Civista Bancshares Share Price (NASDAQ: CIVB)

$21.19

▲

0.32

(1.53%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Civista Bancshares Stock chart to analyse performance

Civista Bancshares stock performance

as on August 30, 2025 at 1:29 am IST

Today's Low:$20.95
Today's High:$21.19
$21.19
1.13%
Downside
Day's Volatility :1.13%
Upside
0.0%
52 Weeks Low:$16.24
52 Weeks High:$25.59
$21.19
23.36%
Downside
52 Weeks Volatility :36.54%
Upside
17.19%

Civista Bancshares Stock Returns

Period	Civista Bancshares Inc	Sector (Financials)	Index (Russel 2000)
3 Months	-3.25%	5.9%	0.0%
6 Months	1.39%	3.5%	0.0%
1 Year	22.76%	18.0%	0.0%
3 Years	-0.89%	62.1%	-4.7%

Civista Bancshares Inc Key Stats

Check Civista Bancshares key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$20.87
Open	$20.95
Today's High	$21.19
Today's Low	$20.95
Market Capitalization	$403.1M
Today's Volume	$105.2K
52 Week High	$25.59
52 Week Low	$16.24
Revenue TTM	$157.4M
Earnings Per Share (EPS)	$2.53
PE Ratio	8.25
Dividend Yield	3.16%
Profit Margin	25.05%
Quarterly Earnings Growth YOY	0.58%
Return On Equity TTM	10.14%

Stock Returns calculator for Civista Bancshares Stock including INR - Dollar returns

The Civista Bancshares stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Civista Bancshares investment value today

Current value as on today

₹1,28,339

Returns

₹28,339

(+28.34%)

Returns from Civista Bancshares Stock

₹23,055 (+23.05%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Civista Bancshares Stock

100%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Civista Bancshares Stock from India on INDmoney has increased by 100% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Civista Bancshares Inc

Name
Holdings %
Name
Holdings %
BlackRock Inc
9.43%
Vanguard Group Inc
5.51%
Dimensional Fund Advisors, Inc.
5.42%
Manufacturers Life Insurance Co
2.90%
Geode Capital Management, LLC
2.34%
State Street Corp
1.99%

Analyst Recommendation on Civista Bancshares Stock

Rating

Trend

Buy

66%Buy

33%Hold

0%Sell

Based on 12 Wall street analysts offering stock ratings for Civista Bancshares(by analysts ranked 0 to 5 stars)

Civista Bancshares Share Price Target

What analysts predicted

Upside of 17.98%

Target:

$25.00

Current:

$21.19

Civista Bancshares share price target is $25.00, a slight Upside of 17.98% compared to current price of $21.19 as per analysts' prediction.

Civista Bancshares Stock Insights

Price Movement
In the last 3 months, CIVB stock has moved down by -6.3%
Increasing Revenue
Revenue is up for the last 2 quarters, 61.01M → 62.86M (in $), with an average increase of 2.9% per quarter
Increasing Net Profit
Netprofit is up for the last 6 quarters, 6.36M → 10.97M (in $), with an average increase of 10.2% per quarter
CIVB vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 34.3%
CIVB vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 188.3%
Price to Sales
ForCIVB every $1 of sales, investors are willing to pay $2.1, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Civista Bancshares Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$118.6M	↑ 30.72%
Net Income	$33.9M	↑ 139.61%
Net Profit Margin	28.56%	↑ 12.98%

	FY20	Y/Y Change
Revenue	$126.2M	↑ 6.38%
Net Income	$32.2M	↓ 4.98%
Net Profit Margin	25.51%	↓ 3.05%

	FY21	Y/Y Change
Revenue	$134.2M	↑ 6.35%
Net Income	$40.5M	↑ 25.95%
Net Profit Margin	30.21%	↑ 4.7%

