UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl

UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Amit Premchandani. The fund could potentially beat inflation in the long-run.

1. UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl has ₹3928 Cr worth of assets under management (AUM) as on Apr 2025 and is more than category average.
2. The fund has an expense ratio 1.4.
   

UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl has given a CAGR return of 14.31% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.76%, 22.69% and 26.68% respectively.

UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Tech, Consumer Cyclical, Health, Utilities, Consumer Defensive, Energy, Industrial, Basic Materials, Communication. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Tech Mahindra Ltd, Kotak Mahindra Bank Ltd, Infosys Ltd

As it is a dividend yield mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

The objective of the scheme is to generate long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl has no lock in period.