UTI Value fund Fund-Direct Payout Inc Dist cum Cap Wdrl

UTI Value fund Fund-Direct Payout Inc Dist cum Cap Wdrl is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Amit Premchandani. The fund could potentially beat inflation in the long-run.

1. UTI Value fund Fund-Direct Payout Inc Dist cum Cap Wdrl has ₹9752 Cr worth of assets under management (AUM) as on Apr 2025 and is more than category average.
2. The fund has an expense ratio 1.1.
   

UTI Value fund Fund-Direct Payout Inc Dist cum Cap Wdrl has given a CAGR return of 14.67% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.99%, 23.76% and 25.39% respectively.

UTI Value fund Fund-Direct Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Consumer Cyclical, Tech, Basic Materials, Health, Industrial, Communication, Energy, Utilities, Consumer Defensive, Real Estate. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Bharti Airtel Ltd, Axis Bank Ltd

As it is a value mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across market capitalization spectrum. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Value fund Fund-Direct Payout Inc Dist cum Cap Wdrl has no lock in period.