Community Financial System Inc. share price logo

Community Financial System Inc.

NASDAQ: CBU

Mid Cap

$66.78

+0.49

(+0.74%)

as on

Community Financial System Inc. Stock Performance

as on July 11, 2026 at 2:15 pm IST

  • Day's Low

    Day's High

    $66.24
    $67.06
    downward going graph

    0.81%

    Downside

    0.42%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $51.12
    $69.23
    downward going graph

    23.45%

    Downside

    3.67%

    Upside

    downward going graph

Community Financial System Inc. share price movements today

Previous Close
$66.29
Open
$66.44
Volume
207.3K
Day's Low - High
$66.24 - $67.06
52 Week Low - High
$51.12 - $69.23

Community Financial System Inc. Historical Returns

1 Month Return
+ 2.19 %
3 Month Return
+ 6.93 %
1 Year Return
+ 14.84 %
3 Year Return
+ 50.34 %
5 Year Return
-9.83 %

Community Financial System Inc. Stock Fundamentals & Key Indicators

Check Community Financial System Inc. market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$3.5B

EPS (TTM)

4.7667

Dividend Yield

2.86%

Quarterly Earnings Growth YOY

0.16%

PE Ratio (TTM)

15.86

Industry PE ratio

15.784594594594594

PEG Ratio

2.6248

EBITDA

-

Revenue (TTM)

814.7M

Profit Margin

26.76%

Return On Equity TTM

11.30%

Community Financial System Inc. Stock Valuation

Track how Community Financial System Inc. P/E has moved over time to understand its valuation trends.

Community Financial System Inc. in the last 5 years

  • Overview

  • Trends

Lowest (13.35x)

September 30, 2023

Industry (15.78x)

July 11, 2026

Today (15.86x)

July 11, 2026

Highest (21.46x)

March 31, 2022

LowHigh

Today’s Price to Earnings Ratio: 15.86x

Community Financial System Inc. vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Community Financial System Inc. with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
BUY$3.5B-9.83%15.8626.76%2.86%
BUY$125.8B263.89%16.428.38%1.79%
BUY$100.8B32.81%14.3331.31%2.7199999999999998%
NA$145.0BNA6.9350.45%9.790000000000001%
BUY$104.4B67.05%18.224.93%0.86%

Stock Returns calculator for Community Financial System Inc. Stock including INR - Dollar returns

The Community Financial System Inc. stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

Community Financial System Inc. investment value today

Current value as on today

₹1,27,755

Returns

₹27,755

(+27.76%)

Returns from Community Financial System Inc. Stock

₹14,841 (+14.84%)

Dollar Impact

₹12,914 (+12.91%)

Analyst Recommendation on Community Financial System Inc. Stock

Based on 12 analysts

BUY

50.00%

Buy

41.67%

Hold

8.33%

Sell

Based on 12 analysts, 50% of analysts recommend a 'BUY' rating for Community Financial System Inc.. Average target price of $68.5

Community Financial System Inc. Share Price Target

Get share price movements and forecasts by analysts on Community Financial System Inc..

What analysts predicted

2.51%UPSIDE

Target Price

$68.5

Current Price

$66.78

Analyzed by

12 Analysts

Target

$68.50

Community Financial System Inc. target price $68.5, a slight upside of 2.51% compared to current price of $66.78. According to 12 analysts rating.

Indian Investors' Interest in Community Financial System Inc. Stock

Search interest for Community Financial System Inc. Stock has increased by 125% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:125% versus previous 30 day period

Community Financial System Inc. Quarterly Profit & Loss

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Total Revenue
214
222
231
240
246
243
247
256
263
258
Gross Profit
172
171
181
181
190
189
195
201
210
207
Operating Income
43
53
62
57
64
64
66
73
71
74
EBITDA
50
60
69
64
71
71
73
80
80
84
Interest Expense
37
45
47
51
49
47
48
49
48
45
Depreciation
6
7
7
6
7
7
7
7
8
9
Income Before Tax
43
53
62
57
64
64
66
73
71
74
Income Tax Expense
10
12
14
13
14
14
14
18
17
17
Net Income
33
40
47
43
49
49
51
55
54
57
Net Profit Margin
15.74%
18.33%
20.70%
18.28%
20.22%
20.36%
20.75%
21.50%
20.63%
22.13%

Community Financial System Inc. Annual Profit & Loss

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
440
531
587
616
617
633
702
755
940
1,011
Gross Profit
421
507
558
581
582
629
664
640
723
796
Operating Income
154
159
212
209
206
241
240
168
236
275
EBITDA
174
193
247
241
236
271
270
196
265
305
Interest Expense
11
13
17
26
20
13
23
104
194
192
Depreciation
-
33
34
32
30
14
15
28
28
30
Income Before Tax
154
159
212
209
206
241
240
168
236
275
Income Tax Expense
50
9
44
40
41
51
52
36
54
64
Net Income
103
150
168
169
164
189
188
131
182
210
Net Profit Margin
23.55%
28.34%
28.72%
27.43%
26.68%
29.94%
26.77%
17.45%
19.40%
20.82%

