Citizens Inc share price logo

Citizens Inc Share Price

NYSE: CIA

Small Cap

$4.67

+0.04

(+0.97%)

as on

Citizens Inc Stock Performance

as on March 24, 2026 at 6:59 am IST

  • Day's Low

    Day's High

    $4.62
    $4.94
    downward going graph

    1.07%

    Downside

    5.78%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $2.90
    $6.40
    downward going graph

    37.90%

    Downside

    37.13%

    Upside

    downward going graph

Citizens Inc share price movements today

Previous Close
$4.63
Open
$4.70
Volume
324.3K
Day's Low - High
$4.62 - $4.94
52 Week Low - High
$2.90 - $6.40

Citizens Inc Historical Returns

1 Month Return
-18.05 %
3 Month Return
-9.04 %
1 Year Return
-9.75 %
3 Year Return
+ 45.6 %
5 Year Return
-23.85 %

Citizens Inc Stock Fundamentals & Key Indicators

Check Citizens Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$232.9M

EPS (TTM)

0.3

Dividend Yield

0.00%

PE Ratio (TTM)

16.54

Industry PE ratio

8.72991341991342

PEG Ratio

1.2074

Return On Equity TTM

6.55%

Citizens Inc Stock Valuation

Track how Citizens Inc P/E has moved over time to understand its valuation trends.

Citizens Inc in the last 5 years

  • Overview

  • Trends

Lowest (-55.06x)

June 30, 2021

Industry (8.73x)

March 23, 2026

Today (16.54x)

March 23, 2026

Highest (16.69x)

December 31, 2025

LowHigh

Today’s Price to Earnings Ratio: 16.54x

Citizens Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Citizens Inc with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
NA$232.9M-23.85%16.545.71%
BUY$12.1B175.85%16.985.65%
BUY$56.7B60.24%15.1618.67%
HOLD$54.8B114.59%15.5721.24%
BUY$45.2B16.88%14.564.38%

Stock Returns calculator for Citizens Inc Stock including INR - Dollar returns

The Citizens Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Citizens Inc investment value today

Current value as on today

₹1,00,953

Returns

₹953

(+0.95%)

Returns from Citizens Inc Stock

₹8,967 (-8.97%)

Dollar Returns*

₹9,919 (+9.92%)

Citizens Inc Stock’s Investor Sentiment and Interest

Search interest for Citizens Inc Stock has increased by 50% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:50% versus previous 30 day period

Citizens Inc Quarterly Profit & Loss

All numbers in Millions USD

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Total Revenue
59
66
57
62
61
63
55
65
62
72
Gross Profit
18
22
17
33
29
30
18
33
19
20
Operating Income
4
8
4
3
3
3
-1
6
4
7
EBITDA
4
8
5
3
3
3
-1
7
4
7
Interest Expense
-
-
-
-
-
-
-
-
-
-
Depreciation
0
0
0
0
0
0
0
0
0
0
Income Before Tax
4
8
4
3
3
3
-1
6
4
7
Income Tax Expense
1
-1
0
0
0
0
0
0
2
0
Net Income
2
10
4
3
2
3
-1
6
2
7
Net Profit Margin
4.54%
16.07%
7.87%
6.38%
4.52%
5.70%
-2.92%
9.92%
3.85%
10.18%

Citizens Inc Annual Profit & Loss

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
245
252
244
250
238
250
232
240
245
255
Gross Profit
47
49
55
60
46
128
114
240
121
90
Operating Income
5
-2
2
5
-12
30
27
193
14
17
EBITDA
8
-1
3
7
-10
31
27
27
15
18
Interest Expense
-
-
-
-
-
-
0
-
-
-
Depreciation
-
3
3
1
1
1
0
0
0
0
Income Before Tax
5
-2
2
5
-12
30
27
26
14
17
Income Tax Expense
3
35
13
7
-1
-42
1
1
0
2
Net Income
1
-38
-11
-1
-10
72
26
24
14
14
Net Profit Margin
0.80%
-15.09%
-4.53%
-0.55%
-4.60%
29.02%
11.18%
10.15%
6.09%
5.71%

