WhiteOak Capital Ultra Short Term Fund Direct Growth

WhiteOak Capital Ultra Short Term Fund Direct Growth

Debt

WhiteOak Mutual Fund

Ultra Short Duration

Get the latest NAV of WhiteOak Capital Ultra Short Term Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1519.42

NAV as on 11 Sep 2026

5.93%/per year

Since Inception

Absolute Gain%

▲▼

43 people have invested ₹ 2.3Cr in WhiteOak Capital Ultra Short Term Fund in the last three months

WhiteOak Capital Ultra Short Term Fund Performance vs. Ultra Short Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (11-Sep-26)

The fund has consistently outperformed the benchmark (Ultra Short Duration Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.58%
1.91%
3.63%
6.47%
7.04%
6.48%
Ultra Short Duration Index
0.29%
1.65%
3.02%
5.58%
5.97%
5.54%
Ultra Short Duration Avg
0.44%
1.62%
3.11%
5.86%
6.7%
6.07%
Best in Ultra Short Duration
0.63%
2.07%
3.87%
7.09%
7.6%
7.19%
Worst in Ultra Short Duration
0.52%
1.77%
3.42%
6.25%
6.46%
5.78%
Category Rank
16/18
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Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
WhiteOak Capital Ultra Short Term Fund
18/18
552Cr
0.34%
6.47%
7.04%
-0.30
1.11
1.41
3.37
-1.44
Tata Ultra Short Term Fund
1/18
6,495Cr
0.32%
7.09%
7.54%
0.18
1.08
2.49
9.03
1.48
ICICI Prudential Ultra Short Term Fund
2/18
15,974Cr
0.41%
6.79%
7.44%
0.04
1.15
2.15
6.58
0.88
Mirae Asset Ultra Short Duration Fund
3/18
1,916Cr
0.18%
6.77%
7.45%
--
1.22
2.11
6.61
0.99
See all

WhiteOak Capital Ultra Short Term Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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WhiteOak Capital Ultra Short Term Fund Asset Allocation

See fund asset allocation details as on (15-Aug-26)

Fund Distribution

as on (15-Aug-26)

AAA
88%
AA
12%
Cash allocation has gone down from 72.9% to 71.3%
Cash allocation has gone down from 72.9% to 71.3%
Debt allocation has gone up from 26.8% to 28.4%
Debt allocation has gone up from 26.8% to 28.4%

WhiteOak Capital Ultra Short Term Fund Sector Allocation

See fund sector allocation details as on (15-Aug-26)

Sector Allocation

Corporate
72.6%
Cash Equivalent
18.3%
Government
9.1%

Top 2 Sectors in July were Corporate, Government

Jul'26

Corporate

45%

Government

14%

Jun'26

Corporate

36%

Government

12%

WhiteOak Capital Ultra Short Term Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.34%
Benchmark
CRISIL Ultra Short Duration Debt TR INR
AUM₹552 Cr
Inception Date6 June, 2019
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
204.01%
Risk
Risk meter
pointer
Low to Moderate Risk

About WhiteOak Capital Ultra Short Term Fund

WhiteOak Capital Ultra Short Term Fund Direct Growth is a debt fund. This fund was started on 6 June, 2019. The fund is managed by Piyush Baranwal. This fund is suitable to keep your money safe.

Key Parameters

  1. WhiteOak Capital Ultra Short Term Fund has ₹552 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

WhiteOak Capital Ultra Short Term Fund has given a CAGR return of 5.93% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.47%, 7.04% and 6.48% respectively.

Holdings

WhiteOak Capital Ultra Short Term Fund has allocated its funds majorly in Corporate, Cash Equivalent, Government. Its top holdings are Indian Bank, National Bank For Agriculture And Rural Development, Bank Of Baroda, LIC Housing Finance Ltd, Muthoot Finance Limited

Taxation

As it is a ultra short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of WhiteOak Capital Ultra Short Term Fund

The investment objective of the scheme is to generate reasonable income with low volatility through investment in a portfolio comprising of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. WhiteOak Capital Ultra Short Term Fund has no lock in period.

Fund Manager

Piyush Baranwal

Fund Manager of WhiteOak Capital Ultra Short Term Fund, since 6 June 2019

Learn more about WhiteOak Mutual Fund
Parameters
Jul'26
Jun'26
May'26
AUM
₹ 534.6 Cr
₹ 534.6 Cr
₹ 560 Cr
  • AUM of the fund stands at 534.6 Cr as of Jul'26
  • AUM has remained same between Jul'26 and Jun'26

Frequently Asked Questions for WhiteOak Capital Ultra Short Term Fund Direct Growth

How do I invest in WhiteOak Capital Ultra Short Term Fund?

INDmoney makes it simple to invest in the WhiteOak Capital Ultra Short Term Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘WhiteOak Capital Ultra Short Term Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of WhiteOak Capital Ultra Short Term Fund?

The NAV of the fund today is ₹1519.42. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

WhiteOak Capital Ultra Short Term Fund fund has generated a return of 6.47% in 1 year, 7.04% in 3 years, 6.48% in 5 years.

Who is the fund manager of WhiteOak Capital Ultra Short Term Fund?

The fund managers are Piyush Baranwal.

What is the expense ratio of the fund?

The expense ratio is 0.34%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹552 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of WhiteOak Capital Ultra Short Term Fund?

The top 3 holdings of the fund are Indian Bank(8.64%), National Bank For Agriculture And Rural Development(8.51%), Bank Of Baroda(8.15%)