UTI Unit Linked Insurance Plan- Direct
Get the latest NAV of UTI Unit Linked Insurance Plan- Direct. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹46.70
1D
NAV as on 10 Sep 2026
8.78%/per year
Since Inception
▲▼
3 people have invested ₹ 6K in UTI Unit Linked Insurance Plan- Direct in the last three months
UTI Unit Linked Insurance Plan- Direct Performance vs. Balanced Allocation Index
Fund returns vs Benchmark returns vs Category Average returns as on (10-Sep-26)
The fund has underperformed the benchmark (Balanced Allocation Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
UTI Unit Linked Insurance Plan- Direct Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
UTI Unit Linked Insurance Plan- Direct Asset Allocation
See fund asset allocation details as on (15-Aug-26)
Fund Distribution
as on (15-Aug-26)
UTI Unit Linked Insurance Plan- Direct Sector Allocation
See fund sector allocation details as on (15-Aug-26)
Sector Allocation
Top 3 Sectors in July were Government, Financial Services & Corporate
Government
58%
Corporate
26%
Financial Services
24%
Government
65%
Financial Services
26%
Corporate
25%
UTI Unit Linked Insurance Plan- Direct Holdings Details
as on (31-Aug-26)
UTI Unit Linked Insurance Plan- Direct Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1% |
Benchmark | Nifty 50 Hybrid Composite Debt 50:50 |
| AUM | ₹5108 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | --/-- |
Exit Load | 2.0% |
| Lock In | No Lock-in |
TurnOver | 46.4% |
| Risk |   High Risk |
About UTI Unit Linked Insurance Plan- Direct
UTI Unit Linked Insurance Plan- Direct is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Ajay Tyagi, Anurag Mittal, Kamal Gada, Akash Shah. This fund gives you the benefit of diversification.
Key Parameters
- UTI Unit Linked Insurance Plan- Direct has ₹5108 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
- The fund has an expense ratio 1.
Returns
UTI Unit Linked Insurance Plan- Direct has given a CAGR return of 8.78% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 2.03%, 7.78% and 6.51% respectively.
Holdings
UTI Unit Linked Insurance Plan- Direct has allocated its funds majorly in Government, Corporate, Consumer Cyclical, Financial Services, Cash Equivalent, Tech, Health, Communication, Industrial, Consumer Defensive, Basic Materials.
Taxation
As it is a balanced allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of UTI Unit Linked Insurance Plan- Direct
Investment objecve of the scheme is primarily to provide return through growth in the NAV or through dividend distribuon (IDCW) and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equies and equity related instruments.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. UTI Unit Linked Insurance Plan- Direct has no lock in period.
Fund Manager
Ajay Tyagi
Fund Manager of UTI Unit Linked Insurance Plan- Direct, since 2 December 2014
Anurag Mittal
Fund Manager of UTI Unit Linked Insurance Plan- Direct, since 3 November 2025
Kamal Gada
Fund Manager of UTI Unit Linked Insurance Plan- Direct, since 8 April 2025
Akash Shah
Fund Manager of UTI Unit Linked Insurance Plan- Direct, since 12 January 2026
- AUM of the fund stands at 5.1K Cr as of Jul'26
- AUM increased by 99.4 Cr between Jul'26 and Jun'26
Frequently Asked Questions for UTI Unit Linked Insurance Plan- Direct
How do I invest in UTI Unit Linked Insurance Plan- Direct?
- Download the INDmoney app.
- Search for ‘UTI Unit Linked Insurance Plan- Direct’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.