Citizens Inc Quarterly Cash Flow

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Net Income
10
4
3
2
3
-1
6
2
13
Operating Cash Flow
6
6
4
9
10
0
3
4
9
Investing Cash Flow
3
-9
0
-3
-13
-11
4
-4
-8
Financing Cash Flow
0
-1
0
0
0
0
-3
0
0
Change in Cash
10
-3
3
6
-3
-10
4
0
0

Citizens Inc Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
-38
-11
-1
-10
72
-6
24
14
14
Operating Cash Flow
93
84
72
48
40
56
22
31
17
Investing Cash Flow
-85
-85
-69
-61
-41
-60
-14
-27
-19
Financing Cash Flow
2
0
-2
0
-6
0
-3
-2
-4
Change in Cash
10
0
0
-12
-6
-4
4
2
-6

Global Institutional Holdings in Citizens Inc

Funds
Holdings
BlackRock Inc
6.33%
Geode Capital Management, LLC
2.05%
Dimensional Fund Advisors, Inc.
0.54%
Barclays PLC
0.4%
The Goldman Sachs Group Inc
0.14%

Insights on Citizens Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 2.41M → 7.33M (in $), with an average increase of 67.1% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 62.80M → 72.07M (in $), with an average increase of 12.9% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Unum Group has given 90.5% return, outperforming this stock by 44.9%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Manulife Financial Corporation has given 11.1% return, outperforming this stock by 20.8%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 1 month, CIA stock has moved down by -18.1%

About Citizens Inc

citizens, inc. (nyse: cia) is a insurance holding company serving the life insurance needs of individuals in the united states since 1969 and internationally since 1975. citizens operates through its insurance subsidiaries: cica life insurance company of america (“cica life”), citizens national life insurance company (“cnlic”), security plan life insurance company (“splic”) and security plan fire insurance company (“spfic”).
OrganisationCitizens Inc
Headquarters11815 Alterra Parkway, Austin, TX, United States, 78758
IndustryFinance
CEOMr. Jon Scott Stenberg
E-voting on sharesClick here to vote

Key Management of Citizens Inc

Name

Title

Mr. Jeffery Paul Conklin

CFO, Chief Investment Officer & Treasurer

Ms. Sheryl L. Kinlaw J.D.

Chief Legal Officer & Secretary

Mr. Bryon Matthew Lewis

Chief Operating Officer

Ms. Paula Guerrero

Chief Information Officer

Mr. David Scott Jorgensen CPA

General Manager for International Operations of CICA Life Insurance Company of America

Mr. Harvey J. L. Waite

Chief Actuary

Mr. Jon Scott Stenberg

President & CEO

FAQs

What is Citizens Inc share price today?

Citizens Inc share price today is $4.67 as on at the close of the market. Citizens Inc share today touched a day high of $4.94 and a low of $4.62.

What is the 52 week high and 52 week low for Citizens Inc share?

Citizens Inc share touched a 52 week high of $6.4 on and a 52 week low of $2.9 on . Citizens Inc stock price today i.e. is closed at $4.67,which is 27.08% down from its 52 week high and 61.03% up from its 52 week low.

What is Citizens Inc's market capitalisation today?

Citizens Inc market capitalisation is $0.00T as on .

How to invest in Citizens Inc Stock (CIA) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Citizens Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Citizens Inc Shares that will get you 0.3212 shares as per Citizens Inc share price of $4.67 per share as on March 24, 2026 at 1:29 am IST.

What is the minimum amount required to buy Citizens Inc Stock (CIA) from India?

Indian investors can start investing in Citizens Inc (CIA) shares with as little as ₹94.058 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹940.58 in Citizens Inc stock (as per the Rupee-Dollar exchange rate as on ). Based on Citizens Inc share’s latest price of $4.67 as on March 24, 2026 at 1:29 am IST, you will get 2.1413 shares of Citizens Inc. Learn more about fractional shares .

What are the returns that Citizens Inc has given to Indian investors in the last 5 years?

Citizens Inc stock has given -23.85% share price returns and 29.13% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?