	FY22	Y/Y Change
Revenue	$153.0M	↑ 14.0%
Net Income	$39.4M	↓ 2.76%
Net Profit Margin	25.77%	↓ 4.44%

	FY23	Y/Y Change
Revenue	$217.5M	↑ 42.16%
Net Income	$43.0M	↑ 8.97%
Net Profit Margin	19.76%	↓ 6.01%

	FY24	Y/Y Change
Revenue	$241.9M	↑ 11.23%
Net Income	$31.7M	↓ 26.26%
Net Profit Margin	13.1%	↓ 6.66%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$57.8M	↓ 4.2%
Net Income	$6.4M	↓ 34.13%
Net Profit Margin	11.01%	↓ 5.0%

	Q2 FY24	Q/Q Change
Revenue	$60.5M	↑ 4.75%
Net Income	$7.1M	↑ 11.07%
Net Profit Margin	11.68%	↑ 0.67%

	Q3 FY24	Q/Q Change
Revenue	$61.8M	↑ 2.16%
Net Income	$8.4M	↑ 18.43%
Net Profit Margin	13.53%	↑ 1.85%

	Q4 FY24	Q/Q Change
Revenue	$61.6M	↓ 0.38%
Net Income	$9.9M	↑ 18.25%
Net Profit Margin	16.07%	↑ 2.54%

	Q1 FY25	Q/Q Change
Revenue	$61.0M	↓ 0.92%
Net Income	$10.2M	↑ 2.78%
Net Profit Margin	16.67%	↑ 0.6%

	Q2 FY25	Q/Q Change
Revenue	$62.9M	↑ 3.03%
Net Income	$11.0M	↑ 7.89%
Net Profit Margin	17.45%	↑ 0.78%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$104.6M	↑ 26.98%

	FY20	Y/Y Change
Profit	$105.9M	↑ 1.25%

	FY21	Y/Y Change
Profit	$123.7M	↑ 16.81%

	FY22	Y/Y Change
Profit	$135.3M	↑ 9.33%

	FY23	Y/Y Change
Profit	$155.8M	↑ 15.17%

	FY24	Y/Y Change
Profit	$146.6M	↓ 5.94%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Profit	$34.0M	↓ 5.38%

	Q2 FY24	Q/Q Change
Profit	$36.0M	↑ 5.87%

	Q3 FY24	Q/Q Change
Profit	$37.3M	↑ 3.54%

	Q4 FY24	Q/Q Change
Profit	$39.0M	↑ 4.61%

	Q1 FY25	Q/Q Change
Profit	$38.5M	↓ 1.32%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$39.5M	↑ 101.41%
Investing Cash Flow	$-150.5M	↑ 345.48%
Financing Cash Flow	$116.7M	↑ 610.91%

	FY20	Y/Y Change
Operating Cash Flow	$32.2M	↓ 18.52%
Investing Cash Flow	$-340.0M	↑ 125.91%
Financing Cash Flow	$398.8M	↑ 241.62%

	FY21	Y/Y Change
Operating Cash Flow	$40.8M	↑ 26.56%
Investing Cash Flow	$-130.5M	↓ 61.62%
Financing Cash Flow	$216.9M	↓ 45.61%

	FY22	Y/Y Change
Operating Cash Flow	$25.2M	↓ 38.22%
Investing Cash Flow	$-410.4M	↑ 214.46%
Financing Cash Flow	$164.3M	↓ 24.26%

	FY23	Y/Y Change
Operating Cash Flow	$62.7M	↑ 148.97%
Investing Cash Flow	$-311.8M	↓ 24.02%
Financing Cash Flow	$266.1M	↑ 61.98%

