Bayfirst Financial Share Price (NASDAQ: BAFN)

$9.12

▲

-0.32

(-3.39%)

Last updated on August 30, 2025 at 1:19 am IST

$₹

Check the interactive Bayfirst Financial Stock chart to analyse performance

Bayfirst Financial stock performance

as on August 30, 2025 at 1:19 am IST

Today's Low:$9.00
Today's High:$9.13
$9.12
1.32%
Downside
Day's Volatility :1.37%
Upside
0.05%
52 Weeks Low:$6.40
52 Weeks High:$19.75
$9.12
29.82%
Downside
52 Weeks Volatility :67.59%
Upside
53.82%

Bayfirst Financial Stock Returns

Period	Bayfirst Financial Corp	Index (Russel 2000)
3 Months	-39.65%	0.0%
6 Months	-51.05%	0.0%
1 Year	-34.31%	0.0%
3 Years	-51.97%	-4.7%

Bayfirst Financial Corp Key Stats

Check Bayfirst Financial key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$9.44
Open	$9.0
Today's High	$9.125
Today's Low	$9.0
Market Capitalization	$39.0M
Today's Volume	$6.3K
52 Week High	$19.75
52 Week Low	$6.4
Revenue TTM	$78.2M
Earnings Per Share (EPS)	$1.83
PE Ratio	5.16
Dividend Yield	3.42%
Profit Margin	11.94%
Quarterly Earnings Growth YOY	6.09%
Return On Equity TTM	8.93%

Stock Returns calculator for Bayfirst Financial Stock including INR - Dollar returns

The Bayfirst Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Bayfirst Financial investment value today

Current value as on today

₹70,943

Returns

₹29,057

(-29.06%)

Returns from Bayfirst Financial Stock

₹34,341 (-34.34%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Bayfirst Financial Stock

-100%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Bayfirst Financial Stock from India on INDmoney has decreased by -100% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Bayfirst Financial Corp

Name
Holdings %
Name
Holdings %
Banc Funds Co LLC
3.03%
First Manhattan Co. LLC
3.03%
Vanguard Group Inc
2.16%
BlackRock Inc
1.18%
SALZHAUER MICHAEL
1.09%
Northern Trust Corp
0.95%

Analyst Recommendation on Bayfirst Financial Stock

Rating

Trend

Bayfirst Financial Stock Insights

Price Movement
In the last 7 days, BAFN stock has moved up by 10.1%
Decreasing Revenue
Revenue is down for the last 4 quarters, 31.75M → 22.50M (in $), with an average decrease of 10.5% per quarter
Decreasing Net Profit
Netprofit is down for the last 3 quarters, 9.77M → -1.23M (in $), with an average decrease of 186.3% per quarter
BAFN vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 93.2%
BAFN vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 239.2%
Price to Sales
ForBAFN every $1 of sales, investors are willing to pay $0.5, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Bayfirst Financial Corp Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$74.9M	↑ 55.75%
Net Income	$4.5M	↓ 471.96%
Net Profit Margin	5.98%	↑ 8.49%

	FY20	Y/Y Change
Revenue	$134.1M	↑ 78.94%
Net Income	$12.7M	↑ 183.3%
Net Profit Margin	9.47%	↑ 3.49%

	FY21	Y/Y Change
Revenue	$63.3M	↓ 52.76%
Net Income	$24.6M	↑ 93.8%
Net Profit Margin	38.86%	↑ 29.39%

	FY22	Y/Y Change
Revenue	$66.4M	↑ 4.83%
Net Income	$-349.0K	↓ 101.42%
Net Profit Margin	-0.53%	↓ 39.39%

	FY23	Y/Y Change
Revenue	$110.8M	↑ 66.93%
Net Income	$5.7M	↓ 1733.81%
Net Profit Margin	5.14%	↑ 5.67%

	FY24	Y/Y Change
Revenue	$125.2M	↑ 12.98%
Net Income	$12.6M	↑ 121.03%
Net Profit Margin	10.06%	↑ 4.92%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$31.7M	↑ 2.98%
Net Income	$824.0K	↓ 50.21%
Net Profit Margin	2.6%	↓ 2.77%

	Q2 FY24	Q/Q Change
Revenue	$30.1M	↓ 5.09%
Net Income	$866.0K	↑ 5.1%
Net Profit Margin	2.87%	↑ 0.27%

	Q3 FY24	Q/Q Change
Revenue	$31.8M	↑ 5.43%
Net Income	$1.1M	↑ 31.29%
Net Profit Margin	3.58%	↑ 0.71%

	Q4 FY24	Q/Q Change
Revenue	$31.6M	↓ 0.43%
Net Income	$9.8M	↑ 759.81%
Net Profit Margin	30.91%	↑ 27.33%

	Q1 FY25	Q/Q Change
Revenue	$28.4M	↓ 10.19%
Net Income	$-335.0K	↓ 103.43%
Net Profit Margin	-1.18%	↓ 32.09%

	Q2 FY25	Q/Q Change
Revenue	$22.5M	↓ 20.76%
Net Income	$-1.2M	↑ 269.25%
Net Profit Margin	-5.5%	↓ 4.32%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$57.8M	↑ 36.29%

	FY20	Y/Y Change
Profit	$106.9M	↑ 84.96%

	FY21	Y/Y Change
Profit	$59.5M	↓ 44.3%

	FY22	Y/Y Change
Profit	$58.5M	↓ 1.69%

	FY23	Y/Y Change
Profit	$68.3M	↑ 16.7%

	FY24	Y/Y Change
Profit	$65.7M	↓ 3.79%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Profit	$17.2M	↓ 4.81%

