UTI Gilt Fund Regular Plan Growth

UTI Gilt Fund Regular Plan Growth

Debt

UTI Mutual Fund

Government Bond

Get the latest NAV of UTI Gilt Fund Regular Plan Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹64.56

▲0.9%1D

NAV as on 08 Apr 2026

8.01%/per year

Since Inception

Absolute Gain%

▲▼

UTI Gilt Fund Regular Plan Growth Performance vs. Government Bond Index

Fund returns vs Benchmark returns vs Category Average returns as on (08-Apr-26)

The fund has consistently outperformed the benchmark (Government Bond Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.64%
1.75%
2.41%
3.24%
6.72%
5.55%
Government Bond Index
-1.4%
-0.64%
-0.84%
0.78%
5.36%
4.73%
Government Bond Avg
-0.48%
0.27%
0.1%
1.88%
6.32%
5.31%
Best in Government Bond
-0.18%
0.93%
1.76%
4.99%
7.06%
6.39%
Worst in Government Bond
-2.61%
-2.77%
-3.65%
-3.23%
4.68%
4.46%
Category Rank
10/15
15/15
14/16
16/16
11/11
--

UTI Gilt Fund Regular Plan Growth Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

7
/15
43% Performance
42% Risk Management
33% Cost

Ranked 7 out of 15 mutual funds in the government bond category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
UTI Gilt Fund Regular Plan Growth
7/15
543Cr
0.9%
3.24%
6.72%
-0.31
0.90
-0.03
-0.04
-0.32
SBI Gilt Fund
6/15
10,211Cr
0.96%
1.18%
6.34%
-0.49
0.92
-0.08
-0.11
-0.50
SBI Gilt Fund PF Fixed Period 3 year
6/15
10,211Cr
0.96%
1.18%
6.34%
-0.49
0.92
-0.08
-0.11
-0.50
SBI Gilt Fund PF
6/15
10,211Cr
0.96%
1.21%
6.35%
-0.48
0.92
-0.08
-0.11
-0.50
See all

UTI Gilt Fund Regular Plan Growth Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
▼

UTI Gilt Fund Regular Plan Growth Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
100%
Debt allocation has gone down from 97.2% to 93.6%
Debt allocation has gone down from 97.2% to 93.6%
Cash allocation has gone up from 2.8% to 6.4%
Cash allocation has gone up from 2.8% to 6.4%

UTI Gilt Fund Regular Plan Growth Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Government
95.8%
Cash Equivalent
4.2%

Top Sector in February was Government

Feb'26

Government

94%

Jan'26

Government

97%

UTI Gilt Fund Regular Plan Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.9%
Benchmark
CRISIL Dynamic Gilt TR INR
AUM₹543 Cr
Inception Date21 January, 2002
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
303.75%
Risk
Risk meter
pointer
Moderate Risk

About UTI Gilt Fund Regular Plan Growth

UTI Gilt Fund Regular Plan Growth is a debt fund. This fund was started on 21 January, 2002. The fund is managed by Pankaj Pathak. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI Gilt Fund Regular Plan Growth has ₹543 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.9.

Returns

UTI Gilt Fund Regular Plan Growth has given a CAGR return of 8.01% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 3.24%, 6.72% and 5.55% respectively.

Holdings

UTI Gilt Fund Regular Plan Growth has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are Tbill, 7.24% Gs 2055, 6.90% Gs 2065, 7.3% Uttarakhand Sgs 2032

Taxation

As it is a government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of UTI Gilt Fund Regular Plan Growth

The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or State Government and / or any security unconditionally guaranteed by the Central Government and / or State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. UTI Gilt Fund Regular Plan Growth has no lock in period.

Fund Manager

Pankaj Pathak

Fund Manager of UTI Gilt Fund Regular Plan Growth, since 8 April 2025

Learn more about UTI Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 532.8 Cr
₹ 519.9 Cr
₹ 545.2 Cr
  • AUM of the fund stands at 532.8 Cr as of Feb'26
  • AUM increased by 12.9 Cr between Feb'26 and Jan'26

Frequently Asked Questions for UTI Gilt Fund Regular Plan Growth

How do I invest in UTI Gilt Fund Regular Plan Growth?

INDmoney makes it simple to invest in the UTI Gilt Fund Regular Plan Growth. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI Gilt Fund Regular Plan Growth’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI Gilt Fund Regular Plan Growth?

The NAV of the fund today is ₹64.56. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

UTI Gilt Fund Regular Plan Growth fund has generated a return of 3.24% in 1 year, 6.72% in 3 years, 5.55% in 5 years.

Who is the fund manager of UTI Gilt Fund Regular Plan Growth?

The fund managers are Pankaj Pathak.

What is the expense ratio of the fund?

The expense ratio is 0.90%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹543 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI Gilt Fund Regular Plan Growth?

The top 3 holdings of the fund are Tbill(35.2%), 7.24% Gs 2055(18.22%), 6.90% Gs 2065(13.13%)