	FY24	Y/Y Change
Operating Cash Flow	$48.2M	↓ 23.05%
Investing Cash Flow	$-258.8M	↓ 16.99%
Financing Cash Flow	$213.3M	↓ 19.85%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$752.0K	↓ 64.28%
Investing Cash Flow	$-34.2M	↓ 64.01%
Financing Cash Flow	$23.3M	↓ 77.34%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$12.0M	↑ 1491.49%
Investing Cash Flow	$-129.9M	↑ 279.99%
Financing Cash Flow	$123.3M	↑ 428.78%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$12.9M	↑ 7.83%
Investing Cash Flow	$-23.1M	↓ 82.24%
Financing Cash Flow	$29.1M	↓ 76.44%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$22.6M	↑ 75.29%
Investing Cash Flow	$-71.7M	↑ 211.08%
Financing Cash Flow	$37.6M	↑ 29.4%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$3.6M	↓ 84.03%
Investing Cash Flow	$-21.2M	↓ 70.4%
Financing Cash Flow	$44.9M	↑ 19.48%

Civista Bancshares Technicals Summary

Sell

Neutral

Buy

Civista Bancshares is currently in a neutral trading position according to technical analysis indicators.

Civista Bancshares Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Civista Bancshares Inc	8.58%	1.39%	22.76%	-0.89%	58.12%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Civista Bancshares Inc	8.25	8.25	1.93	2.54	0.1	0.01	0.03	26.02
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Civista Bancshares Inc	Buy	$403.1M	58.12%	8.25	25.05%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Civista Bancshares Inc

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; automated teller services; internet banking; ACH origination; telephone banking; and mobile/digital banking services, as well as remote deposit capture banking services for retail and business customers. It also provides time deposits that consist of certificates of deposit, including those held in IRA accounts and reciprocal deposits. Its loan portfolio includes commercial and agriculture; commercial real estate " owner and non-owner occupied; residential and farm real estate; real estate construction; lease financing receivable; consumer; and other loans, as well as home equity line of credit. In addition, the company holds and manages securities portfolio; leases general equipment; and provides captive insurance products. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

Organization	Civista Bancshares
Employees	526
CEO	Mr. Dennis G. Shaffer
Industry	Finance

Key Management of Civista Bancshares Inc

Name	Title
Mr. Dennis G. Shaffer	President, CEO & Chairman
Mr. Ian Whinnem	Interim Principal Accounting Officer, Executive VP & CFO
Mr. Richard J. Dutton	Senior VP & COO
Mr. Lance A. Morrison	Senior VP, General Counsel & Corporate Secretary
Mr. Harry Singer	Independent Director
Mr. Carl A. Kessler III	Senior VP & Chief Information Officer
Ms. Donna M. Waltz-Jaskolski	Senior VP & Customer Experience Officer
Mr. Russell L. Edwards	Senior VP & Chief Retail Officer
Mr. Robert L. Curry Jr.	Senior VP & Chief Risk Officer
Mr. Russel J. Edwards Jr.	Senior Vice President

Important FAQs about investing in CIVB Stock from India :

What is Civista Bancshares share price today?

Civista Bancshares share price today is $21.19 as on August 30, 2025 at 1:29 am IST at the close of the market. Civista Bancshares share today touched a day high of $21.19 and a low of $20.95.

What is the 52 week high and 52 week low for Civista Bancshares share?

Civista Bancshares share touched a 52 week high of $25.59 and a 52 week low of $16.24. Civista Bancshares stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $21.19, lower by 17.19% versus the 52 week high.

How to invest in Civista Bancshares Stock (CIVB) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Civista Bancshares on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Civista Bancshares Shares that will get you 0.0708 shares as per Civista Bancshares share price of $21.19 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Civista Bancshares Stock (CIVB) from India?

Indian investors can start investing in Civista Bancshares (CIVB) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Civista Bancshares stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Civista Bancshares share’s latest price of $21.19 as on August 30, 2025 at 1:29 am IST, you will get 0.4719 shares of Civista Bancshares. Learn more about fractional shares .

What are the returns that Civista Bancshares has given to Indian investors in the last 5 years?

Civista Bancshares stock has given 58.12% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?