly Cash Flow

All numbers in Millions USD

Mar 2026
Jun 2026
Net Income
5
5
Operating Cash Flow
13
6
Investing Cash Flow
-53
-62
Financing Cash Flow
95
-14
Change in Cash
56
-

First Carolina Financial Services Annual Cash Flow

All numbers in Millions USD

Dec 2023
Dec 2024
Dec 2025
Net Income
19
20
12
Operating Cash Flow
-30
61
35
Investing Cash Flow
-524
-347
-322
Financing Cash Flow
585
292
253
Change in Cash
30
7
-33

Global Institutional Holdings in First Carolina Financial Services

Check out the Institutions with significant holdings in First Carolina Financial Services.

Funds
Holdings
William C. Waller
2.12%
Vanguard
0.97%
iShares
0.67%
Acuitas
0.04%
Xtrackers
0.01%

Insights on First Carolina Financial Services

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 1 month, FCBM stock has moved up by 1.4%

About First Carolina Financial Services

First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services for individuals and businesses. The company offers business services including checking, savings, and money market deposit accounts, certificates of deposit, individual retirement accounts, and CARS; commercial financing, real estate loans, and consumer loans; credit and debit cards; IntraFi Cash, remote deposit capture, treasury management, merchant services, and wealth management services; higher education solutions, attorney advantage accounts, and interest on lawyer trust accounts; payments services; consumer banking; real estate banking; commercial and industrial banking; higher education disbursements; BankMobile platform; retail banking; and trust and fiduciary services. The company offers personal services that include deposit solutions such as checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), and IRAs; services such as ICS and CARS for deposit management; borrowing options including consumer loans and credit cards; online banking and bill pay services; and debit cards. The company was incorporated in 2009 and is headquartered in Raleigh, North Carolina with additional offices in Atlanta, Georgia; Cary, North Carolina; Columbia and Greenville, South Carolina; Raleigh, Reidsville, and Wilmington, North Carolina; and Virginia Beach, Virginia.
OrganisationFirst Carolina Financial Services
Headquarters2626 Glenwood Ave, Raleigh, NC, 27608, US
IndustryBanks - Regional
CEORonald A. Day

Key Management of First Carolina Financial Services

Name

Title

Ms. Kristen Dawn Brabble

Chief Operating Officer

Mr. Stuart M. Rigot Esq., J.D.

General Counsel & Chief Legal Officer

Mr. R. Gregory Ferrell

Head of Real Estate Banking of First Carolina Bank

Mr. D. Andrew Mathieson

Chief Revenue and Strategy Officer

Ms. Debra A. Medlin

Corporate Secretary

Mr. Ronald Arvin Day

President, CEO & Chairman

Mr. Steven G. Deaton

Chief Risk Officer & CFO

FAQs

What is First Carolina Financial Services share price today?

First Carolina Financial Services share price today is $12.93 as on . First Carolina Financial Services share today touched a day high of $12.93 and a low of $12.80.

What is the 52 week high and 52 week low for First Carolina Financial Services share?

First Carolina Financial Services share touched a 52 week high of $0.00 on and a 52 week low of $0.00 on . First Carolina Financial Services stock price today i.e. is trending at $12.93,which is -Infinity% down from its 52 week high and Infinity% up from its 52 week low.

What is First Carolina Financial Services's market capitalisation today?

First Carolina Financial Services market capitalisation is $0.00T as on .

How to invest in First Carolina Financial Services Stock (FCBM) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for First Carolina Financial Services on INDmoney app. Click on Buy button.

What is the minimum amount required to buy First Carolina Financial Services Stock (FCBM) from India?

Indian investors can start investing in First Carolina Financial Services (FCBM) shares with as little as ₹94.94000244140625 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹949.40 in First Carolina Financial Services stock (as per the Rupee-Dollar exchange rate as on ). Based on First Carolina Financial Services share’s latest price of $12.93 as on October 24, 2026 at 12:59 am IST, you will get 0.7734 shares of First Carolina Financial Services. Learn more about fractional shares .