	Q2 FY24	Q/Q Change
Profit	$15.9M	↓ 7.87%

	Q3 FY24	Q/Q Change
Profit	$16.6M	↑ 4.82%

	Q4 FY24	Q/Q Change
Profit	$16.0M	↓ 4.01%

	Q1 FY25	Q/Q Change
Profit	$14.3M	↓ 10.4%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$-38.5M	↓ 624.65%
Investing Cash Flow	$-37.7M	↓ 64.71%
Financing Cash Flow	$158.0M	↑ 49.87%

	FY20	Y/Y Change
Operating Cash Flow	$-107.8M	↑ 179.81%
Investing Cash Flow	$-933.4M	↑ 2373.5%
Financing Cash Flow	$986.0M	↑ 524.21%

	FY21	Y/Y Change
Operating Cash Flow	$101.2M	↓ 193.89%
Investing Cash Flow	$601.9M	↓ 164.48%
Financing Cash Flow	$-648.7M	↓ 165.8%

	FY22	Y/Y Change
Operating Cash Flow	$440.3M	↑ 334.98%
Investing Cash Flow	$-510.6M	↓ 184.84%
Financing Cash Flow	$26.7M	↓ 104.11%

	FY23	Y/Y Change
Operating Cash Flow	$454.8M	↑ 3.3%
Investing Cash Flow	$-641.3M	↑ 25.59%
Financing Cash Flow	$178.8M	↑ 570.41%

	FY24	Y/Y Change
Operating Cash Flow	$390.5M	↓ 14.13%
Investing Cash Flow	$-515.9M	↓ 19.55%
Financing Cash Flow	$144.8M	↓ 19.02%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$123.5M	↓ 2.92%
Investing Cash Flow	$-150.7M	↓ 7.38%
Financing Cash Flow	$26.3M	↓ 240.65%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$78.8M	↓ 36.25%
Investing Cash Flow	$-149.7M	↓ 0.66%
Financing Cash Flow	$74.2M	↑ 182.3%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$90.8M	↑ 15.28%
Investing Cash Flow	$-111.1M	↓ 25.77%
Financing Cash Flow	$24.0M	↓ 67.71%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$97.5M	↑ 7.36%
Investing Cash Flow	$-104.4M	↓ 6.11%
Financing Cash Flow	$20.3M	↓ 15.33%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$74.2M	↓ 23.9%
Investing Cash Flow	$-92.7M	↓ 11.2%
Financing Cash Flow	$3.9M	↓ 80.95%

Bayfirst Financial Technicals Summary

Sell

Neutral

Buy

Bayfirst Financial is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Bayfirst Financial Corp Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Bayfirst Financial Corp	-28.09%	-51.05%	-34.31%	-51.97%	-61.98%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Bayfirst Financial Corp	5.16	5.16	NA	0.0	0.09	0.01	0.03	22.37
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Bayfirst Financial Corp	NA	$39.0M	-61.98%	5.16	11.94%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Bayfirst Financial Corp

BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals. The company offers checking, savings, negotiable order of withdrawal, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and residential mortgages, personal lines of credit, and home equity lines of credit. In addition, the company offers internet, mobile and online banking, lock box services, remote capture and deposit, treasury management, wire transfers, cash management, merchant processing, remote deposit capture, night depositor, online bill payment, courier, retail investment, ACH originations, and other services. It operates full-service banking centers in Pinellas, Hillsborough, Manatee, and Sarasota counties, Florida. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in St. Petersburg, Florida.

Organization	Bayfirst Financial
Employees	300
CEO	Mr. Thomas G. Zernick
Industry	Miscellaneous

Key Management of Bayfirst Financial Corp

Name	Title
Mr. Thomas G. Zernick	CEO & Director
Ms. Robin L. Oliver	President, COO & Director
Mr. Scott J. McKim	Executive VP & CFO
Ms. Rhonda S. Tudor CPA	Chief Accounting Officer
Mr. Thomas G. Quale	Executive VP, Market President & Chief Lending Officer
Mr. Nickolas R. Smith	Executive VP & Chief Human Resources Officer
Ms. Brandi Nicole Jaber	Executive VP & Chief Production Officer
Ms. Susan P. Khayat	Executive VP & Chief Credit Officer

Important FAQs about investing in BAFN Stock from India :

What is Bayfirst Financial share price today?

Bayfirst Financial share price today is $9.12 as on August 30, 2025 at 1:19 am IST at the close of the market. Bayfirst Financial share today touched a day high of $9.13 and a low of $9.00.

What is the 52 week high and 52 week low for Bayfirst Financial share?

Bayfirst Financial share touched a 52 week high of $19.75 and a 52 week low of $6.40. Bayfirst Financial stock price today i.e. August 30, 2025 at 1:19 am IST is closed at $9.12, lower by 53.82% versus the 52 week high.

How to invest in Bayfirst Financial Stock (BAFN) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Bayfirst Financial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Bayfirst Financial Shares that will get you 0.1645 shares as per Bayfirst Financial share price of $9.12 per share as on August 30, 2025 at 1:19 am IST.

What is the minimum amount required to buy Bayfirst Financial Stock (BAFN) from India?

Indian investors can start investing in Bayfirst Financial (BAFN) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Bayfirst Financial stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Bayfirst Financial share’s latest price of $9.12 as on August 30, 2025 at 1:19 am IST, you will get 1.0965 shares of Bayfirst Financial. Learn more about fractional shares .

What are the returns that Bayfirst Financial has given to Indian investors in the last 5 years?

Bayfirst Financial stock has given -61.98% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?