Community Financial System Inc. Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Net Income
40
47
43
49
49
51
55
54
57
Operating Cash Flow
79
39
56
65
62
53
101
84
71
Investing Cash Flow
-214
-171
-239
-210
-30
-153
-281
283
-202
Financing Cash Flow
282
-5
326
-4
288
-180
188
-311
401
Change in Cash
147
-136
144
-149
321
-280
7
56
270

Community Financial System Inc. Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
150
168
169
164
189
188
131
182
210
Operating Cash Flow
189
221
202
179
202
214
228
242
301
Investing Cash Flow
131
17
-157
-398
-1,530
-2,138
335
-835
-182
Financing Cash Flow
-273
-248
-52
1,660
1,557
259
-583
599
-15
Change in Cash
47
-9
-6
1,440
229
-1,665
-18
6
104

Global Institutional Holdings in Community Financial System Inc.

Funds
Holdings
The Goldman Sachs Group Inc
1%
Neuberger Berman Group LLC
7.07%
Morgan Stanley - Brokerage Accounts
3.54%
Geode Capital Management, LLC
2.47%
Bank of America Corp
1.14%

Community Financial System Inc. News & Key Events

  • img

    Today's Timeline - 15 January

    Thu, 05:51 PM

    -

    Community Financial System to acquire ClearPoint Federal Bank & Trust for $40 million, enhancing wealth management services.

Insights on Community Financial System Inc.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 54.42M → 57.21M (in $), with an average increase of 4.9% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 87.1% return, outperforming this stock by 75.7%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 225.9% return, outperforming this stock by 176.7%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 263.77M → 258.56M (in $), with an average decrease of 2.0% per quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 7 days, CBU stock has moved down by -2.0%

About Community Financial System Inc.

Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-related products and services; treasury management solutions and payment processing services, as well as certain corporate overhead-related expenses to individuals, businesses, and governmental units. The Employee Benefit Segment provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, health and welfare consulting services and introducing broker-dealer services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services, as well as employee benefit related services. The Wealth Management Services provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services, and personal financial planning services. This segment also offers a range of investment products including stocks, bonds, exchange-traded funds, mutual funds, insurance, and advisory products. Community Financial System, Inc. was founded in 1866 and is headquartered in Syracuse, New York.
OrganisationCommunity Financial System Inc.
Headquarters333 Butternut Drive, Syracuse, NY, United States, 13214-2141
IndustryBanks - Regional
CEOMr. Dimitar A. Karaivanov
E-voting on sharesClick here to vote

Key Management of Community Financial System Inc.

Name

Title

Mr. Dimitar A. Karaivanov

President, CEO & Director

Ms. Marya Burgio Wlos

Executive VP, Treasurer & CFO

Ms. Maureen A. Gillan-Myer

Executive VP & Chief Human Resources Officer and Administration officer

Mr. Michael N. Abdo

Executive VP & General Counsel

FAQs

What is Community Financial System Inc. share price today?

Community Financial System Inc. share price today is $66.78 as on at the close of the market. Community Financial System Inc. share today touched a day high of $67.06 and a low of $66.24.

What is the 52 week high and 52 week low for Community Financial System Inc. share?

Community Financial System Inc. share touched a 52 week high of $69.23 on and a 52 week low of $51.12 on . Community Financial System Inc. stock price today i.e. is closed at $66.78,which is 3.54% down from its 52 week high and 30.63% up from its 52 week low.

What is Community Financial System Inc.'s market capitalisation today?

Community Financial System Inc. market capitalisation is $0.00T as on .

How to invest in Community Financial System Inc. Stock (CBU) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Community Financial System Inc. on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Community Financial System Inc. Shares that will get you 0.0225 shares as per Community Financial System Inc. share price of $66.78 per share as on July 11, 2026 at 8:45 am IST.

What is the minimum amount required to buy Community Financial System Inc. Stock (CBU) from India?

Indian investors can start investing in Community Financial System Inc. (CBU) shares with as little as ₹95.315 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹953.15 in Community Financial System Inc. stock (as per the Rupee-Dollar exchange rate as on ). Based on Community Financial System Inc. share’s latest price of $66.78 as on July 11, 2026 at 8:45 am IST, you will get 0.1497 shares of Community Financial System Inc.. Learn more about fractional shares .

What are the returns that Community Financial System Inc. has given to Indian investors in the last 5 years?

Community Financial System Inc. stock has given -9.83% share price returns and 28.08% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?